Last update: Oct 2026

Cost of Living Comparison Between Singapore and Matsuyama

For one person, living is cheaper in Matsuyama: $1,324 a month against $3,500 in Singapore, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

Singapore
🇸🇬 Singapore
$3,500
/mo nomad
Matsuyama
🇯🇵 Japan
$1,324
/mo nomad
Monthly Cost of Living

How much you'll spend in Singapore and in Matsuyama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Matsuyama actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $1,324 in Matsuyama, rent included.

  • Singapore $3,500
  • Matsuyama $1,324

A couple spends around $5,265 per month in Singapore vs $2,006 in Matsuyama, rent included.

  • Singapore $5,265
  • Matsuyama $2,006

A family of three spends $7,030 per month in Singapore vs $2,689 in Matsuyama, rent included.

  • Singapore $7,030
  • Matsuyama $2,689

Singapore costs about 164% more than Matsuyama, and outside of rent the biggest gap is in eating out.

Singapore sits 159% above the global median, while Matsuyama is 2% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Singapore
Matsuyama
Difference
Meal at Budget Restaurant
$11.76 SGD 15.05
$6.39 ¥1,010
84.04%
Three-Course Dinner for Two, Mid-Range
$70.6 SGD 90.4
$31.11 ¥4,915
127.00%
Fast Food Meal (McDonalds, etc)
$8.55 SGD 10.94
$4.96 ¥784
72.38%
Cappuccino
$5.20 SGD 6.66
$2.32 ¥367
124.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.77 SGD 2.27
$1.17 ¥185
51.28%
Water (0.33 liter bottle)
$1.23 SGD 1.58
$0.61 ¥97.0
101.64%
Local Beer (0.5 liter draught)
$8.26 SGD 10.58
$2.00 ¥316
313.00%
Imported Beer (0.33 liter bottle)
$10.17 SGD 13.01
$2.28 ¥361
346.05%
🛒 Groceries & Markets
Singapore
Matsuyama
Difference
Milk (1 liter)
$3.04 SGD 3.89
$1.55 ¥245
96.13%
White Bread (500g)
$2.55 SGD 3.26
$1.27 ¥201
100.79%
Rice (white) (1kg)
$2.86 SGD 3.66
$5.49 ¥868
-47.91%
Eggs
$3.53 SGD 4.51
$2.08 ¥329
69.71%
Local Cheese (1kg)
$21.12 SGD 27.02
$12.39 ¥1,957
70.46%
Chicken Fillets (1kg)
$9.90 SGD 12.67
$9.30 ¥1,470
6.45%
Beef Round Steak (1kg)
$25.42 SGD 32.53
$31.67 ¥5,003
-19.73%
Apples (1kg)
$4.57 SGD 5.85
$3.65 ¥576
25.21%
Banana (1kg)
$3.13 SGD 4.00
$2.35 ¥371
33.19%
Oranges (1kg)
$4.72 SGD 6.04
$6.48 ¥1,024
-27.16%
Tomato (1kg)
$2.23 SGD 2.85
$4.23 ¥668
-47.28%
Potato (1kg)
$2.57 SGD 3.29
$3.86 ¥610
-33.42%
Onion (1kg)
$2.29 SGD 2.93
$3.39 ¥536
-32.45%
Lettuce (1 head)
$1.87 SGD 2.39
$1.25 ¥197
49.60%
Water (1.5 liter bottle)
$1.44 SGD 1.84
$0.96 ¥152
50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$13.97 SGD 17.88
$3.51 ¥555
298.01%
Wine (Bottle)
$23.48 SGD 30.05
$8.33 ¥1,317
181.87%
Local Beer (0.5 liter bottle)
$4.54 SGD 5.80
$1.95 ¥309
132.82%
Imported Beer (0.33 liter bottle)
$4.44 SGD 5.68
$1.52 ¥239
192.11%
🚌 Getting Around
Singapore
Matsuyama
Difference
One-way Ticket (Public Transport)
$1.57 SGD 2.01
$1.70 ¥268
-7.65%
Public Transport Monthly Pass (Regular Price)
$93.8 SGD 120
$49.46 ¥7,815
89.57%
Taxi Start (Normal Tariff)
$3.64 SGD 4.66
$3.08 ¥486
18.18%
Taxi (Normal Tariff) (1km)
$0.76 SGD 0.97
$3.08 ¥487
-75.32%
Taxi 1hour Waiting (Normal Tariff)
$16.14 SGD 20.66
$26.94 ¥4,257
-40.09%
Gasoline (1 liter)
$2.45 SGD 3.14
$1.05 ¥167
133.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$155.2K SGD 198.5K
$19.8K ¥3.1M
682.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$148.5K SGD 190.0K
$16.6K ¥2.6M
792.79%
🧾 Monthly Utilities & Internet
Singapore
Matsuyama
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 SGD 220
$143 ¥22.5K
20.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.39 SGD 15.86
$24.10 ¥3,808
-48.59%
Internet (50+ Mbps, Unlimited Data)
$26.21 SGD 33.54
$43.52 ¥6,876
-39.77%
🎉 Sport & Entertainment
Singapore
Matsuyama
Difference
Gym Membership (Monthly)
$108 SGD 138
$58.8 ¥9,293
83.65%
Tennis Court (1 Hour on Weekend)
$12.31 SGD 15.75
-
-
Cinema Ticket
$11.64 SGD 14.90
$12.60 ¥1,990
-7.62%
🧸 Childcare & Education
Singapore
Matsuyama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,481 SGD 1,895
$327 ¥51.7K
352.44%
International Primary School, 1 Child (Yearly)
$28.3K SGD 36.3K
$6,187 ¥977.5K
358.12%
👕👟 Clothing & Footwear
Singapore
Matsuyama
Difference
Jeans (Levis 501 Or Similar)
$80.6 SGD 103
$48.97 ¥7,737
64.49%
Summer Dress (H&M, Zara, etc)
$50.1 SGD 64.1
$24.93 ¥3,938
101.00%
Sport Shoes (Adidas, Nike)
$112 SGD 143
$46.50 ¥7,347
140.41%
Men's Leather Business Shoes
$129 SGD 165
$66.1 ¥10.4K
95.02%
🏠 Accommodation & Living
Singapore
Matsuyama
Difference
1-bedroom Apartment, City Center (Monthly)
$3,015 SGD 3,858
$534 ¥84.4K
464.62%
1-bedroom Apartment, Outside City Center (Monthly)
$2,171 SGD 2,778
$374 ¥59.1K
480.41%
3-bedroom Apartment, City Center (Monthly)
$5,842 SGD 7,475
$1,186 ¥187.3K
392.61%
3-bedroom Apartment, Outside City Center (Monthly)
$4,044 SGD 5,174
$654 ¥103.3K
518.41%
Buy Apartment in City Center (m2)
$23.8K SGD 30.4K
$4,764 ¥752.6K
399.41%
Buy Apartment Outside City Center (m2)
$16.8K SGD 21.4K
$1,942 ¥306.8K
762.72%
💵 Salaries & Financials
Singapore
Matsuyama
Difference
Average Monthly Net Salary (After Tax)
$4,385 SGD 5,611
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.44
2.28
7.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Matsuyama: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Singapore
$2.2K
Matsuyama
$374 82.8% $1.8K
Groceries & Markets
Singapore
$458
Matsuyama
$381 16.8% $77
Eating Out
Singapore
$256
Matsuyama
$116 54.8% $140
Monthly Utilities & Internet
Singapore
$210
Matsuyama
$210 0.1% $0.1
Clothing & Footwear
Singapore
$167
Matsuyama
$84 49.8% $83
Sport & Entertainment
Singapore
$131
Matsuyama
$84 36% $47
Getting Around
Singapore
$107
Matsuyama
$75 30.5% $33

