Last update: Oct 2026

Cost of Living Comparison Between Shimla and Austin, TX

For one person, living is cheaper in Shimla: $306 a month against $2,663 in Austin, TX, rent and utilities included – about $28,300 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Shimla
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Shimla Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Shimla

🇮🇳 India

$306

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Shimla and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shimla and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $306 in Shimla versus $2,663 in Austin, TX.

Shimla $306
Austin, TX $2,663

Estimated couple costs with rent: $500 in Shimla versus $4,133 in Austin, TX.

Shimla $500
Austin, TX $4,133

Monthly costs for a family of three with rent: $694 in Shimla versus $5,603 in Austin, TX.

Shimla $694
Austin, TX $5,603

Living in Shimla costs roughly 89% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Shimla is 77% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$1.53 ₹145

$20.77 $20.77

-92.63%

Three-Course Dinner for Two, Mid-Range

$10.60 ₹1,006

$84.6 $84.6

-87.47%

Fast Food Meal (McDonalds, etc)

$3.11 ₹295

$12.32 $12.32

-74.76%

Cappuccino

$0.90 ₹85.3

$5.63 $5.63

-84.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 ₹33.46

$3.72 $3.72

-90.59%

Water (0.33 liter bottle)

$0.11 ₹10.75

$2.50 $2.50

-95.60%

Local Beer (0.5 liter draught)

$1.60 ₹152

$8.05 $8.05

-80.12%

Imported Beer (0.33 liter bottle)

$2.08 ₹197

$9.01 $9.01

-76.91%

Milk (1 liter)

$0.64 ₹60.5

$1.12 $1.12

-42.86%

White Bread (500g)

$0.42 ₹40.15

$3.75 $3.75

-88.80%

Rice (white) (1kg)

$0.62 ₹59.2

$3.26 $3.26

-80.98%

Eggs

$0.85 ₹80.3

$4.17 $4.17

-79.62%

Local Cheese (1kg)

$4.28 ₹406

$12.90 $12.90

-66.82%

Chicken Fillets (1kg)

$3.28 ₹311

$14.16 $14.16

-76.84%

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$1.80 ₹171

$4.33 $4.33

-58.43%

Banana (1kg)

$0.70 ₹66.8

$1.46 $1.46

-52.05%

Oranges (1kg)

$0.67 ₹64.0

$4.51 $4.51

-85.14%

Tomato (1kg)

$0.48 ₹45.27

$4.34 $4.34

-88.94%

Potato (1kg)

$0.28 ₹26.57

$2.58 $2.58

-89.15%

Onion (1kg)

$0.36 ₹34.28

$2.35 $2.35

-84.68%

Lettuce (1 head)

$0.22 ₹20.91

$1.78 $1.78

-87.64%

Water (1.5 liter bottle)

$0.27 ₹25.62

$2.22 $2.22

-87.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.49 ₹331

$9.88 $9.88

-64.68%

Wine (Bottle)

$8.35 ₹793

$15.08 $15.08

-44.63%

Local Beer (0.5 liter bottle)

$1.48 ₹140

$2.92 $2.92

-49.32%

Imported Beer (0.33 liter bottle)

$2.02 ₹192

$3.46 $3.46

-41.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.77 ₹358

One-way Ticket (Public Transport)

$0.22 ₹20.92

$1.49 $1.49

-85.23%

Public Transport Monthly Pass (Regular Price)

$7.72 ₹733

$41.72 $41.72

-81.50%

Taxi Start (Normal Tariff)

$1.08 ₹102

$2.73 $2.73

-60.44%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.25

$1.66 $1.66

-81.93%

Taxi 1hour Waiting (Normal Tariff)

$1.08 ₹102

$35.30 $35.30

-96.94%

Gasoline (1 liter)

$1.07 ₹102

$0.95 $0.95

12.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,473 ₹804.6K

$36.0K $36.0K

-76.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.4K ₹1.7M

$27.1K $27.1K

-35.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$18.12 ₹1,721

$229 $229

-92.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.04 ₹289

$59.4 $59.4

-94.88%

Internet (50+ Mbps, Unlimited Data)

