Last update: Nov 2026

Cost of Living Comparison Between Homa Bay and Sofia

For one person, living is cheaper in Homa Bay: $58.0 a month against $1,585 in Sofia, rent and utilities included – about $18,300 less a year. Rent and utilities account for about half of the difference.

76

Cost of Living Index in Sofia
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Sofia Living Index

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Homa Bay

🇰🇪 Kenya

$58.0

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,585

/mo nomad

Monthly Cost of Living

How much you'll spend in Homa Bay and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Homa Bay and in Sofia actually costs, broken down by who's living it.

A single person spends $58 per month in Homa Bay vs $1,585 in Sofia, rent included.

Homa Bay $58
Sofia $1,585

A couple spends around $453 per month in Homa Bay vs $2,486 in Sofia, rent included.

Homa Bay $453
Sofia $2,486

A family of three spends $848 per month in Homa Bay vs $3,387 in Sofia, rent included.

Homa Bay $848
Sofia $3,387

Homa Bay is about 96% cheaper than Sofia, and outside of rent the biggest gap is in eating out.

Homa Bay sits 96% below the global median, while Sofia is 17% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.57 BGN 28.84

Three-Course Dinner for Two, Mid-Range

$150 KES 19.5K

$67.7 BGN 118

121.57%

Fast Food Meal (McDonalds, etc)

$10.62 KES 1,379

$11.68 BGN 20.33

-9.08%

Cappuccino

$3.41 BGN 5.93

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 BGN 4.11

Water (0.33 liter bottle)

$0.99 KES 128

$1.67 BGN 2.91

-40.72%

Local Beer (0.5 liter draught)

$2.45 KES 319

$3.99 BGN 6.94

-38.60%

Imported Beer (0.33 liter bottle)

$4.97 KES 646

$4.53 BGN 7.88

9.71%

Milk (1 liter)

$1.94 BGN 3.38

White Bread (500g)

$1.55 BGN 2.70

Rice (white) (1kg)

$2.35 BGN 4.09

Eggs

$4.60 BGN 8.00

Local Cheese (1kg)

$11.47 BGN 19.96

Chicken Fillets (1kg)

$8.65 BGN 15.04

Beef Round Steak (1kg)

$17.34 BGN 30.17

Apples (1kg)

$2.15 BGN 3.73

Banana (1kg)

$1.98 BGN 3.45

Oranges (1kg)

$1.83 BGN 3.18

Tomato (1kg)

$4.27 BGN 7.43

Potato (1kg)

$1.04 BGN 1.82

Onion (1kg)

$0.89 BGN 1.54

Lettuce (1 head)

$1.19 BGN 2.06

Water (1.5 liter bottle)

$0.83 BGN 1.45

Cigarettes 20 Pack (Marlboro, Camel)

$4.40 BGN 7.66

Wine (Bottle)

$7.42 BGN 12.91

Local Beer (0.5 liter bottle)

$1.16 BGN 2.01

Imported Beer (0.33 liter bottle)

$1.90 BGN 3.30

One-way Ticket (Public Transport)

$0.92 BGN 1.60

Public Transport Monthly Pass (Regular Price)

$28.11 BGN 48.91

Taxi Start (Normal Tariff)

$1.67 BGN 2.90

Taxi (Normal Tariff) (1km)

$0.85 BGN 1.49

Taxi 1hour Waiting (Normal Tariff)

$16.59 BGN 28.87

Gasoline (1 liter)

$1.74 BGN 3.03

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BGN 52.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K BGN 43.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 BGN 275

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.27 BGN 37.01

Internet (50+ Mbps, Unlimited Data)

$15.12 BGN 26.30

Gym Membership (Monthly)

$46.85 BGN 81.5

Tennis Court (1 Hour on Weekend)

$27.82 BGN 48.41

Cinema Ticket

$10.00 BGN 17.39

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$815 BGN 1,419

International Primary School, 1 Child (Yearly)

$14.6K BGN 25.5K

Jeans (Levis 501 Or Similar)

$87.1 BGN 152

Summer Dress (H&M, Zara, etc)

$38.28 BGN 66.6

Sport Shoes (Adidas, Nike)

$106 BGN 184

Men's Leather Business Shoes

$107 BGN 187

1-bedroom Apartment, City Center (Monthly)

$769 BGN 1,338

1-bedroom Apartment, Outside City Center (Monthly)

$593 BGN 1,032

3-bedroom Apartment, City Center (Monthly)

$1,530 BGN 2,662

3-bedroom Apartment, Outside City Center (Monthly)

$1,061 BGN 1,846

Buy Apartment in City Center (m2)

$4,526 BGN 7,875

Buy Apartment Outside City Center (m2)

$3,109 BGN 5,410

Average Monthly Net Salary (After Tax)

$1,780 BGN 3,098

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Homa Bay: November 2, 2026

Last update for Sofia: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Homa Bay

–

Sofia

$593 37.4%

Groceries & Markets

Homa Bay

–

Sofia

$288 18.2%

Eating Out

Homa Bay

–

Sofia

$254 16%

Monthly Utilities & Internet

Homa Bay

–

Sofia

$194 12.3%

Clothing & Footwear

Homa Bay

–

Sofia

$152 9.6%

Sport & Entertainment

Homa Bay

–

Sofia

$67 4.2%

Getting Around

Homa Bay

–

Sofia

$38 2.4%

Cost Breakdown

A mid-range dinner for two costs $150 in Homa Bay versus $68 in Sofia. Use this as a proxy for overall food spending across the two cities.

Good to know

🇰🇪 Homa Bay

🇧🇬 Sofia

🕒 Local time

00:06 12:06 AM

23:06 11:06 PM

1 h behind Homa Bay

🌤 Weather

👥 Population

44,949

1,286,383 Capital

💱 Currency

Kenyan Shilling KES Sh

Bulgarian Lev BGN лв.

📈 Exchange rate

1,000 KES = 7.7 USD

1,000 KES = 6.89 EUR

1 BGN = 0.575 USD

1 BGN = 0.514 EUR

Exchange rates and currency converter

BGN, USD, EUR to KES – Kenyan Shilling Converter

🇺🇸 United States Dollar ($)

🇰🇪 Kenyan Shilling (Sh)

Kenyan Shilling exchange rates as of November 6, 2026: 1 USD = 130 KES (1,000 KES = 7.7 USD). 1 EUR = 145 KES (1,000 KES = 6.89 EUR).

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.94 BGN (1 BGN = 0.514 EUR).

USD to KES in detail →

On the map

Lowest

Highest

Between locations

Homa Bay Sofia 4,930 km ≈ 7 h nonstop flight

From you

Homa Bay
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Homa Bay vs Sofia: Cost of Living - Frequently Asked Questions

Yes – Sofia is pricier by about 2633%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $87 per month in Homa Bay and $2,378 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $58 in Homa Bay and $1,585 in Sofia. That makes Homa Bay about 96% cheaper.

A mid-range dinner for two costs $150 in Homa Bay and $68 in Sofia. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Homa Bay, where all-in costs run around $58, than in Sofia at $1,585. In Homa Bay it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.

It depends on your priorities. Sofia has an edge in some lifestyle areas, with costs from $58 in Homa Bay to $1,585 in Sofia. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.