Last update: Oct 2026

Cost of Living Comparison Between Singapore and Nago, Okinawa

For one person, living is cheaper in Nago, Okinawa: $1,231 a month against $3,493 in Singapore, rent and utilities included – about $27,100 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Singapore
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Singapore Living Index
60

Cost of Living Index in Nago, Okinawa
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Nago, Okinawa Living Index

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Singapore

🇸🇬 Singapore

$3,493

/mo nomad

Nago, Okinawa

🇯🇵 Japan

$1,231

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Nago, Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Nago, Okinawa actually costs, broken down by who's living it.

A single person spends $3,493 per month in Singapore vs $1,231 in Nago, Okinawa, rent included.

Singapore $3,493
Nago, Okinawa $1,231

A couple spends around $5,174 per month in Singapore vs $1,923 in Nago, Okinawa, rent included.

Singapore $5,174
Nago, Okinawa $1,923

A family of three spends $6,855 per month in Singapore vs $2,614 in Nago, Okinawa, rent included.

Singapore $6,855
Nago, Okinawa $2,614

Singapore costs about 184% more than Nago, Okinawa, and outside of rent the biggest gap is in groceries.

Singapore sits 158% above the global median, while Nago, Okinawa is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.74 SGD 15.02

$6.82 ¥1,077

72.14%

Three-Course Dinner for Two, Mid-Range

$74.3 SGD 95.1

$35.35 ¥5,586

110.21%

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.21

$5.68 ¥898

54.23%

Cappuccino

$5.32 SGD 6.80

$3.03 ¥479

75.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 SGD 2.42

$1.10 ¥173

71.82%

Water (0.33 liter bottle)

$1.21 SGD 1.55

$0.76 ¥121

59.21%

Local Beer (0.5 liter draught)

$8.46 SGD 10.82

$2.10 ¥332

302.86%

Imported Beer (0.33 liter bottle)

$9.83 SGD 12.57

$3.05 ¥482

222.30%

Milk (1 liter)

$2.91 SGD 3.72

$1.52 ¥239

91.45%

White Bread (500g)

$2.52 SGD 3.22

$1.64 ¥259

53.66%

Rice (white) (1kg)

$2.86 SGD 3.66

$4.67 ¥738

-38.76%

Eggs

$3.64 SGD 4.66

$2.28 ¥361

59.65%

Local Cheese (1kg)

$20.88 SGD 26.71

$10.13 ¥1,601

106.12%

Chicken Fillets (1kg)

$9.92 SGD 12.69

$6.15 ¥971

61.30%

Beef Round Steak (1kg)

$25.77 SGD 32.98

$15.49 ¥2,448

66.37%

Apples (1kg)

$4.70 SGD 6.02

$5.36 ¥847

-12.31%

Banana (1kg)

$3.08 SGD 3.94

$2.55 ¥402

20.78%

Oranges (1kg)

$4.74 SGD 6.06

$4.13 ¥652

14.77%

Tomato (1kg)

$2.19 SGD 2.80

$4.53 ¥716

-51.66%

Potato (1kg)

$2.57 SGD 3.29

$3.24 ¥511

-20.68%

Onion (1kg)

$2.32 SGD 2.97

$2.56 ¥404

-9.38%

Lettuce (1 head)

$1.86 SGD 2.39

$1.38 ¥217

34.78%

Water (1.5 liter bottle)

$1.39 SGD 1.78

$0.88 ¥140

57.95%

Cigarettes 20 Pack (Marlboro, Camel)

$13.80 SGD 17.66

$4.26 ¥674

223.94%

Wine (Bottle)

$23.29 SGD 29.81

$6.50 ¥1,027

258.31%

Local Beer (0.5 liter bottle)

$4.77 SGD 6.10

$1.91 ¥302

149.74%

Imported Beer (0.33 liter bottle)

$4.69 SGD 6.00

$2.37 ¥375

97.89%

One-way Ticket (Public Transport)

$1.60 SGD 2.04

$1.58 ¥250

1.27%

Public Transport Monthly Pass (Regular Price)

$96.0 SGD 123

$56.0 ¥8,840

71.49%

Taxi Start (Normal Tariff)

$3.61 SGD 4.61

$3.43 ¥542

5.25%

Taxi (Normal Tariff) (1km)

$0.79 SGD 1.02

$2.87 ¥454

-72.47%

Taxi 1hour Waiting (Normal Tariff)

