Last update: Nov 2026

Cost of Living Comparison Between Somerset, KY and San Jose

For one person, living is cheaper in Somerset, KY: $1,661 a month against $2,107 in San Jose, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Somerset, KY
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Somerset, KY Living Index
101

Cost of Living Index in San Jose
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San Jose Living Index

Jump to prices

Somerset, KY

🇺🇸 United States

$1,661

/mo nomad

San Jose

🇨🇷 Costa Rica

$2,107

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, KY and in San Jose

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, KY and in San Jose actually costs, broken down by who's living it.

A single person spends $1,661 per month in Somerset, KY vs $2,107 in San Jose, rent included.

Somerset, KY $1,661
San Jose $2,107

A couple spends around $2,530 per month in Somerset, KY vs $3,081 in San Jose, rent included.

Somerset, KY $2,530
San Jose $3,081

A family of three spends $3,400 per month in Somerset, KY vs $4,054 in San Jose, rent included.

Somerset, KY $3,400
San Jose $4,054

Somerset, KY is about 21% cheaper than San Jose, and outside of rent the biggest gap is in clothing.

Both Somerset, KY and San Jose sit above the global median – Somerset, KY by 23%, San Jose by 56%.

Meal at Budget Restaurant

$15.20 $15.20

$12.37 ₡5,563

22.88%

Three-Course Dinner for Two, Mid-Range

$55.1 $55.1

$62.4 ₡28.0K

-11.61%

Fast Food Meal (McDonalds, etc)

$8.42 $8.42

$11.71 ₡5,264

-28.10%

Cappuccino

$3.95 $3.95

$4.54 ₡2,040

-13.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$2.75 ₡1,238

-17.09%

Water (0.33 liter bottle)

$1.64 $1.64

$1.86 ₡837

-11.83%

Local Beer (0.5 liter draught)

$3.42 $3.42

$3.35 ₡1,505

2.09%

Imported Beer (0.33 liter bottle)

$3.90 $3.90

$4.32 ₡1,944

-9.72%

Milk (1 liter)

$0.89 $0.89

$2.36 ₡1,061

-62.29%

White Bread (500g)

$2.78 $2.78

$3.07 ₡1,379

-9.45%

Rice (white) (1kg)

$3.95 $3.95

$2.51 ₡1,128

57.37%

Eggs

$4.12 $4.12

$3.53 ₡1,585

16.71%

Local Cheese (1kg)

$6.79 $6.79

$10.54 ₡4,738

-35.58%

Chicken Fillets (1kg)

$8.74 $8.74

$10.57 ₡4,754

-17.31%

Beef Round Steak (1kg)

$13.05 $13.05

$13.92 ₡6,261

-6.25%

Apples (1kg)

$5.64 $5.64

$5.20 ₡2,338

8.46%

Banana (1kg)

$1.23 $1.23

$1.65 ₡740

-25.45%

Oranges (1kg)

$4.43 $4.43

$4.89 ₡2,198

-9.41%

Tomato (1kg)

$4.76 $4.76

$3.84 ₡1,728

23.96%

Potato (1kg)

$2.66 $2.66

$3.91 ₡1,757

-31.97%

Onion (1kg)

$3.31 $3.31

$3.76 ₡1,692

-11.97%

Lettuce (1 head)

$1.98 $1.98

$1.12 ₡504

76.79%

Water (1.5 liter bottle)

$1.48 $1.48

$3.22 ₡1,447

-54.04%

Cigarettes 20 Pack (Marlboro, Camel)

$6.16 $6.16

$6.02 ₡2,706

2.33%

Wine (Bottle)

$11.84 $11.84

$19.84 ₡8,919

-40.32%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$2.81 ₡1,264

-26.69%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$3.65 ₡1,643

-58.08%

One-way Ticket (Public Transport)

$1.74 $1.74

$1.08 ₡487

61.11%

Public Transport Monthly Pass (Regular Price)

$63.1 $63.1

$65.2 ₡29.3K

-3.27%

Taxi Start (Normal Tariff)

$3.74 $3.74

$2.26 ₡1,018

65.49%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$1.78 ₡799

-28.65%

Taxi 1hour Waiting (Normal Tariff)

$25.13 $25.13

$7.90 ₡3,551

218.10%

Gasoline (1 liter)

$0.93 $0.93

$1.50 ₡673

-38.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K $25.4K

$33.5K ₡15.1M

-24.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$42.3K ₡19.0M

-37.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 $149

$93.2 ₡41.9K

59.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$79.7 $79.7

$36.13 ₡16.2K

120.62%

Internet (50+ Mbps, Unlimited Data)

