Cost of Living Comparison Between Singapore and Ubud, Bali Cost of Living Comparison Between Singapore and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,651 in Singapore versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $5,223 in Singapore versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $6,796 in Singapore versus $3,660 in Ubud, Bali.

Living in Singapore is roughly 157% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Singapore 172% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$10.73 SGD 13.78

$3.56 Rp 64.3K

201.40%

Three-Course Dinner for Two, Mid-Range

$78.5 SGD 101

$32.73 Rp 590.3K

139.75%

Fast Food Meal (McDonalds, etc)

$7.88 SGD 10.13

$4.95 Rp 89.2K

59.19%

Cappuccino

$4.92 SGD 6.32

$2.71 Rp 48.9K

81.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.63 SGD 2.10

$1.34 Rp 24.2K

21.64%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.70 Rp 12.6K

75.71%

Local Beer (0.5 liter draught)

$7.85 SGD 10.08

$2.92 Rp 52.7K

168.84%

Imported Beer (0.33 liter bottle)

$9.61 SGD 12.34

$3.96 Rp 71.4K

142.68%

Milk (1 liter)

$3.07 SGD 3.95

$1.81 Rp 32.6K

69.61%

White Bread (500g)

$2.41 SGD 3.10

$2.52 Rp 45.4K

-4.37%

Rice (white) (1kg)

$2.81 SGD 3.61

$1.16 Rp 20.9K

142.24%

Eggs

$3.37 SGD 4.34

$2.46 Rp 44.4K

36.99%

Local Cheese (1kg)

$19.34 SGD 24.85

$14.71 Rp 265.3K

31.48%

Chicken Fillets (1kg)

$11.36 SGD 14.59

$4.32 Rp 77.9K

162.96%

Beef Round Steak (1kg)

$22.95 SGD 29.49

$12.14 Rp 218.9K

89.04%

Apples (1kg)

$4.52 SGD 5.81

$3.84 Rp 69.3K

17.71%

Banana (1kg)

$2.94 SGD 3.78

$1.56 Rp 28.1K

88.46%

Oranges (1kg)

$4.86 SGD 6.25

$2.83 Rp 51.1K

71.73%

Tomato (1kg)

$2.63 SGD 3.38

$2.33 Rp 41.9K

12.88%

Potato (1kg)

$2.47 SGD 3.18

$1.91 Rp 34.5K

29.32%

Onion (1kg)

$2.16 SGD 2.78

$2.20 Rp 39.7K

-1.82%

Lettuce (1 head)

$2.01 SGD 2.58

$1.01 Rp 18.3K

99.01%

Water (1.5 liter bottle)

$1.51 SGD 1.94

$0.78 Rp 14.0K

93.59%

Cigarettes 20 Pack (Marlboro, Camel)

$13.24 SGD 17.01

$3.32 Rp 59.8K

298.80%

Wine (Bottle)

$25.27 SGD 32.47

$23.74 Rp 428.0K

6.44%

Local Beer (0.5 liter bottle)

$4.31 SGD 5.54

$2.79 Rp 50.3K

54.48%

Imported Beer (0.33 liter bottle)

$5.20 SGD 6.68

$2.86 Rp 51.6K

81.82%

One-way Ticket (Public Transport)

$1.58 SGD 2.03

$0.27 Rp 4,848

485.19%

Public Transport Monthly Pass (Regular Price)

$93.7 SGD 120

$8.03 Rp 144.8K

1067.00%

Taxi Start (Normal Tariff)

$3.51 SGD 4.50

$0.46 Rp 8,230

663.04%

Taxi (Normal Tariff) (1km)

$0.77 SGD 1.00

$0.45 Rp 8,116

71.11%

Taxi 1hour Waiting (Normal Tariff)

$16.11 SGD 20.70

$6.10 Rp 109.9K

164.10%

Gasoline (1 liter)

$2.20 SGD 2.82

$0.79 Rp 14.3K

178.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$142.1K SGD 182.6K

$26.1K Rp 471.6M

443.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$129.1K SGD 165.9K

$32.1K Rp 579.2M

301.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 SGD 205

$79.9 Rp 1.4M

100.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.36 SGD 23.58

$4.06 Rp 73.3K

352.22%

Internet (50+ Mbps, Unlimited Data)

$36.57 SGD 46.98

$23.52 Rp 424.1K

55.48%

Gym Membership (Monthly)

$117 SGD 150

$98.7 Rp 1.8M

18.46%

Tennis Court (1 Hour on Weekend)

$12.39 SGD 15.92

$6.63 Rp 119.6K

86.88%

Cinema Ticket

$11.65 SGD 14.97

$4.15 Rp 74.8K

180.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,184 SGD 1,521

$304 Rp 5.5M

289.56%

International Primary School, 1 Child (Yearly)

$29.9K SGD 38.4K

$6,613 Rp 119.3M

351.72%

Jeans (Levis 501 Or Similar)

$82.2 SGD 106

$55.5 Rp 1.0M

48.07%

Summer Dress (H&M, Zara, etc)

$43.04 SGD 55.3

$38.31 Rp 690.9K

12.35%

Sport Shoes (Adidas, Nike)

$107 SGD 138

$88.6 Rp 1.6M

21.28%

Men's Leather Business Shoes

$131 SGD 168

$77.9 Rp 1.4M

68.23%

1-bedroom Apartment, City Center (Monthly)

$3,101 SGD 3,984

$1,006 Rp 18.1M

208.11%

1-bedroom Apartment, Outside City Center (Monthly)

$2,280 SGD 2,929

$675 Rp 12.2M

237.57%

3-bedroom Apartment, City Center (Monthly)

$6,201 SGD 7,967

$3,442 Rp 62.1M

80.17%

3-bedroom Apartment, Outside City Center (Monthly)

$3,793 SGD 4,873

$2,039 Rp 36.8M

85.98%

Buy Apartment in City Center (m2)

$23.5K SGD 30.2K

$2,841 Rp 51.2M

726.56%

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.2K

$2,264 Rp 40.8M

629.66%

Average Monthly Net Salary (After Tax)

$4,285 SGD 5,505

$165 Rp 3.0M

2493.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.19

13.28

-75.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,101 in Singapore and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Singapore pays 2493% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Singapore vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $457 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 157% gap adds up to real monthly savings that compound significantly over time.

Singapore pays 2493% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,101 in Singapore versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,651 per month in Singapore versus $1,419 in Ubud, Bali – a 157% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 1067% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,419 in Ubud, Bali versus $3,651 in Singapore, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Singapore. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Singapore and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 157% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.