Last update: Oct 2026

Cost of Living Comparison Between Singapore and Nagoya

For one person, living is cheaper in Nagoya: $1,369 a month against $3,500 in Singapore, rent and utilities included – about $25,600 less a year. Rent and utilities account for most of the difference.

Singapore
🇸🇬 Singapore
$3,500
/mo nomad
Nagoya
🇯🇵 Japan
$1,369
/mo nomad
Monthly Cost of Living

How much you'll spend in Singapore and in Nagoya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Nagoya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,500 in Singapore versus $1,369 in Nagoya.

  • Singapore $3,500
  • Nagoya $1,369

Estimated couple costs with rent: $5,265 in Singapore versus $2,170 in Nagoya.

  • Singapore $5,265
  • Nagoya $2,170

Monthly costs for a family of three with rent: $7,030 in Singapore versus $2,972 in Nagoya.

  • Singapore $7,030
  • Nagoya $2,972

Living in Singapore is roughly 156% more expensive than in Nagoya, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Singapore 159% above, Nagoya 1% above.

Currency
🍽 Eating Out
Singapore
Nagoya
Difference
Meal at Budget Restaurant
$11.76 SGD 15.05
$8.57 ¥1,355
37.22%
Three-Course Dinner for Two, Mid-Range
$70.6 SGD 90.4
$31.14 ¥4,919
126.78%
Fast Food Meal (McDonalds, etc)
$8.55 SGD 10.94
$5.11 ¥808
67.32%
Cappuccino
$5.20 SGD 6.66
$2.39 ¥377
117.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.77 SGD 2.27
$1.24 ¥195
42.74%
Water (0.33 liter bottle)
$1.23 SGD 1.58
$0.85 ¥135
44.71%
Local Beer (0.5 liter draught)
$8.26 SGD 10.58
$3.09 ¥489
167.31%
Imported Beer (0.33 liter bottle)
$10.17 SGD 13.01
$3.20 ¥505
217.81%
🛒 Groceries & Markets
Singapore
Nagoya
Difference
Milk (1 liter)
$3.04 SGD 3.89
$1.51 ¥239
101.32%
White Bread (500g)
$2.55 SGD 3.26
$1.52 ¥241
67.76%
Rice (white) (1kg)
$2.86 SGD 3.66
$4.03 ¥637
-29.03%
Eggs
$3.53 SGD 4.51
$2.15 ¥339
64.19%
Local Cheese (1kg)
$21.12 SGD 27.02
$15.68 ¥2,477
34.69%
Chicken Fillets (1kg)
$9.90 SGD 12.67
$7.14 ¥1,129
38.66%
Beef Round Steak (1kg)
$25.42 SGD 32.53
$16.92 ¥2,674
50.24%
Apples (1kg)
$4.57 SGD 5.85
$8.42 ¥1,330
-45.72%
Banana (1kg)
$3.13 SGD 4.00
$2.90 ¥459
7.93%
Oranges (1kg)
$4.72 SGD 6.04
$4.86 ¥768
-2.88%
Tomato (1kg)
$2.23 SGD 2.85
$7.84 ¥1,238
-71.56%
Potato (1kg)
$2.57 SGD 3.29
$4.08 ¥645
-37.01%
Onion (1kg)
$2.29 SGD 2.93
$4.75 ¥750
-51.79%
Lettuce (1 head)
$1.87 SGD 2.39
$1.14 ¥180
64.04%
Water (1.5 liter bottle)
$1.44 SGD 1.84
$0.94 ¥148
53.19%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 SGD 17.88
$3.86 ¥610
261.92%
Wine (Bottle)
$23.48 SGD 30.05
$9.47 ¥1,496
147.94%
Local Beer (0.5 liter bottle)
$4.54 SGD 5.80
$2.49 ¥393
82.33%
Imported Beer (0.33 liter bottle)
$4.44 SGD 5.68
$2.18 ¥345
103.67%
🚌 Getting Around
Singapore
Nagoya
Difference
One-way Ticket (Public Transport)
$1.57 SGD 2.01
$1.49 ¥235
5.37%
Public Transport Monthly Pass (Regular Price)
$93.8 SGD 120
$118 ¥18.6K
-20.47%
Taxi Start (Normal Tariff)
$3.64 SGD 4.66
$3.20 ¥505
13.75%
Taxi (Normal Tariff) (1km)
$0.76 SGD 0.97
$2.85 ¥451
-73.33%
Taxi 1hour Waiting (Normal Tariff)
$16.14 SGD 20.66
$15.80 ¥2,495
2.15%
Gasoline (1 liter)
$2.45 SGD 3.14
$1.10 ¥173
122.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$155.2K SGD 198.5K
$21.6K ¥3.4M
617.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$148.5K SGD 190.0K
$14.9K ¥2.4M
897.60%
🧾 Monthly Utilities & Internet
Singapore
Nagoya
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 SGD 220
$115 ¥18.2K
49.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.39 SGD 15.86
$23.65 ¥3,736
-47.61%
Internet (50+ Mbps, Unlimited Data)
$26.21 SGD 33.54
$31.18 ¥4,926
-15.94%
🎉 Sport & Entertainment
Singapore
Nagoya
Difference
Gym Membership (Monthly)
$108 SGD 138
$50.5 ¥7,971
114.11%
Tennis Court (1 Hour on Weekend)
$12.31 SGD 15.75
$13.41 ¥2,119
-8.20%
Cinema Ticket
$11.64 SGD 14.90
$11.29 ¥1,784
3.10%
🧸 Childcare & Education
Singapore
Nagoya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,481 SGD 1,895
$572 ¥90.3K
159.05%
International Primary School, 1 Child (Yearly)
$28.3K SGD 36.3K
$14.8K ¥2.3M
91.57%
👕👟 Clothing & Footwear
Singapore
Nagoya
Difference
Jeans (Levis 501 Or Similar)
$80.6 SGD 103
$49.53 ¥7,826
62.63%
Summer Dress (H&M, Zara, etc)
$50.1 SGD 64.1
$35.86 ¥5,666
39.74%
Sport Shoes (Adidas, Nike)
$112 SGD 143
$59.7 ¥9,427
87.35%
Men's Leather Business Shoes
$129 SGD 165
$99.5 ¥15.7K
29.50%
🏠 Accommodation & Living
Singapore
Nagoya
Difference
1-bedroom Apartment, City Center (Monthly)
$3,015 SGD 3,858
$537 ¥84.9K
460.95%
1-bedroom Apartment, Outside City Center (Monthly)
$2,171 SGD 2,778
$352 ¥55.6K
517.29%
3-bedroom Apartment, City Center (Monthly)
$5,842 SGD 7,475
$1,199 ¥189.5K
387.05%
3-bedroom Apartment, Outside City Center (Monthly)
$4,044 SGD 5,174
$749 ¥118.3K
440.01%
Buy Apartment in City Center (m2)
$23.8K SGD 30.4K
$2,031 ¥320.8K
1071.55%
Buy Apartment Outside City Center (m2)
$16.8K SGD 21.4K
$1,030 ¥162.7K
1526.66%
💵 Salaries & Financials
Singapore
Nagoya
Difference
Average Monthly Net Salary (After Tax)
$4,385 SGD 5,611
$1,882 ¥297.4K
132.94%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.44
2.02
20.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Nagoya: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Singapore
$2.2K
Nagoya
$352 83.8% $1.8K
Groceries & Markets
Singapore
$458
Nagoya
$380 17% $78
Eating Out
Singapore
$256
Nagoya
$143 44.2% $113
Monthly Utilities & Internet
Singapore
$210
Nagoya
$170 19.2% $40
Clothing & Footwear
Singapore
$167
Nagoya
$110 34.1% $57
Sport & Entertainment
Singapore
$131
Nagoya
$73 44.4% $58
Getting Around
Singapore
$107
Nagoya
$141 31.5% $34