$6.76 ₹642

$69.9 $69.9

-90.33%

Gym Membership (Monthly)

$13.89 ₹1,319

$57.2 $57.2

-75.73%

Tennis Court (1 Hour on Weekend)

$10.41 ₹988

$16.33 $16.33

-36.25%

Cinema Ticket

$3.07 ₹291

$14.28 $14.28

-78.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$40.81 ₹3,875

$1,506 $1,506

-97.29%

International Primary School, 1 Child (Yearly)

$2,117 ₹201.1K

$21.5K $21.5K

-90.13%

Jeans (Levis 501 Or Similar)

$25.09 ₹2,383

$52.8 $52.8

-52.49%

Summer Dress (H&M, Zara, etc)

$21.45 ₹2,037

$43.82 $43.82

-51.05%

Sport Shoes (Adidas, Nike)

$38.68 ₹3,674

$84.8 $84.8

-54.37%

Men's Leather Business Shoes

$25.67 ₹2,438

$103 $103

-75.08%

1-bedroom Apartment, City Center (Monthly)

$84.2 ₹7,992

$1,907 $1,907

-95.59%

1-bedroom Apartment, Outside City Center (Monthly)

$53.0 ₹5,037

$1,274 $1,274

-95.84%

3-bedroom Apartment, City Center (Monthly)

$199 ₹18.9K

$3,664 $3,664

-94.56%

3-bedroom Apartment, Outside City Center (Monthly)

$127 ₹12.1K

$2,538 $2,538

-95.00%

Buy Apartment in City Center (m2)

$552 ₹52.4K

$7,614 $7,614

-92.75%

Buy Apartment Outside City Center (m2)

$553 ₹52.5K

$3,157 $3,157

-82.50%

Average Monthly Net Salary (After Tax)

$607 ₹57.7K

$5,121 $5,121

-88.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.25

6.79

21.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shimla: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shimla

$98 31.9%

Austin, TX

$405 15.2% 314% $307

Accommodation & Living

Shimla

$53 17.3%

Austin, TX

$1.3K 47.8% 2302% $1.2K

Clothing & Footwear

Shimla

$50 16.3%

Austin, TX

$128 4.8% 156% $78

Eating Out

Shimla

$46 15.1%

Austin, TX

$354 13.3% 663% $308

Monthly Utilities & Internet

Shimla

$28 9.1%

Austin, TX

$358 13.5% 1183% $330

Sport & Entertainment

Shimla

$20 6.5%

Austin, TX

$86 3.2% 329% $66

Getting Around

Shimla

$11 3.7%

Austin, TX

$59 2.2% 425% $48

Cost Breakdown

A one-bedroom apartment in the center runs $84.2 in Shimla and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 743% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $11.00 in Shimla vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $98.0 vs $405 per month, with Shimla cheaper across the board.

Good to know

🇮🇳 Shimla

🇺🇸 Austin, TX

🕒 Local time

22:18 10:18 PM

11:48 11:48 AM

10 h 30 min behind Shimla

🌤 Weather

👥 Population

170,000

974,447

💱 Currency

Indian Rupee INR ₹

United States Dollar USD $

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Shimla Austin, TX 13,170 km ≈ 17 h nonstop flight

From you

Shimla
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shimla vs Austin, TX: Cost of Living - Frequently Asked Questions

Shimla wins on cost – living expenses run 770% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Shimla the obvious pick if budget is a priority.

On paper, salaries run 743% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $84.2 in Shimla versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $306 per month in Shimla versus $2,663 in Austin, TX – a 770% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Shimla runs roughly 440% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $306 in Shimla versus $2,663 in Austin, TX, a $2,000 budget is realistic in Shimla but tight or insufficient in Austin, TX. The gap between the two cities makes Shimla the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shimla and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shimla gentler on the wallet – expenses run 770% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.