Cost of Living Comparison Between Smithtown, NY and Chicago, IL Cost of Living Comparison Between Smithtown, NY and Chicago, IL

πŸ™‚ Solo nomad: Smithtown, NY is 27.5% cheaper than Chicago, IL without rent, and 15% cheaper with rent.
πŸ™‚ Family of 3: Smithtown, NY is 20.5% cheaper than Chicago, IL without rent, and 19.9% cheaper with rent.
Currency
🍽 Eating Out
Smithtown, NY
Chicago, IL
Difference
Meal at Budget Restaurant
$19.9 $19.9
$20.82 $20.82
-4.42%
Three-Course Dinner for Two, Mid-Range
$85.8 $85.8
$100 $100
-14.52%
Fast Food Meal (McDonalds, etc)
$10.16 $10.16
$11.97 $11.97
-15.12%
Cappuccino
$5.01 $5.01
$5.56 $5.56
-9.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.98 $1.98
$3.11 $3.11
-36.33%
Water (0.33 liter bottle)
$1.89 $1.89
$2.42 $2.42
-21.90%
Local Beer (0.5 liter draught)
$6.94 $6.94
$6.86 $6.86
1.17%
Imported Beer (0.33 liter bottle)
$8.19 $8.19
$8.45 $8.45
-3.08%
πŸ›’ Groceries & Markets
Smithtown, NY
Chicago, IL
Difference
Milk (1 liter)
$1.3 $1.3
$1.04 $1.04
25.00%
White Bread (500g)
$3.79 $3.79
$4.15 $4.15
-8.67%
Rice (white) (1kg)
$5.11 $5.11
$5.52 $5.52
-7.43%
Eggs
$4.95 $4.95
$4.65 $4.65
6.45%
Local Cheese (1kg)
$21.4 $21.4
$14.33 $14.33
49.34%
Chicken Fillets (1kg)
$6.24 $6.24
$14.88 $14.88
-58.06%
Beef Round Steak (1kg)
$17.13 $17.13
$19.34 $19.34
-11.43%
Apples (1kg)
$4.9 $4.9
$5.17 $5.17
-5.22%
Banana (1kg)
$1.79 $1.79
$1.71 $1.71
4.68%
Oranges (1kg)
$4.02 $4.02
$4.41 $4.41
-8.84%
Tomato (1kg)
$4.21 $4.21
$4.51 $4.51
-6.65%
Potato (1kg)
$2.85 $2.85
$2.53 $2.53
12.65%
Onion (1kg)
$3.84 $3.84
$2.74 $2.74
40.15%
Lettuce (1 head)
$2.46 $2.46
$2.43 $2.43
1.23%
Water (1.5 liter bottle)
$1.22 $1.22
$2.7 $2.7
-54.81%
Cigarettes 20 Pack (Marlboro, Camel)
$12.11 $12.11
$15.19 $15.19
-20.28%
Wine (Bottle)
$15.01 $15.01
$16.42 $16.42
-8.59%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$2.35 $2.35
-24.68%
Imported Beer (0.33 liter bottle)
$5.85 $5.85
$3.7 $3.7
58.11%
🚌 Getting Around
Smithtown, NY
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$2.53 $2.53
-18.58%
Public Transport Monthly Pass (Regular Price)
-
$74.1 $74.1
-
Taxi Start (Normal Tariff)
$3.03 $3.03
$3.34 $3.34
-9.28%
Taxi (Normal Tariff) (1km)
$2.08 $2.08
$1.42 $1.42
46.48%
Taxi 1hour Waiting (Normal Tariff)
$24.41 $24.41
$25.42 $25.42
-3.97%
Gasoline (1 liter)
$0.92 $0.92
$1.08 $1.08
-14.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K $34.7K
$32.4K $32.4K
7.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$26.2K $26.2K
-3.28%
🧾 Monthly Utilities & Internet
Smithtown, NY
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$128 $128
$188 $188
-32.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$45.73 $45.73
$63.7 $63.7
-28.21%
Internet (50+ Mbps, Unlimited Data)
$65.8 $65.8
$65.2 $65.2
0.90%
πŸŽ‰ Sport & Entertainment
Smithtown, NY
Chicago, IL
Difference
Gym Membership (Monthly)
$43.52 $43.52
$76.7 $76.7
-43.27%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$13.03 $13.03
$14.93 $14.93
-12.73%
🧸 Childcare & Education
Smithtown, NY
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,248 $2,248
$2,063 $2,063
9.01%
International Primary School, 1 Child (Yearly)
$24.1K $24.1K
$39.2K $39.2K
-38.61%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Smithtown, NY
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$76.2 $76.2
$64.3 $64.3
18.52%
Summer Dress (H&M, Zara, etc)
$64.1 $64.1
$52.4 $52.4
22.28%
Sport Shoes (Adidas, Nike)
$60.5 $60.5
$95.2 $95.2
-36.44%
Men's Leather Business Shoes
$81 $81
$145 $145
-43.99%
🏠 Accommodation & Living
Smithtown, NY
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,586 $1,586
$2,378 $2,378
-33.30%
1-bedroom Apartment, Outside City Center (Monthly)
$1,361 $1,361
$1,584 $1,584
-14.11%
3-bedroom Apartment, City Center (Monthly)
$2,863 $2,863
$4,763 $4,763
-39.89%
3-bedroom Apartment, Outside City Center (Monthly)
$2,232 $2,232
$2,815 $2,815
-20.70%
Buy Apartment in City Center (m2)
$3,072 $3,072
$3,588 $3,588
-14.37%
Buy Apartment Outside City Center (m2)
$2,622 $2,622
$2,490 $2,490
5.30%
πŸ’΅ Salaries & Financials
Smithtown, NY
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,027 $5,027
$5,275 $5,275
-4.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
6.6
0.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Smithtown, NY: October 28, 2025

Last update for Chicago, IL: October 29, 2025

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.