Last update: Oct 2026

Cost of Living Comparison Between Singapore and Tumon

For one person, living is cheaper in Tumon: $429 a month against $3,493 in Singapore, rent and utilities included – about $36,800 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
Learn more

Singapore Living Index

Jump to prices

Singapore

🇸🇬 Singapore

$3,493

/mo nomad

Tumon

🇬🇺 Guam

$429

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Tumon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Tumon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,493 in Singapore versus $429 in Tumon.

Singapore $3,493
Tumon $429

Estimated couple costs with rent: $5,174 in Singapore versus $2,002 in Tumon.

Singapore $5,174
Tumon $2,002

Monthly costs for a family of three with rent: $6,855 in Singapore versus $3,574 in Tumon.

Singapore $6,855
Tumon $3,574

Living in Singapore is roughly 715% more expensive than in Tumon, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 158% above, Tumon is 68% below.

Meal at Budget Restaurant

$11.74 SGD 15.02

$25.37 $25.37

-53.72%

Three-Course Dinner for Two, Mid-Range

$74.3 SGD 95.1

$51.7 $51.7

43.76%

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.21

$12.95 $12.95

-32.36%

Cappuccino

$5.32 SGD 6.80

$6.01 $6.01

-11.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 SGD 2.42

$3.05 $3.05

-38.03%

Water (0.33 liter bottle)

$1.21 SGD 1.55

$3.03 $3.03

-60.07%

Local Beer (0.5 liter draught)

$8.46 SGD 10.82

$7.12 $7.12

18.82%

Imported Beer (0.33 liter bottle)

$9.83 SGD 12.57

$8.88 $8.88

10.70%

Milk (1 liter)

$2.91 SGD 3.72

White Bread (500g)

$2.52 SGD 3.22

Rice (white) (1kg)

$2.86 SGD 3.66

Eggs

$3.64 SGD 4.66

Local Cheese (1kg)

$20.88 SGD 26.71

Chicken Fillets (1kg)

$9.92 SGD 12.69

Beef Round Steak (1kg)

$25.77 SGD 32.98

Apples (1kg)

$4.70 SGD 6.02

Banana (1kg)

$3.08 SGD 3.94

Oranges (1kg)

$4.74 SGD 6.06

Tomato (1kg)

$2.19 SGD 2.80

Potato (1kg)

$2.57 SGD 3.29

Onion (1kg)

$2.32 SGD 2.97

Lettuce (1 head)

$1.86 SGD 2.39

Water (1.5 liter bottle)

$1.39 SGD 1.78

Cigarettes 20 Pack (Marlboro, Camel)

$13.80 SGD 17.66

Wine (Bottle)

$23.29 SGD 29.81

Local Beer (0.5 liter bottle)

$4.77 SGD 6.10

Imported Beer (0.33 liter bottle)

$4.69 SGD 6.00

One-way Ticket (Public Transport)

$1.60 SGD 2.04

$6.87 $6.87

-76.71%

Public Transport Monthly Pass (Regular Price)

$96.0 SGD 123

Taxi Start (Normal Tariff)

$3.61 SGD 4.61

Taxi (Normal Tariff) (1km)

$0.79 SGD 1.02

$1.94 $1.94

-59.28%

Taxi 1hour Waiting (Normal Tariff)

$16.63 SGD 21.28

Gasoline (1 liter)

$2.56 SGD 3.28

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$157.0K SGD 200.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$149.8K SGD 191.7K

$29.1K $29.1K

414.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.13 SGD 15.53

Internet (50+ Mbps, Unlimited Data)

$28.02 SGD 35.86

Gym Membership (Monthly)

$108 SGD 138

Tennis Court (1 Hour on Weekend)

$12.24 SGD 15.67

Cinema Ticket

$12.03 SGD 15.39

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,473 SGD 1,885

International Primary School, 1 Child (Yearly)

$28.7K SGD 36.8K

Jeans (Levis 501 Or Similar)

$78.0 SGD 99.9

Summer Dress (H&M, Zara, etc)

$50.9 SGD 65.1

Sport Shoes (Adidas, Nike)

$109 SGD 139

Men's Leather Business Shoes

$123 SGD 158

1-bedroom Apartment, City Center (Monthly)

$2,917 SGD 3,733

1-bedroom Apartment, Outside City Center (Monthly)

$2,161 SGD 2,765

3-bedroom Apartment, City Center (Monthly)

$5,769 SGD 7,383

3-bedroom Apartment, Outside City Center (Monthly)

$3,849 SGD 4,925

$2,433 $2,433

58.19%

Buy Apartment in City Center (m2)

$23.2K SGD 29.7K

Buy Apartment Outside City Center (m2)

$16.9K SGD 21.7K

Average Monthly Net Salary (After Tax)

$4,547 SGD 5,818

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 20, 2026

Last update for Tumon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 61.8%

Tumon

–

Groceries & Markets

Singapore

$458 13.1%

Tumon

–

Eating Out

Singapore

$258 7.4%

Tumon

–

Monthly Utilities & Internet

Singapore

$212 6.1%

Tumon

–

Clothing & Footwear

Singapore

$162 4.7%

Tumon

–

Sport & Entertainment

Singapore

$132 3.8%

Tumon

–

Getting Around

Singapore

$110 3.2%

Tumon

–

Cost Breakdown

Dining out at a mid-range restaurant: $74.0 in Singapore vs $52.0 in Tumon for two.

Good to know

🇸🇬 Singapore

🇬🇺 Tumon

🕒 Local time

05:32 5:32 AM

07:32 7:32 AM

2 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

44,943

💱 Currency

Singapore Dollar SGD $

United States Dollar USD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 20, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to SGD in detail →

On the map

Lowest

Highest

Between locations

Singapore Tumon 4,710 km ≈ 6 h nonstop flight

From you

Singapore
Tumon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Tumon: Cost of Living - Frequently Asked Questions

Tumon is cheaper overall, especially in groceries, clothing, and leisure. The 715% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,240 in Singapore and $643 in Tumon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Dining out is cheaper in Tumon – a meal for two runs $52.0 versus $74.0 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,493 per month in Singapore versus $429 in Tumon – a 715% gap that adds up to real savings over time for anyone picking the cheaper option.

At $429 in Tumon versus $3,493 in Singapore, a $2,000 budget is realistic in Tumon but tight or insufficient in Singapore. The gap between the two cities makes Tumon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Tumon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tumon gentler on the wallet – expenses run 715% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.