Cost of Living Comparison Between Singapore and Ubud, Bali Cost of Living Comparison Between Singapore and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,507 in Singapore versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $5,136 in Singapore versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,764 in Singapore versus $3,763 in Ubud, Bali.

Living in Singapore is roughly 149% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Singapore 163% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$10.77 SGD 13.90

$3.45 Rp 62.1K

212.17%

Three-Course Dinner for Two, Mid-Range

$78.1 SGD 101

$32.34 Rp 581.1K

141.53%

Fast Food Meal (McDonalds, etc)

$7.58 SGD 9.78

$4.84 Rp 87.1K

56.61%

Cappuccino

$4.84 SGD 6.25

$2.75 Rp 49.4K

76.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 SGD 2.19

$1.38 Rp 24.9K

23.19%

Water (0.33 liter bottle)

$1.20 SGD 1.55

$0.75 Rp 13.5K

60.00%

Local Beer (0.5 liter draught)

$7.85 SGD 10.13

$2.99 Rp 53.8K

162.54%

Imported Beer (0.33 liter bottle)

$9.15 SGD 11.81

$3.85 Rp 69.2K

137.66%

Milk (1 liter)

$3.07 SGD 3.96

$1.74 Rp 31.2K

76.44%

White Bread (500g)

$2.38 SGD 3.07

$2.46 Rp 44.2K

-3.25%

Rice (white) (1kg)

$2.79 SGD 3.60

$1.17 Rp 21.0K

138.46%

Eggs

$3.29 SGD 4.24

$2.43 Rp 43.7K

35.39%

Local Cheese (1kg)

$19.19 SGD 24.78

$14.50 Rp 260.6K

32.34%

Chicken Fillets (1kg)

$11.42 SGD 14.74

$4.35 Rp 78.2K

162.53%

Beef Round Steak (1kg)

$22.61 SGD 29.18

$11.98 Rp 215.3K

88.73%

Apples (1kg)

$4.56 SGD 5.88

$3.72 Rp 66.8K

22.58%

Banana (1kg)

$2.98 SGD 3.85

$1.63 Rp 29.2K

82.82%

Oranges (1kg)

$4.95 SGD 6.40

$2.74 Rp 49.3K

80.66%

Tomato (1kg)

$2.74 SGD 3.53

$2.24 Rp 40.3K

22.32%

Potato (1kg)

$2.52 SGD 3.25

$1.92 Rp 34.5K

31.25%

Onion (1kg)

$2.17 SGD 2.80

$2.28 Rp 40.9K

-4.82%

Lettuce (1 head)

$1.95 SGD 2.52

$1.06 Rp 19.1K

83.96%

Water (1.5 liter bottle)

$1.49 SGD 1.93

$0.72 Rp 12.9K

106.94%

Cigarettes 20 Pack (Marlboro, Camel)

$13.20 SGD 17.04

$3.29 Rp 59.0K

301.22%

Wine (Bottle)

$23.04 SGD 29.74

$23.19 Rp 416.8K

-0.65%

Local Beer (0.5 liter bottle)

$4.17 SGD 5.38

$2.78 Rp 49.9K

50.00%

Imported Beer (0.33 liter bottle)

$5.16 SGD 6.66

$2.73 Rp 49.1K

89.01%

One-way Ticket (Public Transport)

$1.59 SGD 2.06

$0.27 Rp 4,786

488.89%

Public Transport Monthly Pass (Regular Price)

$94.0 SGD 121

$8.11 Rp 145.7K

1058.45%

Taxi Start (Normal Tariff)

$3.68 SGD 4.75

$0.48 Rp 8,675

666.67%

Taxi (Normal Tariff) (1km)

$0.72 SGD 0.94

$0.42 Rp 7,545

71.43%

Taxi 1hour Waiting (Normal Tariff)

$16.54 SGD 21.35

$6.22 Rp 111.8K

165.92%

Gasoline (1 liter)

$2.20 SGD 2.84

$0.81 Rp 14.6K

171.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$142.5K SGD 183.9K

$26.6K Rp 478.2M

435.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$127.5K SGD 164.6K

$32.2K Rp 578.5M

296.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 SGD 201

$78.4 Rp 1.4M

98.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.63 SGD 24.05

$4.07 Rp 73.1K

357.74%

Internet (50+ Mbps, Unlimited Data)

$37.75 SGD 48.73

$24.33 Rp 437.1K

55.16%

Gym Membership (Monthly)

$120 SGD 155

$98.6 Rp 1.8M

21.66%

Tennis Court (1 Hour on Weekend)

$12.10 SGD 15.61

$6.34 Rp 113.9K

90.85%

Cinema Ticket

$11.53 SGD 14.89

$3.99 Rp 71.6K

188.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,190 SGD 1,536

$305 Rp 5.5M

290.03%

International Primary School, 1 Child (Yearly)

$29.1K SGD 37.6K

$6,642 Rp 119.4M

338.79%

Jeans (Levis 501 Or Similar)

$83.5 SGD 108

$54.1 Rp 972.9K

54.30%

Summer Dress (H&M, Zara, etc)

$42.55 SGD 54.9

$37.81 Rp 679.4K

12.54%

Sport Shoes (Adidas, Nike)

$108 SGD 139

$86.8 Rp 1.6M

23.86%

Men's Leather Business Shoes

$128 SGD 166

$76.4 Rp 1.4M

68.03%

1-bedroom Apartment, City Center (Monthly)

$3,209 SGD 4,142

$992 Rp 17.8M

223.47%

1-bedroom Apartment, Outside City Center (Monthly)

$2,299 SGD 2,968

$673 Rp 12.1M

241.80%

3-bedroom Apartment, City Center (Monthly)

$6,127 SGD 7,909

$3,375 Rp 60.7M

81.53%

3-bedroom Apartment, Outside City Center (Monthly)

$3,793 SGD 4,896

$2,050 Rp 36.8M

85.01%

Buy Apartment in City Center (m2)

$23.3K SGD 30.0K

$2,805 Rp 50.4M

729.94%

Buy Apartment Outside City Center (m2)

$16.4K SGD 21.2K

$2,227 Rp 40.0M

636.13%

Average Monthly Net Salary (After Tax)

$3,969 SGD 5,124

$167 Rp 3.0M

2277.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.19

13.28

-75.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,209 in Singapore and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Singapore pays 2277% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Singapore vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $450 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 149% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2277% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,209 in Singapore versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,507 per month in Singapore versus $1,408 in Ubud, Bali – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 1058% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,408 in Ubud, Bali versus $3,507 in Singapore, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Singapore. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Singapore and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 149% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.