Last update: Oct 2026

Cost of Living Comparison Between Sheffield and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,242 in Sheffield, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Sheffield
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Sheffield Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Sheffield

🇬🇧 United Kingdom

$2,242

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Sheffield and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sheffield and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,242 in Sheffield versus $934 in Cebu.

Sheffield $2,242
Cebu $934

Estimated couple costs with rent: $3,210 in Sheffield versus $1,415 in Cebu.

Sheffield $3,210
Cebu $1,415

Monthly costs for a family of three with rent: $4,177 in Sheffield versus $1,896 in Cebu.

Sheffield $4,177
Cebu $1,896

Living in Sheffield is roughly 140% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sheffield is 67% above, Cebu is 30% below.

Meal at Budget Restaurant

$19.56 £14.78

$3.03 ₱190

545.54%

Three-Course Dinner for Two, Mid-Range

$82.0 £62.0

$23.48 ₱1,473

249.32%

Fast Food Meal (McDonalds, etc)

$10.51 £7.94

$4.09 ₱256

156.97%

Cappuccino

$4.36 £3.29

$2.52 ₱158

73.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 £1.73

$1.54 ₱96.9

48.70%

Water (0.33 liter bottle)

$1.32 £1.00

$0.49 ₱30.98

169.39%

Local Beer (0.5 liter draught)

$5.86 £4.43

$1.79 ₱112

227.37%

Imported Beer (0.33 liter bottle)

$5.15 £3.89

$2.26 ₱142

127.88%

Milk (1 liter)

$1.47 £1.11

$1.95 ₱122

-24.62%

White Bread (500g)

$1.92 £1.45

$1.43 ₱89.7

34.27%

Rice (white) (1kg)

$2.54 £1.92

$1.02 ₱63.8

149.02%

Eggs

$3.92 £2.96

$2.06 ₱129

90.29%

Local Cheese (1kg)

$8.85 £6.69

$9.81 ₱615

-9.79%

Chicken Fillets (1kg)

$8.52 £6.44

$4.61 ₱289

84.82%

Beef Round Steak (1kg)

$14.18 £10.71

$7.70 ₱483

84.16%

Apples (1kg)

$2.99 £2.26

$3.31 ₱207

-9.67%

Banana (1kg)

$1.18 £0.89

$1.45 ₱90.9

-18.62%

Oranges (1kg)

$2.55 £1.92

$2.36 ₱148

8.05%

Tomato (1kg)

$2.84 £2.15

$1.54 ₱96.4

84.42%

Potato (1kg)

$1.84 £1.39

$2.36 ₱148

-22.03%

Onion (1kg)

$1.32 £1.00

$1.99 ₱125

-33.67%

Lettuce (1 head)

$1.17 £0.88

$1.15 ₱72.1

1.74%

Water (1.5 liter bottle)

$1.41 £1.06

$0.67 ₱42.15

110.45%

Cigarettes 20 Pack (Marlboro, Camel)

$20.57 £15.54

$3.00 ₱188

585.67%

Wine (Bottle)

$11.17 £8.44

$6.35 ₱398

75.91%

Local Beer (0.5 liter bottle)

$3.43 £2.59

$1.31 ₱81.9

161.83%

Imported Beer (0.33 liter bottle)

$3.30 £2.49

$1.73 ₱108

90.75%

One-way Ticket (Public Transport)

$3.93 £2.97

$0.25 ₱15.78

1472.00%

Public Transport Monthly Pass (Regular Price)

$93.6 £70.7

$12.65 ₱793

640.00%

Taxi Start (Normal Tariff)

$5.40 £4.08

$0.74 ₱46.32

629.73%

Taxi (Normal Tariff) (1km)

$1.42 £1.07

$0.21 ₱13.11

576.19%

Taxi 1hour Waiting (Normal Tariff)

$19.44 £14.69

$4.33 ₱271

348.96%

Gasoline (1 liter)

$2.09 £1.58

$1.33 ₱83.5

57.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.7K £29.2K

$21.8K ₱1.4M

77.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K £30.1K

$19.4K ₱1.2M

105.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$337 £255

$121 ₱7,563

179.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.14 £15.22

$14.45 ₱907

39.38%

Internet (50+ Mbps, Unlimited Data)

$42.34 £31.99

$28.29 ₱1,774

49.66%

Gym Membership (Monthly)

$44.63 £33.73

$32.68 ₱2,050

36.57%

Tennis Court (1 Hour on Weekend)

$8.40 £6.35

$6.39 ₱401

31.46%

Cinema Ticket

$12.32 £9.31

$5.46 ₱342

125.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,217 £919

$273 ₱17.1K

344.94%

International Primary School, 1 Child (Yearly)

$23.9K £18.1K

$8,156 ₱511.5K

193.54%

Jeans (Levis 501 Or Similar)

$85.6 £64.7

$49.57 ₱3,109

72.64%

Summer Dress (H&M, Zara, etc)

$41.36 £31.26

$24.87 ₱1,560

66.30%

Sport Shoes (Adidas, Nike)

$90.0 £68.0

$76.6 ₱4,804

17.44%

Men's Leather Business Shoes

$88.9 £67.2

$59.3 ₱3,717

50.03%

1-bedroom Apartment, City Center (Monthly)

$1,214 £917

$506 ₱31.7K

139.97%

1-bedroom Apartment, Outside City Center (Monthly)

$915 £691

$309 ₱19.4K

195.73%

3-bedroom Apartment, City Center (Monthly)

$1,815 £1,372

$1,052 ₱66.0K

72.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,408 £1,064

$619 ₱38.8K

127.52%

Buy Apartment in City Center (m2)

$5,648 £4,268

$2,915 ₱182.9K

93.73%

Buy Apartment Outside City Center (m2)

$2,716 £2,052

$1,867 ₱117.1K

45.44%

Average Monthly Net Salary (After Tax)

$3,182 £2,405

$341 ₱21.4K

832.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

7.2

-33.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sheffield: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sheffield

$915 41%

Cebu

$309 33.5% 66.2% $606

Monthly Utilities & Internet

Sheffield

$400 17.9%

Cebu

$163 17.7% 59.1% $236

Eating Out

Sheffield

$294 13.2%

Cebu

$88 9.6% 70% $206

Groceries & Markets

Sheffield

$294 13.2%

Cebu

$210 22.7% 28.4% $83

Clothing & Footwear

Sheffield

$138 6.2%

Cebu

$95 10.2% 31.2% $43

Getting Around

Sheffield

$122 5.5%

Cebu

$15 1.7% 87.3% $106

Sport & Entertainment

Sheffield

$69 3.1%

Cebu

$44 4.7% 37.1% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,214 in Sheffield and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Sheffield pays 833% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Sheffield vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $294 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Sheffield

🇵🇭 Cebu

🕒 Local time

06:25 6:25 AM

13:25 1:25 PM

7 h ahead of Sheffield

🌤 Weather

👥 Population

547,000

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to GBP in detail →

On the map

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Between locations

Sheffield Cebu 11,270 km ≈ 15 h nonstop flight

From you

Sheffield
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sheffield vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 140% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 833% higher in Sheffield, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,214 in Sheffield versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,242 per month in Sheffield versus $934 in Cebu – a 140% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 640% less than in Sheffield. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,242 in Sheffield, a $1,500 budget is realistic in Cebu but tight or insufficient in Sheffield. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sheffield, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sheffield and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 140% less than in Sheffield. Beyond cost, consider language, visa policies, and how big the international community is in each city.