Cost of Living Comparison Between Shenzhen and Jinhua Cost of Living Comparison Between Shenzhen and Jinhua

Monthly Cost of Living

Monthly costs for one person with rent: $1,016 in Shenzhen versus $647 in Jinhua.

Estimated couple costs with rent: $1,642 in Shenzhen versus $1,024 in Jinhua.

Monthly costs for a family of three with rent: $2,268 in Shenzhen versus $1,401 in Jinhua.

Living in Shenzhen is roughly 57% more expensive than Jinhua, driven mainly by Groceries & Markets.

Both cities sit below the global median: Shenzhen 25% lower, Jinhua 52% lower.

Meal at Budget Restaurant

$3.12 ¥21.34

$5.00 ¥34.14

-37.60%

Three-Course Dinner for Two, Mid-Range

$27.87 ¥190

$21.14 ¥144

31.84%

Fast Food Meal (McDonalds, etc)

$5.15 ¥35.17

$5.46 ¥37.27

-5.68%

Cappuccino

$3.17 ¥21.67

$1.36 ¥9.32

133.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 ¥3.58

$0.44 ¥2.98

18.18%

Water (0.33 liter bottle)

$0.30 ¥2.06

$0.27 ¥1.82

11.11%

Local Beer (0.5 liter draught)

$1.27 ¥8.70

$0.41 ¥2.77

209.76%

Imported Beer (0.33 liter bottle)

$2.82 ¥19.26

$1.42 ¥9.72

98.59%

Milk (1 liter)

$1.83 ¥12.47

$1.36 ¥9.31

34.56%

White Bread (500g)

$1.94 ¥13.26

$1.42 ¥9.72

36.62%

Rice (white) (1kg)

$1.18 ¥8.03

$0.71 ¥4.87

66.20%

Eggs

$1.87 ¥12.76

$1.15 ¥7.85

62.61%

Local Cheese (1kg)

$12.81 ¥87.5

$15.76 ¥108

-18.72%

Chicken Fillets (1kg)

$3.86 ¥26.35

$3.18 ¥21.70

21.38%

Beef Round Steak (1kg)

$13.49 ¥92.2

$8.52 ¥58.2

58.33%

Apples (1kg)

$1.83 ¥12.49

$1.71 ¥11.70

7.02%

Banana (1kg)

$1.42 ¥9.68

$1.09 ¥7.44

30.28%

Oranges (1kg)

$1.73 ¥11.82

$1.09 ¥7.41

58.72%

Tomato (1kg)

$1.39 ¥9.50

$1.37 ¥9.35

1.46%

Potato (1kg)

$1.06 ¥7.25

$0.71 ¥4.86

49.30%

Onion (1kg)

$1.42 ¥9.70

$0.68 ¥4.66

108.82%

Lettuce (1 head)

$0.69 ¥4.71

$0.14 ¥0.93

392.86%

Water (1.5 liter bottle)

$0.60 ¥4.12

$0.29 ¥2.01

106.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ¥23.07

$2.81 ¥19.19

20.28%

Wine (Bottle)

$14.51 ¥99.1

$11.88 ¥81.2

22.14%

Local Beer (0.5 liter bottle)

$0.93 ¥6.32

$0.43 ¥2.97

116.28%

Imported Beer (0.33 liter bottle)

$1.86 ¥12.67

$1.42 ¥9.70

30.99%

One-way Ticket (Public Transport)

$0.44 ¥3.01

$0.29 ¥1.99

51.72%

Public Transport Monthly Pass (Regular Price)

$22.43 ¥153

$16.81 ¥115

33.43%

Taxi Start (Normal Tariff)

$1.64 ¥11.20

$1.40 ¥9.58

17.14%

Taxi (Normal Tariff) (1km)

$0.35 ¥2.37

$0.22 ¥1.50

59.09%

Taxi 1hour Waiting (Normal Tariff)

$6.85 ¥46.79

$8.45 ¥57.7

-18.93%

Gasoline (1 liter)

$1.13 ¥7.74

$1.14 ¥7.75

-0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K ¥155.3K

$11.3K ¥77.4K

100.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K ¥141.2K

$13.7K ¥93.7K

50.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.5 ¥461

$20.63 ¥141

226.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.23 ¥56.2

$7.53 ¥51.4

9.30%

Internet (50+ Mbps, Unlimited Data)

$12.77 ¥87.3

$13.85 ¥94.6

-7.80%

Gym Membership (Monthly)

$49.87 ¥341

$42.21 ¥288

18.15%

Tennis Court (1 Hour on Weekend)

$17.30 ¥118

$13.80 ¥94.2

25.36%

Cinema Ticket

$7.13 ¥48.69

$4.29 ¥29.33

66.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$454 ¥3,099

$342 ¥2,335

32.73%

International Primary School, 1 Child (Yearly)

$20.3K ¥138.5K

$30.9K ¥211.1K

-34.38%

Jeans (Levis 501 Or Similar)

$48.09 ¥328

$20.77 ¥142

131.54%

Summer Dress (H&M, Zara, etc)

$30.71 ¥210

$37.97 ¥259

-19.12%

Sport Shoes (Adidas, Nike)

$76.9 ¥525

$70.0 ¥478

9.87%

Men's Leather Business Shoes

$78.7 ¥537

$27.75 ¥190

183.46%

1-bedroom Apartment, City Center (Monthly)

$728 ¥4,973

$241 ¥1,645

202.24%

1-bedroom Apartment, Outside City Center (Monthly)

$402 ¥2,747

$187 ¥1,280

114.61%

3-bedroom Apartment, City Center (Monthly)

$1,674 ¥11.4K

$459 ¥3,136

264.64%

3-bedroom Apartment, Outside City Center (Monthly)

$927 ¥6,329

$346 ¥2,366

167.48%

Buy Apartment in City Center (m2)

$13.3K ¥90.7K

$3,150 ¥21.5K

321.38%

Buy Apartment Outside City Center (m2)

$6,100 ¥41.7K

$2,007 ¥13.7K

203.89%

Average Monthly Net Salary (After Tax)

$1,640 ¥11.2K

$1,486 ¥10.1K

10.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.04

34.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shenzhen: April 12, 2026

Last update for Jinhua: April 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $728 in Shenzhen and $241 in Jinhua. Housing cost is often the main lever when comparing two cities.

Shenzhen pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $28 in Shenzhen vs $21 in Jinhua for a mid-range dinner for two. Groceries echo the gap at $233 vs $187 per month, with Jinhua cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shenzhen vs Jinhua: Cost of Living - Frequently Asked Questions

Jinhua is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 57% gap adds up to real monthly savings that compound significantly over time.

Shenzhen pays 10% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $728 in Shenzhen versus $241 in Jinhua. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Jinhua runs roughly 33% less than in Shenzhen. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $454 in Shenzhen versus $342 in Jinhua. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $647 in Jinhua versus $1,016 in Shenzhen, a $1,500 budget is realistic in Jinhua but tight or insufficient in Shenzhen. The gap between the two cities makes Jinhua the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Jinhua gentler on the wallet – expenses run 57% less than in Shenzhen. Beyond cost, consider language, visa policies, and how big the international community is in each city.