Last update: Nov 2026

Cost of Living Comparison Between Singapore and Howrah

For one person, living is cheaper in Howrah: $385 a month against $3,594 in Singapore, rent and utilities included – about $38,500 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Singapore
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Singapore Living Index
18

Cost of Living Index in Howrah
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Howrah Living Index

Jump to prices

Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Howrah

🇮🇳 India

$385

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Howrah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Howrah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,594 in Singapore versus $385 in Howrah.

Singapore $3,594
Howrah $385

Estimated couple costs with rent: $5,314 in Singapore versus $510 in Howrah.

Singapore $5,314
Howrah $510

Monthly costs for a family of three with rent: $7,033 in Singapore versus $635 in Howrah.

Singapore $7,033
Howrah $635

Living in Singapore is roughly 833% more expensive than in Howrah, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 166% above, Howrah is 71% below.

Meal at Budget Restaurant

$11.58 SGD 14.84

$2.16 ₹203

436.11%

Three-Course Dinner for Two, Mid-Range

$70.7 SGD 90.5

$9.69 ₹910

629.10%

Fast Food Meal (McDonalds, etc)

$8.46 SGD 10.84

$4.28 ₹402

97.66%

Cappuccino

$5.18 SGD 6.64

$1.38 ₹130

275.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 SGD 2.36

$0.41 ₹38.80

348.78%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.11 ₹9.96

1018.18%

Local Beer (0.5 liter draught)

$9.50 SGD 12.17

$1.56 ₹146

508.97%

Imported Beer (0.33 liter bottle)

$9.86 SGD 12.63

$2.99 ₹281

229.77%

Milk (1 liter)

$3.02 SGD 3.87

$0.64 ₹60.4

371.87%

White Bread (500g)

$2.67 SGD 3.42

$0.47 ₹43.83

468.09%

Rice (white) (1kg)

$2.77 SGD 3.54

$0.67 ₹62.7

313.43%

Eggs

$3.72 SGD 4.77

$1.10 ₹103

238.18%

Local Cheese (1kg)

$21.01 SGD 26.92

$6.29 ₹590

234.02%

Chicken Fillets (1kg)

$9.95 SGD 12.75

$2.61 ₹245

281.23%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$4.59 SGD 5.88

$2.18 ₹205

110.55%

Banana (1kg)

$3.09 SGD 3.96

$0.83 ₹77.6

272.29%

Oranges (1kg)

$4.64 SGD 5.95

$1.39 ₹130

233.81%

Tomato (1kg)

$2.18 SGD 2.79

$0.61 ₹57.5

257.38%

Potato (1kg)

$2.33 SGD 2.99

$0.31 ₹28.99

651.61%

Onion (1kg)

$2.31 SGD 2.96

$0.47 ₹44.03

391.49%

Lettuce (1 head)

$1.86 SGD 2.39

$0.30 ₹27.89

520.00%

Water (1.5 liter bottle)

$1.55 SGD 1.98

$0.26 ₹24.24

496.15%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 SGD 18.08

$4.98 ₹468

183.33%

Wine (Bottle)

$23.24 SGD 29.78

$10.76 ₹1,010

115.99%

Local Beer (0.5 liter bottle)

$4.73 SGD 6.06

$1.37 ₹129

245.26%

Imported Beer (0.33 liter bottle)

$4.79 SGD 6.14

$2.86 ₹268

67.48%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.38 ₹787

One-way Ticket (Public Transport)

$1.53 SGD 1.96

$0.17 ₹16.32

800.00%

Public Transport Monthly Pass (Regular Price)

$96.5 SGD 124

Taxi Start (Normal Tariff)

$3.58 SGD 4.59

$0.60 ₹56.5

496.67%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.33 ₹31.32

130.30%

Taxi 1hour Waiting (Normal Tariff)

$16.98 SGD 21.75

$1.62 ₹153

948.15%

Gasoline (1 liter)

