Last update: Oct 2026

Cost of Living Comparison Between Singapore and Agana Heights

For one person, living is cheaper in Agana Heights: $1,009 a month against $3,454 in Singapore, rent and utilities included – about $29,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Singapore
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Singapore Living Index

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Singapore

🇸🇬 Singapore

$3,454

/mo nomad

Agana Heights

🇬🇺 Guam

$1,009

/mo nomad

Monthly Cost of Living

How much you'll spend in Singapore and in Agana Heights

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Singapore and in Agana Heights actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,454 in Singapore versus $1,009 in Agana Heights.

Singapore $3,454
Agana Heights $1,009

Estimated couple costs with rent: $5,224 in Singapore versus $1,355 in Agana Heights.

Singapore $5,224
Agana Heights $1,355

Monthly costs for a family of three with rent: $6,994 in Singapore versus $1,701 in Agana Heights.

Singapore $6,994
Agana Heights $1,701

Living in Singapore is roughly 242% more expensive than in Agana Heights, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Singapore is 158% above, Agana Heights is 25% below.

Meal at Budget Restaurant

$11.53 SGD 14.77

Three-Course Dinner for Two, Mid-Range

$71.2 SGD 91.2

Fast Food Meal (McDonalds, etc)

$8.76 SGD 11.22

Cappuccino

$5.25 SGD 6.73

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 SGD 2.34

Water (0.33 liter bottle)

$1.25 SGD 1.60

Local Beer (0.5 liter draught)

$8.42 SGD 10.79

Imported Beer (0.33 liter bottle)

$10.02 SGD 12.83

Milk (1 liter)

$2.94 SGD 3.76

$1.75 $1.75

68.00%

White Bread (500g)

$2.47 SGD 3.16

$4.76 $4.76

-48.11%

Rice (white) (1kg)

$2.71 SGD 3.47

$1.77 $1.77

53.11%

Eggs

$3.73 SGD 4.77

$3.91 $3.91

-4.60%

Local Cheese (1kg)

$21.54 SGD 27.58

$26.95 $26.95

-20.07%

Chicken Fillets (1kg)

$9.52 SGD 12.20

$6.46 $6.46

47.37%

Beef Round Steak (1kg)

$25.98 SGD 33.27

$17.29 $17.29

50.26%

Apples (1kg)

$4.48 SGD 5.74

$3.88 $3.88

15.46%

Banana (1kg)

$3.11 SGD 3.99

$1.17 $1.17

165.81%

Oranges (1kg)

$4.62 SGD 5.92

$1.91 $1.91

141.88%

Tomato (1kg)

$2.23 SGD 2.86

$6.49 $6.49

-65.64%

Potato (1kg)

$2.50 SGD 3.20

$2.78 $2.78

-10.07%

Onion (1kg)

$2.38 SGD 3.05

$2.80 $2.80

-15.00%

Lettuce (1 head)

$1.78 SGD 2.28

$4.06 $4.06

-56.16%

Water (1.5 liter bottle)

$1.51 SGD 1.93

$1.96 $1.96

-22.96%

Cigarettes 20 Pack (Marlboro, Camel)

$14.18 SGD 18.16

$9.85 $9.85

43.96%

Wine (Bottle)

$23.79 SGD 30.47

$12.03 $12.03

97.76%

Local Beer (0.5 liter bottle)

$4.51 SGD 5.78

$1.74 $1.74

159.20%

Imported Beer (0.33 liter bottle)

$4.57 SGD 5.86

$1.53 $1.53

198.69%

One-way Ticket (Public Transport)

$1.58 SGD 2.03

$2.97 $2.97

-46.80%

Public Transport Monthly Pass (Regular Price)

$96.4 SGD 123

$60.3 $60.3

59.73%

Taxi Start (Normal Tariff)

$3.63 SGD 4.65

$9.83 $9.83

-63.07%

Taxi (Normal Tariff) (1km)

$0.80 SGD 1.02

Taxi 1hour Waiting (Normal Tariff)

$16.18 SGD 20.72

Gasoline (1 liter)

$2.51 SGD 3.21

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$155.9K SGD 199.6K

$38.4K $38.4K

305.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$145.8K SGD 186.7K

$34.9K $34.9K

318.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 SGD 224

$342 $342

-48.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.45 SGD 15.94

$75.6 $75.6

-83.53%

Internet (50+ Mbps, Unlimited Data)

$26.64 SGD 34.11

$96.5 $96.5

-72.38%

Gym Membership (Monthly)

$112 SGD 143

Tennis Court (1 Hour on Weekend)

$12.07 SGD 15.46

Cinema Ticket

$11.60 SGD 14.85

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,463 SGD 1,874

International Primary School, 1 Child (Yearly)

$28.4K SGD 36.3K

Jeans (Levis 501 Or Similar)

$81.5 SGD 104

Summer Dress (H&M, Zara, etc)

$50.6 SGD 64.8

Sport Shoes (Adidas, Nike)

$112 SGD 143

Men's Leather Business Shoes

$130 SGD 166

1-bedroom Apartment, City Center (Monthly)

$2,916 SGD 3,734

1-bedroom Apartment, Outside City Center (Monthly)

$2,128 SGD 2,725

3-bedroom Apartment, City Center (Monthly)

$5,654 SGD 7,241

3-bedroom Apartment, Outside City Center (Monthly)

$3,968 SGD 5,081

Buy Apartment in City Center (m2)

$23.6K SGD 30.2K

Buy Apartment Outside City Center (m2)

$16.8K SGD 21.5K

Average Monthly Net Salary (After Tax)

$4,369 SGD 5,594

20-Year Fixed Mortgage Interest Rate (Annual %)

2.44

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Singapore: October 5, 2026

Last update for Agana Heights: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Singapore

$2.1K 61.4%

Agana Heights

–

Groceries & Markets

Singapore

$457 13.2%

Agana Heights

–

Eating Out

Singapore

$256 7.4%

Agana Heights

–

Monthly Utilities & Internet

Singapore

$214 6.2%

Agana Heights

–

Clothing & Footwear

Singapore

$168 4.9%

Agana Heights

–

Sport & Entertainment

Singapore

$135 3.9%

Agana Heights

–

Getting Around

Singapore

$110 3.2%

Agana Heights

–

Good to know

🇸🇬 Singapore

🇬🇺 Agana Heights

🕒 Local time

12:41 12:41 PM

14:41 2:41 PM

2 h ahead of Singapore

🌤 Weather

👥 Population

5,535,002 Capital

3,940

💱 Currency

Singapore Dollar SGD $

United States Dollar USD $

📈 Exchange rate

1 SGD = 0.781 USD

1 SGD = 0.696 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to SGD – Singapore Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇬 Singapore Dollar ($)

Singapore Dollar exchange rates as of October 10, 2026: 1 USD = 1.28 SGD (1 SGD = 0.781 USD). 1 EUR = 1.44 SGD (1 SGD = 0.696 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to SGD in detail →

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Singapore Agana Heights 4,700 km ≈ 6 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Singapore vs Agana Heights: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 242% lower than in Singapore. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $5,180 in Singapore and $1,513 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $3,454 per month in Singapore versus $1,009 in Agana Heights – a 242% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 12% higher in Singapore. For households that cook at home regularly, that difference adds up over a month.

At $1,009 in Agana Heights versus $3,454 in Singapore, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Singapore. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Singapore and Agana Heights are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 242% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.