Last update: Oct 2026

Cost of Living Comparison Between Singapore and Koh Chang

For one person, living is cheaper in Koh Chang: $965 a month against $3,454 in Singapore, rent and utilities included – about $29,900 less a year. Rent and utilities account for most of the difference.

168

Cost of Living Index in Singapore
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Singapore Living Index
46

Cost of Living Index in Koh Chang
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Koh Chang Living Index

Jump to prices

Singapore

🇸🇬 Singapore

$3,454

/mo nomad

Koh Chang

🇹🇭 Thailand

$965

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Koh Chang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Koh Chang actually costs, broken down by who's living it.

A single person spends $3,454 per month in Singapore vs $965 in Koh Chang, rent included.

Singapore $3,454
Koh Chang $965

A couple spends around $5,224 per month in Singapore vs $1,583 in Koh Chang, rent included.

Singapore $5,224
Koh Chang $1,583

A family of three spends $6,994 per month in Singapore vs $2,200 in Koh Chang, rent included.

Singapore $6,994
Koh Chang $2,200

Singapore costs about 258% more than Koh Chang, and outside of rent the biggest gap is in groceries.

Singapore sits 158% above the global median, while Koh Chang is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.53 SGD 14.77

$3.63 ฿121

217.63%

Three-Course Dinner for Two, Mid-Range

$71.2 SGD 91.2

$26.36 ฿883

170.07%

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.22

$6.99 ฿234

25.32%

Cappuccino

$5.25 SGD 6.73

$2.26 ฿75.6

132.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 SGD 2.34

$0.77 ฿25.91

137.66%

Water (0.33 liter bottle)

$1.25 SGD 1.60

$0.40 ฿13.29

212.50%

Local Beer (0.5 liter draught)

$8.42 SGD 10.78

$2.04 ฿68.4

312.75%

Imported Beer (0.33 liter bottle)

$10.02 SGD 12.83

$3.02 ฿101

231.79%

Milk (1 liter)

$2.94 SGD 3.76

$1.49 ฿50.0

97.32%

White Bread (500g)

$2.47 SGD 3.16

$1.31 ฿44.00

88.55%

Rice (white) (1kg)

$2.71 SGD 3.47

$1.41 ฿47.17

92.20%

Eggs

$3.73 SGD 4.77

$1.96 ฿65.8

90.31%

Local Cheese (1kg)

$21.54 SGD 27.57

$17.61 ฿590

22.32%

Chicken Fillets (1kg)

$9.52 SGD 12.19

$3.00 ฿101

217.33%

Beef Round Steak (1kg)

$25.98 SGD 33.26

$9.66 ฿323

168.94%

Apples (1kg)

$4.48 SGD 5.74

$2.68 ฿89.8

67.16%

Banana (1kg)

$3.11 SGD 3.99

$1.51 ฿50.7

105.96%

Oranges (1kg)

$4.62 SGD 5.92

$2.07 ฿69.2

123.19%

Tomato (1kg)

$2.23 SGD 2.86

$1.92 ฿64.4

16.15%

Potato (1kg)

$2.50 SGD 3.20

$1.36 ฿45.44

83.82%

Onion (1kg)

$2.38 SGD 3.05

$1.19 ฿39.81

100.00%

Lettuce (1 head)

$1.78 SGD 2.28

$1.01 ฿33.88

76.24%

Water (1.5 liter bottle)

$1.51 SGD 1.93

$0.50 ฿16.64

202.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.18 SGD 18.15

$3.97 ฿133

257.18%

Wine (Bottle)

$23.79 SGD 30.47

$16.61 ฿556

43.23%

Local Beer (0.5 liter bottle)

$4.51 SGD 5.78

$1.64 ฿55.1

175.00%

Imported Beer (0.33 liter bottle)

$4.57 SGD 5.86

$2.60 ฿86.9

75.77%

One-way Ticket (Public Transport)

$1.58 SGD 2.03

$1.83 ฿61.2

-13.66%

Public Transport Monthly Pass (Regular Price)

$96.4 SGD 123

Taxi Start (Normal Tariff)

$3.63 SGD 4.65

$2.43 ฿81.4

49.38%

Taxi (Normal Tariff) (1km)

