Cost of Living Comparison Between Smithtown, NY and Playa del Carmen Cost of Living Comparison Between Smithtown, NY and Playa del Carmen

Monthly Cost of Living

A single person spends $2,564 per month in Smithtown, NY vs $1,259 in Playa del Carmen, rent included.

A couple spends around $3,753 per month in Smithtown, NY vs $2,177 in Playa del Carmen, rent included.

A family of three spends $4,943 per month in Smithtown, NY vs $3,095 in Playa del Carmen, rent included.

Smithtown, NY costs about 104% more than Playa del Carmen, driven mainly by Groceries & Markets.

Smithtown, NY sits 92% above the global median, while Playa del Carmen is 6% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Smithtown, NY
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.72 $19.72
$11.95 MX$208
65.02%
Three-Course Dinner for Two, Mid-Range
$84.9 $84.9
$41.94 MX$730
102.34%
Fast Food Meal (McDonalds, etc)
$10.09 $10.09
$10.42 MX$181
-3.17%
Cappuccino
$4.86 $4.86
$3.51 MX$61.2
38.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.96 $1.96
$1.52 MX$26.39
28.95%
Water (0.33 liter bottle)
$1.93 $1.93
$0.91 MX$15.84
112.09%
Local Beer (0.5 liter draught)
$6.83 $6.83
$3.04 MX$52.9
124.67%
Imported Beer (0.33 liter bottle)
$7.95 $7.95
$4.37 MX$76.1
81.92%
🛒 Groceries & Markets
Smithtown, NY
Playa del Carmen
Difference
Milk (1 liter)
$1.33 $1.33
$1.42 MX$24.73
-6.34%
White Bread (500g)
$3.84 $3.84
$1.83 MX$31.87
109.84%
Rice (white) (1kg)
$5.34 $5.34
$1.63 MX$28.45
227.61%
Eggs
$4.76 $4.76
$2.54 MX$44.20
87.40%
Local Cheese (1kg)
$21.01 $21.01
$8.57 MX$149
145.16%
Chicken Fillets (1kg)
$6.05 $6.05
$8.49 MX$148
-28.74%
Beef Round Steak (1kg)
$17.40 $17.40
$10.80 MX$188
61.11%
Apples (1kg)
$4.86 $4.86
$2.75 MX$47.94
76.73%
Banana (1kg)
$1.77 $1.77
$1.44 MX$25.00
22.92%
Oranges (1kg)
$4.08 $4.08
$1.89 MX$32.83
115.87%
Tomato (1kg)
$4.23 $4.23
$2.17 MX$37.77
94.93%
Potato (1kg)
$2.81 $2.81
$1.78 MX$30.97
57.87%
Onion (1kg)
$3.83 $3.83
$2.22 MX$38.71
72.52%
Lettuce (1 head)
$2.36 $2.36
$1.07 MX$18.60
120.56%
Water (1.5 liter bottle)
$1.27 $1.27
$1.08 MX$18.79
17.59%
Cigarettes 20 Pack (Marlboro, Camel)
$12.00 $12.00
$4.15 MX$72.2
189.16%
Wine (Bottle)
$23.52 $23.52
$10.45 MX$182
125.07%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$1.74 MX$30.34
1.72%
Imported Beer (0.33 liter bottle)
$5.95 $5.95
$2.58 MX$44.92
130.62%
🚌 Getting Around
Smithtown, NY
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$0.51 MX$8.94
282.35%
Public Transport Monthly Pass (Regular Price)
-
$25.94 MX$451
-
Taxi Start (Normal Tariff)
$3.01 $3.01
$3.21 MX$55.9
-6.23%
Taxi (Normal Tariff) (1km)
$2.01 $2.01
$2.50 MX$43.55
-19.60%
Taxi 1hour Waiting (Normal Tariff)
$24.21 $24.21
$3.19 MX$55.4
658.93%
Gasoline (1 liter)
$0.85 $0.85
$1.26 MX$21.87
-32.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4K $34.4K
$29.7K MX$516.6K
16.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$23.7K MX$412.1K
8.22%
🧾 Monthly Utilities & Internet
Smithtown, NY
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$127 $127
$82.0 MX$1,427
54.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.44 $45.44
$22.73 MX$395
99.91%
Internet (50+ Mbps, Unlimited Data)
$64.9 $64.9
$29.42 MX$512
120.53%
🎉 Sport & Entertainment
Smithtown, NY
Playa del Carmen
Difference
Gym Membership (Monthly)
$42.60 $42.60
$52.2 MX$908
-18.38%
Tennis Court (1 Hour on Weekend)
-
$18.45 MX$321
-
Cinema Ticket
$12.77 $12.77
$4.93 MX$85.9
159.03%
🧸 Childcare & Education
Smithtown, NY
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,270 $2,270
$202 MX$3,511
1024.97%
International Primary School, 1 Child (Yearly)
$23.5K $23.5K
$5,217 MX$90.8K
350.57%
👕👟 Clothing & Footwear
Smithtown, NY
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$74.0 $74.0
$35.93 MX$625
105.82%
Summer Dress (H&M, Zara, etc)
$62.7 $62.7
$40.33 MX$702
55.37%
Sport Shoes (Adidas, Nike)
$58.9 $58.9
$79.9 MX$1,390
-26.23%
Men's Leather Business Shoes
$81.2 $81.2
$89.3 MX$1,554
-9.14%
🏠 Accommodation & Living
Smithtown, NY
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,584 $1,584
$948 MX$16.5K
66.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,343 $1,343
$465 MX$8,097
188.62%
3-bedroom Apartment, City Center (Monthly)
$2,873 $2,873
$1,630 MX$28.4K
76.30%
3-bedroom Apartment, Outside City Center (Monthly)
$2,203 $2,203
$1,193 MX$20.8K
84.64%
Buy Apartment in City Center (m2)
$3,123 $3,123
$3,933 MX$68.4K
-20.59%
Buy Apartment Outside City Center (m2)
$2,393 $2,393
$6,428 MX$111.9K
-62.77%
💵 Salaries & Financials
Smithtown, NY
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
-
$658 MX$11.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
11.42
-42.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Smithtown, NY: July 20, 2026

Last update for Playa del Carmen: July 20, 2026

Cost Breakdown

A central one-bedroom costs $1,584 in Smithtown, NY versus $948 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $85.0 in Smithtown, NY versus $42.00 in Playa del Carmen. Monthly groceries follow the same trend: $418 vs $252 – making Playa del Carmen the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Smithtown, NY vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Smithtown, NY?
Yes – Smithtown, NY is pricier by about 104%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,846 per month in Smithtown, NY and $1,888 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Smithtown, NY and in Playa del Carmen?
Monthly expenses with rent come to $2,564 in Smithtown, NY and $1,259 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $2,270 per month in Smithtown, NY and $202 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Smithtown, NY or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,259, than in Smithtown, NY at $2,564. In Playa del Carmen it covers expenses comfortably, while in Smithtown, NY it requires careful planning or may not stretch far enough.
Is Smithtown, NY or Playa del Carmen more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Smithtown, NY or Playa del Carmen?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries, better infrastructure, or specific career opportunities are the priority, Smithtown, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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