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Cost of Living Comparison Between Shumen and Ubud, Bali Cost of Living Comparison Between Shumen and Ubud, Bali

๐Ÿ™‚ Solo nomad: Shumen is 20.1% cheaper than Ubud, Bali without rent, and 37.2% cheaper with rent.
๐Ÿ˜ Family of 3: Shumen is 18% more expensive than Ubud, Bali without rent, and 50.9% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Shumen
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.94 BGNย 16.20
$3.43 Rpย 58.1K
189.80%
Three-Course Dinner for Two, Mid-Range
$29.95 BGNย 48.81
$32.70 Rpย 553.4K
-8.41%
Fast Food Meal (McDonalds, etc)
$8.98 BGNย 14.64
$5.04 Rpย 85.2K
78.17%
Cappuccino
$1.73 BGNย 2.82
$2.85 Rpย 48.2K
-39.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 BGNย 2.25
$1.34 Rpย 22.8K
2.99%
Water (0.33 liter bottle)
$0.66 BGNย 1.08
$0.75 Rpย 12.6K
-12.00%
Local Beer (0.5 liter draught)
$2.00 BGNย 3.26
$2.90 Rpย 49.1K
-31.03%
Imported Beer (0.33 liter bottle)
$2.37 BGNย 3.86
$3.94 Rpย 66.7K
-39.85%
๐Ÿ›’ Groceries & Markets
Shumen
Ubud, Bali
Difference
Milk (1 liter)
$1.63 BGNย 2.66
$1.80 Rpย 30.5K
-9.44%
White Bread (500g)
$0.90 BGNย 1.47
$2.55 Rpย 43.2K
-64.71%
Rice (white) (1kg)
$1.96 BGNย 3.19
$1.19 Rpย 20.2K
64.71%
Eggs
$3.07 BGNย 5.00
$2.42 Rpย 40.9K
26.86%
Local Cheese (1kg)
$9.33 BGNย 15.20
$14.38 Rpย 243.4K
-35.12%
Chicken Fillets (1kg)
$5.62 BGNย 9.17
$4.21 Rpย 71.2K
33.49%
Beef Round Steak (1kg)
$11.47 BGNย 18.69
$11.88 Rpย 201.0K
-3.45%
Apples (1kg)
$1.76 BGNย 2.87
$3.71 Rpย 62.8K
-52.56%
Banana (1kg)
$2.05 BGNย 3.34
$1.56 Rpย 26.4K
31.41%
Oranges (1kg)
$2.09 BGNย 3.40
$2.77 Rpย 46.9K
-24.55%
Tomato (1kg)
$2.26 BGNย 3.69
$2.22 Rpย 37.6K
1.80%
Potato (1kg)
$1.51 BGNย 2.46
$1.99 Rpย 33.8K
-24.12%
Onion (1kg)
$1.36 BGNย 2.22
$2.29 Rpย 38.8K
-40.61%
Lettuce (1 head)
$0.90 BGNย 1.47
$1.01 Rpย 17.1K
-10.89%
Water (1.5 liter bottle)
$0.76 BGNย 1.23
$0.78 Rpย 13.3K
-2.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.54 BGNย 5.76
$3.17 Rpย 53.6K
11.67%
Wine (Bottle)
$7.30 BGNย 11.90
$23.70 Rpย 401.1K
-69.20%
Local Beer (0.5 liter bottle)
$1.00 BGNย 1.63
$2.78 Rpย 47.0K
-64.03%
Imported Beer (0.33 liter bottle)
$1.60 BGNย 2.60
$2.75 Rpย 46.5K
-41.82%
๐ŸšŒ Getting Around
Shumen
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.89 BGNย 1.45
$0.27 Rpย 4,514
229.63%
Public Transport Monthly Pass (Regular Price)
$27.03 BGNย 44.06
$8.14 Rpย 137.7K
232.06%
Taxi Start (Normal Tariff)
$1.22 BGNย 2.00
$0.45 Rpย 7,609
171.11%
Taxi (Normal Tariff) (1km)
$0.31 BGNย 0.50
$0.42 Rpย 7,192
-26.19%
Taxi 1hour Waiting (Normal Tariff)
$12.87 BGNย 20.98
$6.18 Rpย 104.6K
108.25%
Gasoline (1 liter)
$1.49 BGNย 2.43
$0.80 Rpย 13.5K
86.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1K BGNย 52.3K
$26.2K Rpย 443.1M
22.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K BGNย 42.5K
$31.6K Rpย 534.8M
-17.44%
๐Ÿงพ Monthly Utilities & Internet
Shumen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.5 BGNย 156
$80.7 Rpย 1.4M
18.43%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.42 BGNย 26.76
$4.12 Rpย 69.8K
298.54%
Internet (50+ Mbps, Unlimited Data)
$14.07 BGNย 22.93
$23.70 Rpย 401.0K
-40.63%
๐ŸŽ‰ Sport & Entertainment
Shumen
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.05 BGNย 63.7
$96.9 Rpย 1.6M
-59.68%
Tennis Court (1 Hour on Weekend)
$11.85 BGNย 19.32
$6.29 Rpย 106.4K
88.39%
Cinema Ticket
$7.04 BGNย 11.47
$4.11 Rpย 69.5K
71.29%
๐Ÿงธ Childcare & Education
Shumen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$233 BGNย 379
$298 Rpย 5.0M
-22.00%
International Primary School, 1 Child (Yearly)
$10.5K BGNย 17.1K
$6,540 Rpย 110.7M
60.12%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Shumen
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$56.0 BGNย 91.2
$53.4 Rpย 904.2K
4.77%
Summer Dress (H&M, Zara, etc)
$41.00 BGNย 66.8
$38.33 Rpย 648.6K
6.97%
Sport Shoes (Adidas, Nike)
$81.5 BGNย 133
$86.4 Rpย 1.5M
-5.67%
Men's Leather Business Shoes
$71.4 BGNย 116
$78.9 Rpย 1.3M
-9.54%
๐Ÿ  Accommodation & Living
Shumen
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$274 BGNย 446
$1,015 Rpย 17.2M
-73.05%
1-bedroom Apartment, Outside City Center (Monthly)
$195 BGNย 318
$669 Rpย 11.3M
-70.83%
3-bedroom Apartment, City Center (Monthly)
$494 BGNย 805
$3,348 Rpย 56.7M
-85.26%
3-bedroom Apartment, Outside City Center (Monthly)
$319 BGNย 520
$2,114 Rpย 35.8M
-84.90%
Buy Apartment in City Center (m2)
$1,319 BGNย 2,150
$3,020 Rpย 51.1M
-56.31%
Buy Apartment Outside City Center (m2)
$1,027 BGNย 1,673
$2,334 Rpย 39.5M
-56.01%
๐Ÿ’ต Salaries & Financials
Shumen
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,069 BGNย 1,743
$178 Rpย 3.0M
499.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
13.28
-65.59%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Shumen: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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