Last update: Oct 2026

Cost of Living Comparison Between Settat and Cape Town

For one person, living is cheaper in Settat: $647 a month against $1,586 in Cape Town, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

31

Cost of Living Index in Settat
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Settat Living Index
77

Cost of Living Index in Cape Town
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Cape Town Living Index

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Settat

🇲🇦 Morocco

$647

/mo nomad

Cape Town

🇿🇦 South Africa

$1,586

/mo nomad

Monthly Cost of Living

How much you'll spend in Settat and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Settat and in Cape Town actually costs, broken down by who's living it.

A single person spends $647 per month in Settat vs $1,586 in Cape Town, rent included.

Settat $647
Cape Town $1,586

A couple spends around $1,028 per month in Settat vs $2,425 in Cape Town, rent included.

Settat $1,028
Cape Town $2,425

A family of three spends $1,410 per month in Settat vs $3,263 in Cape Town, rent included.

Settat $1,410
Cape Town $3,263

Settat is about 59% cheaper than Cape Town, and outside of rent the biggest gap is in eating out.

Settat sits 52% below the global median, while Cape Town is 17% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.09 MAD 30.09

$12.14 R 200

-74.55%

Three-Course Dinner for Two, Mid-Range

$30.63 MAD 299

$45.34 R 747

-32.44%

Fast Food Meal (McDonalds, etc)

$6.11 MAD 59.6

$5.88 R 96.9

3.91%

Cappuccino

$1.11 MAD 10.84

$2.50 R 41.18

-55.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 MAD 4.26

$1.27 R 20.94

-65.35%

Water (0.33 liter bottle)

$0.32 MAD 3.07

$0.98 R 16.14

-67.35%

Local Beer (0.5 liter draught)

$1.16 MAD 11.35

$2.99 R 49.33

-61.20%

Imported Beer (0.33 liter bottle)

$1.48 MAD 14.43

$3.72 R 61.4

-60.22%

Milk (1 liter)

$0.84 MAD 8.18

$1.30 R 21.40

-35.38%

White Bread (500g)

$0.78 MAD 7.60

$1.25 R 20.68

-37.60%

Rice (white) (1kg)

$1.51 MAD 14.74

$2.23 R 36.76

-32.29%

Eggs

$1.86 MAD 18.17

$3.11 R 51.2

-40.19%

Local Cheese (1kg)

$7.85 MAD 76.5

$9.06 R 149

-13.36%

Chicken Fillets (1kg)

$5.30 MAD 51.7

$6.92 R 114

-23.41%

Beef Round Steak (1kg)

$11.00 MAD 107

$9.30 R 153

18.28%

Apples (1kg)

$1.59 MAD 15.46

$1.84 R 30.25

-13.59%

Banana (1kg)

$1.34 MAD 13.02

$1.96 R 32.29

-31.63%

Oranges (1kg)

$0.90 MAD 8.82

$1.67 R 27.45

-46.11%

Tomato (1kg)

$0.77 MAD 7.49

$2.17 R 35.70

-64.52%

Potato (1kg)

$0.66 MAD 6.43

$1.57 R 25.81

-57.96%

Onion (1kg)

$0.79 MAD 7.68

$1.48 R 24.45

-46.62%

Lettuce (1 head)

$0.24 MAD 2.34

$1.30 R 21.41

-81.54%

Water (1.5 liter bottle)

$0.51 MAD 5.00

$1.13 R 18.60

-54.87%

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 MAD 39.78

$3.60 R 59.3

13.33%

Wine (Bottle)

$7.58 MAD 73.9

$6.15 R 101

23.25%

Local Beer (0.5 liter bottle)

$2.19 MAD 21.38

$1.38 R 22.66

58.70%

Imported Beer (0.33 liter bottle)

$3.25 MAD 31.71

$2.14 R 35.20

51.87%

One-way Ticket (Public Transport)

$0.50 MAD 4.91

$1.50 R 24.65

-66.67%

Public Transport Monthly Pass (Regular Price)

$20.93 MAD 204

$60.8 R 1,001

-65.55%

Taxi Start (Normal Tariff)

$0.73 MAD 7.08

$0.59 R 9.71

23.73%

Taxi (Normal Tariff) (1km)

$0.61 MAD 5.96

$1.50 R 24.65

-59.33%

Taxi 1hour Waiting (Normal Tariff)

$6.86 MAD 66.9

$5.11 R 84.2

34.25%

Gasoline (1 liter)

