Last update: Nov 2026

Cost of Living Comparison Between Singapore and Kalyan

For one person, living is cheaper in Kalyan: $440 a month against $3,594 in Singapore, rent and utilities included – about $37,800 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Singapore
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Singapore Living Index
21

Cost of Living Index in Kalyan
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Kalyan Living Index

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Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Kalyan

🇮🇳 India

$440

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Kalyan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Kalyan actually costs, broken down by who's living it.

A single person spends $3,594 per month in Singapore vs $440 in Kalyan, rent included.

Singapore $3,594
Kalyan $440

A couple spends around $5,314 per month in Singapore vs $723 in Kalyan, rent included.

Singapore $5,314
Kalyan $723

A family of three spends $7,033 per month in Singapore vs $1,006 in Kalyan, rent included.

Singapore $7,033
Kalyan $1,006

Singapore costs about 717% more than Kalyan, and outside of rent the biggest gap is in groceries.

Singapore sits 166% above the global median, while Kalyan is 67% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.58 SGD 14.84

$3.22 ₹303

259.63%

Three-Course Dinner for Two, Mid-Range

$70.7 SGD 90.5

$11.45 ₹1,075

517.03%

Fast Food Meal (McDonalds, etc)

$8.46 SGD 10.84

$4.30 ₹403

96.74%

Cappuccino

$5.18 SGD 6.64

$1.79 ₹168

189.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 SGD 2.36

$0.35 ₹32.42

425.71%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.14 ₹13.51

778.57%

Local Beer (0.5 liter draught)

$9.50 SGD 12.17

$2.41 ₹226

294.19%

Imported Beer (0.33 liter bottle)

$9.86 SGD 12.63

$3.53 ₹332

179.32%

Milk (1 liter)

$3.02 SGD 3.87

$0.75 ₹70.9

302.67%

White Bread (500g)

$2.67 SGD 3.42

$0.48 ₹44.97

456.25%

Rice (white) (1kg)

$2.77 SGD 3.54

$0.66 ₹62.4

319.70%

Eggs

$3.72 SGD 4.77

$0.92 ₹86.2

304.35%

Local Cheese (1kg)

$21.01 SGD 26.92

$5.32 ₹500

294.92%

Chicken Fillets (1kg)

$9.95 SGD 12.75

$3.44 ₹323

189.24%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$4.59 SGD 5.88

$2.04 ₹192

125.00%

Banana (1kg)

$3.09 SGD 3.96

$0.57 ₹53.8

442.11%

Oranges (1kg)

$4.64 SGD 5.95

$0.79 ₹74.1

487.34%

Tomato (1kg)

$2.18 SGD 2.79

$0.48 ₹44.71

354.17%

Potato (1kg)

$2.33 SGD 2.99

$0.35 ₹33.13

565.71%

Onion (1kg)

$2.31 SGD 2.96

$0.44 ₹41.21

425.00%

Lettuce (1 head)

$1.86 SGD 2.39

$0.43 ₹40.08

332.56%

Water (1.5 liter bottle)

$1.55 SGD 1.98

$0.31 ₹29.56

400.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 SGD 18.08

$3.88 ₹364

263.66%

Wine (Bottle)

$23.24 SGD 29.78

$7.87 ₹739

195.30%

Local Beer (0.5 liter bottle)

$4.73 SGD 6.06

$1.85 ₹173

155.68%

Imported Beer (0.33 liter bottle)

$4.79 SGD 6.14

$3.06 ₹287

56.54%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.34 ₹596

One-way Ticket (Public Transport)

$1.53 SGD 1.96

$0.18 ₹17.27

750.00%

Public Transport Monthly Pass (Regular Price)

$96.5 SGD 124

$7.57 ₹711

1174.24%

Taxi Start (Normal Tariff)

$3.58 SGD 4.59

$0.33 ₹31.36

984.85%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.22 ₹20.63

245.45%

Taxi 1hour Waiting (Normal Tariff)

$16.98 SGD 21.75

$1.36 ₹127

1148.53%

Gasoline (1 liter)

