Last update: Oct 2026

Cost of Living Comparison Between Sofia and Kumasi

For one person, living is cheaper in Kumasi: $488 a month against $1,594 in Sofia, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

Sofia
🇧🇬 Bulgaria
$1,594
/mo nomad
Kumasi
🇬🇭 Ghana
$488
/mo nomad
Monthly Cost of Living

How much you'll spend in Sofia and in Kumasi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Kumasi actually costs, broken down by who's living it.

A single person spends $1,594 per month in Sofia vs $488 in Kumasi, rent included.

  • Sofia $1,594
  • Kumasi $488

A couple spends around $2,478 per month in Sofia vs $805 in Kumasi, rent included.

  • Sofia $2,478
  • Kumasi $805

A family of three spends $3,361 per month in Sofia vs $1,123 in Kumasi, rent included.

  • Sofia $3,361
  • Kumasi $1,123

Sofia costs about 227% more than Kumasi, and outside of rent the biggest gap is in eating out.

Sofia sits 18% above the global median, while Kumasi is 64% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Sofia
Kumasi
Difference
Meal at Budget Restaurant
$16.87 BGN 29.35
$3.50 GHS 40.74
382.00%
Three-Course Dinner for Two, Mid-Range
$65.8 BGN 115
$33.71 GHS 392
95.22%
Fast Food Meal (McDonalds, etc)
$11.32 BGN 19.69
$10.15 GHS 118
11.53%
Cappuccino
$3.43 BGN 5.98
$1.08 GHS 12.53
217.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.41 BGN 4.19
$0.71 GHS 8.22
239.44%
Water (0.33 liter bottle)
$1.85 BGN 3.22
$0.26 GHS 3.05
611.54%
Local Beer (0.5 liter draught)
$3.70 BGN 6.44
$0.91 GHS 10.53
306.59%
Imported Beer (0.33 liter bottle)
$4.58 BGN 7.97
$1.66 GHS 19.34
175.90%
🛒 Groceries & Markets
Sofia
Kumasi
Difference
Milk (1 liter)
$2.02 BGN 3.51
$1.78 GHS 20.65
13.48%
White Bread (500g)
$1.56 BGN 2.72
$1.64 GHS 19.09
-4.88%
Rice (white) (1kg)
$2.33 BGN 4.05
$1.75 GHS 20.35
33.14%
Eggs
$4.36 BGN 7.59
$2.39 GHS 27.81
82.43%
Local Cheese (1kg)
$11.76 BGN 20.47
$5.49 GHS 63.8
114.21%
Chicken Fillets (1kg)
$8.83 BGN 15.37
$4.54 GHS 52.8
94.49%
Beef Round Steak (1kg)
$17.46 BGN 30.38
$4.81 GHS 55.9
262.99%
Apples (1kg)
$2.15 BGN 3.74
$1.68 GHS 19.50
27.98%
Banana (1kg)
$1.98 BGN 3.44
$0.83 GHS 9.66
138.55%
Oranges (1kg)
$1.93 BGN 3.37
$0.84 GHS 9.73
129.76%
Tomato (1kg)
$4.24 BGN 7.37
$2.10 GHS 24.39
101.90%
Potato (1kg)
$1.04 BGN 1.80
$1.66 GHS 19.34
-37.35%
Onion (1kg)
$0.85 BGN 1.48
$1.28 GHS 14.89
-33.59%
Lettuce (1 head)
$1.15 BGN 2.00
$0.75 GHS 8.70
53.33%
Water (1.5 liter bottle)
$0.89 BGN 1.56
$0.57 GHS 6.59
56.14%
Cigarettes 20 Pack (Marlboro, Camel)
$4.21 BGN 7.33
$0.87 GHS 10.18
383.91%
Wine (Bottle)
$7.46 BGN 12.98
$1.25 GHS 14.56
496.80%
Local Beer (0.5 liter bottle)
$1.15 BGN 2.01
$1.22 GHS 14.22
-5.74%
Imported Beer (0.33 liter bottle)
$1.85 BGN 3.23
$2.40 GHS 27.88
-22.92%
🚌 Getting Around
Sofia
Kumasi
Difference
One-way Ticket (Public Transport)
$0.87 BGN 1.51
$0.52 GHS 6.09
67.31%
Public Transport Monthly Pass (Regular Price)
$28.53 BGN 49.65
$20.34 GHS 237
40.27%
Taxi Start (Normal Tariff)
$1.68 BGN 2.93
$0.82 GHS 9.49
104.88%
Taxi (Normal Tariff) (1km)
$0.94 BGN 1.63
$1.24 GHS 14.44
-24.19%
Taxi 1hour Waiting (Normal Tariff)
$15.35 BGN 26.70
$1.72 GHS 20.03
792.44%
Gasoline (1 liter)
$1.69 BGN 2.94
$1.13 GHS 13.18
49.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8K BGN 51.9K
$7,902 GHS 91.9K
277.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K BGN 45.5K
$9,972 GHS 116.0K
162.08%
🧾 Monthly Utilities & Internet
Sofia
Kumasi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$156 BGN 272
$41.97 GHS 488
271.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.56 BGN 37.52
$19.43 GHS 226
10.96%
Internet (50+ Mbps, Unlimited Data)
$15.24 BGN 26.51
$42.24 GHS 491
-63.92%
🎉 Sport & Entertainment
Sofia
Kumasi
Difference
Gym Membership (Monthly)
$46.08 BGN 80.2
$30.23 GHS 352
52.43%
Tennis Court (1 Hour on Weekend)
$27.92 BGN 48.58
-
-
Cinema Ticket
$10.18 BGN 17.72
$12.60 GHS 147
-19.21%
🧸 Childcare & Education
Sofia
Kumasi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$774 BGN 1,347
$459 GHS 5,337
68.70%
International Primary School, 1 Child (Yearly)
$12.8K BGN 22.3K
$5,536 GHS 64.4K
131.31%
👕👟 Clothing & Footwear
Sofia
Kumasi
Difference
Jeans (Levis 501 Or Similar)
$89.9 BGN 157
$14.50 GHS 169
520.28%
Summer Dress (H&M, Zara, etc)
$41.29 BGN 71.8
$18.32 GHS 213
125.38%
Sport Shoes (Adidas, Nike)
$105 BGN 183
$35.88 GHS 417
193.00%
Men's Leather Business Shoes
$107 BGN 186
$51.8 GHS 602
106.16%
🏠 Accommodation & Living
Sofia
Kumasi
Difference
1-bedroom Apartment, City Center (Monthly)
$783 BGN 1,362
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$597 BGN 1,038
-
-
3-bedroom Apartment, City Center (Monthly)
$1,516 BGN 2,638
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,030 BGN 1,792
-
-
Buy Apartment in City Center (m2)
$4,350 BGN 7,568
-
-
Buy Apartment Outside City Center (m2)
$3,177 BGN 5,528
-
-
💵 Salaries & Financials
Sofia
Kumasi
Difference
Average Monthly Net Salary (After Tax)
$1,735 BGN 3,019
$408 GHS 4,750
324.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.89
26.75
-89.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: October 13, 2026

