Last update: Oct 2026

Cost of Living Comparison Between Singapore and Kolonia

For one person, living is cheaper in Kolonia: $1,491 a month against $3,454 in Singapore, rent and utilities included – about $23,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Singapore
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Singapore Living Index

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Singapore

🇸🇬 Singapore

$3,454

/mo nomad

Kolonia

🇫🇲 Micronesia

$1,491

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Kolonia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Kolonia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,454 in Singapore versus $1,491 in Kolonia.

Singapore $3,454
Kolonia $1,491

Estimated couple costs with rent: $5,224 in Singapore versus $2,269 in Kolonia.

Singapore $5,224
Kolonia $2,269

Monthly costs for a family of three with rent: $6,994 in Singapore versus $3,047 in Kolonia.

Singapore $6,994
Kolonia $3,047

Living in Singapore is roughly 132% more expensive than in Kolonia, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Singapore 158% above, Kolonia 11% above.

Meal at Budget Restaurant

$11.53 SGD 14.77

$10.02 $10.02

15.07%

Three-Course Dinner for Two, Mid-Range

$71.2 SGD 91.2

$24.53 $24.53

190.22%

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.22

$10.15 $10.15

-13.69%

Cappuccino

$5.25 SGD 6.73

$4.42 $4.42

18.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 SGD 2.34

$1.02 $1.02

79.41%

Water (0.33 liter bottle)

$1.25 SGD 1.60

Local Beer (0.5 liter draught)

$8.42 SGD 10.78

$1.22 $1.22

590.16%

Imported Beer (0.33 liter bottle)

$10.02 SGD 12.83

$2.05 $2.05

388.78%

Milk (1 liter)

$2.94 SGD 3.76

White Bread (500g)

$2.47 SGD 3.16

$1.97 $1.97

25.38%

Rice (white) (1kg)

$2.71 SGD 3.47

$1.21 $1.21

123.97%

Eggs

$3.73 SGD 4.77

$7.41 $7.41

-49.66%

Local Cheese (1kg)

$21.54 SGD 27.57

Chicken Fillets (1kg)

$9.52 SGD 12.19

$23.91 $23.91

-60.18%

Beef Round Steak (1kg)

$25.98 SGD 33.26

$67.0 $67.0

-61.21%

Apples (1kg)

$4.48 SGD 5.74

$6.52 $6.52

-31.29%

Banana (1kg)

$3.11 SGD 3.99

$2.22 $2.22

40.09%

Oranges (1kg)

$4.62 SGD 5.92

$6.49 $6.49

-28.81%

Tomato (1kg)

$2.23 SGD 2.86

$10.88 $10.88

-79.50%

Potato (1kg)

$2.50 SGD 3.20

$13.36 $13.36

-81.29%

Onion (1kg)

$2.38 SGD 3.05

Lettuce (1 head)

$1.78 SGD 2.28

$6.08 $6.08

-70.72%

Water (1.5 liter bottle)

$1.51 SGD 1.93

$2.04 $2.04

-25.98%

Cigarettes 20 Pack (Marlboro, Camel)

$14.18 SGD 18.15

Wine (Bottle)

$23.79 SGD 30.47

$9.09 $9.09

161.72%

Local Beer (0.5 liter bottle)

$4.51 SGD 5.78

$1.53 $1.53

194.77%

Imported Beer (0.33 liter bottle)

$4.57 SGD 5.86

$1.48 $1.48

208.78%

One-way Ticket (Public Transport)

$1.58 SGD 2.03

Public Transport Monthly Pass (Regular Price)

$96.4 SGD 123

Taxi Start (Normal Tariff)

$3.63 SGD 4.65

Taxi (Normal Tariff) (1km)

$0.80 SGD 1.02

Taxi 1hour Waiting (Normal Tariff)

$16.18 SGD 20.71

Gasoline (1 liter)

$2.51 SGD 3.21

$1.43 $1.43

75.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.9K SGD 199.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$145.8K SGD 186.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 SGD 224

$203 $203

-13.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.45 SGD 15.94

Internet (50+ Mbps, Unlimited Data)

$26.64 SGD 34.10

Gym Membership (Monthly)

$112 SGD 143

$14.99 $14.99

644.16%

Tennis Court (1 Hour on Weekend)

$12.07 SGD 15.45

Cinema Ticket

$11.60 SGD 14.85

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,463 SGD 1,874

International Primary School, 1 Child (Yearly)

$28.4K SGD 36.3K

Jeans (Levis 501 Or Similar)

$81.5 SGD 104

Summer Dress (H&M, Zara, etc)

$50.6 SGD 64.8

Sport Shoes (Adidas, Nike)

$112 SGD 143

Men's Leather Business Shoes

$130 SGD 166

1-bedroom Apartment, City Center (Monthly)

$2,916 SGD 3,734

$710 $710

310.71%

1-bedroom Apartment, Outside City Center (Monthly)

$2,128 SGD 2,724

$495 $495

330.17%

3-bedroom Apartment, City Center (Monthly)

$5,654 SGD 7,239

$1,017 $1,017

456.22%

3-bedroom Apartment, Outside City Center (Monthly)

$3,968 SGD 5,080

$795 $795

399.00%

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.5K

Average Monthly Net Salary (After Tax)

$4,369 SGD 5,594

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

400000

-100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 5, 2026

Last update for Kolonia: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.1K 61.4%

Kolonia

–

Groceries & Markets

Singapore

$457 13.2%

Kolonia

–

Eating Out

Singapore

$256 7.4%

Kolonia

–

Monthly Utilities & Internet

Singapore

$214 6.2%

Kolonia

–

Clothing & Footwear

Singapore

$168 4.9%

Kolonia

–

Sport & Entertainment

Singapore

$135 3.9%

Kolonia

–

Getting Around

Singapore

$110 3.2%

Kolonia

–

Cost Breakdown

A one-bedroom apartment in the center runs $2,916 in Singapore and $710 in Kolonia. Housing cost is often the main lever when comparing two cities.

Dining out: $71.0 in Singapore vs $25.00 in Kolonia. Groceries flip the comparison at $457 vs $619, with Singapore cheaper for home cooking.

Good to know

🇸🇬 Singapore

🇫🇲 Kolonia

🕒 Local time

12:39 12:39 PM

15:39 3:39 PM

3 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

6,074

💱 Currency

Singapore Dollar SGD $

United States Dollar USD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.696 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 10, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.696 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Kolonia 6,060 km ≈ 8 h nonstop flight

From you

Singapore
Kolonia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Kolonia: Cost of Living - Frequently Asked Questions

Kolonia wins on cost – living expenses run 132% lower than in Singapore. Housing and daily spending are where you'll feel the difference most, making Kolonia the obvious pick if budget is a priority.

You'd need roughly $5,180 in Singapore and $2,237 in Kolonia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,916 in Singapore versus $710 in Kolonia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,454 per month in Singapore versus $1,491 in Kolonia – a 132% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Singapore pay roughly 35% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,491 in Kolonia versus $3,454 in Singapore, a $1,000 budget is realistic in Kolonia but tight or insufficient in Singapore. The gap between the two cities makes Kolonia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Kolonia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolonia gentler on the wallet – expenses run 132% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.