Last update: Oct 2026

Cost of Living Comparison Between Silver City, NM and Lima

For one person, living is cheaper in Lima: $996 a month against $2,540 in Silver City, NM, rent and utilities included – about $18,500 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Silver City, NM
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Silver City, NM Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Silver City, NM

🇺🇸 United States

$2,540

/mo nomad

Lima

🇵🇪 Peru

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Silver City, NM and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Silver City, NM and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,540 in Silver City, NM versus $996 in Lima.

Silver City, NM $2,540
Lima $996

Estimated couple costs with rent: $3,772 in Silver City, NM versus $1,594 in Lima.

Silver City, NM $3,772
Lima $1,594

Monthly costs for a family of three with rent: $5,003 in Silver City, NM versus $2,191 in Lima.

Silver City, NM $5,003
Lima $2,191

Living in Silver City, NM is roughly 155% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Silver City, NM is 90% above, Lima is 26% below.

Meal at Budget Restaurant

$19.71 $19.71

$4.42 PEN 15.21

345.93%

Three-Course Dinner for Two, Mid-Range

$79.2 $79.2

$35.04 PEN 121

126.06%

Fast Food Meal (McDonalds, etc)

$12.75 $12.75

$6.84 PEN 23.53

86.40%

Cappuccino

$5.21 $5.21

$3.27 PEN 11.26

59.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$1.10 PEN 3.80

151.82%

Water (0.33 liter bottle)

$1.41 $1.41

$0.65 PEN 2.23

116.92%

Local Beer (0.5 liter draught)

$6.86 $6.86

$2.58 PEN 8.88

165.89%

Imported Beer (0.33 liter bottle)

$6.85 $6.85

$4.47 PEN 15.39

53.24%

Milk (1 liter)

$0.86 $0.86

$1.59 PEN 5.48

-45.91%

White Bread (500g)

$3.22 $3.22

$2.58 PEN 8.89

24.81%

Rice (white) (1kg)

$2.47 $2.47

$1.36 PEN 4.67

81.62%

Eggs

$4.63 $4.63

$2.95 PEN 10.15

56.95%

Local Cheese (1kg)

$13.40 $13.40

$9.10 PEN 31.30

47.25%

Chicken Fillets (1kg)

$11.08 $11.08

$5.81 PEN 19.99

90.71%

Beef Round Steak (1kg)

$16.92 $16.92

$9.83 PEN 33.81

72.13%

Apples (1kg)

$4.46 $4.46

$2.01 PEN 6.92

121.89%

Banana (1kg)

$1.66 $1.66

$1.08 PEN 3.70

53.70%

Oranges (1kg)

$3.90 $3.90

$1.37 PEN 4.72

184.67%

Tomato (1kg)

$4.31 $4.31

$1.48 PEN 5.08

191.22%

Potato (1kg)

$2.50 $2.50

$0.96 PEN 3.32

160.42%

Onion (1kg)

$2.44 $2.44

$0.85 PEN 2.93

187.06%

Lettuce (1 head)

$2.16 $2.16

$0.88 PEN 3.03

145.45%

Water (1.5 liter bottle)

$1.52 $1.52

$0.87 PEN 2.98

74.71%

Cigarettes 20 Pack (Marlboro, Camel)

$10.47 $10.47

$5.90 PEN 20.31

77.46%

Wine (Bottle)

$13.47 $13.47

$8.81 PEN 30.31

52.89%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$1.92 PEN 6.59

28.13%

Imported Beer (0.33 liter bottle)

$3.79 $3.79

$3.20 PEN 11.02

18.44%

One-way Ticket (Public Transport)

$1.89 $1.89

$0.68 PEN 2.33

177.94%

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 92.0

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.81 PEN 13.11

-27.03%

Taxi (Normal Tariff) (1km)

$1.33 $1.33

$2.04 PEN 7.03

-34.80%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$7.14 PEN 24.58

394.40%

Gasoline (1 liter)