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $534 in Matsuyama. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Singapore versus $31.00 in Matsuyama. Monthly groceries follow the same trend: $458 vs $381 – making Matsuyama the more affordable choice for daily food spending.

Good to know
🇸🇬 Singapore
🇯🇵 Matsuyama
🕒 Local time
19:25 7:25 PM
20:25 8:25 PM
1 h ahead of Singapore
🌤 Weather
👥 Population
5,535,002 Capital
511,192
💱 Currency
Exchange rates and currency converter

JPY, USD, EUR to SGD – Singapore Dollar Converter

Singapore Dollar exchange rates as of October 19, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

On the map
Between locations
  • Singapore Matsuyama 4,710 km ≈ 6 h nonstop flight
From you
  • Singapore
  • Matsuyama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Singapore vs Matsuyama: Cost of Living - Frequently Asked Questions
How do living costs in Singapore and in Matsuyama compare overall?
Monthly costs with rent: $3,500 in Singapore, $1,324 in Matsuyama – roughly 164% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Singapore compared to Matsuyama?
For a comfortable life, plan on about $5,251 per month in Singapore and $1,985 in Matsuyama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Singapore and Matsuyama?
Rent is clearly cheaper in Matsuyama, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Singapore and in Matsuyama?
Public transport costs about 90% less in Matsuyama. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Singapore and Matsuyama?
Kindergarten costs $1,481 per month in Singapore and $327 in Matsuyama. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Matsuyama, where all-in costs run around $1,324, than in Singapore at $3,500. In Matsuyama it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.
Where should families live: Singapore or Matsuyama?
Families tend to lean toward Matsuyama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Singapore or Matsuyama safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Singapore and Matsuyama?
If budget matters most, go with Matsuyama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.

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