$1.44 MAD 14.02

$1.55 R 25.50

-7.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K MAD 327.6K

$36.2K R 596.5K

-7.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K MAD 281.3K

$31.2K R 514.8K

-7.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.18 MAD 197

$114 R 1,883

-82.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.04 MAD 49.17

$28.91 R 476

-82.57%

Internet (50+ Mbps, Unlimited Data)

$36.13 MAD 352

$39.73 R 654

-9.06%

Gym Membership (Monthly)

$18.49 MAD 180

$49.01 R 808

-62.27%

Tennis Court (1 Hour on Weekend)

$20.83 MAD 203

$10.99 R 181

89.54%

Cinema Ticket

$6.11 MAD 59.5

$9.15 R 151

-33.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$95.5 MAD 931

$259 R 4,264

-63.10%

International Primary School, 1 Child (Yearly)

$8,175 MAD 79.7K

$6,794 R 111.9K

20.33%

Jeans (Levis 501 Or Similar)

$30.99 MAD 302

$56.2 R 926

-44.84%

Summer Dress (H&M, Zara, etc)

$44.10 MAD 430

$32.41 R 534

36.07%

Sport Shoes (Adidas, Nike)

$81.3 MAD 793

$121 R 1,987

-32.56%

Men's Leather Business Shoes

$80.1 MAD 781

$108 R 1,781

-25.89%

1-bedroom Apartment, City Center (Monthly)

$270 MAD 2,631

$1,021 R 16.8K

-73.57%

1-bedroom Apartment, Outside City Center (Monthly)

$174 MAD 1,694

$717 R 11.8K

-75.77%

3-bedroom Apartment, City Center (Monthly)

$456 MAD 4,450

$1,824 R 30.1K

-74.98%

3-bedroom Apartment, Outside City Center (Monthly)

$274 MAD 2,676

$1,327 R 21.9K

-79.31%

Buy Apartment in City Center (m2)

$1,214 MAD 11.8K

$2,391 R 39.4K

-49.24%

Buy Apartment Outside City Center (m2)

$851 MAD 8,299

$1,542 R 25.4K

-44.79%

Average Monthly Net Salary (After Tax)

$204 MAD 1,990

$1,639 R 27.0K

-87.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

10.97

-68.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Settat: October 11, 2026

Last update for Cape Town: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Settat

$179 27.8%

Cape Town

$225 14.2% 25.3% $45

Accommodation & Living

Settat

$174 26.9%

Cape Town

$717 45.2% 313% $543

Clothing & Footwear

Settat

$106 16.5%

Cape Town

$143 9% 34.1% $36

Eating Out

Settat

$68 10.5%

Cape Town

$176 11.1% 159% $108

Monthly Utilities & Internet

Settat

$61 9.5%

Cape Town

$183 11.5% 198% $122

Sport & Entertainment

Settat

$31 4.8%

Cape Town

$67 4.2% 119% $37

Getting Around

Settat

$27 4.1%

Cape Town

$75 4.7% 180% $48

Cost Breakdown

A central one-bedroom costs $270 in Settat versus $1,021 in Cape Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 703% higher in Cape Town, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31.00 in Settat versus $45.00 in Cape Town. Monthly groceries follow the same trend: $179 vs $225 – making Settat the more affordable choice for daily food spending.

Good to know

🇲🇦 Settat

🇿🇦 Cape Town

🕒 Local time

07:25 7:25 AM

08:25 8:25 AM

1 h ahead of Settat

🌤 Weather

👥 Population

142,250

3,740,026 Capital

💱 Currency

Moroccan Dirham MAD د.م.

South African Rand ZAR R

📈 Exchange rate

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to MAD – Moroccan Dirham Converter

🇺🇸 United States Dollar ($)

🇲🇦 Moroccan Dirham (د.م.)

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

South African Rand exchange rates as of October 19, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to MAD in detail →

On the map

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Between locations

Settat Cape Town 7,920 km ≈ 10 h nonstop flight

From you

Settat
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Settat vs Cape Town: Cost of Living - Frequently Asked Questions

Cape Town costs about 145% more than Settat, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $970 per month in Settat and $2,379 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Settat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $647 in Settat and $1,586 in Cape Town. That's a gap of about 145%.

Public transport costs about 190% less in Settat. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Settat, where all-in costs run around $647, than in Cape Town at $1,586. In Settat it covers expenses comfortably, while in Cape Town it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Settat costs $647 versus $1,586 in Cape Town. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Settat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.