Cost of Living Comparison Between Somerset, NJ and New York, NY Cost of Living Comparison Between Somerset, NJ and New York, NY

🙂 Solo nomad: Somerset, NJ is 22.1% cheaper than New York, NY without rent, and 7.7% cheaper with rent.

🙂 Family of 3: Somerset, NJ is 31.2% cheaper than New York, NY without rent, and 45.7% cheaper with rent.

Meal at Budget Restaurant

$20.16 $20.16

$29.68 $29.68

-32.08%

Three-Course Dinner for Two, Mid-Range

$79.4 $79.4

$144 $144

-44.93%

Fast Food Meal (McDonalds, etc)

$12.36 $12.36

$12.43 $12.43

-0.56%

Cappuccino

$5.07 $5.07

$5.84 $5.84

-13.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 $2.44

$3.26 $3.26

-25.15%

Water (0.33 liter bottle)

$2.56 $2.56

$2.58 $2.58

-0.78%

Local Beer (0.5 liter draught)

$7.98 $7.98

$8.24 $8.24

-3.16%

Imported Beer (0.33 liter bottle)

$9.96 $9.96

$11.86 $11.86

-16.02%

Milk (1 liter)

$1.12 $1.12

$1.56 $1.56

-28.21%

White Bread (500g)

$3.95 $3.95

$5.23 $5.23

-24.47%

Rice (white) (1kg)

$8.16 $8.16

$8.11 $8.11

0.62%

Eggs

$4.15 $4.15

$7.25 $7.25

-42.76%

Local Cheese (1kg)

$17.5 $17.5

$17.08 $17.08

2.46%

Chicken Fillets (1kg)

$16.66 $16.66

$16.24 $16.24

2.59%

Beef Round Steak (1kg)

$19.8 $19.8

$20.02 $20.02

-1.10%

Apples (1kg)

$7.45 $7.45

$7.49 $7.49

-0.53%

Banana (1kg)

$2.43 $2.43

$2.55 $2.55

-4.71%

Oranges (1kg)

$5.36 $5.36

$5.82 $5.82

-7.90%

Tomato (1kg)

$6.13 $6.13

$6.52 $6.52

-5.98%

Potato (1kg)

$2.81 $2.81

$3.72 $3.72

-24.46%

Onion (1kg)

$3.71 $3.71

$3.9 $3.9

-4.87%

Lettuce (1 head)

$2.53 $2.53

$3.07 $3.07

-17.59%

Water (1.5 liter bottle)

$2.56 $2.56

$2.57 $2.57

-0.39%

Cigarettes 20 Pack (Marlboro, Camel)

$10.81 $10.81

$19.21 $19.21

-43.73%

Wine (Bottle)

$19.05 $19.05

$17.79 $17.79

7.08%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$3.01 $3.01

-42.19%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$3.72 $3.72

4.57%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.92 $2.92

-30.14%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$4.92 $4.92

$5.13 $5.13

-4.09%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$2.15 $2.15

-23.26%

Taxi 1hour Waiting (Normal Tariff)

$42.73 $42.73

$41.57 $41.57

2.79%

Gasoline (1 liter)

$0.9 $0.9

$0.95 $0.95

-5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K $29.9K

$35K $35K

-14.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$27.7K $27.7K

-4.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 $178

$179 $179

-0.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.61 $49.61

$60 $60

-17.28%

Internet (50+ Mbps, Unlimited Data)

$56.3 $56.3

$63.8 $63.8

-11.78%

Gym Membership (Monthly)

$42.32 $42.32

$141 $141

-69.92%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$14.92 $14.92

$19.9 $19.9

-25.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,825 $1,825

$3,206 $3,206

-43.07%

International Primary School, 1 Child (Yearly)

$39.8K $39.8K

$56.5K $56.5K

-29.60%

Jeans (Levis 501 Or Similar)

$67 $67

$65.7 $65.7

1.96%

Summer Dress (H&M, Zara, etc)

$48.4 $48.4

$48.75 $48.75

-0.72%

Sport Shoes (Adidas, Nike)

$115 $115

$111 $111

3.40%

Men's Leather Business Shoes

$172 $172

0.30%

1-bedroom Apartment, City Center (Monthly)

$1,582 $1,582

$4,165 $4,165

-62.01%

1-bedroom Apartment, Outside City Center (Monthly)

$2,672 $2,672

$2,653 $2,653

0.70%

3-bedroom Apartment, City Center (Monthly)

$2,585 $2,585

$8,412 $8,412

-69.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,257 $2,257

$5,277 $5,277

-57.23%

Buy Apartment in City Center (m2)

$2,738 $2,738

$15.6K $15.6K

-82.47%

Buy Apartment Outside City Center (m2)

$2,424 $2,424

$11.2K $11.2K

-78.27%

Average Monthly Net Salary (After Tax)

$5,080 $5,080

$5,616 $5,616

-9.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, NJ: October 28, 2025

Last update for New York, NY: October 28, 2025

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