$2.46 SGD 3.15

$1.10 ₹104

123.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$159.4K SGD 204.2K

$11.2K ₹1.1M

1324.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$155.7K SGD 199.5K

$22.8K ₹2.1M

583.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 SGD 215

$37.13 ₹3,487

352.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 SGD 15.68

$4.29 ₹403

185.31%

Internet (50+ Mbps, Unlimited Data)

$28.18 SGD 36.11

$6.34 ₹595

344.48%

Gym Membership (Monthly)

$111 SGD 142

$12.15 ₹1,141

810.45%

Tennis Court (1 Hour on Weekend)

$11.60 SGD 14.86

$10.90 ₹1,023

6.42%

Cinema Ticket

$12.24 SGD 15.68

$3.02 ₹284

305.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,899 SGD 2,433

$72.8 ₹6,831

2509.92%

International Primary School, 1 Child (Yearly)

$39.1K SGD 50.1K

$2,632 ₹247.1K

1386.55%

Jeans (Levis 501 Or Similar)

$79.6 SGD 102

$21.38 ₹2,007

272.50%

Summer Dress (H&M, Zara, etc)

$50.7 SGD 65.0

$24.56 ₹2,306

106.39%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$41.06 ₹3,856

171.80%

Men's Leather Business Shoes

$125 SGD 160

$32.89 ₹3,089

278.66%

1-bedroom Apartment, City Center (Monthly)

$3,191 SGD 4,089

$180 ₹16.9K

1676.90%

1-bedroom Apartment, Outside City Center (Monthly)

$2,257 SGD 2,892

$120 ₹11.2K

1788.69%

3-bedroom Apartment, City Center (Monthly)

$6,173 SGD 7,910

$451 ₹42.4K

1267.65%

3-bedroom Apartment, Outside City Center (Monthly)

$4,035 SGD 5,170

$316 ₹29.6K

1178.10%

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

$1,488 ₹139.7K

1483.64%

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.2K

$948 ₹89.0K

1641.49%

Average Monthly Net Salary (After Tax)

$4,526 SGD 5,799

$506 ₹47.6K

793.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

8.77

-72.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Kalyan: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.3K 62.8%

Kalyan

$120 27.2% 94.7% $2.1K

Groceries & Markets

Singapore

$459 12.8%

Kalyan

$110 24.9% 76.1% $350

Eating Out

Singapore

$260 7.2%

Kalyan

$81 18.5% 68.7% $179

Monthly Utilities & Internet

Singapore

$208 5.8%

Kalyan

$48 10.9% 77.1% $161

Clothing & Footwear

Singapore

$165 4.6%

Kalyan

$54 12.3% 67.3% $111

Sport & Entertainment

Singapore

$135 3.8%

Kalyan

$18 4.1% 86.5% $117

Getting Around

Singapore

$110 3.1%

Kalyan

$9.7 2.2% 91.1% $100

Cost Breakdown

A central one-bedroom costs $3,191 in Singapore versus $180 in Kalyan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Singapore are about 8.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71 in Singapore versus $11 in Kalyan. Monthly groceries follow the same trend: $459 vs $110 – making Kalyan the more affordable choice for daily food spending.

Good to know

🇸🇬 Singapore

🇮🇳 Kalyan

🕒 Local time

04:27 4:27 AM

01:57 1:57 AM

2 h 30 min behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

1,262,255

💱 Currency

Singapore Dollar SGD $

Indian Rupee INR ₹

📈 Exchange rate

1 SGD = 0.78 USD

1 SGD = 0.698 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to SGD in detail →

On the map

Lowest

Highest

Between locations

Singapore Kalyan 3,890 km ≈ 5 h nonstop flight

From you

Singapore
Kalyan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Kalyan: Cost of Living - Frequently Asked Questions

Singapore costs about 717% more than Kalyan, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,392 per month in Singapore and $660 in Kalyan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments: a one-bedroom in the center costs $180 there versus $3,191 in Singapore.

Groceries cost about 319% more in Singapore, though the gap depends on what you buy.

A mid-range dinner for two costs $71 in Singapore and $11 in Kalyan. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Kalyan, where all-in costs run around $440, than in Singapore at $3,594. In Kalyan it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalyan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kalyan. If higher salaries or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.