Last update: Nov 2026

Cost of Living Comparison Between Singapore and Ratlam

For one person, living is cheaper in Ratlam: $316 a month against $3,594 in Singapore, rent and utilities included – about $39,300 less a year. Rent and utilities account for most of the difference.

Singapore, Singapore
Ratlam, India
Singapore
🇸🇬 Singapore
$3,594
/mo nomad
Ratlam
🇮🇳 India
$316
/mo nomad
Monthly Cost of Living

How much you'll spend in Singapore and in Ratlam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Ratlam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,594 in Singapore versus $316 in Ratlam.

  • Singapore $3,594
  • Ratlam $316

Estimated couple costs with rent: $5,314 in Singapore versus $464 in Ratlam.

  • Singapore $5,314
  • Ratlam $464

Monthly costs for a family of three with rent: $7,033 in Singapore versus $612 in Ratlam.

  • Singapore $7,033
  • Ratlam $612

Living in Singapore is roughly 1037% more expensive than in Ratlam, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 166% above, Ratlam is 77% below.

Currency
🍽 Eating Out
Singapore
Ratlam
Difference
Meal at Budget Restaurant
$11.58 SGD 14.84
$2.17 ₹203
433.64%
Three-Course Dinner for Two, Mid-Range
$70.7 SGD 90.5
$6.47 ₹608
991.96%
Fast Food Meal (McDonalds, etc)
$8.46 SGD 10.84
$2.57 ₹242
229.18%
Cappuccino
$5.18 SGD 6.64
$1.53 ₹144
238.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.84 SGD 2.36
$0.35 ₹32.90
425.71%
Water (0.33 liter bottle)
$1.23 SGD 1.58
$0.16 ₹14.89
668.75%
Local Beer (0.5 liter draught)
$9.50 SGD 12.17
$2.04 ₹192
365.69%
Imported Beer (0.33 liter bottle)
$9.86 SGD 12.63
$3.24 ₹304
204.32%
🛒 Groceries & Markets
Singapore
Ratlam
Difference
Milk (1 liter)
$3.02 SGD 3.87
$0.60 ₹56.6
403.33%
White Bread (500g)
$2.67 SGD 3.42
$0.43 ₹40.38
520.93%
Rice (white) (1kg)
$2.77 SGD 3.54
$0.69 ₹64.5
301.45%
Eggs
$3.72 SGD 4.77
$0.92 ₹86.6
304.35%
Local Cheese (1kg)
$21.01 SGD 26.92
$4.90 ₹460
328.78%
Chicken Fillets (1kg)
$9.95 SGD 12.75
$2.17 ₹204
358.53%
Beef Round Steak (1kg)
$25.13 SGD 32.20
-
-
Apples (1kg)
$4.59 SGD 5.88
$2.06 ₹193
122.82%
Banana (1kg)
$3.09 SGD 3.96
$0.41 ₹38.30
653.66%
Oranges (1kg)
$4.64 SGD 5.95
$1.03 ₹96.3
350.49%
Tomato (1kg)
$2.18 SGD 2.79
$0.40 ₹37.47
445.00%
Potato (1kg)
$2.33 SGD 2.99
$0.16 ₹14.76
1356.25%
Onion (1kg)
$2.31 SGD 2.96
$0.22 ₹20.70
950.00%
Lettuce (1 head)
$1.86 SGD 2.39
$0.22 ₹20.67
745.45%
Water (1.5 liter bottle)
$1.55 SGD 1.98
$0.33 ₹31.41
369.70%
Cigarettes 20 Pack (Marlboro, Camel)
$14.11 SGD 18.08
$2.62 ₹246
438.55%
Wine (Bottle)
$23.24 SGD 29.78
$7.72 ₹725
201.04%
Local Beer (0.5 liter bottle)
$4.73 SGD 6.06
$1.64 ₹154
188.41%
Imported Beer (0.33 liter bottle)
$4.79 SGD 6.14
$2.48 ₹233
93.15%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.73 ₹538
-
🚌 Getting Around
Singapore
Ratlam
Difference
One-way Ticket (Public Transport)
$1.53 SGD 1.96
-
-
Public Transport Monthly Pass (Regular Price)
$96.5 SGD 124
-
-
Taxi Start (Normal Tariff)
$3.58 SGD 4.59
$0.72 ₹67.3
397.22%
Taxi (Normal Tariff) (1km)
$0.76 SGD 0.97
$0.16 ₹14.60
375.00%
Taxi 1hour Waiting (Normal Tariff)
$16.98 SGD 21.75
$1.29 ₹121
1216.28%
Gasoline (1 liter)
$2.46 SGD 3.15
$1.11 ₹104
121.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$159.4K SGD 204.2K
$21.0K ₹2.0M
659.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$155.7K SGD 199.5K
$22.7K ₹2.1M
587.28%
🧾 Monthly Utilities & Internet
Singapore
Ratlam
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$168 SGD 215
$25.89 ₹2,431
548.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.24 SGD 15.68
$4.33 ₹407
182.68%
Internet (50+ Mbps, Unlimited Data)
$28.18 SGD 36.11
$5.21 ₹489
440.88%
🎉 Sport & Entertainment
Singapore
Ratlam
Difference
Gym Membership (Monthly)
$111 SGD 142
$5.16 ₹485
2043.80%
Tennis Court (1 Hour on Weekend)
$11.60 SGD 14.86
-
-
Cinema Ticket
$12.24 SGD 15.68
$3.15 ₹296
288.57%
🧸 Childcare & Education
Singapore
Ratlam
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,899 SGD 2,433
$65.6 ₹6,161
2793.95%
International Primary School, 1 Child (Yearly)
$39.1K SGD 50.1K
$989 ₹92.9K
3856.47%
👕👟 Clothing & Footwear
Singapore
Ratlam
Difference
Jeans (Levis 501 Or Similar)
$79.6 SGD 102
$7.44 ₹699
970.43%
Summer Dress (H&M, Zara, etc)
$50.7 SGD 65.0
$8.44 ₹792
500.59%
Sport Shoes (Adidas, Nike)
$112 SGD 143
$16.07 ₹1,509
594.46%
Men's Leather Business Shoes
$125 SGD 160
$26.54 ₹2,492
369.25%
🏠 Accommodation & Living
Singapore
Ratlam
Difference
1-bedroom Apartment, City Center (Monthly)
$3,191 SGD 4,089
$126 ₹11.8K
2438.83%
1-bedroom Apartment, Outside City Center (Monthly)
$2,257 SGD 2,892
$83.6 ₹7,847
2600.71%
3-bedroom Apartment, City Center (Monthly)
$6,173 SGD 7,910
$157 ₹14.8K
3823.36%
3-bedroom Apartment, Outside City Center (Monthly)
$4,035 SGD 5,170
$131 ₹12.3K
2971.91%
Buy Apartment in City Center (m2)
$23.6K SGD 30.2K
$2,295 ₹215.5K
927.00%
Buy Apartment Outside City Center (m2)
$16.5K SGD 21.2K
$677 ₹63.6K
2338.74%
💵 Salaries & Financials
Singapore
Ratlam
Difference
Average Monthly Net Salary (After Tax)
$4,526 SGD 5,799
$385 ₹36.1K
1076.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.44
8.73
-72.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Ratlam: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Singapore
$2.3K
Ratlam
$84 96.3% $2.2K
Groceries & Markets
Singapore
$459
Ratlam
$96 79.2% $364
Eating Out
Singapore
$260
Ratlam
$62 76.1% $198
Monthly Utilities & Internet
Singapore
$208
Ratlam
$35 83% $173
Clothing & Footwear
Singapore
$165
Ratlam
$26 84% $139
Sport & Entertainment
Singapore
$135
Ratlam
$11 91.5% $124
Getting Around
Singapore
$110
Ratlam
$1.5 * 98.6% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,191 in Singapore and $126 in Ratlam. Housing cost is often the main lever when comparing two cities.