Last update for Kumasi: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sofia
$597
Kumasi
- * 100%
Groceries & Markets
Sofia
$290
Kumasi
$162 44.1% $128
Eating Out
Sofia
$255
Kumasi
$83 67.4% $172
Monthly Utilities & Internet
Sofia
$193
Kumasi
$104 46.3% $89
Clothing & Footwear
Sofia
$154
Kumasi
$54 64.9% $100
Sport & Entertainment
Sofia
$66
Kumasi
$55 16.6% $11
Getting Around
Sofia
$38
Kumasi
$29 23.2% $8.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 325% higher in Sofia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Sofia versus $34.00 in Kumasi. Monthly groceries follow the same trend: $290 vs $162 – making Kumasi the more affordable choice for daily food spending.

Good to know
🇧🇬 Sofia
🇬🇭 Kumasi
🕒 Local time
22:48 10:48 PM
19:48 7:48 PM
3 h behind Sofia
🌤 Weather
👥 Population
1,286,383 Capital
1,517,000
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

GHS, USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Ghanaian Cedi exchange rates as of October 17, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.08 GHS (100 GHS = 7.65 EUR).

On the map
Between locations
  • Sofia Kumasi 4,690 km ≈ 6 h nonstop flight
From you
  • Sofia
  • Kumasi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sofia vs Kumasi: Cost of Living - Frequently Asked Questions
How do living costs in Sofia and in Kumasi compare overall?
Monthly costs with rent: $1,594 in Sofia, $488 in Kumasi – roughly 227% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Sofia compared to Kumasi?
For a comfortable life, plan on about $2,391 per month in Sofia and $732 in Kumasi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper grocery shopping?
Groceries cost about 79% more in Sofia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $66.0 in Sofia and $34.00 in Kumasi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $488, than in Sofia at $1,594. In Kumasi it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.
How does quality of life compare between Sofia and Kumasi?
It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $488 in Kumasi to $1,594 in Sofia. Climate, culture, job market, and personal taste all factor in.
Is Sofia or Kumasi safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Sofia and Kumasi?
If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sofia makes more sense. Both are solid long-term options with distinct trade-offs.

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