Last update: Oct 2026

Cost of Living Comparison Between Singapore and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,500 in Singapore, rent and utilities included – about $25,600 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $1,368 in Ubud, Bali.

Singapore $3,500
Ubud, Bali $1,368

Estimated couple costs with rent: $5,265 in Singapore versus $2,314 in Ubud, Bali.

Singapore $5,265
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $7,030 in Singapore versus $3,260 in Ubud, Bali.

Singapore $7,030
Ubud, Bali $3,260

Living in Singapore is roughly 156% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Singapore 159% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$11.76 SGD 15.05

$3.33 Rp 59.9K

253.15%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$35.18 Rp 633.2K

100.74%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$5.80 Rp 104.5K

47.41%

Cappuccino

$5.20 SGD 6.66

$2.73 Rp 49.1K

90.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$1.64 Rp 29.5K

7.93%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.83 Rp 15.0K

48.19%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$2.70 Rp 48.6K

205.93%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$4.30 Rp 77.4K

136.51%

Milk (1 liter)

$3.04 SGD 3.89

$1.50 Rp 27.1K

102.67%

White Bread (500g)

$2.55 SGD 3.26

$2.30 Rp 41.4K

10.87%

Rice (white) (1kg)

$2.86 SGD 3.66

$1.18 Rp 21.2K

142.37%

Eggs

$3.53 SGD 4.51

$2.14 Rp 38.6K

64.95%

Local Cheese (1kg)

$21.12 SGD 27.02

$17.48 Rp 314.6K

20.82%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$4.03 Rp 72.5K

145.66%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$12.23 Rp 220.1K

107.85%

Apples (1kg)

$4.57 SGD 5.85

$3.55 Rp 63.9K

28.73%

Banana (1kg)

$3.13 SGD 4.00

$1.57 Rp 28.3K

99.36%

Oranges (1kg)

$4.72 SGD 6.04

$2.24 Rp 40.2K

110.71%

Tomato (1kg)

$2.23 SGD 2.85

$1.93 Rp 34.7K

15.54%

Potato (1kg)

$2.57 SGD 3.29

$1.88 Rp 33.9K

36.70%

Onion (1kg)

$2.29 SGD 2.93

$2.29 Rp 41.3K

Lettuce (1 head)

$1.87 SGD 2.39

$0.99 Rp 17.9K

88.89%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$0.53 Rp 9,475

171.70%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$2.28 Rp 41.1K

512.72%

Wine (Bottle)

$23.48 SGD 30.05

$23.01 Rp 414.2K

2.04%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$2.34 Rp 42.2K

94.02%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$2.91 Rp 52.4K

52.58%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$0.24 Rp 4,315

554.17%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$8.82 Rp 158.7K

963.04%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$0.48 Rp 8,684

658.33%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.46 Rp 8,233

65.22%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$5.45 Rp 98.2K

196.15%

Gasoline (1 liter)

$2.45 SGD 3.14

$0.88 Rp 15.9K

178.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$24.6K Rp 442.2M

531.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$31.2K Rp 561.4M

376.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$83.0 Rp 1.5M

106.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$6.45 Rp 116.0K

92.09%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$18.57 Rp 334.2K

41.14%

Gym Membership (Monthly)

$108 SGD 138

$55.8 Rp 1.0M

93.51%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$18.11 Rp 326.0K

-32.03%

Cinema Ticket

$11.64 SGD 14.90

$4.38 Rp 78.9K

165.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$493 Rp 8.9M

200.37%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$5,754 Rp 103.6M

392.66%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$46.19 Rp 831.4K

74.39%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$35.33 Rp 636.0K

41.83%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$79.1 Rp 1.4M

41.35%

Men's Leather Business Shoes

$129 SGD 165

$78.4 Rp 1.4M

64.42%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$1,142 Rp 20.6M

163.89%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$676 Rp 12.2M

221.28%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$3,503 Rp 63.1M

66.76%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$1,700 Rp 30.6M

137.88%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$2,784 Rp 50.1M

754.51%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$2,241 Rp 40.3M

647.68%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$165 Rp 3.0M

2564.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

13.78

-82.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Ubud, Bali

$676 49.4% 68.9% $1.5K

Groceries & Markets

Singapore

$458 13.1%

Ubud, Bali

$290 21.2% 36.6% $167

Eating Out

Singapore

$256 7.3%

Ubud, Bali

$109 8% 57.5% $147

Monthly Utilities & Internet

Singapore

$210 6%

Ubud, Bali

$108 7.9% 48.6% $102

Clothing & Footwear

Singapore

$167 4.8%

Ubud, Bali

$108 7.9% 35.6% $60

Sport & Entertainment

Singapore

$131 3.8%

Ubud, Bali

$65 4.7% 50.8% $67

Getting Around

Singapore

$107 3.1%

Ubud, Bali

$13 0.9% 88.3% $95

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Singapore pays 2565% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Singapore vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $458 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇸🇬 Singapore

🇮🇩 Ubud, Bali

🕒 Local time

05:10 5:10 AM

Same time as Singapore

🌤 Weather

👥 Population

5,535,002 Capital

74,800

💱 Currency

Singapore Dollar SGD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 18, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to SGD in detail →

On the map

Lowest

Highest

Between locations

Singapore Ubud, Bali 1,670 km ≈ 2 h 30 min nonstop flight

From you

Singapore
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 156% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2565% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,015 in Singapore versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,500 per month in Singapore versus $1,368 in Ubud, Bali – a 156% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 963% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $3,500 in Singapore, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Singapore. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Singapore and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 156% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.