Cost of Living Comparison Between Somerset, KY and Phuket Cost of Living Comparison Between Somerset, KY and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $2,356 in Somerset, KY versus $1,261 in Phuket.

Estimated couple costs with rent: $3,363 in Somerset, KY versus $2,276 in Phuket.

Monthly costs for a family of three with rent: $4,370 in Somerset, KY versus $3,291 in Phuket.

Living in Somerset, KY is roughly 87% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Somerset, KY is 76% above, Phuket is 6% below.

Meal at Budget Restaurant

$15.18 $15.18

$4.53 ฿153

235.10%

Three-Course Dinner for Two, Mid-Range

$60.2 $60.2

$46.36 ฿1,565

29.94%

Fast Food Meal (McDonalds, etc)

$7.83 $7.83

$8.65 ฿292

-9.48%

Cappuccino

$3.90 $3.90

$3.09 ฿104

26.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$0.68 ฿22.89

229.41%

Water (0.33 liter bottle)

$2.10 $2.10

$0.37 ฿12.44

467.57%

Local Beer (0.5 liter draught)

$3.56 $3.56

$2.42 ฿81.6

47.11%

Imported Beer (0.33 liter bottle)

$4.06 $4.06

$3.81 ฿129

6.56%

Milk (1 liter)

$0.82 $0.82

$2.18 ฿73.5

-62.39%

White Bread (500g)

$2.20 $2.20

$1.82 ฿61.3

20.88%

Rice (white) (1kg)

$3.95 $3.95

$2.18 ฿73.5

81.19%

Eggs

$3.34 $3.34

$2.24 ฿75.4

49.11%

Local Cheese (1kg)

$10.24 $10.24

$19.93 ฿673

-48.62%

Chicken Fillets (1kg)

$8.86 $8.86

$3.64 ฿123

143.41%

Beef Round Steak (1kg)

$15.40 $15.40

$13.56 ฿458

13.57%

Apples (1kg)

$4.77 $4.77

$3.29 ฿111

44.98%

Banana (1kg)

$1.20 $1.20

$1.69 ฿56.9

-28.99%

Oranges (1kg)

$3.87 $3.87

$2.33 ฿78.8

66.09%

Tomato (1kg)

$5.05 $5.05

$2.03 ฿68.4

148.77%

Potato (1kg)

$2.06 $2.06

$1.60 ฿54.0

28.75%

Onion (1kg)

$3.04 $3.04

$1.49 ฿50.5

104.03%

Lettuce (1 head)

$1.76 $1.76

$1.01 ฿34.17

74.26%

Water (1.5 liter bottle)

$1.41 $1.41

$0.48 ฿16.09

193.75%

Cigarettes 20 Pack (Marlboro, Camel)

$6.99 $6.99

$4.45 ฿150

57.08%

Wine (Bottle)

$12.04 $12.04

$18.63 ฿629

-35.37%

Local Beer (0.5 liter bottle)

$1.98 $1.98

$1.79 ฿60.3

10.61%

Imported Beer (0.33 liter bottle)

$1.46 $1.46

$2.80 ฿94.4

-47.86%

One-way Ticket (Public Transport)

$1.94 $1.94

$1.42 ฿47.90

36.62%

Public Transport Monthly Pass (Regular Price)

$11.33 ฿382

Taxi Start (Normal Tariff)

$3.65 $3.65

$3.09 ฿104

18.12%

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$1.04 ฿35.19

45.19%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$13.63 ฿460

82.98%

Gasoline (1 liter)

$0.86 $0.86

$1.31 ฿44.23

-34.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K $25.3K

$27.3K ฿920.7K

-7.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$33.2K ฿1.1M

-24.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 $119

$123 ฿4,157

-3.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.5 $57.5

$13.81 ฿466

316.08%

Internet (50+ Mbps, Unlimited Data)

$55.9 $55.9

$18.52 ฿625

201.94%

Gym Membership (Monthly)

$42.96 $42.96

$60.4 ฿2,037

-28.83%

Tennis Court (1 Hour on Weekend)

$16.80 ฿567

Cinema Ticket

$8.35 $8.35

$8.89 ฿300

-6.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$652 $652

$687 ฿23.2K

-5.05%

International Primary School, 1 Child (Yearly)

$17.6K $17.6K

$15.6K ฿524.8K

13.02%

Jeans (Levis 501 Or Similar)

$27.87 $27.87

$57.6 ฿1,945

-51.64%

Summer Dress (H&M, Zara, etc)

$30.04 $30.04

$34.66 ฿1,170

-13.33%

Sport Shoes (Adidas, Nike)

$62.6 $62.6

$115 ฿3,879

-45.54%

Men's Leather Business Shoes

$102 $102

$84.9 ฿2,865

19.80%

1-bedroom Apartment, City Center (Monthly)

$601 $601

$618 ฿20.8K

-2.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,345 $1,345

$443 ฿15.0K

203.54%

3-bedroom Apartment, City Center (Monthly)

$1,009 $1,009

$2,047 ฿69.1K

-50.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,225 $2,225

$1,506 ฿50.8K

47.76%

Buy Apartment in City Center (m2)

$2,759 $2,759

$3,568 ฿120.4K

-22.68%

Buy Apartment Outside City Center (m2)

$2,354 $2,354

$2,511 ฿84.7K

-6.24%

Average Monthly Net Salary (After Tax)

$4,675 $4,675

$503 ฿17.0K

829.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

-6.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Somerset, KY: July 19, 2026

Last update for Phuket: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $601 in Somerset, KY and $618 in Phuket. Housing cost is often the main lever when comparing two cities.

Somerset, KY pays 830% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Somerset, KY vs $46.00 in Phuket for a mid-range dinner for two. Groceries echo the gap at $326 vs $292 per month, with Phuket cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Somerset, KY vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Groceries & Markets, Eating Out, Monthly Utilities & Internet. The 87% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 830% higher in Somerset, KY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $601 in Somerset, KY versus $618 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $652 in Somerset, KY versus $687 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $46.00 versus $60.0 in Somerset, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,261 in Phuket versus $2,356 in Somerset, KY, a $1,500 budget is realistic in Phuket but tight or insufficient in Somerset, KY. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Somerset, KY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Somerset, KY and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 87% less than in Somerset, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.