Last update: Oct 2026

Cost of Living Comparison Between Singapore and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Ho Chi Minh City (Saigon): $855 a month against $3,480 in Singapore, rent and utilities included – about $31,500 less a year. Rent and utilities account for most of the difference.

168

Cost of Living Index in Singapore
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Singapore Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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🇸🇬 Singapore

$3,480

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$855

/mo nomad

😐 Solo nomad: Singapore is 150.3% more expensive than Ho Chi Minh City (Saigon) without rent, and 307% more expensive with rent.

😐 Family of 3: Singapore is 150.3% more expensive than Ho Chi Minh City (Saigon) without rent, and 255.3% more expensive with rent.

Meal at Budget Restaurant

$11.88 SGD 15.21

$1.90 ₫49.1K

525.26%

Three-Course Dinner for Two, Mid-Range

$69.9 SGD 89.5

$23.32 ₫603.5K

199.79%

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.22

$4.67 ₫120.9K

87.58%

Cappuccino

$5.09 SGD 6.52

$1.85 ₫47.9K

175.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 SGD 2.36

$0.56 ₫14.4K

230.36%

Water (0.33 liter bottle)

$1.18 SGD 1.52

$0.34 ₫8,857

247.06%

Local Beer (0.5 liter draught)

$8.33 SGD 10.67

$1.01 ₫26.2K

724.75%

Imported Beer (0.33 liter bottle)

$10.29 SGD 13.17

$1.69 ₫43.7K

508.88%

Milk (1 liter)

$2.95 SGD 3.77

$1.58 ₫40.8K

86.71%

White Bread (500g)

$2.48 SGD 3.18

$1.04 ₫27.0K

138.46%

Rice (white) (1kg)

$2.78 SGD 3.56

$0.99 ₫25.7K

180.81%

Eggs

$3.60 SGD 4.61

$1.60 ₫41.5K

125.00%

Local Cheese (1kg)

$21.49 SGD 27.52

$12.23 ₫316.6K

75.72%

Chicken Fillets (1kg)

$9.65 SGD 12.35

$3.54 ₫91.7K

172.60%

Beef Round Steak (1kg)

$25.13 SGD 32.18

$10.44 ₫270.2K

140.71%

Apples (1kg)

$4.57 SGD 5.85

$3.09 ₫79.9K

47.90%

Banana (1kg)

$2.98 SGD 3.82

$1.26 ₫32.5K

136.51%

Oranges (1kg)

$4.66 SGD 5.97

$1.57 ₫40.6K

196.82%

Tomato (1kg)

$2.27 SGD 2.90

$1.26 ₫32.5K

80.16%

Potato (1kg)

$2.58 SGD 3.31

$1.17 ₫30.4K

120.51%

Onion (1kg)

$2.31 SGD 2.96

$1.15 ₫29.7K

100.87%

Lettuce (1 head)

$1.84 SGD 2.36

$0.72 ₫18.7K

155.56%

Water (1.5 liter bottle)

$1.46 SGD 1.86

$0.54 ₫14.0K

170.37%

Cigarettes 20 Pack (Marlboro, Camel)

$14.16 SGD 18.12

$1.22 ₫31.5K

1060.66%

Wine (Bottle)

$23.82 SGD 30.49

$12.28 ₫317.8K

93.97%

Local Beer (0.5 liter bottle)

$4.61 SGD 5.90

$0.98 ₫25.4K

370.41%

Imported Beer (0.33 liter bottle)

$4.60 SGD 5.89

$1.49 ₫38.5K

208.72%

One-way Ticket (Public Transport)

$1.59 SGD 2.03

$0.28 ₫7,249

467.86%

Public Transport Monthly Pass (Regular Price)

$93.9 SGD 120

$11.62 ₫300.8K

707.92%

Taxi Start (Normal Tariff)

$3.58 SGD 4.59

$0.73 ₫18.9K

390.41%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.64 ₫16.7K

18.75%

Taxi 1hour Waiting (Normal Tariff)

