Last update: Oct 2026

Cost of Living Comparison Between Shanghai and Matsudo

For one person, living costs are similar in Shanghai and in Matsudo: $1,244 and $1,200 a month, rent and utilities included.

Shanghai
🇨🇳 China
$1,244
/mo nomad
Matsudo
🇯🇵 Japan
$1,200
/mo nomad
Monthly Cost of Living

How much you'll spend in Shanghai and in Matsudo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shanghai and in Matsudo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,244 in Shanghai versus $1,200 in Matsudo.

  • Shanghai $1,244
  • Matsudo $1,200

Estimated couple costs with rent: $1,999 in Shanghai versus $1,896 in Matsudo.

  • Shanghai $1,999
  • Matsudo $1,896

Monthly costs for a family of three with rent: $2,755 in Shanghai versus $2,593 in Matsudo.

  • Shanghai $2,755
  • Matsudo $2,593

Living in Shanghai is roughly 4% more expensive than in Matsudo, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Shanghai 8% lower, Matsudo 11% lower.

Currency
🍽 Eating Out
Shanghai
Matsudo
Difference
Meal at Budget Restaurant
$4.56 ¥30.47
$6.47 ¥1,023
-29.52%
Three-Course Dinner for Two, Mid-Range
$30.21 ¥202
$37.31 ¥5,895
-19.03%
Fast Food Meal (McDonalds, etc)
$5.25 ¥35.13
$5.02 ¥793
4.58%
Cappuccino
$3.28 ¥21.94
$3.43 ¥542
-4.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.57 ¥3.84
$1.10 ¥174
-48.18%
Water (0.33 liter bottle)
$0.36 ¥2.39
$0.78 ¥124
-53.85%
Local Beer (0.5 liter draught)
$1.23 ¥8.23
$2.45 ¥387
-49.80%
Imported Beer (0.33 liter bottle)
$2.27 ¥15.18
$3.17 ¥501
-28.39%
🛒 Groceries & Markets
Shanghai
Matsudo
Difference
Milk (1 liter)
$1.84 ¥12.30
$1.44 ¥227
27.78%
White Bread (500g)
$1.96 ¥13.08
$1.65 ¥260
18.79%
Rice (white) (1kg)
$1.03 ¥6.87
$3.59 ¥567
-71.31%
Eggs
$1.67 ¥11.16
$2.09 ¥330
-20.10%
Local Cheese (1kg)
$16.96 ¥113
$10.21 ¥1,613
66.11%
Chicken Fillets (1kg)
$3.19 ¥21.33
$6.06 ¥957
-47.36%
Beef Round Steak (1kg)
$12.90 ¥86.3
$14.09 ¥2,226
-8.45%
Apples (1kg)
$2.24 ¥15.00
$4.81 ¥759
-53.43%
Banana (1kg)
$1.66 ¥11.13
$2.29 ¥361
-27.51%
Oranges (1kg)
$2.02 ¥13.54
$2.94 ¥464
-31.29%
Tomato (1kg)
$1.66 ¥11.08
$4.21 ¥666
-60.57%
Potato (1kg)
$0.77 ¥5.17
$2.64 ¥417
-70.83%
Onion (1kg)
$0.93 ¥6.21
$2.67 ¥421
-65.17%
Lettuce (1 head)
$0.63 ¥4.19
$1.15 ¥181
-45.22%
Water (1.5 liter bottle)
$0.60 ¥3.99
$0.76 ¥120
-21.05%
Cigarettes 20 Pack (Marlboro, Camel)
$3.80 ¥25.44
$3.79 ¥599
0.26%
Wine (Bottle)
$10.87 ¥72.7
$6.21 ¥981
75.04%
Local Beer (0.5 liter bottle)
$0.82 ¥5.51
$1.63 ¥258
-49.69%
Imported Beer (0.33 liter bottle)
$1.61 ¥10.76
$2.01 ¥318
-19.90%
🚌 Getting Around
Shanghai
Matsudo
Difference
One-way Ticket (Public Transport)
$0.61 ¥4.11
$1.53 ¥241
-60.13%
Public Transport Monthly Pass (Regular Price)
$29.40 ¥197
$53.9 ¥8,521
-45.48%
Taxi Start (Normal Tariff)
$2.11 ¥14.11
$3.17 ¥501
-33.44%
Taxi (Normal Tariff) (1km)
$0.43 ¥2.87
$2.74 ¥433
-84.31%
Taxi 1hour Waiting (Normal Tariff)
$9.06 ¥60.6
$18.67 ¥2,950
-51.47%
Gasoline (1 liter)
$1.33 ¥8.89
$1.04 ¥164
27.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.0K ¥127.2K
$21.4K ¥3.4M
-11.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.7K ¥125.1K
$15.7K ¥2.5M
19.51%
🧾 Monthly Utilities & Internet
Shanghai
Matsudo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$57.8 ¥387
$130 ¥20.5K
-55.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.09 ¥54.1
$21.89 ¥3,458
-63.04%
Internet (50+ Mbps, Unlimited Data)
$10.48 ¥70.0
$30.21 ¥4,772
-65.31%
🎉 Sport & Entertainment
Shanghai
Matsudo
Difference
Gym Membership (Monthly)
$65.7 ¥439
$55.9 ¥8,832
17.49%
Tennis Court (1 Hour on Weekend)
$17.82 ¥119
-
-
Cinema Ticket
$8.95 ¥59.9
$12.39 ¥1,957
-27.76%
🧸 Childcare & Education
Shanghai
Matsudo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,414 ¥9,451
$628 ¥99.3K
124.92%
International Primary School, 1 Child (Yearly)
$27.9K ¥186.2K
$14.8K ¥2.3M
87.68%
👕👟 Clothing & Footwear
Shanghai
Matsudo
Difference
Jeans (Levis 501 Or Similar)
$54.0 ¥361
$54.9 ¥8,670
-1.62%
Summer Dress (H&M, Zara, etc)
$37.09 ¥248
$33.28 ¥5,257
11.45%
Sport Shoes (Adidas, Nike)
$74.3 ¥496
$61.5 ¥9,718
20.71%
Men's Leather Business Shoes
$106 ¥706
$71.8 ¥11.3K
47.03%
🏠 Accommodation & Living
Shanghai
Matsudo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,055 ¥7,056
$456 ¥72.1K
131.28%
1-bedroom Apartment, Outside City Center (Monthly)
$585 ¥3,910
$348 ¥54.9K
68.18%
3-bedroom Apartment, City Center (Monthly)
$2,485 ¥16.6K
$1,160 ¥183.3K
114.24%
3-bedroom Apartment, Outside City Center (Monthly)
$1,232 ¥8,240
$738 ¥116.6K
66.92%
Buy Apartment in City Center (m2)
$13.9K ¥93.1K
$4,559 ¥720.3K
205.50%
Buy Apartment Outside City Center (m2)
$6,253 ¥41.8K
$1,840 ¥290.7K
239.83%
💵 Salaries & Financials
Shanghai
Matsudo
Difference
Average Monthly Net Salary (After Tax)
$1,711 ¥11.4K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.36
2.25
49.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shanghai: October 12, 2026

