Last update: Oct 2026

Cost of Living Comparison Between Singapore and Toyonaka

For one person, living is cheaper in Toyonaka: $1,214 a month against $3,493 in Singapore, rent and utilities included – about $27,300 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
59

Cost of Living Index in Toyonaka
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Toyonaka Living Index

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Singapore

🇸🇬 Singapore

$3,493

/mo nomad

Toyonaka

🇯🇵 Japan

$1,214

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Toyonaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Toyonaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,493 in Singapore versus $1,214 in Toyonaka.

Singapore $3,493
Toyonaka $1,214

Estimated couple costs with rent: $5,174 in Singapore versus $1,950 in Toyonaka.

Singapore $5,174
Toyonaka $1,950

Monthly costs for a family of three with rent: $6,855 in Singapore versus $2,686 in Toyonaka.

Singapore $6,855
Toyonaka $2,686

Living in Singapore is roughly 188% more expensive than in Toyonaka, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Singapore is 158% above, Toyonaka is 10% below.

Meal at Budget Restaurant

$11.74 SGD 15.02

$7.68 ¥1,213

52.86%

Three-Course Dinner for Two, Mid-Range

$74.3 SGD 95.1

$31.42 ¥4,964

136.51%

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.21

$4.91 ¥775

78.41%

Cappuccino

$5.32 SGD 6.80

$2.32 ¥367

129.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 SGD 2.42

$1.13 ¥178

67.26%

Water (0.33 liter bottle)

$1.21 SGD 1.55

$0.59 ¥93.0

105.08%

Local Beer (0.5 liter draught)

$8.46 SGD 10.82

$2.10 ¥332

302.86%

Imported Beer (0.33 liter bottle)

$9.83 SGD 12.57

$2.29 ¥361

329.26%

Milk (1 liter)

$2.91 SGD 3.72

$1.55 ¥245

87.74%

White Bread (500g)

$2.52 SGD 3.22

$1.32 ¥208

90.91%

Rice (white) (1kg)

$2.86 SGD 3.66

$4.03 ¥637

-29.03%

Eggs

$3.64 SGD 4.66

$2.00 ¥316

82.00%

Local Cheese (1kg)

$20.88 SGD 26.71

$12.85 ¥2,030

62.49%

Chicken Fillets (1kg)

$9.92 SGD 12.69

$6.78 ¥1,072

46.31%

Beef Round Steak (1kg)

$25.77 SGD 32.98

$17.48 ¥2,762

47.43%

Apples (1kg)

$4.70 SGD 6.02

$7.80 ¥1,232

-39.74%

Banana (1kg)

$3.08 SGD 3.94

$3.00 ¥474

2.67%

Oranges (1kg)

$4.74 SGD 6.06

$5.08 ¥803

-6.69%

Tomato (1kg)

$2.19 SGD 2.80

$7.90 ¥1,249

-72.28%

Potato (1kg)

$2.57 SGD 3.29

$3.89 ¥615

-33.93%

Onion (1kg)

$2.32 SGD 2.97

$3.42 ¥541

-32.16%

Lettuce (1 head)

$1.86 SGD 2.39

$1.18 ¥186

57.63%

Water (1.5 liter bottle)

$1.39 SGD 1.78

$0.95 ¥150

46.32%

Cigarettes 20 Pack (Marlboro, Camel)

$13.80 SGD 17.66

$3.39 ¥536

307.08%

Wine (Bottle)

$23.29 SGD 29.81

$8.01 ¥1,266

190.76%

Local Beer (0.5 liter bottle)

$4.77 SGD 6.10

$1.98 ¥312

140.91%

Imported Beer (0.33 liter bottle)

$4.69 SGD 6.00

$1.49 ¥235

214.77%

One-way Ticket (Public Transport)

$1.60 SGD 2.04

$1.51 ¥238

5.96%

Public Transport Monthly Pass (Regular Price)

$96.0 SGD 123

$53.6 ¥8,463

79.11%

Taxi Start (Normal Tariff)

$3.61 SGD 4.61

$3.17 ¥501

13.88%

Taxi (Normal Tariff) (1km)

$0.79 SGD 1.02

$2.81 ¥444

-71.89%

Taxi 1hour Waiting (Normal Tariff)

$16.63 SGD 21.28

$15.73 ¥2,485

5.72%

Gasoline (1 liter)

