Last update: Oct 2026

Cost of Living Comparison Between Singapore and Okayama

For one person, living is cheaper in Okayama: $975 a month against $3,493 in Singapore, rent and utilities included – about $30,200 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
47

Cost of Living Index in Okayama
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Okayama Living Index

Jump to prices

Singapore

🇸🇬 Singapore

$3,493

/mo nomad

Okayama

🇯🇵 Japan

$975

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Okayama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Okayama actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,493 in Singapore versus $975 in Okayama.

Singapore $3,493
Okayama $975

Estimated couple costs with rent: $5,174 in Singapore versus $1,564 in Okayama.

Singapore $5,174
Okayama $1,564

Monthly costs for a family of three with rent: $6,855 in Singapore versus $2,153 in Okayama.

Singapore $6,855
Okayama $2,153

Living in Singapore is roughly 258% more expensive than in Okayama, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Singapore is 158% above, Okayama is 28% below.

Meal at Budget Restaurant

$11.74 SGD 15.02

$5.90 ¥933

98.98%

Three-Course Dinner for Two, Mid-Range

$74.3 SGD 95.1

$24.92 ¥3,937

198.19%

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.21

$5.01 ¥791

74.85%

Cappuccino

$5.32 SGD 6.80

$1.71 ¥270

211.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 SGD 2.42

$0.71 ¥111

166.20%

Water (0.33 liter bottle)

$1.21 SGD 1.55

$0.68 ¥107

77.94%

Local Beer (0.5 liter draught)

$8.46 SGD 10.82

$1.88 ¥296

350.00%

Imported Beer (0.33 liter bottle)

$9.83 SGD 12.57

$1.92 ¥304

411.98%

Milk (1 liter)

$2.91 SGD 3.72

$1.35 ¥214

115.56%

White Bread (500g)

$2.52 SGD 3.22

$0.61 ¥96.4

313.11%

Rice (white) (1kg)

$2.86 SGD 3.66

$4.11 ¥649

-30.41%

Eggs

$3.64 SGD 4.66

$1.48 ¥234

145.95%

Local Cheese (1kg)

$20.88 SGD 26.71

$15.36 ¥2,426

35.94%

Chicken Fillets (1kg)

$9.92 SGD 12.69

$6.33 ¥1,000

56.71%

Beef Round Steak (1kg)

$25.77 SGD 32.98

$17.08 ¥2,698

50.88%

Apples (1kg)

$4.70 SGD 6.02

$4.98 ¥787

-5.62%

Banana (1kg)

$3.08 SGD 3.94

$2.90 ¥459

6.21%

Oranges (1kg)

$4.74 SGD 6.06

$4.94 ¥781

-4.05%

Tomato (1kg)

$2.19 SGD 2.80

$4.44 ¥701

-50.68%

Potato (1kg)

$2.57 SGD 3.29

$2.24 ¥355

14.73%

Onion (1kg)

$2.32 SGD 2.97

$1.84 ¥291

26.09%

Lettuce (1 head)

$1.86 SGD 2.39

$1.14 ¥180

63.16%

Water (1.5 liter bottle)

$1.39 SGD 1.78

$0.67 ¥107

107.46%

Cigarettes 20 Pack (Marlboro, Camel)

$13.80 SGD 17.66

$3.81 ¥602

262.20%

Wine (Bottle)

$23.29 SGD 29.81

$9.59 ¥1,515

142.86%

Local Beer (0.5 liter bottle)

$4.77 SGD 6.10

$1.94 ¥306

145.88%

Imported Beer (0.33 liter bottle)

$4.69 SGD 6.00

$1.86 ¥294

152.15%

One-way Ticket (Public Transport)

$1.60 SGD 2.04

$1.45 ¥229

10.34%

Public Transport Monthly Pass (Regular Price)

$96.0 SGD 123

$52.5 ¥8,300

82.62%

Taxi Start (Normal Tariff)

$3.61 SGD 4.61

$3.22 ¥509

12.11%

Taxi (Normal Tariff) (1km)

$0.79 SGD 1.02

$2.46 ¥388

-67.89%

Taxi 1hour Waiting (Normal Tariff)

$16.63 SGD 21.28

$21.52 ¥3,399

-22.72%

Gasoline (1 liter)