$0.91 $0.91

$1.65 PEN 5.67

-44.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$22.2K PEN 76.3K

65.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K $22.0K

$25.7K PEN 88.3K

-14.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$73.0 PEN 251

174.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.0 $61.0

$16.26 PEN 56.0

275.22%

Internet (50+ Mbps, Unlimited Data)

$73.2 $73.2

$27.60 PEN 95.0

165.04%

Gym Membership (Monthly)

$38.96 $38.96

$33.07 PEN 114

17.81%

Tennis Court (1 Hour on Weekend)

$19.49 PEN 67.1

Cinema Ticket

$12.82 $12.82

$7.39 PEN 25.42

73.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,097 $1,097

$182 PEN 626

502.52%

International Primary School, 1 Child (Yearly)

$15.7K $15.7K

$13.3K PEN 45.8K

18.13%

Jeans (Levis 501 Or Similar)

$55.9 $55.9

$52.6 PEN 181

6.34%

Summer Dress (H&M, Zara, etc)

$43.76 $43.76

$34.23 PEN 118

27.84%

Sport Shoes (Adidas, Nike)

$96.8 $96.8

$83.8 PEN 288

15.60%

Men's Leather Business Shoes

$116 $116

$79.0 PEN 272

47.33%

1-bedroom Apartment, City Center (Monthly)

$1,106 $1,106

$723 PEN 2,488

52.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,286 $1,286

$340 PEN 1,170

278.12%

3-bedroom Apartment, City Center (Monthly)

$1,971 $1,971

$1,184 PEN 4,075

66.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,158 $2,158

$635 PEN 2,184

240.06%

Buy Apartment in City Center (m2)

$1,902 $1,902

$2,449 PEN 8,424

-22.31%

Buy Apartment Outside City Center (m2)

$1,927 $1,927

$1,372 PEN 4,719

40.47%

Average Monthly Net Salary (After Tax)

$2,990 $2,990

$653 PEN 2,245

358.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

8.94

-27.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Silver City, NM: October 3, 2026

Last update for Lima: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Silver City, NM

$1.3K 50.7%

Lima

$340 33.6% 73.6% $946

Groceries & Markets

Silver City, NM

$371 14.6%

Lima

$226 22.4% 39% $145

Monthly Utilities & Internet

Silver City, NM

$334 13.2%

Lima

$117 11.6% 65% $218

Eating Out

Silver City, NM

$323 12.7%

Lima

$124 12.3% 61.6% $199

Clothing & Footwear

Silver City, NM

$141 5.6%

Lima

$112 11.1% 20.2% $28

Sport & Entertainment

Silver City, NM

$65 2.6%

Lima

$48 4.7% 25.9% $17

Getting Around

Silver City, NM

$17 * 0.7%

Lima

$43 4.3% 156% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,106 in Silver City, NM and $723 in Lima. Housing cost is often the main lever when comparing two cities.

Silver City, NM pays 358% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Silver City, NM vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $371 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Silver City, NM

🇵🇪 Lima

🕒 Local time

04:17 4:17 AM

05:17 5:17 AM

1 h ahead of Silver City, NM

🌤 Weather

👥 Population

9,700

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.892 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Peruvian Sol exchange rates as of October 12, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Silver City, NM Lima 5,990 km ≈ 8 h nonstop flight

From you

Silver City, NM
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Silver City, NM vs Lima: Cost of Living - Frequently Asked Questions

Silver City, NM and Lima differ by about 155% in total monthly costs ($2,540 vs $996 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 358% higher in Silver City, NM, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,106 in Silver City, NM versus $723 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in Silver City, NM. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,540 per month in Silver City, NM versus $996 in Lima – a 155% gap that adds up to real savings over time for anyone picking the cheaper option.

At $996 in Lima versus $2,540 in Silver City, NM, a $2,000 budget is realistic in Lima but tight or insufficient in Silver City, NM. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 155% less than in Silver City, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.