$16.63 SGD 21.28

$21.07 ¥3,329

-21.07%

Gasoline (1 liter)

$2.56 SGD 3.28

$1.23 ¥194

108.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$157.0K SGD 200.8K

$23.5K ¥3.7M

568.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$149.8K SGD 191.7K

$16.9K ¥2.7M

788.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$139 ¥21.9K

23.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.13 SGD 15.53

$27.18 ¥4,294

-55.37%

Internet (50+ Mbps, Unlimited Data)

$28.02 SGD 35.86

$34.51 ¥5,452

-18.81%

Gym Membership (Monthly)

$108 SGD 138

$57.1 ¥9,012

89.36%

Tennis Court (1 Hour on Weekend)

$12.24 SGD 15.67

$13.97 ¥2,207

-12.38%

Cinema Ticket

$12.03 SGD 15.39

$13.04 ¥2,061

-7.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,473 SGD 1,885

$285 ¥45.0K

417.56%

International Primary School, 1 Child (Yearly)

$28.7K SGD 36.8K

$13.5K ¥2.1M

112.40%

Jeans (Levis 501 Or Similar)

$78.0 SGD 99.9

$43.95 ¥6,944

77.54%

Summer Dress (H&M, Zara, etc)

$50.9 SGD 65.1

$28.96 ¥4,575

75.66%

Sport Shoes (Adidas, Nike)

$109 SGD 139

$59.0 ¥9,328

84.06%

Men's Leather Business Shoes

$123 SGD 158

$92.2 ¥14.6K

33.47%

1-bedroom Apartment, City Center (Monthly)

$2,917 SGD 3,733

$461 ¥72.8K

532.90%

1-bedroom Apartment, Outside City Center (Monthly)

$2,161 SGD 2,765

$328 ¥51.9K

558.02%

3-bedroom Apartment, City Center (Monthly)

$5,769 SGD 7,383

$878 ¥138.6K

557.45%

3-bedroom Apartment, Outside City Center (Monthly)

$3,849 SGD 4,925

$659 ¥104.1K

484.09%

Buy Apartment in City Center (m2)

$23.2K SGD 29.7K

$2,826 ¥446.5K

720.16%

Buy Apartment Outside City Center (m2)

$16.9K SGD 21.7K

$1,726 ¥272.6K

881.30%

Average Monthly Net Salary (After Tax)

$4,547 SGD 5,818

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

1.81

34.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 20, 2026

Last update for Nago, Okinawa: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 61.8%

Nago, Okinawa

$328 26.7% 84.8% $1.8K

Groceries & Markets

Singapore

$458 13.1%

Nago, Okinawa

$306 24.9% 33.1% $151

Eating Out

Singapore

$258 7.4%

Nago, Okinawa

$132 10.7% 48.9% $126

Monthly Utilities & Internet

Singapore

$212 6.1%

Nago, Okinawa

$200 16.3% 5.5% $12

Clothing & Footwear

Singapore

$162 4.7%

Nago, Okinawa

$101 8.2% 37.8% $61

Sport & Entertainment

Singapore

$132 3.8%

Nago, Okinawa

$83 6.8% 37.1% $49

Getting Around

Singapore

$110 3.2%

Nago, Okinawa

$80 6.5% 27.1% $30

Cost Breakdown

A central one-bedroom costs $2,917 in Singapore versus $461 in Nago, Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Singapore versus $35.00 in Nago, Okinawa. Monthly groceries follow the same trend: $458 vs $306 – making Nago, Okinawa the more affordable choice for daily food spending.

Good to know

🇸🇬 Singapore

🇯🇵 Nago, Okinawa

🕒 Local time

21:09 9:09 PM

22:09 10:09 PM

1 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

63,554

💱 Currency

Singapore Dollar SGD $

Japanese Yen JPY ¥

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 20, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to SGD in detail →

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Singapore Nago, Okinawa 3,820 km ≈ 5 h nonstop flight

From you

Singapore
Nago, Okinawa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Nago, Okinawa: Cost of Living - Frequently Asked Questions

Yes – Singapore is pricier by about 184%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $5,240 per month in Singapore and $1,847 in Nago, Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 71% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,473 per month in Singapore and $285 in Nago, Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,231, than in Singapore at $3,493. In Nago, Okinawa it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nago, Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.