Last update: Nov 2026

Cost of Living Comparison Between Singapore and Ghaziabad

For one person, living is cheaper in Ghaziabad: $476 a month against $3,594 in Singapore, rent and utilities included – about $37,400 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Singapore
Learn more

Singapore Living Index
23

Cost of Living Index in Ghaziabad
Learn more

Ghaziabad Living Index

Jump to prices

Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Ghaziabad

🇮🇳 India

$476

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Ghaziabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Ghaziabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,594 in Singapore versus $476 in Ghaziabad.

Singapore $3,594
Ghaziabad $476

Estimated couple costs with rent: $5,314 in Singapore versus $728 in Ghaziabad.

Singapore $5,314
Ghaziabad $728

Monthly costs for a family of three with rent: $7,033 in Singapore versus $980 in Ghaziabad.

Singapore $7,033
Ghaziabad $980

Living in Singapore is roughly 656% more expensive than in Ghaziabad, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Singapore is 166% above, Ghaziabad is 65% below.

Meal at Budget Restaurant

$11.58 SGD 14.84

$3.08 ₹289

275.97%

Three-Course Dinner for Two, Mid-Range

$70.7 SGD 90.5

$16.58 ₹1,556

326.12%

Fast Food Meal (McDonalds, etc)

$8.46 SGD 10.84

$3.69 ₹346

129.27%

Cappuccino

$5.18 SGD 6.64

$1.84 ₹173

181.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 SGD 2.36

$0.48 ₹44.88

283.33%

Water (0.33 liter bottle)

$1.23 SGD 1.58

$0.15 ₹13.73

720.00%

Local Beer (0.5 liter draught)

$9.50 SGD 12.17

$2.42 ₹227

292.56%

Imported Beer (0.33 liter bottle)

$9.86 SGD 12.63

$3.65 ₹343

170.14%

Milk (1 liter)

$3.02 SGD 3.87

$0.73 ₹68.9

313.70%

White Bread (500g)

$2.67 SGD 3.42

$0.53 ₹49.96

403.77%

Rice (white) (1kg)

$2.77 SGD 3.54

$0.81 ₹76.3

241.98%

Eggs

$3.72 SGD 4.77

$1.09 ₹103

241.28%

Local Cheese (1kg)

$21.01 SGD 26.92

$3.84 ₹360

447.14%

Chicken Fillets (1kg)

$9.95 SGD 12.75

$3.11 ₹292

219.94%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$4.59 SGD 5.88

$1.54 ₹145

198.05%

Banana (1kg)

$3.09 SGD 3.96

$0.74 ₹69.4

317.57%

Oranges (1kg)

$4.64 SGD 5.95

$0.64 ₹60.1

625.00%

Tomato (1kg)

$2.18 SGD 2.79

$0.46 ₹43.37

373.91%

Potato (1kg)

$2.33 SGD 2.99

$0.30 ₹28.60

676.67%

Onion (1kg)

$2.31 SGD 2.96

$0.49 ₹46.44

371.43%

Lettuce (1 head)

$1.86 SGD 2.39

$0.27 ₹25.14

588.89%

Water (1.5 liter bottle)

$1.55 SGD 1.98

$0.34 ₹31.47

355.88%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 SGD 18.08

$3.72 ₹349

279.30%

Wine (Bottle)

$23.24 SGD 29.78

$11.71 ₹1,099

98.46%

Local Beer (0.5 liter bottle)

$4.73 SGD 6.06

$2.17 ₹203

117.97%

Imported Beer (0.33 liter bottle)

$4.79 SGD 6.14

$4.67 ₹439

2.57%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.77 ₹542

One-way Ticket (Public Transport)

$1.53 SGD 1.96

$0.55 ₹51.2

178.18%

Public Transport Monthly Pass (Regular Price)

$96.5 SGD 124

$15.53 ₹1,458

521.12%

Taxi Start (Normal Tariff)

$3.58 SGD 4.59

$0.54 ₹50.9

562.96%

Taxi (Normal Tariff) (1km)

$0.76 SGD 0.97

$0.20 ₹18.73

280.00%

Taxi 1hour Waiting (Normal Tariff)

$16.98 SGD 21.75

$1.89 ₹177

798.41%

Gasoline (1 liter)

