Last update: Oct 2026

Cost of Living Comparison Between Singapore and Ninh Binh

For one person, living is cheaper in Ninh Binh: $730 a month against $3,500 in Singapore, rent and utilities included – about $33,200 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
36

Cost of Living Index in Ninh Binh
Learn more

Ninh Binh Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Ninh Binh

🇻🇳 Vietnam

$730

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Ninh Binh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Ninh Binh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $730 in Ninh Binh.

Singapore $3,500
Ninh Binh $730

Estimated couple costs with rent: $5,265 in Singapore versus $1,166 in Ninh Binh.

Singapore $5,265
Ninh Binh $1,166

Monthly costs for a family of three with rent: $7,030 in Singapore versus $1,602 in Ninh Binh.

Singapore $7,030
Ninh Binh $1,602

Living in Singapore is roughly 379% more expensive than in Ninh Binh, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 159% above, Ninh Binh is 46% below.

Meal at Budget Restaurant

$11.76 SGD 15.05

$1.90 ₫49.2K

518.95%

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

$20.72 ₫536.4K

240.83%

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

$4.71 ₫122.1K

81.53%

Cappuccino

$5.20 SGD 6.66

$1.76 ₫45.4K

195.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

$0.51 ₫13.3K

247.06%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.30 ₫7,789

310.00%

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

$1.01 ₫26.0K

717.82%

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

$1.51 ₫39.2K

573.51%

Milk (1 liter)

$3.04 SGD 3.89

$1.42 ₫36.7K

114.08%

White Bread (500g)

$2.55 SGD 3.26

$0.96 ₫25.0K

165.63%

Rice (white) (1kg)

$2.86 SGD 3.66

$0.94 ₫24.5K

204.26%

Eggs

$3.53 SGD 4.51

$1.41 ₫36.4K

150.35%

Local Cheese (1kg)

$21.12 SGD 27.02

$11.66 ₫301.8K

81.13%

Chicken Fillets (1kg)

$9.90 SGD 12.67

$3.78 ₫97.9K

161.90%

Beef Round Steak (1kg)

$25.42 SGD 32.53

$10.11 ₫261.6K

151.43%

Apples (1kg)

$4.57 SGD 5.85

$2.64 ₫68.3K

73.11%

Banana (1kg)

$3.13 SGD 4.00

$1.01 ₫26.1K

209.90%

Oranges (1kg)

$4.72 SGD 6.04

$1.33 ₫34.4K

254.89%

Tomato (1kg)

$2.23 SGD 2.85

$1.13 ₫29.3K

97.35%

Potato (1kg)

$2.57 SGD 3.29

$1.06 ₫27.5K

142.45%

Onion (1kg)

$2.29 SGD 2.93

$1.01 ₫26.1K

126.73%

Lettuce (1 head)

$1.87 SGD 2.39

$0.70 ₫18.2K

167.14%

Water (1.5 liter bottle)

$1.44 SGD 1.84

$0.52 ₫13.5K

176.92%

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

$1.32 ₫34.1K

958.33%

Wine (Bottle)

$23.48 SGD 30.05

$11.22 ₫290.6K

109.27%

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

$0.73 ₫19.0K

521.92%

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

$1.57 ₫40.7K

182.80%

One-way Ticket (Public Transport)

$1.57 SGD 2.01

$0.31 ₫8,137

406.45%

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

$6.35 ₫164.5K

1376.54%

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

$0.71 ₫18.3K

412.68%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.66 ₫17.1K

15.15%

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

$2.72 ₫70.5K

493.38%

Gasoline (1 liter)

$2.45 SGD 3.14

$0.91 ₫23.6K

169.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

$35.4K ₫916.8M

338.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

$31.7K ₫820.9M

368.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$75.1 ₫1.9M

128.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$5.87 ₫152.0K

111.07%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$8.69 ₫225.1K

201.61%

Gym Membership (Monthly)

$108 SGD 138

$22.18 ₫574.3K

387.02%

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

$7.86 ₫203.5K

56.62%

Cinema Ticket

$11.64 SGD 14.90

$3.00 ₫77.7K

288.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

$263 ₫6.8M

462.09%

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

$11.9K ₫307.3M

138.82%

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

$41.19 ₫1.1M

95.56%

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

$23.06 ₫596.9K

117.30%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$85.0 ₫2.2M

31.52%

Men's Leather Business Shoes

$129 SGD 165

$75.3 ₫1.9M

71.12%

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$365 ₫9.4M

726.11%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$247 ₫6.4M

779.88%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$725 ₫18.8M

706.14%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$531 ₫13.7M

661.71%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

$2,060 ₫53.3M

1054.74%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

$1,268 ₫32.8M

1221.18%

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

9.1

-73.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Ninh Binh: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Ninh Binh

$247 33.8% 88.6% $1.9K

Groceries & Markets

Singapore

$458 13.1%

Ninh Binh

$191 26.2% 58.2% $267

Eating Out

Singapore

$256 7.3%

Ninh Binh

$62 8.5% 75.9% $194

Monthly Utilities & Internet

Singapore

$210 6%

Ninh Binh

$90 12.3% 57.4% $121

Clothing & Footwear

Singapore

$167 4.8%

Ninh Binh

$101 13.8% 39.5% $66

Sport & Entertainment

Singapore

$131 3.8%

Ninh Binh

$28 3.9% 78.5% $103

Getting Around

Singapore

$107 3.1%

Ninh Binh

$12 1.6% 89.2% $96

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $365 in Ninh Binh. Housing cost is often the main lever when comparing two cities.

Dining out: $71.0 in Singapore vs $21.00 in Ninh Binh for a mid-range dinner for two. Groceries echo the gap at $458 vs $191 per month, with Ninh Binh cheaper across the board.

Good to know

🇸🇬 Singapore

🇻🇳 Ninh Binh

🕒 Local time

02:32 2:32 AM

01:32 1:32 AM

1 h behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

148,406

💱 Currency

Singapore Dollar SGD $

Vietnamese Dong VND ₫

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 17, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,108 VND (100,000 VND = 3.44 EUR).

USD to SGD in detail →

On the map

Lowest

Highest

Between locations

Singapore Ninh Binh 2,120 km ≈ 3 h 15 min nonstop flight

From you

Singapore
Ninh Binh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Ninh Binh: Cost of Living - Frequently Asked Questions

Ninh Binh is cheaper overall, especially in groceries, eating out, and clothing. The 379% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,251 in Singapore and $1,095 in Ninh Binh to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,015 in Singapore versus $365 in Ninh Binh. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,481 in Singapore versus $263 in Ninh Binh. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 139% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.

At $730 in Ninh Binh versus $3,500 in Singapore, a $1,500 budget is realistic in Ninh Binh but tight or insufficient in Singapore. The gap between the two cities makes Ninh Binh the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Ninh Binh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ninh Binh gentler on the wallet – expenses run 379% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.