Last update: Nov 2026

Cost of Living Comparison Between Singapore and Navi Mumbai

For one person, living is cheaper in Navi Mumbai: $547 a month against $3,594 in Singapore, rent and utilities included – about $36,600 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Singapore
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Singapore Living Index
26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index

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Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Navi Mumbai

🇮🇳 India

$547

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Navi Mumbai actually costs, broken down by who's living it.

A single person spends $3,594 per month in Singapore vs $547 in Navi Mumbai, rent included.

Singapore $3,594
Navi Mumbai $547

A couple spends around $5,314 per month in Singapore vs $859 in Navi Mumbai, rent included.

Singapore $5,314
Navi Mumbai $859

A family of three spends $7,033 per month in Singapore vs $1,171 in Navi Mumbai, rent included.

Singapore $7,033
Navi Mumbai $1,171

Singapore costs about 557% more than Navi Mumbai, and outside of rent the biggest gap is in groceries.

Singapore sits 166% above the global median, while Navi Mumbai is 60% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.58 SGD 14.80

$2.59 ₹244

347.10%

Three-Course Dinner for Two, Mid-Range

$70.7 SGD 90.3

$13.53 ₹1,278

422.17%

Fast Food Meal (McDonalds, etc)

$8.46 SGD 10.81

$3.61 ₹341

134.35%

Cappuccino

$5.18 SGD 6.62

$1.95 ₹185

165.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 SGD 2.35

$0.48 ₹45.55

283.33%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.16 ₹15.24

668.75%

Local Beer (0.5 liter draught)

$9.50 SGD 12.14

$2.09 ₹197

354.55%

Imported Beer (0.33 liter bottle)

$9.86 SGD 12.60

$3.08 ₹291

220.13%

Milk (1 liter)

$3.02 SGD 3.86

$0.70 ₹66.2

331.43%

White Bread (500g)

$2.67 SGD 3.41

$0.54 ₹50.8

394.44%

Rice (white) (1kg)

$2.77 SGD 3.54

$0.69 ₹65.3

301.45%

Eggs

$3.72 SGD 4.76

$1.02 ₹96.6

264.71%

Local Cheese (1kg)

$21.01 SGD 26.85

$8.80 ₹831

138.75%

Chicken Fillets (1kg)

$9.95 SGD 12.71

$3.44 ₹325

189.24%

Beef Round Steak (1kg)

$25.13 SGD 32.12

Apples (1kg)

$4.59 SGD 5.87

$2.30 ₹217

99.57%

Banana (1kg)

$3.09 SGD 3.95

$0.81 ₹76.9

281.48%

Oranges (1kg)

$4.64 SGD 5.93

$1.07 ₹101

333.64%

Tomato (1kg)

$2.18 SGD 2.78

$0.62 ₹58.9

251.61%

Potato (1kg)

$2.33 SGD 2.98

$0.45 ₹42.20

417.78%

Onion (1kg)

$2.31 SGD 2.96

$0.56 ₹53.1

312.50%

Lettuce (1 head)

$1.86 SGD 2.38

$0.51 ₹48.18

264.71%

Water (1.5 liter bottle)

$1.55 SGD 1.98

$0.38 ₹35.92

307.89%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 SGD 18.03

$4.93 ₹466

186.21%

Wine (Bottle)

$23.24 SGD 29.70

$7.61 ₹718

205.39%

Local Beer (0.5 liter bottle)

$4.73 SGD 6.04

$2.02 ₹191

134.16%

Imported Beer (0.33 liter bottle)

$4.79 SGD 6.12

$3.60 ₹341

33.06%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.68 ₹537

One-way Ticket (Public Transport)

$1.53 SGD 1.95

$0.22 ₹20.81

595.45%

Public Transport Monthly Pass (Regular Price)

$96.5 SGD 123

$4.62 ₹437

1987.88%

Taxi Start (Normal Tariff)

$3.58 SGD 4.58

$0.33 ₹31.47

984.85%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.24 ₹22.75

216.67%

Taxi 1hour Waiting (Normal Tariff)

$16.98 SGD 21.70

$1.35 ₹128

1157.78%

Gasoline (1 liter)