Singapore pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $71 in Singapore vs $6 in Ratlam for a mid-range dinner for two. Groceries echo the gap at $459 vs $96 per month, with Ratlam cheaper across the board.

Good to know
🇸🇬 Singapore
🇮🇳 Ratlam
🕒 Local time
06:44 6:44 AM
04:14 4:14 AM
2 h 30 min behind Singapore
🌤 Weather
👥 Population
5,535,002 Capital
100,000
💱 Currency
Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

On the map
Between locations
  • Singapore Ratlam 3,960 km ≈ 5 h nonstop flight
From you
  • Singapore
  • Ratlam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Singapore vs Ratlam: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Singapore and in Ratlam?
Total monthly costs including rent come to $3,594 in Singapore and $316 in Ratlam, so Ratlam is about 91% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Singapore or Ratlam?
Average pay in Singapore is about 12 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Singapore and in Ratlam?
Rent for a central apartment: $3,191 in Singapore versus $126 in Ratlam. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 381% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Singapore or Ratlam?
All in, you’ll spend $3,594 per month in Singapore versus $316 in Ratlam – Ratlam is about 91% cheaper, which adds up to real savings over time.
Which city is more doable on $1,200 per month?
At $316 in Ratlam versus $3,594 in Singapore, a $1,200 budget is realistic in Ratlam but tight or insufficient in Singapore. The gap between the two cities makes Ratlam the clear choice for anyone on this budget.
Where should families live: Singapore or Ratlam?
For families, Ratlam is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.
Is Singapore or Ratlam safer for residents?
Safety-wise, Singapore and Ratlam are both considered safe, so it’s unlikely to be the deciding factor between them.
How do I decide between Singapore and Ratlam?
It comes down to priorities – Ratlam wins on affordability, Singapore on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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