$16.21 SGD 20.75

$3.17 ₫82.0K

411.36%

Gasoline (1 liter)

$2.44 SGD 3.12

$0.95 ₫24.6K

156.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$160.5K SGD 205.5K

$30.7K ₫795.6M

422.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.0K SGD 189.6K

$30.6K ₫791.6M

384.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 SGD 220

$102 ₫2.6M

67.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.22 SGD 15.64

$5.65 ₫146.1K

116.28%

Internet (50+ Mbps, Unlimited Data)

$26.34 SGD 33.73

$10.52 ₫272.2K

150.38%

Gym Membership (Monthly)

$110 SGD 141

$25.86 ₫669.2K

325.95%

Tennis Court (1 Hour on Weekend)

$12.40 SGD 15.88

$11.82 ₫305.9K

4.91%

Cinema Ticket

$11.85 SGD 15.17

$3.39 ₫87.8K

249.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,490 SGD 1,908

$438 ₫11.3M

240.45%

International Primary School, 1 Child (Yearly)

$28.1K SGD 35.9K

$23.3K ₫603.1M

20.43%

Jeans (Levis 501 Or Similar)

$80.8 SGD 104

$51.5 ₫1.3M

56.91%

Summer Dress (H&M, Zara, etc)

$51.2 SGD 65.5

$34.56 ₫894.3K

48.06%

Sport Shoes (Adidas, Nike)

$110 SGD 140

$91.3 ₫2.4M

20.12%

Men's Leather Business Shoes

$129 SGD 165

$94.9 ₫2.5M

35.67%

1-bedroom Apartment, City Center (Monthly)

$3,011 SGD 3,855

$577 ₫14.9M

421.90%

1-bedroom Apartment, Outside City Center (Monthly)

$2,135 SGD 2,734

$292 ₫7.6M

630.86%

3-bedroom Apartment, City Center (Monthly)

$5,793 SGD 7,417

$1,293 ₫33.5M

347.88%

3-bedroom Apartment, Outside City Center (Monthly)

$3,921 SGD 5,020

$717 ₫18.6M

446.79%

Buy Apartment in City Center (m2)

$23.4K SGD 30.0K

$4,714 ₫122.0M

396.26%

Buy Apartment Outside City Center (m2)

$16.9K SGD 21.6K

$1,882 ₫48.7M

796.20%

Average Monthly Net Salary (After Tax)

$4,341 SGD 5,559

$486 ₫12.6M

793.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

8.64

-71.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 4, 2026

Last update for Ho Chi Minh City (Saigon): October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.1K 61.6%

Ho Chi Minh City (Saigon)

$292 34.3% 86.3% $1.8K

Groceries & Markets

Singapore

$456 13.2%

Ho Chi Minh City (Saigon)

$206 24.1% 54.9% $250

Eating Out

Singapore

$257 7.4%

Ho Chi Minh City (Saigon)

$63 7.5% 75.3% $193

Monthly Utilities & Internet

Singapore

$210 6.1%

Ho Chi Minh City (Saigon)

$118 13.9% 43.6% $92

Clothing & Footwear

Singapore

$167 4.8%

Ho Chi Minh City (Saigon)

$123 14.4% 26.5% $44

Sport & Entertainment

Singapore

$134 3.9%

Ho Chi Minh City (Saigon)

$33 3.8% 75.6% $101

Getting Around

Singapore

$108 3.1%

Ho Chi Minh City (Saigon)

$17 2% 84.5% $91

Good to know

🇸🇬 Singapore

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

12:44 12:44 PM

11:44 11:44 AM

1 h behind Singapore

🌤 Weather

👥 Population

5,866,139

9,456,700

💱 Currency

Singapore Dollar SGD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.696 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.45 EUR

Exchange rates and currency converter

VND, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 10, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.696 EUR).

Vietnamese Dong exchange rates as of October 10, 2026: 1 USD = 25,879 VND (100,000 VND = 3.86 USD). 1 EUR = 29,025 VND (100,000 VND = 3.45 EUR).

USD to SGD in detail →

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