Last update: Oct 2026

Cost of Living Comparison Between Somerset, KY and Phuket

For one person, living is cheaper in Phuket: $1,208 a month against $1,591 in Somerset, KY, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

77

Cost of Living Index in Somerset, KY
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Somerset, KY Living Index
59

Cost of Living Index in Phuket
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Phuket Living Index

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Somerset, KY

🇺🇸 United States

$1,591

/mo nomad

Phuket

🇹🇭 Thailand

$1,208

/mo nomad

Monthly Cost of Living

How much you'll spend in Somerset, KY and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Somerset, KY and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,591 in Somerset, KY versus $1,208 in Phuket.

Somerset, KY $1,591
Phuket $1,208

Estimated couple costs with rent: $2,440 in Somerset, KY versus $2,027 in Phuket.

Somerset, KY $2,440
Phuket $2,027

Monthly costs for a family of three with rent: $3,289 in Somerset, KY versus $2,845 in Phuket.

Somerset, KY $3,289
Phuket $2,845

Living in Somerset, KY is roughly 32% more expensive than in Phuket, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Somerset, KY is 17% above, Phuket is 11% below.

Meal at Budget Restaurant

$14.84 $14.84

$4.40 ฿147

237.27%

Three-Course Dinner for Two, Mid-Range

$49.92 $49.92

$32.26 ฿1,078

54.74%

Fast Food Meal (McDonalds, etc)

$8.42 $8.42

$8.76 ฿293

-3.88%

Cappuccino

$4.11 $4.11

$2.83 ฿94.5

45.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 $2.30

$0.90 ฿30.14

155.56%

Water (0.33 liter bottle)

$1.65 $1.65

$0.47 ฿15.56

251.06%

Local Beer (0.5 liter draught)

$3.45 $3.45

$2.55 ฿85.2

35.29%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$3.83 ฿128

6.53%

Milk (1 liter)

$0.88 $0.88

$1.73 ฿57.7

-49.13%

White Bread (500g)

$2.83 $2.83

$1.47 ฿49.11

92.52%

Rice (white) (1kg)

$3.80 $3.80

$1.51 ฿50.6

151.66%

Eggs

$4.22 $4.22

$2.17 ฿72.7

94.47%

Local Cheese (1kg)

$6.80 $6.80

$19.70 ฿658

-65.48%

Chicken Fillets (1kg)

$8.59 $8.59

$3.34 ฿112

157.19%

Beef Round Steak (1kg)

$13.43 $13.43

$11.16 ฿373

20.34%

Apples (1kg)

$5.65 $5.65

$2.85 ฿95.1

98.25%

Banana (1kg)

$1.18 $1.18

$1.70 ฿56.9

-30.59%

Oranges (1kg)

$4.36 $4.36

$2.19 ฿73.3

99.09%

Tomato (1kg)

$4.81 $4.81

$2.05 ฿68.4

134.63%

Potato (1kg)

$2.63 $2.63

$1.45 ฿48.57

81.38%

Onion (1kg)

$3.18 $3.18

$1.38 ฿46.16

130.43%

Lettuce (1 head)

$1.96 $1.96

$1.07 ฿35.69

83.18%

Water (1.5 liter bottle)

$1.54 $1.54

$0.51 ฿16.91

201.96%

Cigarettes 20 Pack (Marlboro, Camel)

$5.83 $5.83

$4.26 ฿142

36.85%

Wine (Bottle)

$12.04 $12.04

$18.58 ฿621

-35.20%

Local Beer (0.5 liter bottle)

$2.16 $2.16

$1.78 ฿59.7

21.35%

Imported Beer (0.33 liter bottle)

$1.52 $1.52

$2.85 ฿95.2

-46.67%

One-way Ticket (Public Transport)

$1.80 $1.80

$2.26 ฿75.6

-20.35%

Public Transport Monthly Pass (Regular Price)

$22.10 ฿738

Taxi Start (Normal Tariff)

$3.70 $3.70

$3.01 ฿101

22.92%

Taxi (Normal Tariff) (1km)

$1.22 $1.22

$1.06 ฿35.34

15.09%

Taxi 1hour Waiting (Normal Tariff)

$24.77 $24.77

$3.86 ฿129

541.71%

Gasoline (1 liter)

