Last update: Nov 2026

Cost of Living Comparison Between Simpson Bay and Toronto

For one person, living is cheaper in Toronto: $2,599 a month against $3,856 in Simpson Bay, rent and utilities included – about $15,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Toronto
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Toronto Living Index

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Simpson Bay

🇸🇽 Sint Maarten

$3,856

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Simpson Bay and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Simpson Bay and in Toronto actually costs, broken down by who's living it.

A single person spends $3,856 per month in Simpson Bay vs $2,599 in Toronto, rent included.

Simpson Bay $3,856
Toronto $2,599

A couple spends around $6,539 per month in Simpson Bay vs $3,700 in Toronto, rent included.

Simpson Bay $6,539
Toronto $3,700

A family of three spends $9,222 per month in Simpson Bay vs $4,801 in Toronto, rent included.

Simpson Bay $9,222
Toronto $4,801

Simpson Bay costs about 48% more than Toronto, and outside of rent the biggest gap is in groceries.

Both Simpson Bay and Toronto sit above the global median – Simpson Bay by 185%, Toronto by 92%.

Meal at Budget Restaurant

$18.72 ANG 33.52

$17.98 CA$25.09

4.12%

Three-Course Dinner for Two, Mid-Range

$130 ANG 232

$72.3 CA$101

79.66%

Fast Food Meal (McDonalds, etc)

$12.94 ANG 23.16

$10.83 CA$15.11

19.48%

Cappuccino

$4.29 ANG 7.68

$4.34 CA$6.06

-1.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 ANG 5.24

$2.16 CA$3.01

35.65%

Water (0.33 liter bottle)

$2.97 ANG 5.32

$1.66 CA$2.31

78.92%

Local Beer (0.5 liter draught)

$5.48 ANG 9.81

$6.35 CA$8.86

-13.70%

Imported Beer (0.33 liter bottle)

$3.98 ANG 7.13

$7.34 CA$10.25

-45.78%

Milk (1 liter)

$3.94 ANG 7.06

$2.57 CA$3.59

53.31%

White Bread (500g)

$2.79 ANG 4.99

$2.71 CA$3.78

2.95%

Rice (white) (1kg)

$3.05 ANG 5.46

$2.28 CA$3.18

33.77%

Eggs

$4.46 ANG 7.98

$3.60 CA$5.03

23.89%

Local Cheese (1kg)

$25.44 ANG 45.53

$8.94 CA$12.48

184.56%

Chicken Fillets (1kg)

$13.59 ANG 24.33

$11.19 CA$15.62

21.45%

Beef Round Steak (1kg)

$17.13 ANG 30.65

$15.23 CA$21.25

12.48%

Apples (1kg)

$4.32 ANG 7.73

$3.74 CA$5.23

15.51%

Banana (1kg)

$3.52 ANG 6.31

$1.23 CA$1.71

186.18%

Oranges (1kg)

$6.66 ANG 11.92

$3.58 CA$5.00

86.03%

Tomato (1kg)

$4.98 ANG 8.91

$4.25 CA$5.93

17.18%

Potato (1kg)

$3.92 ANG 7.01

$1.94 CA$2.71

102.06%

Onion (1kg)

$3.55 ANG 6.36

$1.67 CA$2.33

112.57%

Lettuce (1 head)

$3.06 ANG 5.48

$2.30 CA$3.21

33.04%

Water (1.5 liter bottle)

$1.41 ANG 2.53

$1.26 CA$1.76

11.90%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.81

Wine (Bottle)

$14.74 ANG 26.38

$14.25 CA$19.89

3.44%

Local Beer (0.5 liter bottle)

$2.28 CA$3.18

Imported Beer (0.33 liter bottle)

$1.80 ANG 3.22

$2.58 CA$3.61

-30.23%

One-way Ticket (Public Transport)

$2.96 ANG 5.29

$2.35 CA$3.29

25.96%

Public Transport Monthly Pass (Regular Price)

$111 CA$155

Taxi Start (Normal Tariff)

$14.97 ANG 26.80

$3.01 CA$4.21

397.34%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.47

Gasoline (1 liter)

$1.25 ANG 2.25

$1.23 CA$1.72

1.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$505 ANG 904

$121 CA$169

318.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.57 ANG 61.9

$33.10 CA$46.21

4.44%

Internet (50+ Mbps, Unlimited Data)

