Last update: Oct 2026

Cost of Living Comparison Between Singapore and Toyota

For one person, living is cheaper in Toyota: $1,185 a month against $3,500 in Singapore, rent and utilities included – about $27,800 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
57

Cost of Living Index in Toyota
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Toyota Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Toyota

🇯🇵 Japan

$1,185

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Toyota

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Toyota actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $1,185 in Toyota.

Singapore $3,500
Toyota $1,185

Estimated couple costs with rent: $5,265 in Singapore versus $1,873 in Toyota.

Singapore $5,265
Toyota $1,873

Monthly costs for a family of three with rent: $7,030 in Singapore versus $2,561 in Toyota.

Singapore $7,030
Toyota $2,561

Living in Singapore is roughly 195% more expensive than in Toyota, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 159% above, Toyota is 12% below.

Meal at Budget Restaurant

$11.76 SGD 15.05

$6.42 ¥1,014

83.18%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$40.50 ¥6,399

74.37%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$5.15 ¥814

66.02%

Cappuccino

$5.20 SGD 6.66

$3.52 ¥556

47.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$1.18 ¥187

50.00%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.75 ¥118

64.00%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$2.59 ¥409

218.92%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$3.10 ¥489

228.06%

Milk (1 liter)

$3.04 SGD 3.89

$1.21 ¥191

151.24%

White Bread (500g)

$2.55 SGD 3.26

$0.90 ¥143

183.33%

Rice (white) (1kg)

$2.86 SGD 3.66

$1.92 ¥303

48.96%

Eggs

$3.53 SGD 4.51

$1.91 ¥301

84.82%

Local Cheese (1kg)

$21.12 SGD 27.02

$10.28 ¥1,624

105.45%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$6.00 ¥948

65.00%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$14.10 ¥2,228

80.28%

Apples (1kg)

$4.57 SGD 5.85

$5.74 ¥906

-20.38%

Banana (1kg)

$3.13 SGD 4.00

$2.79 ¥440

12.19%

Oranges (1kg)

$4.72 SGD 6.04

$2.79 ¥440

69.18%

Tomato (1kg)

$2.23 SGD 2.85

$4.06 ¥642

-45.07%

Potato (1kg)

$2.57 SGD 3.29

$2.51 ¥397

2.39%

Onion (1kg)

$2.29 SGD 2.93

$2.58 ¥407

-11.24%

Lettuce (1 head)

$1.87 SGD 2.39

$1.24 ¥196

50.81%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$0.72 ¥113

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$3.73 ¥589

274.53%

Wine (Bottle)

$23.48 SGD 30.05

$6.19 ¥979

279.32%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$1.81 ¥286

150.83%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$2.11 ¥333

110.43%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$1.22 ¥193

28.69%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$50.9 ¥8,036

84.35%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$3.18 ¥502

14.47%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$2.69 ¥425

-71.75%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$20.22 ¥3,195

-20.18%

Gasoline (1 liter)

$2.45 SGD 3.14

$1.06 ¥168

131.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$21.1K ¥3.3M

635.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$18.1K ¥2.9M

721.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$131 ¥20.7K

31.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$18.93 ¥2,991

-34.55%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$22.21 ¥3,509

18.01%

Gym Membership (Monthly)

$108 SGD 138

$54.4 ¥8,586

98.75%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

Cinema Ticket

$11.64 SGD 14.90

$12.50 ¥1,975

-6.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$628 ¥99.2K

135.80%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$14.7K ¥2.3M

92.31%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$63.3 ¥10.0K

27.21%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$37.12 ¥5,864

34.99%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$62.0 ¥9,794

80.34%

Men's Leather Business Shoes

$129 SGD 165

$103 ¥16.2K

25.72%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$473 ¥74.7K

537.50%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$337 ¥53.3K

543.57%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$1,040 ¥164.3K

461.80%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$690 ¥109.0K

486.26%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$4,570 ¥722.1K

420.50%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$1,648 ¥260.4K

916.49%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$1,053 ¥166.4K

316.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

2.64

-7.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Toyota: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Toyota

$337 28.5% 84.5% $1.8K

Groceries & Markets

Singapore

$458 13.1%

Toyota

$268 22.7% 41.4% $189

Eating Out

Singapore

$256 7.3%

Toyota

$136 11.5% 46.9% $120

Monthly Utilities & Internet

Singapore

$210 6%

Toyota

$172 14.5% 18.1% $38

Clothing & Footwear

Singapore

$167 4.8%

Toyota

$119 10.1% 28.6% $48

Sport & Entertainment

Singapore

$131 3.8%

Toyota

$79 6.7% 39.6% $52

Getting Around

Singapore

$107 3.1%

Toyota

$72 6.1% 32.7% $35

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $473 in Toyota. Housing cost is often the main lever when comparing two cities.

Singapore pays 316% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Singapore vs $41.00 in Toyota for a mid-range dinner for two. Groceries echo the gap at $458 vs $268 per month, with Toyota cheaper across the board.

Good to know

🇸🇬 Singapore

🇯🇵 Toyota

🕒 Local time

16:48 4:48 PM

17:48 5:48 PM

1 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

424,956

💱 Currency

Singapore Dollar SGD $

Japanese Yen JPY ¥

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 19, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to SGD in detail →

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Toyota: Cost of Living - Frequently Asked Questions

Toyota is cheaper overall, especially in groceries, eating out, and clothing. The 195% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 316% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,015 in Singapore versus $473 in Toyota. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,500 per month in Singapore versus $1,185 in Toyota – a 195% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toyota runs roughly 84% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,185 in Toyota versus $3,500 in Singapore, a $1,500 budget is realistic in Toyota but tight or insufficient in Singapore. The gap between the two cities makes Toyota the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Toyota are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyota gentler on the wallet – expenses run 195% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.