Last update: Nov 2026

Cost of Living Comparison Between Shimla and Singapore

For one person, living is cheaper in Shimla: $307 a month against $3,594 in Singapore, rent and utilities included – about $39,400 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Shimla
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Shimla Living Index
171

Cost of Living Index in Singapore
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Singapore Living Index

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Shimla

🇮🇳 India

$307

/mo nomad

Singapore

🇸🇬 Singapore

$3,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Shimla and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shimla and in Singapore actually costs, broken down by who's living it.

A single person spends $307 per month in Shimla vs $3,594 in Singapore, rent included.

Shimla $307
Singapore $3,594

A couple spends around $500 per month in Shimla vs $5,314 in Singapore, rent included.

Shimla $500
Singapore $5,314

A family of three spends $694 per month in Shimla vs $7,033 in Singapore, rent included.

Shimla $694
Singapore $7,033

Shimla is about 91% cheaper than Singapore, and outside of rent the biggest gap is in groceries.

Shimla sits 77% below the global median, while Singapore is 166% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.61 ₹151

$11.58 SGD 14.84

-86.10%

Three-Course Dinner for Two, Mid-Range

$10.43 ₹979

$70.7 SGD 90.5

-85.24%

Fast Food Meal (McDonalds, etc)

$3.14 ₹295

$8.46 SGD 10.84

-62.88%

Cappuccino

$0.84 ₹78.9

$5.18 SGD 6.64

-83.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 ₹34.89

$1.84 SGD 2.36

-79.89%

Water (0.33 liter bottle)

$0.11 ₹9.88

$1.23 SGD 1.58

-91.06%

Local Beer (0.5 liter draught)

$1.57 ₹148

$9.50 SGD 12.17

-83.47%

Imported Beer (0.33 liter bottle)

$2.13 ₹200

$9.86 SGD 12.63

-78.40%

Milk (1 liter)

$0.69 ₹64.9

$3.02 SGD 3.87

-77.15%

White Bread (500g)

$0.40 ₹37.40

$2.67 SGD 3.42

-85.02%

Rice (white) (1kg)

$0.59 ₹55.6

$2.77 SGD 3.54

-78.70%

Eggs

$0.84 ₹78.7

$3.72 SGD 4.77

-77.42%

Local Cheese (1kg)

$4.33 ₹407

$21.01 SGD 26.92

-79.39%

Chicken Fillets (1kg)

$3.18 ₹298

$9.95 SGD 12.75

-68.04%

Beef Round Steak (1kg)

$25.13 SGD 32.20

Apples (1kg)

$1.81 ₹170

$4.59 SGD 5.88

-60.57%

Banana (1kg)

$0.71 ₹66.8

$3.09 SGD 3.96

-77.02%

Oranges (1kg)

$0.65 ₹60.7

$4.64 SGD 5.95

-85.99%

Tomato (1kg)

$0.48 ₹45.02

$2.18 SGD 2.79

-77.98%

Potato (1kg)

$0.28 ₹25.95

$2.33 SGD 2.99

-87.98%

Onion (1kg)

$0.34 ₹32.15

$2.31 SGD 2.96

-85.28%

Lettuce (1 head)

$0.20 ₹18.76

$1.86 SGD 2.39

-89.25%

Water (1.5 liter bottle)

$0.30 ₹28.41

$1.55 SGD 1.98

-80.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.42 ₹321

$14.11 SGD 18.08

-75.76%

Wine (Bottle)

$8.22 ₹772

$23.24 SGD 29.78

-64.63%

Local Beer (0.5 liter bottle)

$1.49 ₹140

$4.73 SGD 6.06

-68.50%

Imported Beer (0.33 liter bottle)

$2.10 ₹197

$4.79 SGD 6.14

-56.16%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.84 ₹361

One-way Ticket (Public Transport)

$0.22 ₹20.66

$1.53 SGD 1.96

-85.62%

Public Transport Monthly Pass (Regular Price)

$7.98 ₹749

$96.5 SGD 124

-91.73%

Taxi Start (Normal Tariff)

$1.08 ₹102

$3.58 SGD 4.59

-69.83%

Taxi (Normal Tariff) (1km)

$0.34 ₹31.47

$0.76 SGD 0.97

-55.26%

Taxi 1hour Waiting (Normal Tariff)

$1.08 ₹101

$16.98 SGD 21.75

-93.64%

Gasoline (1 liter)

$1.05 ₹98.7

$2.46 SGD 3.15

-57.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,473 ₹795.6K

$159.4K SGD 204.2K

-94.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.9K ₹1.7M

$155.7K SGD 199.5K

-88.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$18.37 ₹1,725

$168 SGD 215

-89.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.23 ₹304

$12.24 SGD 15.68

-73.61%

Internet (50+ Mbps, Unlimited Data)