$0.80 SGD 1.02

$0.82 ฿27.40

-2.44%

Taxi 1hour Waiting (Normal Tariff)

$16.18 SGD 20.71

$2.98 ฿99.7

442.95%

Gasoline (1 liter)

$2.51 SGD 3.21

$1.19 ฿39.79

110.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.9K SGD 199.6K

$21.1K ฿707.5K

637.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$145.8K SGD 186.6K

$21.5K ฿720.9K

576.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 SGD 224

$94.2 ฿3,152

85.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.45 SGD 15.94

$10.67 ฿357

16.68%

Internet (50+ Mbps, Unlimited Data)

$26.64 SGD 34.10

$16.43 ฿550

62.14%

Gym Membership (Monthly)

$112 SGD 143

$44.74 ฿1,498

149.33%

Tennis Court (1 Hour on Weekend)

$12.07 SGD 15.45

$9.17 ฿307

31.62%

Cinema Ticket

$11.60 SGD 14.85

$6.47 ฿217

79.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,463 SGD 1,874

$491 ฿16.4K

198.08%

International Primary School, 1 Child (Yearly)

$28.4K SGD 36.3K

$10.5K ฿351.2K

170.35%

Jeans (Levis 501 Or Similar)

$81.5 SGD 104

$60.2 ฿2,016

35.28%

Summer Dress (H&M, Zara, etc)

$50.6 SGD 64.8

$27.51 ฿921

83.86%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$90.4 ฿3,026

23.49%

Men's Leather Business Shoes

$130 SGD 166

$82.4 ฿2,758

57.62%

1-bedroom Apartment, City Center (Monthly)

$2,916 SGD 3,734

$473 ฿15.8K

516.95%

1-bedroom Apartment, Outside City Center (Monthly)

$2,128 SGD 2,724

$303 ฿10.1K

601.85%

3-bedroom Apartment, City Center (Monthly)

$5,654 SGD 7,239

$1,334 ฿44.7K

323.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,968 SGD 5,080

$794 ฿26.6K

399.82%

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

$2,276 ฿76.2K

937.24%

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.5K

$1,651 ฿55.3K

919.35%

Average Monthly Net Salary (After Tax)

$4,369 SGD 5,594

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

5.57

-56.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 5, 2026

Last update for Koh Chang: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.1K 61.4%

Koh Chang

$303 31.8% 85.8% $1.8K

Groceries & Markets

Singapore

$457 13.2%

Koh Chang

$242 25.4% 47.1% $216

Eating Out

Singapore

$256 7.4%

Koh Chang

$98 10.3% 61.7% $158

Monthly Utilities & Internet

Singapore

$214 6.2%

Koh Chang

$121 12.7% 43.4% $93

Clothing & Footwear

Singapore

$168 4.9%

Koh Chang

$117 12.3% 30.2% $51

Sport & Entertainment

Singapore

$135 3.9%

Koh Chang

$58 6.1% 57.2% $77

Getting Around

Singapore

$110 3.2%

Koh Chang

$14 * 1.5% 87.5% $96

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,916 in Singapore versus $473 in Koh Chang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Singapore versus $26.00 in Koh Chang. Monthly groceries follow the same trend: $457 vs $242 – making Koh Chang the more affordable choice for daily food spending.

Good to know

🇸🇬 Singapore

🇹🇭 Koh Chang

🕒 Local time

14:03 2:03 PM

13:03 1:03 PM

1 h behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

8,500

💱 Currency

Singapore Dollar SGD $

Thai Baht THB ฿

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.696 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 10, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.696 EUR).

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Koh Chang 1,210 km ≈ 2 h nonstop flight

From you

Singapore
Koh Chang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Koh Chang: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,454 in Singapore, $965 in Koh Chang – roughly 258% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,180 per month in Singapore and $1,448 in Koh Chang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Chang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,454 in Singapore and $965 in Koh Chang. That's a gap of about 258%.

Kindergarten costs $1,463 per month in Singapore and $491 in Koh Chang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Koh Chang, where all-in costs run around $965, than in Singapore at $3,454. In Koh Chang it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Koh Chang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Chang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.