Last update: Oct 2026

Cost of Living Comparison Between Shaab and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,386 in Shaab, rent and utilities included – about $440 less a year. The total is higher in Shaab despite lower rent and utilities.

66

Cost of Living Index in Shaab
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Shaab Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Shaab

🇰🇼 Kuwait

$1,386

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Shaab and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shaab and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,386 in Shaab versus $1,349 in Ubud, Bali.

Shaab $1,386
Ubud, Bali $1,349

Estimated couple costs with rent: $2,294 in Shaab versus $2,305 in Ubud, Bali.

Shaab $2,294
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,201 in Shaab versus $3,261 in Ubud, Bali.

Shaab $3,201
Ubud, Bali $3,261

Living in Shaab is roughly 3% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$12.70 KWD 3.91

$3.32 Rp 60.4K

282.53%

Three-Course Dinner for Two, Mid-Range

$63.2 KWD 19.47

$35.64 Rp 647.8K

77.36%

Fast Food Meal (McDonalds, etc)

$8.88 KWD 2.74

$5.53 Rp 100.6K

60.58%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.12 KWD 0.96

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.97 KWD 1.53

Cappuccino

$5.21 KWD 1.61

$2.72 Rp 49.4K

91.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 KWD 0.22

$1.70 Rp 30.9K

-58.82%

Water (0.33 liter bottle)

$0.29 KWD 0.09

$0.76 Rp 13.8K

-61.84%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

Milk (1 liter)

$1.58 KWD 0.49

$1.49 Rp 27.1K

6.04%

White Bread (500g)

$1.46 KWD 0.45

$2.28 Rp 41.4K

-35.96%

Rice (white) (1kg)

$1.98 KWD 0.61

$1.19 Rp 21.6K

66.39%

Eggs

$2.07 KWD 0.64

$2.04 Rp 37.0K

1.47%

Local Cheese (1kg)

$4.42 KWD 1.36

$17.70 Rp 321.7K

-75.03%

Chicken Fillets (1kg)

$6.74 KWD 2.08

$3.96 Rp 72.0K

70.20%

Beef Round Steak (1kg)

$10.17 KWD 3.13

$12.19 Rp 221.6K

-16.57%

Apples (1kg)

$2.52 KWD 0.78

$3.66 Rp 66.4K

-31.15%

Banana (1kg)

$1.92 KWD 0.59

$1.52 Rp 27.6K

26.32%

Oranges (1kg)

$1.87 KWD 0.58

$2.23 Rp 40.5K

-16.14%

Tomato (1kg)

$1.48 KWD 0.46

$1.97 Rp 35.9K

-24.87%

Potato (1kg)

$1.32 KWD 0.41

$1.85 Rp 33.6K

-28.65%

Onion (1kg)

$1.49 KWD 0.46

$2.42 Rp 44.1K

-38.43%

Lettuce (1 head)

$2.30 KWD 0.71

$0.99 Rp 18.0K

132.32%

Water (1.5 liter bottle)

$0.57 KWD 0.18

$0.51 Rp 9,332

11.76%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.15 KWD 0.97

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.04 KWD 0.32

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.39 KWD 0.43

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 KWD 0.83

$2.22 Rp 40.4K

21.17%

Wine (Bottle)

$22.24 Rp 404.2K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.81 KWD 0.25

$0.25 Rp 4,562

224.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$4.87 KWD 1.50

$0.44 Rp 7,989

1006.82%

Taxi (Normal Tariff) (1km)

$3.30 KWD 1.02

$0.43 Rp 7,817

667.44%

Taxi 1hour Waiting (Normal Tariff)

$15.86 KWD 4.89

$5.41 Rp 98.3K

193.16%

Gasoline (1 liter)

