Last update: Oct 2026

Cost of Living Comparison Between Skawina and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,487 in Skawina, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Skawina
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Skawina Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Skawina

🇵🇱 Poland

$1,487

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Skawina and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Skawina and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,487 in Skawina versus $918 in Cebu.

Skawina $1,487
Cebu $918

Estimated couple costs with rent: $2,073 in Skawina versus $1,409 in Cebu.

Skawina $2,073
Cebu $1,409

Monthly costs for a family of three with rent: $2,658 in Skawina versus $1,900 in Cebu.

Skawina $2,658
Cebu $1,900

Living in Skawina is roughly 62% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Skawina is 10% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.43 zł 44.39

$3.09 ₱194

269.90%

Three-Course Dinner for Two, Mid-Range

$37.52 zł 146

$24.22 ₱1,525

54.91%

Fast Food Meal (McDonalds, etc)

$8.58 zł 33.34

$3.92 ₱247

118.88%

Cappuccino

$2.96 zł 11.52

$2.51 ₱158

17.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 zł 8.83

$1.59 ₱100

42.77%

Water (0.33 liter bottle)

$1.49 zł 5.78

$0.53 ₱33.43

181.13%

Local Beer (0.5 liter draught)

$3.53 zł 13.72

$1.78 ₱112

98.31%

Imported Beer (0.33 liter bottle)

$4.24 zł 16.45

$2.17 ₱137

95.39%

Milk (1 liter)

$1.07 zł 4.14

$1.92 ₱121

-44.27%

White Bread (500g)

$1.38 zł 5.38

$1.36 ₱85.4

1.47%

Rice (white) (1kg)

$1.13 zł 4.40

$1.01 ₱63.5

11.88%

Eggs

$3.75 zł 14.58

$2.03 ₱128

84.73%

Local Cheese (1kg)

$8.82 zł 34.28

$9.86 ₱621

-10.55%

Chicken Fillets (1kg)

$6.43 zł 24.99

$4.39 ₱277

46.47%

Beef Round Steak (1kg)

$11.68 zł 45.38

$7.60 ₱479

53.68%

Apples (1kg)

$0.99 zł 3.84

$3.30 ₱208

-70.00%

Banana (1kg)

$1.72 zł 6.69

$1.39 ₱87.8

23.74%

Oranges (1kg)

$1.56 zł 6.06

$2.33 ₱147

-33.05%

Tomato (1kg)

$2.37 zł 9.22

$1.50 ₱94.3

58.00%

Potato (1kg)

$0.65 zł 2.53

$2.36 ₱149

-72.46%

Onion (1kg)

$0.90 zł 3.49

$1.90 ₱119

-52.63%

Lettuce (1 head)

$1.25 zł 4.87

$1.19 ₱74.9

5.04%

Water (1.5 liter bottle)

$0.69 zł 2.69

$0.63 ₱39.71

9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$5.47 zł 21.25

$3.00 ₱189

82.33%

Wine (Bottle)

$6.80 zł 26.41

$6.03 ₱379

12.77%

Local Beer (0.5 liter bottle)

$1.22 zł 4.76

$1.23 ₱77.7

-0.81%

Imported Beer (0.33 liter bottle)

$1.49 zł 5.80

$1.75 ₱110

-14.86%

One-way Ticket (Public Transport)

$1.09 zł 4.23

$0.25 ₱15.86

336.00%

Public Transport Monthly Pass (Regular Price)

$28.99 zł 113

$12.64 ₱796

129.35%

Taxi Start (Normal Tariff)

$2.30 zł 8.96

$0.77 ₱48.62

198.70%

Taxi (Normal Tariff) (1km)

$1.03 zł 4.01

$0.23 ₱14.53

347.83%

Taxi 1hour Waiting (Normal Tariff)

$12.19 zł 47.35

$4.46 ₱281

173.32%

Gasoline (1 liter)

$1.54 zł 5.97

$1.31 ₱82.8

17.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K zł 120.4K

$21.2K ₱1.3M

45.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K zł 111.6K

$19.1K ₱1.2M

49.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$272 zł 1,056

$120 ₱7,569

126.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.22 zł 39.69

$14.00 ₱882

-27.00%

Internet (50+ Mbps, Unlimited Data)

$14.76 zł 57.4

$27.54 ₱1,734

-46.41%

Gym Membership (Monthly)

$37.60 zł 146

$32.33 ₱2,035

16.30%

Tennis Court (1 Hour on Weekend)

$20.50 zł 79.6

$6.65 ₱419

208.27%

Cinema Ticket

$7.73 zł 30.04

$5.65 ₱356

36.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 zł 1,035

$275 ₱17.3K

-3.26%

International Primary School, 1 Child (Yearly)

$8,119 zł 31.5K

$7,918 ₱498.5K

2.53%

Jeans (Levis 501 Or Similar)

$71.9 zł 279

$49.33 ₱3,106

45.73%

Summer Dress (H&M, Zara, etc)

$40.96 zł 159

$25.24 ₱1,589

62.28%

Sport Shoes (Adidas, Nike)

$76.0 zł 295

$77.0 ₱4,846

-1.31%

Men's Leather Business Shoes

$104 zł 402

$57.2 ₱3,601

81.07%

1-bedroom Apartment, City Center (Monthly)

$591 zł 2,298

$500 ₱31.5K

18.40%

1-bedroom Apartment, Outside City Center (Monthly)

$560 zł 2,176

$309 ₱19.4K

81.38%

3-bedroom Apartment, City Center (Monthly)

$931 zł 3,616

$1,078 ₱67.9K

-13.64%

3-bedroom Apartment, Outside City Center (Monthly)

$778 zł 3,021

$615 ₱38.7K

26.40%

Buy Apartment in City Center (m2)

$2,912 zł 11.3K

$2,886 ₱181.7K

0.89%

Buy Apartment Outside City Center (m2)

$2,238 zł 8,695

$1,917 ₱120.7K

16.77%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

7.2

-8.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Skawina: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Skawina

$560 37.7%

Cebu

$309 33.6% 44.9% $251

Monthly Utilities & Internet

Skawina

$297 20%

Cebu

$162 17.6% 45.5% $135

Groceries & Markets

Skawina

$211 14.2%

Cebu

$206 22.4% 2.4% $5

Eating Out

Skawina

$194 13%

Cebu

$88 9.6% 54.5% $106

Clothing & Footwear

Skawina

$132 8.9%

Cebu

$94 10.2% 28.6% $38

Sport & Entertainment

Skawina

$53 3.6%

Cebu

$44 4.8% 17.8% $9.4

Getting Around

Skawina

$41 2.7%

Cebu

$16 1.7% 61.8% $25

Cost Breakdown

A one-bedroom apartment in the center runs $591 in Skawina and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Skawina vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $211 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Skawina

🇵🇭 Cebu

🕒 Local time

00:30 12:30 AM

06:30 6:30 AM

6 h ahead of Skawina

🌤 Weather

👥 Population

24,302

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Skawina Cebu 10,120 km ≈ 13 h nonstop flight

From you

Skawina
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Skawina vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 62% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,231 in Skawina and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $591 in Skawina versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,487 per month in Skawina versus $918 in Cebu – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 129% less than in Skawina. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,487 in Skawina, a $1,500 budget is realistic in Cebu but tight or insufficient in Skawina. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Skawina, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Skawina and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 62% less than in Skawina. Beyond cost, consider language, visa policies, and how big the international community is in each city.