$7.05 ₹662

$28.18 SGD 36.11

-74.98%

Gym Membership (Monthly)

$14.09 ₹1,323

$111 SGD 142

-87.26%

Tennis Court (1 Hour on Weekend)

$10.67 ₹1,002

$11.60 SGD 14.86

-8.02%

Cinema Ticket

$3.09 ₹290

$12.24 SGD 15.68

-74.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$42.31 ₹3,973

$1,899 SGD 2,433

-97.77%

International Primary School, 1 Child (Yearly)

$2,170 ₹203.8K

$39.1K SGD 50.1K

-94.45%

Jeans (Levis 501 Or Similar)

$24.95 ₹2,343

$79.6 SGD 102

-68.67%

Summer Dress (H&M, Zara, etc)

$21.61 ₹2,029

$50.7 SGD 65.0

-57.37%

Sport Shoes (Adidas, Nike)

$38.77 ₹3,640

$112 SGD 143

-65.26%

Men's Leather Business Shoes

$25.88 ₹2,430

$125 SGD 160

-79.22%

1-bedroom Apartment, City Center (Monthly)

$87.8 ₹8,247

$3,191 SGD 4,089

-97.25%

1-bedroom Apartment, Outside City Center (Monthly)

$52.3 ₹4,911

$2,257 SGD 2,892

-97.68%

3-bedroom Apartment, City Center (Monthly)

$204 ₹19.2K

$6,173 SGD 7,910

-96.69%

3-bedroom Apartment, Outside City Center (Monthly)

$124 ₹11.7K

$4,035 SGD 5,170

-96.92%

Buy Apartment in City Center (m2)

$561 ₹52.7K

$23.6K SGD 30.2K

-97.62%

Buy Apartment Outside City Center (m2)

$558 ₹52.4K

$16.5K SGD 21.2K

-96.62%

Average Monthly Net Salary (After Tax)

$617 ₹58.0K

$4,526 SGD 5,799

-86.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

2.44

238.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shimla: November 1, 2026

Last update for Singapore: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shimla

$98 31.9%

Singapore

$459 12.8% 369% $361

Accommodation & Living

Shimla

$52 17%

Singapore

$2.3K 62.8% 4215% $2.2K

Clothing & Footwear

Shimla

$50 16.3%

Singapore

$165 4.6% 230% $115

Eating Out

Shimla

$46 15.1%

Singapore

$260 7.2% 460% $213

Monthly Utilities & Internet

Shimla

$29 9.3%

Singapore

$208 5.8% 627% $180

Sport & Entertainment

Shimla

$20 6.6%

Singapore

$135 3.8% 567% $115

Getting Around

Shimla

$12 3.8%

Singapore

$110 3.1% 846% $98

Cost Breakdown

A central one-bedroom costs $88 in Shimla versus $3,191 in Singapore. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Singapore are about 7.3 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10 in Shimla versus $71 in Singapore. Monthly groceries follow the same trend: $98 vs $459 – making Shimla the more affordable choice for daily food spending.

Good to know

🇮🇳 Shimla

🇸🇬 Singapore

🕒 Local time

00:24 12:24 AM

02:54 2:54 AM

2 h 30 min ahead of Shimla

🌤 Weather

👥 Population

170,000

5,535,002 Capital

💱 Currency

Indian Rupee INR ₹

Singapore Dollar SGD $

📈 Exchange rate

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

1 SGD = 0.78 USD

1 SGD = 0.695 EUR

Exchange rates and currency converter

SGD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.48 EUR).

Singapore Dollar exchange rates as of November 6, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.44 SGD (1 SGD = 0.695 EUR).

USD to INR in detail →

On the map

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Between locations

Shimla Singapore 4,340 km ≈ 6 h nonstop flight

From you

Shimla
Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shimla vs Singapore: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $307 in Shimla, $3,594 in Singapore – Shimla comes out roughly 91% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $461 per month in Shimla and $5,392 in Singapore. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Shimla, especially for central apartments: a one-bedroom in the center costs $88 there versus $3,191 in Singapore.

A mid-range dinner for two costs $10 in Shimla and $71 in Singapore. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $307 in Shimla and $3,594 in Singapore. That makes Shimla about 91% cheaper.

A $1,200 monthly budget goes further in Shimla, where all-in costs run around $307, than in Singapore at $3,594. In Shimla it covers expenses comfortably, while in Singapore it requires careful planning or may not stretch far enough.

Families tend to lean toward Shimla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Shimla. If higher salaries or specific career opportunities are the priority, Singapore makes more sense. Both are solid long-term options with distinct trade-offs.