Cost Breakdown

A one-bedroom apartment in the center runs $3,015 in Singapore and $537 in Nagoya. Housing cost is often the main lever when comparing two cities.

Singapore pays 133% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Singapore vs $31.00 in Nagoya for a mid-range dinner for two. Groceries echo the gap at $458 vs $380 per month, with Nagoya cheaper across the board.

Good to know
🇸🇬 Singapore
🇯🇵 Nagoya
🕒 Local time
15:28 3:28 PM
16:28 4:28 PM
1 h ahead of Singapore
🌤 Weather
👥 Population
5,535,002 Capital
2,236,000
💱 Currency
Exchange rates and currency converter

JPY, USD, EUR to SGD – Singapore Dollar Converter

Singapore Dollar exchange rates as of October 18, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

On the map
Between locations
  • Singapore Nagoya 5,090 km ≈ 7 h nonstop flight
From you
  • Singapore
  • Nagoya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Singapore vs Nagoya: Cost of Living - Frequently Asked Questions
Is Nagoya cheaper than Singapore?
Nagoya is cheaper overall, especially in groceries, eating out, and clothing. The 156% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Singapore or Nagoya?
Average pay runs 133% higher in Singapore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Singapore and Nagoya?
Rent for a central apartment: $3,015 in Singapore versus $537 in Nagoya. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Nagoya runs roughly 26% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,481 in Singapore versus $572 in Nagoya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Singapore or in Nagoya?
At $1,369 in Nagoya versus $3,500 in Singapore, a $1,500 budget is realistic in Nagoya but tight or insufficient in Singapore. The gap between the two cities makes Nagoya the clear choice for anyone on this budget.
Is it better to live in Singapore or in Nagoya?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Singapore or Nagoya?
Safety-wise, Singapore and Nagoya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nagoya gentler on the wallet – expenses run 156% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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