$71.1 $71.1

$60.6 ₡27.2K

17.26%

Gym Membership (Monthly)

$40.18 $40.18

$68.9 ₡31.0K

-41.71%

Tennis Court (1 Hour on Weekend)

$24.94 ₡11.2K

Cinema Ticket

$8.08 $8.08

$7.67 ₡3,449

5.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$661 $661

$972 ₡436.9K

-31.96%

International Primary School, 1 Child (Yearly)

$24.9K $24.9K

$18.9K ₡8.5M

32.04%

Jeans (Levis 501 Or Similar)

$24.77 $24.77

$70.6 ₡31.8K

-64.92%

Summer Dress (H&M, Zara, etc)

$29.43 $29.43

$56.7 ₡25.5K

-48.08%

Sport Shoes (Adidas, Nike)

$55.5 $55.5

$129 ₡57.8K

-56.85%

Men's Leather Business Shoes

$98.7 $98.7

$131 ₡58.8K

-24.56%

1-bedroom Apartment, City Center (Monthly)

$620 $620

$1,170 ₡525.9K

-47.02%

1-bedroom Apartment, Outside City Center (Monthly)

$569 $569

$943 ₡424.1K

-39.63%

3-bedroom Apartment, City Center (Monthly)

$1,059 $1,059

$1,984 ₡892.0K

-46.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,029 $1,029

$1,400 ₡629.5K

-26.53%

Buy Apartment in City Center (m2)

$2,840 $2,840

$2,681 ₡1.2M

5.94%

Buy Apartment Outside City Center (m2)

$2,341 $2,341

$2,037 ₡915.8K

14.93%

Average Monthly Net Salary (After Tax)

$4,578 $4,578

$987 ₡443.6K

363.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

-42.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, KY: November 2, 2026

Last update for San Jose: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, KY

$569 34.3%

San Jose

$943 44.8% 65.7% $374

Groceries & Markets

Somerset, KY

$327 19.7%

San Jose

$403 19.1% 23.3% $76

Monthly Utilities & Internet

Somerset, KY

$300 18%

San Jose

$190 9% 36.6% $110

Eating Out

Somerset, KY

$235 14.1%

San Jose

$232 11% 1% $2.4

Clothing & Footwear

Somerset, KY

$94 5.7%

San Jose

$174 8.3% 85.6% $80

Getting Around

Somerset, KY

$80 4.8%

San Jose

$81 3.8% 0.7% $0.6

Sport & Entertainment

Somerset, KY

$56 3.4%

San Jose

$84 4% 49.5% $28

Cost Breakdown

A central one-bedroom costs $620 in Somerset, KY versus $1,170 in San Jose. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Somerset, KY are about 4.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $55 in Somerset, KY versus $62 in San Jose. Monthly groceries follow the same trend: $327 vs $403 – making Somerset, KY the more affordable choice for daily food spending.

Good to know

🇺🇸 Somerset, KY

🇨🇷 San Jose

🕒 Local time

12:01 12:01 PM

11:01 11:01 AM

1 h behind Somerset, KY

🌤 Weather

👥 Population

11,924

342,188 Capital

💱 Currency

United States Dollar USD $

Costa Rican Colón CRC ₡

📈 Exchange rate

1 USD = 0.89 EUR

1,000 CRC = 2.22 USD

1,000 CRC = 1.98 EUR

Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

🇨🇷 Costa Rican Colón (₡)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 505 CRC (1,000 CRC = 1.98 EUR).

CRC to USD in detail →

On the map

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Between locations

Somerset, KY San Jose 3,020 km ≈ 4 h 15 min nonstop flight

From you

Somerset, KY
San Jose

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, KY vs San Jose: Cost of Living - Frequently Asked Questions

Yes – San Jose is pricier by about 27%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,491 per month in Somerset, KY and $3,161 in San Jose. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Somerset, KY, especially for central apartments: a one-bedroom in the center costs $620 there versus $1,170 in San Jose.

A mid-range dinner for two costs $55 in Somerset, KY and $62 in San Jose. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,661 in Somerset, KY and $2,107 in San Jose. That makes Somerset, KY about 21% cheaper.

$2,500 covers both cities comfortably – all-in costs are $1,661 in Somerset, KY and $2,107 in San Jose, leaving budget for savings and extras in both cases.

Families tend to lean toward Somerset, KY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Somerset, KY is the easier option financially – housing and daily costs are lower, and overall it costs about 21% less, which matters a lot on a fixed budget or early-career salary.