$2.46 SGD 3.15

$1.05 ₹98.3

134.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$159.4K SGD 204.2K

$11.3K ₹1.1M

1311.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$155.7K SGD 199.5K

$19.0K ₹1.8M

721.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 SGD 215

$50.8 ₹4,768

230.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.24 SGD 15.68

$3.44 ₹323

255.81%

Internet (50+ Mbps, Unlimited Data)

$28.18 SGD 36.11

$9.18 ₹862

206.97%

Gym Membership (Monthly)

$111 SGD 142

$14.51 ₹1,362

662.37%

Tennis Court (1 Hour on Weekend)

$11.60 SGD 14.86

$4.83 ₹454

140.17%

Cinema Ticket

$12.24 SGD 15.68

$2.58 ₹242

374.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,899 SGD 2,433

$82.0 ₹7,700

2215.51%

International Primary School, 1 Child (Yearly)

$39.1K SGD 50.1K

$2,885 ₹270.9K

1256.13%

Jeans (Levis 501 Or Similar)

$79.6 SGD 102

$25.60 ₹2,403

211.09%

Summer Dress (H&M, Zara, etc)

$50.7 SGD 65.0

$23.34 ₹2,192

117.18%

Sport Shoes (Adidas, Nike)

$112 SGD 143

$49.25 ₹4,625

126.60%

Men's Leather Business Shoes

$125 SGD 160

$29.33 ₹2,754

324.62%

1-bedroom Apartment, City Center (Monthly)

$3,191 SGD 4,089

$153 ₹14.3K

1989.78%

1-bedroom Apartment, Outside City Center (Monthly)

$2,257 SGD 2,892

$121 ₹11.4K

1759.74%

3-bedroom Apartment, City Center (Monthly)

$6,173 SGD 7,910

$354 ₹33.2K

1644.38%

3-bedroom Apartment, Outside City Center (Monthly)

$4,035 SGD 5,170

$224 ₹21.1K

1698.75%

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

$1,132 ₹106.3K

1981.09%

Buy Apartment Outside City Center (m2)

$16.5K SGD 21.2K

$761 ₹71.5K

2069.09%

Average Monthly Net Salary (After Tax)

$4,526 SGD 5,799

$355 ₹33.3K

1175.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

9.21

-73.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: November 2, 2026

Last update for Ghaziabad: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.3K 62.8%

Ghaziabad

$121 25.5% 94.6% $2.1K

Groceries & Markets

Singapore

$459 12.8%

Ghaziabad

$115 24.2% 75% $344

Eating Out

Singapore

$260 7.2%

Ghaziabad

$80 16.8% 69.3% $180

Monthly Utilities & Internet

Singapore

$208 5.8%

Ghaziabad

$63 13.3% 69.6% $145

Clothing & Footwear

Singapore

$165 4.6%

Ghaziabad

$57 12.1% 65.2% $108

Sport & Entertainment

Singapore

$135 3.8%

Ghaziabad

$20 4.1% 85.4% $115

Getting Around

Singapore

$110 3.1%

Ghaziabad

$19 4.1% 82.5% $91

Cost Breakdown

A one-bedroom apartment in the center runs $3,191 in Singapore and $153 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Singapore pays about 13 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $71 in Singapore vs $17 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $459 vs $115 per month, with Ghaziabad cheaper across the board.

Good to know

🇸🇬 Singapore

🇮🇳 Ghaziabad

🕒 Local time

07:26 7:26 AM

04:56 4:56 AM

2 h 30 min behind Singapore

🌤 Weather

👥 Population

5,535,002 Capital

1,729,000

💱 Currency

Singapore Dollar SGD $

Indian Rupee INR ₹

📈 Exchange rate

1 SGD = 0.78 USD

1 SGD = 0.698 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.698 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to SGD in detail →

On the map

Lowest

Highest

Between locations

Singapore Ghaziabad 4,140 km ≈ 6 h nonstop flight

From you

Singapore
Ghaziabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is about 87% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Singapore is about 13 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,191 in Singapore versus $153 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $17 versus $71 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,594 per month in Singapore versus $476 in Ghaziabad – Ghaziabad is about 87% cheaper, which adds up to real savings over time.

At $476 in Ghaziabad versus $3,594 in Singapore, a $1,000 budget is realistic in Ghaziabad but tight or insufficient in Singapore. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Singapore, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Ghaziabad gentler on the wallet – expenses run 87% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.