$2.56 SGD 3.28

$1.09 ¥173

134.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$157.0K SGD 200.8K

$19.9K ¥3.1M

687.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$149.8K SGD 191.7K

$14.9K ¥2.4M

906.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$114 ¥18.0K

50.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.13 SGD 15.53

$22.93 ¥3,623

-47.10%

Internet (50+ Mbps, Unlimited Data)

$28.02 SGD 35.86

$30.97 ¥4,893

-9.53%

Gym Membership (Monthly)

$108 SGD 138

$52.6 ¥8,306

105.46%

Tennis Court (1 Hour on Weekend)

$12.24 SGD 15.67

Cinema Ticket

$12.03 SGD 15.39

$11.31 ¥1,787

6.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,473 SGD 1,885

$327 ¥51.6K

350.74%

International Primary School, 1 Child (Yearly)

$28.7K SGD 36.8K

$6,074 ¥959.6K

373.19%

Jeans (Levis 501 Or Similar)

$78.0 SGD 99.9

$51.1 ¥8,072

52.73%

Summer Dress (H&M, Zara, etc)

$50.9 SGD 65.1

$24.94 ¥3,941

103.97%

Sport Shoes (Adidas, Nike)

$109 SGD 139

$45.91 ¥7,253

136.70%

Men's Leather Business Shoes

$123 SGD 158

$64.2 ¥10.1K

91.88%

1-bedroom Apartment, City Center (Monthly)

$2,917 SGD 3,733

$533 ¥84.2K

447.46%

1-bedroom Apartment, Outside City Center (Monthly)

$2,161 SGD 2,765

$326 ¥51.5K

562.80%

3-bedroom Apartment, City Center (Monthly)

$5,769 SGD 7,383

$1,111 ¥175.5K

419.34%

3-bedroom Apartment, Outside City Center (Monthly)

$3,849 SGD 4,925

$742 ¥117.2K

418.83%

Buy Apartment in City Center (m2)

$23.2K SGD 29.7K

$4,216 ¥666.1K

449.74%

Buy Apartment Outside City Center (m2)

$16.9K SGD 21.7K

$1,789 ¥282.6K

846.55%

Average Monthly Net Salary (After Tax)

$4,547 SGD 5,818

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

2.02

20.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 20, 2026

Last update for Toyonaka: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 61.8%

Toyonaka

$326 26.9% 84.9% $1.8K

Groceries & Markets

Singapore

$458 13.1%

Toyonaka

$358 29.5% 21.8% $100

Eating Out

Singapore

$258 7.4%

Toyonaka

$126 10.4% 51.2% $132

Monthly Utilities & Internet

Singapore

$212 6.1%

Toyonaka

$168 13.8% 20.7% $44

Clothing & Footwear

Singapore

$162 4.7%

Toyonaka

$84 6.9% 48.4% $79

Sport & Entertainment

Singapore

$132 3.8%

Toyonaka

$75 6.2% 43.1% $57

Getting Around

Singapore

$110 3.2%

Toyonaka

$77 6.3% 30.1% $33

Cost Breakdown

A one-bedroom apartment in the center runs $2,917 in Singapore and $533 in Toyonaka. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Singapore vs $31.00 in Toyonaka for a mid-range dinner for two. Groceries echo the gap at $458 vs $358 per month, with Toyonaka cheaper across the board.

Good to know

🇸🇬 Singapore

🇯🇵 Toyonaka

🕒 Local time

06:15 6:15 AM

07:15 7:15 AM

1 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

394,788

💱 Currency

Singapore Dollar SGD $

Japanese Yen JPY ¥

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 20, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to SGD in detail →

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From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Toyonaka: Cost of Living - Frequently Asked Questions

Toyonaka is cheaper overall, especially in groceries, eating out, and clothing. The 188% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,240 in Singapore and $1,821 in Toyonaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,917 in Singapore versus $533 in Toyonaka. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,493 per month in Singapore versus $1,214 in Toyonaka – a 188% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toyonaka runs roughly 79% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,214 in Toyonaka versus $3,493 in Singapore, a $2,000 budget is realistic in Toyonaka but tight or insufficient in Singapore. The gap between the two cities makes Toyonaka the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Toyonaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toyonaka gentler on the wallet – expenses run 188% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.