Cost of Living Comparison Between Singapore and Ubud, Bali Cost of Living Comparison Between Singapore and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,569 in Singapore versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $5,229 in Singapore versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,889 in Singapore versus $3,724 in Ubud, Bali.

Living in Singapore is roughly 156% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Singapore 165% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$10.72 SGD 13.62

$3.48 Rp 59.7K

208.05%

Three-Course Dinner for Two, Mid-Range

$78.5 SGD 99.7

$32.88 Rp 564.0K

138.63%

Fast Food Meal (McDonalds, etc)

$7.73 SGD 9.82

$5.09 Rp 87.3K

51.87%

Cappuccino

$5.06 SGD 6.43

$2.75 Rp 47.1K

84.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.71 SGD 2.17

$1.38 Rp 23.7K

23.91%

Water (0.33 liter bottle)

$1.23 SGD 1.56

$0.71 Rp 12.2K

73.24%

Local Beer (0.5 liter draught)

$7.89 SGD 10.02

$2.88 Rp 49.4K

173.96%

Imported Beer (0.33 liter bottle)

$9.27 SGD 11.78

$3.87 Rp 66.4K

139.53%

Milk (1 liter)

$3.08 SGD 3.91

$1.79 Rp 30.7K

72.07%

White Bread (500g)

$2.31 SGD 2.93

$2.45 Rp 42.0K

-5.71%

Rice (white) (1kg)

$2.82 SGD 3.58

$1.21 Rp 20.7K

133.06%

Eggs

$3.30 SGD 4.19

$2.39 Rp 40.9K

38.08%

Local Cheese (1kg)

$19.14 SGD 24.31

$14.70 Rp 252.1K

30.20%

Chicken Fillets (1kg)

$11.27 SGD 14.31

$4.24 Rp 72.7K

165.80%

Beef Round Steak (1kg)

$22.31 SGD 28.33

$12.08 Rp 207.1K

84.69%

Apples (1kg)

$4.53 SGD 5.76

$3.66 Rp 62.9K

23.77%

Banana (1kg)

$2.88 SGD 3.66

$1.61 Rp 27.6K

78.88%

Oranges (1kg)

$4.84 SGD 6.15

$2.72 Rp 46.6K

77.94%

Tomato (1kg)

$2.74 SGD 3.49

$2.27 Rp 39.0K

20.70%

Potato (1kg)

$2.43 SGD 3.08

$1.90 Rp 32.6K

27.89%

Onion (1kg)

$2.23 SGD 2.84

$2.30 Rp 39.4K

-3.04%

Lettuce (1 head)

$2.06 SGD 2.61

$1.02 Rp 17.4K

101.96%

Water (1.5 liter bottle)

$1.57 SGD 1.99

$0.78 Rp 13.4K

101.28%

Cigarettes 20 Pack (Marlboro, Camel)

$13.11 SGD 16.65

$3.24 Rp 55.7K

304.63%

Wine (Bottle)

$25.36 SGD 32.21

$24.06 Rp 412.7K

5.40%

Local Beer (0.5 liter bottle)

$4.22 SGD 5.36

$2.84 Rp 48.7K

48.59%

Imported Beer (0.33 liter bottle)

$5.04 SGD 6.40

$2.79 Rp 47.8K

80.65%

One-way Ticket (Public Transport)

$1.60 SGD 2.04

$0.27 Rp 4,610

492.59%

Public Transport Monthly Pass (Regular Price)

$93.4 SGD 119

$8.24 Rp 141.4K

1033.98%

Taxi Start (Normal Tariff)

$3.66 SGD 4.65

$0.45 Rp 7,708

713.33%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.96

$0.43 Rp 7,305

76.74%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.49

$6.02 Rp 103.3K

168.11%

Gasoline (1 liter)

$2.18 SGD 2.76

$0.86 Rp 14.7K

153.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$140.6K SGD 178.6K

$26.1K Rp 447.1M

439.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$129.5K SGD 164.5K

$31.7K Rp 543.7M

308.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 SGD 202

$78.3 Rp 1.3M

102.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.22 SGD 23.13

$4.00 Rp 68.5K

355.50%

Internet (50+ Mbps, Unlimited Data)

$37.77 SGD 47.97

$24.35 Rp 417.7K

55.11%

Gym Membership (Monthly)

$120 SGD 153

$95.8 Rp 1.6M

25.47%

Tennis Court (1 Hour on Weekend)

$12.06 SGD 15.32

$6.46 Rp 110.7K

86.69%

Cinema Ticket

$11.78 SGD 14.96

$4.01 Rp 68.7K

193.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,206 SGD 1,531

$302 Rp 5.2M

299.73%

International Primary School, 1 Child (Yearly)

$29.5K SGD 37.5K

$6,545 Rp 112.3M

351.25%

Jeans (Levis 501 Or Similar)

$81.4 SGD 103

$53.4 Rp 916.3K

52.34%

Summer Dress (H&M, Zara, etc)

$43.54 SGD 55.3

$38.55 Rp 661.2K

12.94%

Sport Shoes (Adidas, Nike)

$106 SGD 134

$89.1 Rp 1.5M

18.64%

Men's Leather Business Shoes

$131 SGD 167

$78.9 Rp 1.4M

66.35%

1-bedroom Apartment, City Center (Monthly)

$3,189 SGD 4,050

$1,016 Rp 17.4M

213.88%

1-bedroom Apartment, Outside City Center (Monthly)

$2,288 SGD 2,906

$672 Rp 11.5M

240.37%

3-bedroom Apartment, City Center (Monthly)

$6,085 SGD 7,728

$3,368 Rp 57.8M

80.64%

3-bedroom Apartment, Outside City Center (Monthly)

$3,740 SGD 4,750

$2,108 Rp 36.2M

77.45%

Buy Apartment in City Center (m2)

$23.4K SGD 29.7K

$3,001 Rp 51.5M

678.95%

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.0K

$2,337 Rp 40.1M

606.21%

Average Monthly Net Salary (After Tax)

$4,293 SGD 5,452

$178 Rp 3.0M

2318.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.19

13.28

-75.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,189 in Singapore and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Singapore pays 2318% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78 in Singapore vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $453 vs $300 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 156% gap adds up to real monthly savings that compound significantly over time.

Singapore pays 2318% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,189 in Singapore versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,569 per month in Singapore versus $1,395 in Ubud, Bali – a 156% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 1034% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,395 in Ubud, Bali versus $3,569 in Singapore, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Singapore. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Singapore and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 156% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.