$0.98 $0.98

$1.45 ฿48.45

-32.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K $25.3K

$26.3K ฿879.9K

-4.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$26.9K ฿900.4K

-1.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 $150

$96.4 ฿3,221

55.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$78.2 $78.2

$11.04 ฿369

607.88%

Internet (50+ Mbps, Unlimited Data)

$71.4 $71.4

$17.14 ฿573

316.80%

Gym Membership (Monthly)

$41.93 $41.93

$52.2 ฿1,744

-19.64%

Tennis Court (1 Hour on Weekend)

$11.16 ฿373

Cinema Ticket

$8.08 $8.08

$7.81 ฿261

3.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$648 $648

$556 ฿18.6K

16.57%

International Primary School, 1 Child (Yearly)

$19.3K $19.3K

$11.6K ฿387.0K

66.57%

Jeans (Levis 501 Or Similar)

$24.53 $24.53

$64.2 ฿2,146

-61.79%

Summer Dress (H&M, Zara, etc)

$30.24 $30.24

$28.69 ฿959

5.40%

Sport Shoes (Adidas, Nike)

$55.7 $55.7

$95.4 ฿3,187

-41.58%

Men's Leather Business Shoes

$101 $101

$88.0 ฿2,940

14.44%

1-bedroom Apartment, City Center (Monthly)

$618 $618

$737 ฿24.6K

-16.12%

1-bedroom Apartment, Outside City Center (Monthly)

$559 $559

$462 ฿15.5K

20.88%

3-bedroom Apartment, City Center (Monthly)

$1,072 $1,072

$2,095 ฿70.0K

-48.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,064 $1,064

$1,201 ฿40.1K

-11.38%

Buy Apartment in City Center (m2)

$2,734 $2,734

$3,488 ฿116.6K

-21.61%

Buy Apartment Outside City Center (m2)

$2,404 $2,404

$2,523 ฿84.3K

-4.73%

Average Monthly Net Salary (After Tax)

$4,640 $4,640

$501 ฿16.7K

826.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-10.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, KY: October 19, 2026

Last update for Phuket: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Somerset, KY

$559 35.1%

Phuket

$462 38.3% 17.3% $97

Groceries & Markets

Somerset, KY

$328 20.6%

Phuket

$269 22.2% 18.1% $60

Monthly Utilities & Internet

Somerset, KY

$300 18.8%

Phuket

$125 10.3% 58.4% $175

Eating Out

Somerset, KY

$235 14.7%

Phuket

$121 10% 48.3% $113

Clothing & Footwear

Somerset, KY

$95 6%

Phuket

$124 10.3% 30.8% $29

Sport & Entertainment

Somerset, KY

$58 3.7%

Phuket

$68 5.6% 16.7% $9.7

Getting Around

Somerset, KY

$17 * 1.1%

Phuket

$39 3.3% 132% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $618 in Somerset, KY and $737 in Phuket. Housing cost is often the main lever when comparing two cities.

Somerset, KY pays 827% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Somerset, KY vs $32.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $328 vs $269 per month, with Phuket cheaper across the board.

Good to know

🇺🇸 Somerset, KY

🇹🇭 Phuket

🕒 Local time

03:37 3:37 AM

14:37 2:37 PM

11 h ahead of Somerset, KY

🌤 Weather

👥 Population

11,924

79,308

💱 Currency

United States Dollar USD $

Thai Baht THB ฿

📈 Exchange rate

1 USD = 0.89 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, EUR to USD – United States Dollar Converter

🇹🇭 Thai Baht (฿)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Thai Baht exchange rates as of October 22, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

THB to USD in detail →

On the map

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Somerset, KY Phuket 15,000 km ≈ 19 h nonstop flight

From you

Somerset, KY
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, KY vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in groceries, eating out, and utilities. The 32% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 827% higher in Somerset, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $618 in Somerset, KY versus $737 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $648 in Somerset, KY versus $556 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $32.00 versus $50.0 in Somerset, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,208 in Phuket versus $1,591 in Somerset, KY, a $1,500 budget is realistic in Phuket but tight or insufficient in Somerset, KY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Somerset, KY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Somerset, KY and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 32% less than in Somerset, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.