Last update for Matsudo: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Shanghai
$585
Matsudo
$348 40.5% $237
Groceries & Markets
Shanghai
$235
Matsudo
$279 18.8% $44
Clothing & Footwear
Shanghai
$122
Matsudo
$100 18.3% $22
Eating Out
Shanghai
$106
Matsudo
$134 26.5% $28
Sport & Entertainment
Shanghai
$84
Matsudo
$81 3.5% $2.9
Monthly Utilities & Internet
Shanghai
$76
Matsudo
$182 138% $106
Getting Around
Shanghai
$36
Matsudo
$77 113% $41

Cost Breakdown

A one-bedroom apartment in the center runs $1,055 in Shanghai and $456 in Matsudo. Housing cost is often the main lever when comparing two cities.

Dining out: $30.00 in Shanghai vs $37.00 in Matsudo for a mid-range dinner for two. Groceries echo the gap at $235 vs $279 per month, with Shanghai cheaper across the board.

Good to know
🇨🇳 Shanghai
🇯🇵 Matsudo
🕒 Local time
06:31 6:31 AM
07:31 7:31 AM
1 h ahead of Shanghai
🌤 Weather
👥 Population
24,870,895
485,803
💱 Currency
Exchange rates and currency converter

JPY, USD, EUR to CNY – Chinese Yuan Converter

Chinese Yuan exchange rates as of October 18, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

On the map
Between locations
  • Shanghai Matsudo 1,780 km ≈ 2 h 45 min nonstop flight
From you
  • Shanghai
  • Matsudo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Shanghai vs Matsudo: Cost of Living - Frequently Asked Questions
Is Matsudo cheaper than Shanghai?
Matsudo is cheaper overall, especially in clothing and leisure. The 4% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,865 in Shanghai and $1,800 in Matsudo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Shanghai and Matsudo?
Rent for a central apartment: $1,055 in Shanghai versus $456 in Matsudo. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Matsudo runs roughly 83% less than in Shanghai. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,414 in Shanghai versus $628 in Matsudo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Shanghai or in Matsudo?
At $1,200 in Matsudo versus $1,244 in Shanghai, a $1,500 budget is realistic in Matsudo but tight or insufficient in Shanghai. The gap between the two cities makes Matsudo the clear choice for anyone on this budget.
Is it better to live in Shanghai or in Matsudo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Shanghai or Matsudo?
Safety-wise, Shanghai and Matsudo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Matsudo gentler on the wallet – expenses run 4% less than in Shanghai. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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