$2.46 SGD 3.14

$1.10 ₹104

123.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$159.4K SGD 203.7K

$11.5K ₹1.1M

1282.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$155.7K SGD 199.0K

$19.7K ₹1.9M

689.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 SGD 215

$59.3 ₹5,597

183.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 SGD 15.64

$4.67 ₹441

162.10%

Internet (50+ Mbps, Unlimited Data)

$28.18 SGD 36.02

$8.43 ₹797

234.28%

Gym Membership (Monthly)

$111 SGD 141

$21.39 ₹2,020

417.16%

Tennis Court (1 Hour on Weekend)

$11.60 SGD 14.83

$14.38 ₹1,358

-19.33%

Cinema Ticket

$12.24 SGD 15.64

$5.33 ₹503

129.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,899 SGD 2,427

$136 ₹12.9K

1291.21%

International Primary School, 1 Child (Yearly)

$39.1K SGD 50.0K

$2,267 ₹214.1K

1625.99%

Jeans (Levis 501 Or Similar)

$79.6 SGD 102

$22.59 ₹2,134

252.55%

Summer Dress (H&M, Zara, etc)

$50.7 SGD 64.8

$27.83 ₹2,629

82.14%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$41.26 ₹3,898

170.48%

Men's Leather Business Shoes

$125 SGD 159

$31.83 ₹3,007

291.27%

1-bedroom Apartment, City Center (Monthly)

$3,191 SGD 4,079

$321 ₹30.3K

894.46%

1-bedroom Apartment, Outside City Center (Monthly)

$2,257 SGD 2,884

$178 ₹16.8K

1170.46%

3-bedroom Apartment, City Center (Monthly)

$6,173 SGD 7,889

$770 ₹72.7K

701.92%

3-bedroom Apartment, Outside City Center (Monthly)

$4,035 SGD 5,157

$387 ₹36.6K

942.84%

Buy Apartment in City Center (m2)

$23.6K SGD 30.1K

$2,176 ₹205.6K

982.85%

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.1K

$1,691 ₹159.7K

876.70%

Average Monthly Net Salary (After Tax)

$4,526 SGD 5,784

$735 ₹69.4K

515.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

9.83

-75.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Navi Mumbai: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.3K 62.8%

Navi Mumbai

$178 32.5% 92.1% $2.1K

Groceries & Markets

Singapore

$459 12.8%

Navi Mumbai

$128 23.4% 72.1% $331

Eating Out

Singapore

$260 7.2%

Navi Mumbai

$74 13.6% 71.4% $186

Monthly Utilities & Internet

Singapore

$208 5.8%

Navi Mumbai

$72 13.2% 65.3% $136

Clothing & Footwear

Singapore

$165 4.6%

Navi Mumbai

$56 10.2% 66.3% $109

Sport & Entertainment

Singapore

$135 3.8%

Navi Mumbai

$32 5.9% 76.3% $103

Getting Around

Singapore

$110 3.1%

Navi Mumbai

$7 1.3% 93.6% $103

Cost Breakdown

A central one-bedroom costs $3,191 in Singapore versus $321 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Singapore are about 6.2 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71 in Singapore versus $14 in Navi Mumbai. Monthly groceries follow the same trend: $459 vs $128 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇸🇬 Singapore

🇮🇳 Navi Mumbai

🕒 Local time

15:33 3:33 PM

13:03 1:03 PM

2 h 30 min behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

1,120,547

💱 Currency

Singapore Dollar SGD $

Indian Rupee INR ₹

📈 Exchange rate

1 SGD = 0.782 USD

1 SGD = 0.697 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.782 USD). 1 EUR = 1.44 SGD (1 SGD = 0.697 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to SGD in detail →

On the map

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Singapore Navi Mumbai 3,890 km ≈ 5 h nonstop flight

From you

Singapore
Navi Mumbai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Singapore costs about 557% more than Navi Mumbai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,392 per month in Singapore and $821 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $321 there versus $3,191 in Singapore.

Public transport costs about 95% less in Navi Mumbai. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,899 per month in Singapore and $136 in Navi Mumbai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $547, than in Singapore at $3,594. In Navi Mumbai it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Navi Mumbai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Navi Mumbai. If higher salaries or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.