$2.46 SGD 3.15

$1.11 ₹104

121.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$159.4K SGD 204.2K

$13.2K ₹1.2M

1108.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$155.7K SGD 199.5K

$19.8K ₹1.9M

685.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 SGD 215

$44.23 ₹4,153

279.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 SGD 15.68

$3.56 ₹334

243.82%

Internet (50+ Mbps, Unlimited Data)

$28.18 SGD 36.11

$6.20 ₹582

354.52%

Gym Membership (Monthly)

$111 SGD 142

$14.23 ₹1,336

677.37%

Tennis Court (1 Hour on Weekend)

$11.60 SGD 14.86

Cinema Ticket

$12.24 SGD 15.68

$3.18 ₹299

284.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,899 SGD 2,433

$27.26 ₹2,560

6865.22%

International Primary School, 1 Child (Yearly)

$39.1K SGD 50.1K

$1,264 ₹118.7K

2996.38%

Jeans (Levis 501 Or Similar)

$79.6 SGD 102

$24.89 ₹2,337

219.97%

Summer Dress (H&M, Zara, etc)

$50.7 SGD 65.0

$25.89 ₹2,431

95.79%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$34.23 ₹3,214

226.03%

Men's Leather Business Shoes

$125 SGD 160

$28.51 ₹2,677

336.83%

1-bedroom Apartment, City Center (Monthly)

$3,191 SGD 4,089

$118 ₹11.1K

2596.05%

1-bedroom Apartment, Outside City Center (Monthly)

$2,257 SGD 2,892

$79.5 ₹7,463

2739.68%

3-bedroom Apartment, City Center (Monthly)

$6,173 SGD 7,910

3-bedroom Apartment, Outside City Center (Monthly)

$4,035 SGD 5,170

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.2K

Average Monthly Net Salary (After Tax)

$4,526 SGD 5,799

$365 ₹34.3K

1139.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

-72.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Howrah: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.3K 62.8%

Howrah

$79 20.6% 96.5% $2.2K

Groceries & Markets

Singapore

$459 12.8%

Howrah

$115 29.8% 75% $345

Eating Out

Singapore

$260 7.2%

Howrah

$63 16.2% 75.9% $197

Monthly Utilities & Internet

Singapore

$208 5.8%

Howrah

$54 14% 74.1% $154

Clothing & Footwear

Singapore

$165 4.6%

Howrah

$51 13.3% 69% $114

Sport & Entertainment

Singapore

$135 3.8%

Howrah

$21 5.3% 84.8% $115

Getting Around

Singapore

$110 3.1%

Howrah

$3 * 0.8% 97.3% $107

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,191 in Singapore and $118 in Howrah. Housing cost is often the main lever when comparing two cities.

Singapore pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $71 in Singapore vs $10 in Howrah for a mid-range dinner for two. Groceries echo the gap at $459 vs $115 per month, with Howrah cheaper across the board.

Good to know

🇸🇬 Singapore

🇮🇳 Howrah

🕒 Local time

06:34 6:34 AM

04:04 4:04 AM

2 h 30 min behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

1,072,161

💱 Currency

Singapore Dollar SGD $

Indian Rupee INR ₹

📈 Exchange rate

1 SGD = 0.78 USD

1 SGD = 0.698 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Howrah 2,900 km ≈ 4 h 15 min nonstop flight

From you

Singapore
Howrah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Howrah: Cost of Living - Frequently Asked Questions

Howrah wins on cost – living expenses run 89% lower than in Singapore. Housing and daily spending are where you’ll feel the difference most, making Howrah the obvious pick if budget is a priority.

Average pay in Singapore is about 12 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,191 in Singapore versus $118 in Howrah. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,899 in Singapore versus $27 in Howrah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Howrah – a meal for two runs $10 versus $71 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

At $385 in Howrah versus $3,594 in Singapore, a $800 budget is realistic in Howrah but tight or insufficient in Singapore. The gap between the two cities makes Howrah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Howrah are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Howrah wins on affordability, Singapore on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.