$88.4 ANG 158

$49.09 CA$68.5

80.02%

Gym Membership (Monthly)

$76.1 ANG 136

$36.65 CA$51.2

107.53%

Tennis Court (1 Hour on Weekend)

$25.01 CA$34.91

Cinema Ticket

$8.15 ANG 14.59

$12.78 CA$17.84

-36.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$745 ANG 1,334

$754 CA$1,053

-1.20%

International Primary School, 1 Child (Yearly)

$12.0K ANG 21.4K

$33.7K CA$47.0K

-64.47%

Jeans (Levis 501 Or Similar)

$49.66 ANG 88.9

$50.4 CA$70.3

-1.45%

Summer Dress (H&M, Zara, etc)

$40.54 ANG 72.6

$41.43 CA$57.8

-2.15%

Sport Shoes (Adidas, Nike)

$98.5 ANG 176

$101 CA$141

-2.72%

Men's Leather Business Shoes

$59.6 ANG 107

$130 CA$182

-54.26%

1-bedroom Apartment, City Center (Monthly)

$2,289 ANG 4,097

$1,590 CA$2,219

43.99%

1-bedroom Apartment, Outside City Center (Monthly)

$2,230 ANG 3,992

$1,424 CA$1,988

56.57%

3-bedroom Apartment, City Center (Monthly)

$5,892 ANG 10.5K

$2,641 CA$3,687

123.10%

3-bedroom Apartment, Outside City Center (Monthly)

$5,710 ANG 10.2K

$2,090 CA$2,918

173.20%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,620

Average Monthly Net Salary (After Tax)

$3,623 CA$5,057

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Simpson Bay: November 1, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Simpson Bay

–

Toronto

$1.4K 54.8%

Groceries & Markets

Simpson Bay

–

Toronto

$345 13.3%

Eating Out

Simpson Bay

–

Toronto

$290 11.2%

Monthly Utilities & Internet

Simpson Bay

–

Toronto

$203 7.8%

Clothing & Footwear

Simpson Bay

–

Toronto

$145 5.6%

Getting Around

Simpson Bay

–

Toronto

$130 5%

Sport & Entertainment

Simpson Bay

–

Toronto

$62 2.4%

Cost Breakdown

A central one-bedroom costs $2,289 in Simpson Bay versus $1,590 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $130 in Simpson Bay versus $72 in Toronto. Monthly groceries follow the same trend: $468 vs $345 – making Toronto the more affordable choice for daily food spending.

Good to know

🇸🇽 Simpson Bay

🇨🇦 Toronto

🕒 Local time

15:11 3:11 PM

14:11 2:11 PM

1 h behind Simpson Bay

🌤 Weather

👥 Population

6,000

2,731,571

💱 Currency

Netherlands Antillean Guilder ANG ƒ

Canadian Dollar CAD $

📈 Exchange rate

1 ANG = 0.559 USD

1 ANG = 0.497 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, USD, EUR to ANG – Netherlands Antillean Guilder Converter

🇺🇸 United States Dollar ($)

🌐 Netherlands Antillean Guilder (ƒ)

Netherlands Antillean Guilder exchange rates as of November 5, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.497 EUR).

Canadian Dollar exchange rates as of November 5, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

USD to ANG in detail →

On the map

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Between locations

Simpson Bay Toronto 3,230 km ≈ 4 h 30 min nonstop flight

From you

Simpson Bay
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Simpson Bay vs Toronto: Cost of Living - Frequently Asked Questions

Simpson Bay costs about 48% more than Toronto, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,784 per month in Simpson Bay and $3,899 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments: a one-bedroom in the center costs $1,590 there versus $2,289 in Simpson Bay.

A mid-range dinner for two costs $130 in Simpson Bay and $72 in Toronto. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 36% more in Simpson Bay, though the gap depends on what you buy.

$2,500 is a stretch for both – monthly costs hit $3,856 in Simpson Bay and $2,599 in Toronto. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Simpson Bay has an edge in some lifestyle areas, with costs from $2,599 in Toronto to $3,856 in Simpson Bay. Climate, culture, job market, and personal taste all factor in.