Last update: Oct 2026

Cost of Living Comparison Between Silver City, NM and Montreal

For one person, living is cheaper in Montreal: $2,003 a month against $2,540 in Silver City, NM, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

Silver City, NM
🇺🇸 United States
$2,540
/mo nomad
Montreal
🇨🇦 Canada
$2,003
/mo nomad
Monthly Cost of Living

How much you'll spend in Silver City, NM and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Silver City, NM and in Montreal actually costs, broken down by who's living it.

A single person spends $2,540 per month in Silver City, NM vs $2,003 in Montreal, rent included.

  • Silver City, NM $2,540
  • Montreal $2,003

A couple spends around $3,772 per month in Silver City, NM vs $3,048 in Montreal, rent included.

  • Silver City, NM $3,772
  • Montreal $3,048

A family of three spends $5,003 per month in Silver City, NM vs $4,092 in Montreal, rent included.

  • Silver City, NM $5,003
  • Montreal $4,092

Silver City, NM costs about 27% more than Montreal, and outside of rent the biggest gap is in transport.

Both Silver City, NM and Montreal sit above the global median – Silver City, NM by 90%, Montreal by 49%.

Currency
🍽 Eating Out
Silver City, NM
Montreal
Difference
Meal at Budget Restaurant
$19.71 $19.71
$19.31 CA$27.53
2.07%
Three-Course Dinner for Two, Mid-Range
$79.2 $79.2
$75.5 CA$108
4.91%
Fast Food Meal (McDonalds, etc)
$12.75 $12.75
$10.63 CA$15.15
19.94%
Cappuccino
$5.21 $5.21
$3.93 CA$5.60
32.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.77 $2.77
$1.92 CA$2.74
44.27%
Water (0.33 liter bottle)
$1.41 $1.41
$1.48 CA$2.11
-4.73%
Local Beer (0.5 liter draught)
$6.86 $6.86
$6.30 CA$8.98
8.89%
Imported Beer (0.33 liter bottle)
$6.85 $6.85
$7.19 CA$10.25
-4.73%
🛒 Groceries & Markets
Silver City, NM
Montreal
Difference
Milk (1 liter)
$0.86 $0.86
$2.22 CA$3.17
-61.26%
White Bread (500g)
$3.22 $3.22
$3.06 CA$4.37
5.23%
Rice (white) (1kg)
$2.47 $2.47
$2.94 CA$4.19
-15.99%
Eggs
$4.63 $4.63
$3.53 CA$5.04
31.16%
Local Cheese (1kg)
$13.40 $13.40
$13.19 CA$18.80
1.59%
Chicken Fillets (1kg)
$11.08 $11.08
$11.24 CA$16.02
-1.42%
Beef Round Steak (1kg)
$16.92 $16.92
$13.81 CA$19.69
22.52%
Apples (1kg)
$4.46 $4.46
$3.40 CA$4.85
31.18%
Banana (1kg)
$1.66 $1.66
$1.44 CA$2.06
15.28%
Oranges (1kg)
$3.90 $3.90
$3.26 CA$4.65
19.63%
Tomato (1kg)
$4.31 $4.31
$2.88 CA$4.10
49.65%
Potato (1kg)
$2.50 $2.50
$1.86 CA$2.65
34.41%
Onion (1kg)
$2.44 $2.44
$1.82 CA$2.60
34.07%
Lettuce (1 head)
$2.16 $2.16
$2.43 CA$3.46
-11.11%
Water (1.5 liter bottle)
$1.52 $1.52
$1.52 CA$2.17
-
Cigarettes 20 Pack (Marlboro, Camel)
$10.47 $10.47
$11.45 CA$16.33
-8.56%
Wine (Bottle)
$13.47 $13.47
$10.36 CA$14.77
30.02%
Local Beer (0.5 liter bottle)
$2.46 $2.46
$2.22 CA$3.16
10.81%
Imported Beer (0.33 liter bottle)
$3.79 $3.79
$2.82 CA$4.02
34.40%
🚌 Getting Around
Silver City, NM
Montreal
Difference
One-way Ticket (Public Transport)
$1.89 $1.89
$2.58 CA$3.67
-26.74%
Public Transport Monthly Pass (Regular Price)
-
$76.9 CA$110
-
Taxi Start (Normal Tariff)
$2.78 $2.78
$3.25 CA$4.64
-14.46%
Taxi (Normal Tariff) (1km)
$1.33 $1.33
$1.48 CA$2.11
-10.14%
Taxi 1hour Waiting (Normal Tariff)
$35.30 $35.30
$33.04 CA$47.11
6.84%
Gasoline (1 liter)
$0.91 $0.91
$1.36 CA$1.94
-33.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8K $36.8K
$27.4K CA$39.1K
34.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.0K $22.0K
$20.0K CA$28.5K
9.95%
🧾 Monthly Utilities & Internet
Silver City, NM
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$200 $200
$76.1 CA$109
163.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.0 $61.0
$34.68 CA$49.45
75.92%
Internet (50+ Mbps, Unlimited Data)
$73.2 $73.2
$42.69 CA$60.9
71.35%
🎉 Sport & Entertainment
Silver City, NM
Montreal
Difference
Gym Membership (Monthly)
$38.96 $38.96
$28.94 CA$41.27
34.62%
Tennis Court (1 Hour on Weekend)
-
$20.33 CA$28.98
-
Cinema Ticket
$12.82 $12.82
$11.21 CA$15.98
14.36%
🧸 Childcare & Education
Silver City, NM
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,097 $1,097
$505 CA$720
117.09%
International Primary School, 1 Child (Yearly)
$15.7K $15.7K
$16.0K CA$22.8K
-1.72%
👕👟 Clothing & Footwear
Silver City, NM
Montreal
Difference
Jeans (Levis 501 Or Similar)
$55.9 $55.9
$58.5 CA$83.4
-4.46%
Summer Dress (H&M, Zara, etc)
$43.76 $43.76
$38.00 CA$54.2
15.16%
Sport Shoes (Adidas, Nike)
$96.8 $96.8
$92.7 CA$132
4.46%
Men's Leather Business Shoes
$116 $116
$106 CA$151
10.06%
🏠 Accommodation & Living
Silver City, NM
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,106 $1,106
$1,240 CA$1,768
-10.78%
1-bedroom Apartment, Outside City Center (Monthly)
$1,286 $1,286
$986 CA$1,406
30.43%
3-bedroom Apartment, City Center (Monthly)
$1,971 $1,971
$2,102 CA$2,997
-6.25%
3-bedroom Apartment, Outside City Center (Monthly)
$2,158 $2,158
$1,615 CA$2,302
33.67%
Buy Apartment in City Center (m2)
$1,902 $1,902
$5,043 CA$7,191
-62.28%
Buy Apartment Outside City Center (m2)
$1,927 $1,927
$3,830 CA$5,461
-49.69%
💵 Salaries & Financials
Silver City, NM
Montreal
Difference
Average Monthly Net Salary (After Tax)
$2,990 $2,990
$2,920 CA$4,164
2.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
4.46
44.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Silver City, NM: October 3, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Silver City, NM
$1.3K
Montreal
$986 23.3% $300
Groceries & Markets
Silver City, NM
$371
Montreal
$344 7.4% $28
Monthly Utilities & Internet
Silver City, NM
$334
Montreal
$154 54.1% $181
Eating Out
Silver City, NM
$323
Montreal
$293 9.4% $30
Clothing & Footwear
Silver City, NM
$141
Montreal
$133 5.7% $8.1
Sport & Entertainment
Silver City, NM
$65
Montreal
$51 20.5% $13
Getting Around
Silver City, NM
$17 *
Montreal
$98 475% $81