$0.35 KWD 0.11

$0.82 Rp 15.0K

-57.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K KWD 7,262

$23.8K Rp 433.3M

-1.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K KWD 6,015

$31.7K Rp 577.0M

-38.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.5 KWD 20.47

$79.1 Rp 1.4M

-15.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.82 KWD 7.03

$6.45 Rp 117.2K

253.80%

Internet (50+ Mbps, Unlimited Data)

$29.54 KWD 9.10

$18.58 Rp 337.7K

58.99%

Gym Membership (Monthly)

$102 KWD 31.37

$49.48 Rp 899.4K

105.76%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$12.90 KWD 3.97

$4.27 Rp 77.7K

202.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 KWD 155

$491 Rp 8.9M

2.62%

International Primary School, 1 Child (Yearly)

$9,302 KWD 2,866

$5,674 Rp 103.1M

63.94%

Jeans (Levis 501 Or Similar)

$37.18 KWD 11.46

$44.64 Rp 811.4K

-16.71%

Summer Dress (H&M, Zara, etc)

$39.66 KWD 12.22

$34.95 Rp 635.3K

13.48%

Sport Shoes (Adidas, Nike)

$97.4 KWD 30.01

$79.9 Rp 1.5M

21.91%

Men's Leather Business Shoes

$87.5 KWD 26.94

$79.4 Rp 1.4M

10.11%

1-bedroom Apartment, City Center (Monthly)

$796 KWD 245

$1,125 Rp 20.4M

-29.28%

1-bedroom Apartment, Outside City Center (Monthly)

$617 KWD 190

$671 Rp 12.2M

-8.14%

3-bedroom Apartment, City Center (Monthly)

$1,694 KWD 522

$3,565 Rp 64.8M

-52.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,320 KWD 407

$1,723 Rp 31.3M

-23.42%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$3,175 KWD 978

$164 Rp 3.0M

1837.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

13.78

-52.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shaab: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Shaab

$617 44.5%

Ubud, Bali

$672 49.8% 8.9% $55

Eating Out

Shaab

$195 14.1%

Ubud, Bali

$108 8% 44.7% $87

Groceries & Markets

Shaab

$186 13.4%

Ubud, Bali

$288 21.4% 55.1% $102

Sport & Entertainment

Shaab

$128 9.2%

Ubud, Bali

$58 4.3% 54.5% $70

Monthly Utilities & Internet

Shaab

$119 8.6%

Ubud, Bali

$104 7.7% 12.4% $15

Clothing & Footwear

Shaab

$118 8.5%

Ubud, Bali

$108 8% 8.7% $10

Getting Around

Shaab

$25 * 1.8%

Ubud, Bali

$11 0.9% 53.6% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $796 in Shaab and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Shaab pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $63 in Shaab vs $36 in Ubud, Bali. Groceries flip the comparison at $186 vs $288, with Shaab cheaper for home cooking.

Good to know

🇰🇼 Shaab

🇮🇩 Ubud, Bali

🕒 Local time

00:08 12:08 AM

05:08 5:08 AM

5 h ahead of Shaab

🌤 Weather

👥 Population

164,212

74,800

💱 Currency

Kuwaiti Dinar KWD د.ك

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 KWD = 3.25 USD

1 KWD = 2.92 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to KWD – Kuwaiti Dinar Converter

🇺🇸 United States Dollar ($)

🇰🇼 Kuwaiti Dinar (د.ك)

Kuwaiti Dinar exchange rates as of October 28, 2026: 1 USD = 0.308 KWD (1 KWD = 3.25 USD). 1 EUR = 0.343 KWD (1 KWD = 2.92 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to KWD in detail →

On the map

Lowest

Highest

Between locations

Shaab Ubud, Bali 8,330 km ≈ 11 h nonstop flight

From you

Shaab
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shaab vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 3% cheaper overall, especially in eating out, leisure, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Shaab is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $796 in Shaab versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Shaab pay roughly 36% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,386 per month in Shaab versus $1,349 in Ubud, Bali – Ubud, Bali is about 3% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Shaab and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Shaab on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.