Last update: Oct 2026

Cost of Living Comparison Between Sibenik and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,353 in Sibenik, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Sibenik
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Sibenik Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Sibenik

🇭🇷 Croatia

$1,353

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sibenik and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sibenik and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Sibenik versus $918 in Cebu.

Sibenik $1,353
Cebu $918

Estimated couple costs with rent: $1,965 in Sibenik versus $1,409 in Cebu.

Sibenik $1,965
Cebu $1,409

Monthly costs for a family of three with rent: $2,577 in Sibenik versus $1,900 in Cebu.

Sibenik $2,577
Cebu $1,900

Living in Sibenik is roughly 47% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sibenik is 0% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.58 €12.13

$3.09 ₱194

339.48%

Three-Course Dinner for Two, Mid-Range

$51.3 €45.84

$24.22 ₱1,521

111.89%

Fast Food Meal (McDonalds, etc)

$7.33 €6.55

$3.92 ₱246

86.99%

Cappuccino

$2.37 €2.11

$2.51 ₱157

-5.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 €1.64

$1.59 ₱100

15.72%

Water (0.33 liter bottle)

$1.06 €0.94

$0.53 ₱33.36

100.00%

Local Beer (0.5 liter draught)

$3.15 €2.81

$1.78 ₱112

76.97%

Imported Beer (0.33 liter bottle)

$4.60 €4.11

$2.17 ₱136

111.98%

Milk (1 liter)

$1.01 €0.90

$1.92 ₱121

-47.40%

White Bread (500g)

$1.14 €1.02

$1.36 ₱85.2

-16.18%

Rice (white) (1kg)

$1.73 €1.54

$1.01 ₱63.4

71.29%

Eggs

$3.55 €3.17

$2.03 ₱127

74.88%

Local Cheese (1kg)

$8.23 €7.35

$9.86 ₱620

-16.53%

Chicken Fillets (1kg)

$8.30 €7.41

$4.39 ₱276

89.07%

Beef Round Steak (1kg)

$10.37 €9.26

$7.60 ₱478

36.45%

Apples (1kg)

$1.33 €1.19

$3.30 ₱207

-59.70%

Banana (1kg)

$1.58 €1.41

$1.39 ₱87.6

13.67%

Oranges (1kg)

$1.36 €1.21

$2.33 ₱147

-41.63%

Tomato (1kg)

$1.23 €1.10

$1.50 ₱94.1

-18.00%

Potato (1kg)

$1.15 €1.03

$2.36 ₱148

-51.27%

Onion (1kg)

$1.32 €1.18

$1.90 ₱119

-30.53%

Lettuce (1 head)

$0.55 €0.49

$1.19 ₱74.7

-53.78%

Water (1.5 liter bottle)

$0.99 €0.89

$0.63 ₱39.62

57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.35 €4.78

$3.00 ₱189

78.33%

Wine (Bottle)

$4.59 €4.10

$6.03 ₱379

-23.88%

Local Beer (0.5 liter bottle)

$1.22 €1.09

$1.23 ₱77.5

-0.81%

Imported Beer (0.33 liter bottle)

$0.76 €0.68

$1.75 ₱110

-56.57%

One-way Ticket (Public Transport)

$1.43 €1.27

$0.25 ₱15.82

472.00%

Public Transport Monthly Pass (Regular Price)

$22.42 €20.02

$12.64 ₱794

77.37%

Taxi Start (Normal Tariff)

$3.34 €2.98

$0.77 ₱48.51

333.77%

Taxi (Normal Tariff) (1km)

$1.42 €1.27

$0.23 ₱14.50

517.39%

Taxi 1hour Waiting (Normal Tariff)

$12.97 €11.59

$4.46 ₱280

190.81%

Gasoline (1 liter)

$1.72 €1.54

$1.31 ₱82.6

31.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K €22.1K

$21.2K ₱1.3M

16.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K €23.4K

$19.1K ₱1.2M

36.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 €127

$120 ₱7,553

18.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.79 €17.68

$14.00 ₱880

41.36%

Internet (50+ Mbps, Unlimited Data)

$34.32 €30.66

$27.54 ₱1,730

24.62%

Gym Membership (Monthly)

$38.15 €34.08

$32.33 ₱2,031

18.00%

Tennis Court (1 Hour on Weekend)

$22.37 €19.98

$6.65 ₱418

236.39%

Cinema Ticket

$6.77 €6.05

$5.65 ₱355

19.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$110 €98.3

$275 ₱17.3K

-60.02%

International Primary School, 1 Child (Yearly)

$12.7K €11.3K

$7,918 ₱497.4K

59.87%

Jeans (Levis 501 Or Similar)

$55.1 €49.23

$49.33 ₱3,099

11.72%

Summer Dress (H&M, Zara, etc)

$42.22 €37.71

$25.24 ₱1,586

67.27%

Sport Shoes (Adidas, Nike)

$86.2 €77.0

$77.0 ₱4,835

11.94%

Men's Leather Business Shoes

$68.0 €60.7

$57.2 ₱3,593

18.85%

1-bedroom Apartment, City Center (Monthly)

$731 €653

$500 ₱31.4K

46.39%

1-bedroom Apartment, Outside City Center (Monthly)

$554 €495

$309 ₱19.4K

79.37%

3-bedroom Apartment, City Center (Monthly)

$934 €834

$1,078 ₱67.7K

-13.38%

3-bedroom Apartment, Outside City Center (Monthly)

$765 €684

$615 ₱38.7K

24.40%

Buy Apartment in City Center (m2)

$4,003 €3,576

$2,886 ₱181.3K

38.71%

Buy Apartment Outside City Center (m2)

$3,483 €3,111

$1,917 ₱120.4K

81.72%

Average Monthly Net Salary (After Tax)

$1,263 €1,128

$346 ₱21.7K

265.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

7.2

-48.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sibenik: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sibenik

$554 40.9%

Cebu

$309 33.6% 44.2% $245

Groceries & Markets

Sibenik

$205 15.1%

Cebu

$206 22.4% 0.6% $1.3

Monthly Utilities & Internet

Sibenik

$196 14.5%

Cebu

$162 17.6% 17.5% $34

Eating Out

Sibenik

$196 14.4%

Cebu

$88 9.6% 54.9% $107

Clothing & Footwear

Sibenik

$113 8.4%

Cebu

$94 10.2% 17% $19

Sport & Entertainment

Sibenik

$52 3.8%

Cebu

$44 4.8% 15.6% $8.1

Getting Around

Sibenik

$39 2.9%

Cebu

$16 1.7% 59.6% $23

Cost Breakdown

A one-bedroom apartment in the center runs $731 in Sibenik and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Sibenik pays 265% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Sibenik vs $24.00 in Cebu. Groceries flip the comparison at $205 vs $206, with Sibenik cheaper for home cooking.

Good to know

🇭🇷 Sibenik

🇵🇭 Cebu

🕒 Local time

12:19 12:19 PM

18:19 6:19 PM

6 h ahead of Sibenik

🌤 Weather

👥 Population

42,599

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 62.82 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

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Between locations

Sibenik Cebu 10,620 km ≈ 14 h nonstop flight

From you

Sibenik
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sibenik vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and utilities. The 47% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 265% higher in Sibenik, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $731 in Sibenik versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,353 per month in Sibenik versus $918 in Cebu – a 47% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 77% less than in Sibenik. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,353 in Sibenik, a $1,500 budget is realistic in Cebu but tight or insufficient in Sibenik. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sibenik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sibenik and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 47% less than in Sibenik. Beyond cost, consider language, visa policies, and how big the international community is in each city.