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,106 in Silver City, NM versus $1,240 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Silver City, NM, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Silver City, NM versus $75.0 in Montreal. Monthly groceries follow the same trend: $371 vs $344 – making Montreal the more affordable choice for daily food spending.

Good to know
🇺🇸 Silver City, NM
🇨🇦 Montreal
🕒 Local time
01:55 1:55 AM
03:55 3:55 AM
2 h ahead of Silver City, NM
🌤 Weather
👥 Population
9,700
1,762,949
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

On the map
Between locations
  • Silver City, NM Montreal 3,280 km ≈ 4 h 30 min nonstop flight
From you
  • Silver City, NM
  • Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Silver City, NM vs Montreal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Silver City, NM or Montreal?
Silver City, NM costs about 27% more than Montreal, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Silver City, NM and in Montreal?
For a comfortable life, plan on about $3,810 per month in Silver City, NM and $3,005 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Silver City, NM or Montreal?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Silver City, NM and in Montreal?
A mid-range dinner for two costs $79.0 in Silver City, NM and $75.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Silver City, NM or in Montreal?
Groceries cost about 8% more in Silver City, NM, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $2,000/month in Silver City, NM or in Montreal?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,003, than in Silver City, NM at $2,540. In Montreal it covers expenses comfortably, while in Silver City, NM it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Silver City, NM or Montreal?
For digital nomads, it depends on budget. Montreal costs $2,003 versus $2,540 in Silver City, NM. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Silver City, NM compared to Montreal?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Silver City, NM or to Montreal?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Silver City, NM makes more sense. Both are solid long-term options with distinct trade-offs.

Silver City, NM vs other spots: cost of living compared

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