Last update: Oct 2026

Cost of Living Comparison Between Singapore and Hagatna

For one person, living is cheaper in Hagatna: $2,740 a month against $3,500 in Singapore, rent and utilities included – about $9,100 less a year. The total is higher in Singapore despite lower rent and utilities.

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Cost of Living Index in Singapore
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Singapore Living Index

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Singapore

🇸🇬 Singapore

$3,500

/mo nomad

Hagatna

🇬🇺 Guam

$2,740

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Hagatna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Hagatna actually costs, broken down by who's living it.

A single person spends $3,500 per month in Singapore vs $2,740 in Hagatna, rent included.

Singapore $3,500
Hagatna $2,740

A couple spends around $5,265 per month in Singapore vs $2,939 in Hagatna, rent included.

Singapore $5,265
Hagatna $2,939

A family of three spends $7,030 per month in Singapore vs $3,138 in Hagatna, rent included.

Singapore $7,030
Hagatna $3,138

Singapore costs about 28% more than Hagatna, and outside of rent the biggest gap is in groceries.

Both Singapore and Hagatna sit above the global median – Singapore by 159%, Hagatna by 103%.

Meal at Budget Restaurant

$11.76 SGD 15.05

Three-Course Dinner for Two, Mid-Range

$70.6 SGD 90.4

Fast Food Meal (McDonalds, etc)

$8.55 SGD 10.94

Cappuccino

$5.20 SGD 6.66

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 SGD 2.27

Water (0.33 liter bottle)

$1.23 SGD 1.58

Local Beer (0.5 liter draught)

$8.26 SGD 10.58

Imported Beer (0.33 liter bottle)

$10.17 SGD 13.01

Milk (1 liter)

$3.04 SGD 3.89

$3.85 $3.85

-21.04%

White Bread (500g)

$2.55 SGD 3.26

Rice (white) (1kg)

$2.86 SGD 3.66

Eggs

$3.53 SGD 4.51

$9.46 $9.46

-62.68%

Local Cheese (1kg)

$21.12 SGD 27.02

Chicken Fillets (1kg)

$9.90 SGD 12.67

Beef Round Steak (1kg)

$25.42 SGD 32.53

Apples (1kg)

$4.57 SGD 5.85

Banana (1kg)

$3.13 SGD 4.00

Oranges (1kg)

$4.72 SGD 6.04

Tomato (1kg)

$2.23 SGD 2.85

Potato (1kg)

$2.57 SGD 3.29

Onion (1kg)

$2.29 SGD 2.93

Lettuce (1 head)

$1.87 SGD 2.39

Water (1.5 liter bottle)

$1.44 SGD 1.84

Cigarettes 20 Pack (Marlboro, Camel)

$13.97 SGD 17.88

Wine (Bottle)

$23.48 SGD 30.05

Local Beer (0.5 liter bottle)

$4.54 SGD 5.80

Imported Beer (0.33 liter bottle)

$4.44 SGD 5.68

One-way Ticket (Public Transport)

$1.57 SGD 2.01

Public Transport Monthly Pass (Regular Price)

$93.8 SGD 120

Taxi Start (Normal Tariff)

$3.64 SGD 4.66

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

Taxi 1hour Waiting (Normal Tariff)

$16.14 SGD 20.66

Gasoline (1 liter)

$2.45 SGD 3.14

$1.32 $1.32

85.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.2K SGD 198.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$148.5K SGD 190.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 SGD 220

$345 $345

-50.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 SGD 15.86

$60.5 $60.5

-79.53%

Internet (50+ Mbps, Unlimited Data)

$26.21 SGD 33.54

$59.6 $59.6

-56.02%

Gym Membership (Monthly)

$108 SGD 138

Tennis Court (1 Hour on Weekend)

$12.31 SGD 15.75

Cinema Ticket

$11.64 SGD 14.90

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,481 SGD 1,895

International Primary School, 1 Child (Yearly)

$28.3K SGD 36.3K

Jeans (Levis 501 Or Similar)

$80.6 SGD 103

Summer Dress (H&M, Zara, etc)

$50.1 SGD 64.1

Sport Shoes (Adidas, Nike)

$112 SGD 143

Men's Leather Business Shoes

$129 SGD 165

1-bedroom Apartment, City Center (Monthly)

$3,015 SGD 3,858

$2,178 $2,178

38.44%

1-bedroom Apartment, Outside City Center (Monthly)

$2,171 SGD 2,778

$2,198 $2,198

-1.25%

3-bedroom Apartment, City Center (Monthly)

$5,842 SGD 7,475

$2,423 $2,423

141.08%

3-bedroom Apartment, Outside City Center (Monthly)

$4,044 SGD 5,174

$2,402 $2,402

68.31%

Buy Apartment in City Center (m2)

$23.8K SGD 30.4K

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.4K

Average Monthly Net Salary (After Tax)

$4,385 SGD 5,611

$6,807 $6,807

-35.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 13, 2026

Last update for Hagatna: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.2K 62%

Hagatna

–

Groceries & Markets

Singapore

$458 13.1%

Hagatna

–

Eating Out

Singapore

$256 7.3%

Hagatna

–

Monthly Utilities & Internet

Singapore

$210 6%

Hagatna

–

Clothing & Footwear

Singapore

$167 4.8%

Hagatna

–

Sport & Entertainment

Singapore

$131 3.8%

Hagatna

–

Getting Around

Singapore

$107 3.1%

Hagatna

–

Cost Breakdown

A central one-bedroom costs $3,015 in Singapore versus $2,178 in Hagatna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Hagatna, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

Good to know

🇸🇬 Singapore

🇬🇺 Hagatna

🕒 Local time

23:20 11:20 PM

01:20 1:20 AM

2 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

1,100 Capital

💱 Currency

Singapore Dollar SGD $

United States Dollar USD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.695 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 17, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to SGD in detail →

On the map

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Between locations

Singapore Hagatna 4,700 km ≈ 6 h nonstop flight

From you

Singapore
Hagatna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Hagatna: Cost of Living - Frequently Asked Questions

Singapore costs about 28% more than Hagatna, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,251 per month in Singapore and $4,110 in Hagatna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Hagatna, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,500 in Singapore and $2,740 in Hagatna. That's a gap of about 28%.

Groceries cost about 499% more in Singapore, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Hagatna, where all-in costs run around $2,740, than in Singapore at $3,500. In Hagatna it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Hagatna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Hagatna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.