$2.56 SGD 3.28

$0.99 ¥157

158.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$157.0K SGD 200.8K

$22.0K ¥3.5M

614.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$149.8K SGD 191.7K

$15.4K ¥2.4M

874.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$72.1 ¥11.4K

138.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.13 SGD 15.53

$14.09 ¥2,227

-13.91%

Internet (50+ Mbps, Unlimited Data)

$28.02 SGD 35.86

$25.42 ¥4,016

10.23%

Gym Membership (Monthly)

$108 SGD 138

$52.7 ¥8,321

105.11%

Tennis Court (1 Hour on Weekend)

$12.24 SGD 15.67

Cinema Ticket

$12.03 SGD 15.39

$11.33 ¥1,790

6.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,473 SGD 1,885

$578 ¥91.3K

155.02%

International Primary School, 1 Child (Yearly)

$28.7K SGD 36.8K

$14.9K ¥2.4M

92.40%

Jeans (Levis 501 Or Similar)

$78.0 SGD 99.9

$49.16 ¥7,766

58.73%

Summer Dress (H&M, Zara, etc)

$50.9 SGD 65.1

$35.88 ¥5,668

41.78%

Sport Shoes (Adidas, Nike)

$109 SGD 139

$60.9 ¥9,628

78.32%

Men's Leather Business Shoes

$123 SGD 158

$97.1 ¥15.3K

26.78%

1-bedroom Apartment, City Center (Monthly)

$2,917 SGD 3,733

$329 ¥52.0K

786.17%

1-bedroom Apartment, Outside City Center (Monthly)

$2,161 SGD 2,765

$192 ¥30.4K

1024.34%

3-bedroom Apartment, City Center (Monthly)

$5,769 SGD 7,383

$644 ¥101.7K

796.32%

3-bedroom Apartment, Outside City Center (Monthly)

$3,849 SGD 4,925

$428 ¥67.7K

798.33%

Buy Apartment in City Center (m2)

$23.2K SGD 29.7K

$4,159 ¥657.1K

457.29%

Buy Apartment Outside City Center (m2)

$16.9K SGD 21.7K

$1,788 ¥282.4K

847.28%

Average Monthly Net Salary (After Tax)

$4,547 SGD 5,818

$1,377 ¥217.6K

230.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

2.02

20.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 20, 2026

Last update for Okayama: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 61.8%

Okayama

$192 19.7% 91.1% $2K

Groceries & Markets

Singapore

$458 13.1%

Okayama

$311 31.9% 32.1% $147

Eating Out

Singapore

$258 7.4%

Okayama

$102 10.4% 60.7% $157

Monthly Utilities & Internet

Singapore

$212 6.1%

Okayama

$112 11.5% 47.4% $100

Clothing & Footwear

Singapore

$162 4.7%

Okayama

$109 11.2% 32.6% $53

Sport & Entertainment

Singapore

$132 3.8%

Okayama

$75 7.7% 43% $57

Getting Around

Singapore

$110 3.2%

Okayama

$74 7.6% 32.8% $36

Cost Breakdown

A one-bedroom apartment in the center runs $2,917 in Singapore and $329 in Okayama. Housing cost is often the main lever when comparing two cities.

Singapore pays 230% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Singapore vs $25.00 in Okayama for a mid-range dinner for two. Groceries echo the gap at $458 vs $311 per month, with Okayama cheaper across the board.

Good to know

🇸🇬 Singapore

🇯🇵 Okayama

🕒 Local time

04:33 4:33 AM

05:33 5:33 AM

1 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

719,474

💱 Currency

Singapore Dollar SGD $

Japanese Yen JPY ¥

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 20, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to SGD in detail →

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Okayama: Cost of Living - Frequently Asked Questions

Singapore and Okayama differ by about 258% in total monthly costs ($3,493 vs $975 including rent). Okayama is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 230% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,917 in Singapore versus $329 in Okayama. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,493 per month in Singapore versus $975 in Okayama – a 258% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Okayama runs roughly 83% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $975 in Okayama versus $3,493 in Singapore, a $2,000 budget is realistic in Okayama but tight or insufficient in Singapore. The gap between the two cities makes Okayama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Okayama are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Okayama gentler on the wallet – expenses run 258% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.