Cost of Living Comparison Between Shumen and Ubud, Bali Cost of Living Comparison Between Shumen and Ubud, Bali

😐 Solo nomad: Shumen is 7.5% more expensive than Ubud, Bali without rent, and 37.4% cheaper with rent.
🙂 Family of 3: Shumen is 22.5% cheaper than Ubud, Bali without rent, and 51.5% cheaper with rent.
Currency
🍽 Eating Out
Shumen
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.51 BGN 16.07
$3.47 Rp 58.7K
174.06%
Three-Course Dinner for Two, Mid-Range
$29.25 BGN 49.43
$32.10 Rp 543.9K
-8.88%
Fast Food Meal (McDonalds, etc)
$8.95 BGN 15.13
$4.86 Rp 82.4K
84.16%
Cappuccino
$1.64 BGN 2.77
$2.82 Rp 47.8K
-41.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 BGN 2.35
$1.37 Rp 23.3K
1.46%
Water (0.33 liter bottle)
$0.69 BGN 1.17
$0.73 Rp 12.4K
-5.48%
Local Beer (0.5 liter draught)
$2.10 BGN 3.54
$2.90 Rp 49.1K
-27.59%
Imported Beer (0.33 liter bottle)
$2.26 BGN 3.81
$3.92 Rp 66.4K
-42.35%
🛒 Groceries & Markets
Shumen
Ubud, Bali
Difference
Milk (1 liter)
$1.63 BGN 2.76
$1.74 Rp 29.5K
-6.32%
White Bread (500g)
$0.89 BGN 1.50
$2.44 Rp 41.4K
-63.52%
Rice (white) (1kg)
$1.97 BGN 3.33
$1.17 Rp 19.8K
68.38%
Eggs
$3.02 BGN 5.10
$2.35 Rp 39.9K
28.51%
Local Cheese (1kg)
$9.20 BGN 15.55
$14.78 Rp 250.4K
-37.75%
Chicken Fillets (1kg)
$5.64 BGN 9.53
$4.25 Rp 72.0K
32.71%
Beef Round Steak (1kg)
$11.61 BGN 19.62
$12.21 Rp 206.9K
-4.91%
Apples (1kg)
$1.77 BGN 2.99
$3.72 Rp 63.0K
-52.42%
Banana (1kg)
$2.12 BGN 3.58
$1.56 Rp 26.4K
35.90%
Oranges (1kg)
$2.05 BGN 3.47
$2.69 Rp 45.6K
-23.79%
Tomato (1kg)
$2.35 BGN 3.97
$2.34 Rp 39.6K
0.43%
Potato (1kg)
$1.45 BGN 2.45
$2.00 Rp 33.9K
-27.50%
Onion (1kg)
$1.32 BGN 2.23
$2.31 Rp 39.1K
-42.86%
Lettuce (1 head)
$0.92 BGN 1.55
$1.01 Rp 17.2K
-8.91%
Water (1.5 liter bottle)
$0.75 BGN 1.26
$0.73 Rp 12.3K
2.74%
Cigarettes 20 Pack (Marlboro, Camel)
$3.50 BGN 5.91
$3.31 Rp 56.2K
5.74%
Wine (Bottle)
$7.28 BGN 12.30
$25.14 Rp 426.0K
-71.04%
Local Beer (0.5 liter bottle)
$1.02 BGN 1.72
$2.90 Rp 49.1K
-64.83%
Imported Beer (0.33 liter bottle)
$1.54 BGN 2.60
$2.77 Rp 47.0K
-44.40%
🚌 Getting Around
Shumen
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.87 BGN 1.48
$0.27 Rp 4,546
222.22%
Public Transport Monthly Pass (Regular Price)
$26.23 BGN 44.33
$8.26 Rp 139.9K
217.55%
Taxi Start (Normal Tariff)
$1.21 BGN 2.04
$0.45 Rp 7,667
168.89%
Taxi (Normal Tariff) (1km)
$0.33 BGN 0.56
$0.42 Rp 7,159
-21.43%
Taxi 1hour Waiting (Normal Tariff)
$13.29 BGN 22.46
$6.26 Rp 106.0K
112.30%
Gasoline (1 liter)
$1.50 BGN 2.53
$0.86 Rp 14.7K
74.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K BGN 53.5K
$25.9K Rp 438.7M
22.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K BGN 43.9K
$31.9K Rp 540.4M
-18.61%
🧾 Monthly Utilities & Internet
Shumen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.1 BGN 162
$80.8 Rp 1.4M
18.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.94 BGN 28.63
$3.98 Rp 67.4K
325.63%
Internet (50+ Mbps, Unlimited Data)
$13.85 BGN 23.40
$23.55 Rp 399.0K
-41.19%
🎉 Sport & Entertainment
Shumen
Ubud, Bali
Difference
Gym Membership (Monthly)
$40.47 BGN 68.4
$97.3 Rp 1.6M
-58.40%
Tennis Court (1 Hour on Weekend)
$11.88 BGN 20.07
$6.42 Rp 108.8K
85.05%
Cinema Ticket
$7.17 BGN 12.12
$4.16 Rp 70.6K
72.36%
🧸 Childcare & Education
Shumen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$239 BGN 404
$294 Rp 5.0M
-18.78%
International Primary School, 1 Child (Yearly)
$10.8K BGN 18.2K
$6,548 Rp 110.9M
64.90%
👕👟 Clothing & Footwear
Shumen
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$54.3 BGN 91.8
$54.2 Rp 917.8K
0.28%
Summer Dress (H&M, Zara, etc)
$42.21 BGN 71.3
$37.95 Rp 643.0K
11.23%
Sport Shoes (Adidas, Nike)
$81.7 BGN 138
$88.1 Rp 1.5M
-7.32%
Men's Leather Business Shoes
$73.1 BGN 123
$78.1 Rp 1.3M
-6.44%
🏠 Accommodation & Living
Shumen
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$282 BGN 477
$995 Rp 16.9M
-71.62%
1-bedroom Apartment, Outside City Center (Monthly)
$193 BGN 326
$668 Rp 11.3M
-71.08%
3-bedroom Apartment, City Center (Monthly)
$497 BGN 840
$3,391 Rp 57.5M
-85.34%
3-bedroom Apartment, Outside City Center (Monthly)
$329 BGN 557
$2,080 Rp 35.2M
-84.16%
Buy Apartment in City Center (m2)
$1,296 BGN 2,190
$3,037 Rp 51.5M
-57.34%
Buy Apartment Outside City Center (m2)
$1,029 BGN 1,739
$2,378 Rp 40.3M
-56.74%
💵 Salaries & Financials
Shumen
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,050 BGN 1,775
$180 Rp 3.0M
484.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
13.28
-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shumen: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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