Last update: Nov 2026

Cost of Living Comparison Between Sofia and Homa Bay

For one person, living is cheaper in Homa Bay: $58.0 a month against $1,585 in Sofia, rent and utilities included – about $18,300 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Sofia
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Sofia Living Index

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Sofia

🇧🇬 Bulgaria

$1,585

/mo nomad

Homa Bay

🇰🇪 Kenya

$58.0

/mo nomad

Monthly Cost of Living

How much you'll spend in Sofia and in Homa Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sofia and in Homa Bay actually costs, broken down by who's living it.

A single person spends $1,585 per month in Sofia vs $58 in Homa Bay, rent included.

Sofia $1,585
Homa Bay $58

A couple spends around $2,486 per month in Sofia vs $453 in Homa Bay, rent included.

Sofia $2,486
Homa Bay $453

A family of three spends $3,387 per month in Sofia vs $848 in Homa Bay, rent included.

Sofia $3,387
Homa Bay $848

Sofia costs about 2633% more than Homa Bay, and outside of rent the biggest gap is in eating out.

Sofia sits 17% above the global median, while Homa Bay is 96% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.57 BGN 28.84

Three-Course Dinner for Two, Mid-Range

$67.7 BGN 118

$150 KES 19.5K

-54.87%

Fast Food Meal (McDonalds, etc)

$11.68 BGN 20.33

$10.62 KES 1,379

9.98%

Cappuccino

$3.41 BGN 5.93

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 BGN 4.11

Water (0.33 liter bottle)

$1.67 BGN 2.91

$0.99 KES 128

68.69%

Local Beer (0.5 liter draught)

$3.99 BGN 6.94

$2.45 KES 319

62.86%

Imported Beer (0.33 liter bottle)

$4.53 BGN 7.88

$4.97 KES 646

-8.85%

Milk (1 liter)

$1.94 BGN 3.38

White Bread (500g)

$1.55 BGN 2.70

Rice (white) (1kg)

$2.35 BGN 4.09

Eggs

$4.60 BGN 8.00

Local Cheese (1kg)

$11.47 BGN 19.96

Chicken Fillets (1kg)

$8.65 BGN 15.04

Beef Round Steak (1kg)

$17.34 BGN 30.17

Apples (1kg)

$2.15 BGN 3.73

Banana (1kg)

$1.98 BGN 3.45

Oranges (1kg)

$1.83 BGN 3.18

Tomato (1kg)

$4.27 BGN 7.43

Potato (1kg)

$1.04 BGN 1.82

Onion (1kg)

$0.89 BGN 1.54

Lettuce (1 head)

$1.19 BGN 2.06

Water (1.5 liter bottle)

$0.83 BGN 1.45

Cigarettes 20 Pack (Marlboro, Camel)

$4.40 BGN 7.66

Wine (Bottle)

$7.42 BGN 12.91

Local Beer (0.5 liter bottle)

$1.16 BGN 2.01

Imported Beer (0.33 liter bottle)

$1.90 BGN 3.30

One-way Ticket (Public Transport)

$0.92 BGN 1.60

Public Transport Monthly Pass (Regular Price)

$28.11 BGN 48.91

Taxi Start (Normal Tariff)

$1.67 BGN 2.90

Taxi (Normal Tariff) (1km)

$0.85 BGN 1.49

Taxi 1hour Waiting (Normal Tariff)

$16.59 BGN 28.87

Gasoline (1 liter)

$1.74 BGN 3.03

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BGN 52.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K BGN 43.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 BGN 275

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.27 BGN 37.01

Internet (50+ Mbps, Unlimited Data)

$15.12 BGN 26.30

Gym Membership (Monthly)

$46.85 BGN 81.5

Tennis Court (1 Hour on Weekend)

$27.82 BGN 48.41

Cinema Ticket

$10.00 BGN 17.39

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$815 BGN 1,419

International Primary School, 1 Child (Yearly)

$14.6K BGN 25.5K

Jeans (Levis 501 Or Similar)

$87.1 BGN 152

Summer Dress (H&M, Zara, etc)

$38.28 BGN 66.6

Sport Shoes (Adidas, Nike)

$106 BGN 184

Men's Leather Business Shoes

$107 BGN 187

1-bedroom Apartment, City Center (Monthly)

$769 BGN 1,338

1-bedroom Apartment, Outside City Center (Monthly)

$593 BGN 1,032

3-bedroom Apartment, City Center (Monthly)

$1,530 BGN 2,662

3-bedroom Apartment, Outside City Center (Monthly)

$1,061 BGN 1,846

Buy Apartment in City Center (m2)

$4,526 BGN 7,875

Buy Apartment Outside City Center (m2)

$3,109 BGN 5,410

Average Monthly Net Salary (After Tax)

$1,780 BGN 3,098

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sofia: November 1, 2026

Last update for Homa Bay: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sofia

$593 37.4%

Homa Bay

–

Groceries & Markets

Sofia

$288 18.2%

Homa Bay

–

Eating Out

Sofia

$254 16%

Homa Bay

–

Monthly Utilities & Internet

Sofia

$194 12.3%

Homa Bay

–

Clothing & Footwear

Sofia

$152 9.6%

Homa Bay

–

Sport & Entertainment

Sofia

$67 4.2%

Homa Bay

–

Getting Around

Sofia

$38 2.4%

Homa Bay

–

Cost Breakdown

A mid-range dinner for two costs $68 in Sofia versus $150 in Homa Bay. Use this as a proxy for overall food spending across the two cities.

Good to know

🇧🇬 Sofia

🇰🇪 Homa Bay

🕒 Local time

23:26 11:26 PM

00:26 12:26 AM

1 h ahead of Sofia

🌤 Weather

👥 Population

1,286,383 Capital

44,949

💱 Currency

Bulgarian Lev BGN лв.

Kenyan Shilling KES Sh

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.514 EUR

1,000 KES = 7.7 USD

1,000 KES = 6.89 EUR

Exchange rates and currency converter

KES, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.94 BGN (1 BGN = 0.514 EUR).

Kenyan Shilling exchange rates as of November 6, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.89 EUR).

USD to BGN in detail →

On the map

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Between locations

Sofia Homa Bay 4,930 km ≈ 7 h nonstop flight

From you

Sofia
Homa Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sofia vs Homa Bay: Cost of Living - Frequently Asked Questions

Yes – Sofia is pricier by about 2633%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,378 per month in Sofia and $87 in Homa Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,585 in Sofia and $58 in Homa Bay. That makes Homa Bay about 96% cheaper.

A mid-range dinner for two costs $68 in Sofia and $150 in Homa Bay. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Homa Bay, where all-in costs run around $58, than in Sofia at $1,585. In Homa Bay it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $58 in Homa Bay to $1,585 in Sofia. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.