Last update: Oct 2026

Cost of Living Comparison Between Setia Alam and Ubud, Bali

For one person, living is cheaper in Setia Alam: $913 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Setia Alam
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Setia Alam Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Setia Alam

🇲🇾 Malaysia

$913

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Setia Alam and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Setia Alam and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $913 per month in Setia Alam vs $1,368 in Ubud, Bali, rent included.

Setia Alam $913
Ubud, Bali $1,368

A couple spends around $1,358 per month in Setia Alam vs $2,314 in Ubud, Bali, rent included.

Setia Alam $1,358
Ubud, Bali $2,314

A family of three spends $1,803 per month in Setia Alam vs $3,260 in Ubud, Bali, rent included.

Setia Alam $1,803
Ubud, Bali $3,260

Setia Alam is about 33% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Setia Alam sits 32% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.81 MYR 19.61

$3.33 Rp 59.9K

44.44%

Three-Course Dinner for Two, Mid-Range

$24.57 MYR 100

$35.18 Rp 633.2K

-30.16%

Fast Food Meal (McDonalds, etc)

$4.96 MYR 20.22

$5.80 Rp 104.5K

-14.48%

Cappuccino

$2.76 MYR 11.27

$2.73 Rp 49.1K

1.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 MYR 3.23

$1.64 Rp 29.5K

-51.83%

Water (0.33 liter bottle)

$0.47 MYR 1.93

$0.83 Rp 15.0K

-43.37%

Local Beer (0.5 liter draught)

$4.32 MYR 17.63

$2.70 Rp 48.6K

60.00%

Imported Beer (0.33 liter bottle)

$6.01 MYR 24.50

$4.30 Rp 77.4K

39.77%

Milk (1 liter)

$1.49 MYR 6.09

$1.50 Rp 27.1K

-0.67%

White Bread (500g)

$0.72 MYR 2.92

$2.30 Rp 41.4K

-68.70%

Rice (white) (1kg)

$0.59 MYR 2.42

$1.18 Rp 21.2K

-50.00%

Eggs

$1.20 MYR 4.91

$2.14 Rp 38.6K

-43.93%

Local Cheese (1kg)

$13.82 MYR 56.4

$17.48 Rp 314.6K

-20.94%

Chicken Fillets (1kg)

$2.41 MYR 9.83

$4.03 Rp 72.5K

-40.20%

Beef Round Steak (1kg)

$2.41 MYR 9.83

$12.23 Rp 220.1K

-80.29%

Apples (1kg)

$1.24 MYR 5.04

$3.55 Rp 63.9K

-65.07%

Banana (1kg)

$1.83 MYR 7.47

$1.57 Rp 28.3K

16.56%

Oranges (1kg)

$1.25 MYR 5.11

$2.24 Rp 40.2K

-44.20%

Tomato (1kg)

$1.20 MYR 4.91

$1.93 Rp 34.7K

-37.82%

Potato (1kg)

$0.71 MYR 2.89

$1.88 Rp 33.9K

-62.23%

Onion (1kg)

$0.74 MYR 3.03

$2.29 Rp 41.3K

-67.69%

Lettuce (1 head)

$0.70 MYR 2.87

$0.99 Rp 17.9K

-29.29%

Water (1.5 liter bottle)

$0.72 MYR 2.95

$0.53 Rp 9,475

35.85%

Cigarettes 20 Pack (Marlboro, Camel)

$4.32 MYR 17.64

$2.28 Rp 41.1K

89.47%

Wine (Bottle)

$19.60 MYR 80.0

$23.01 Rp 414.2K

-14.82%

Local Beer (0.5 liter bottle)

$3.59 MYR 14.64

$2.34 Rp 42.2K

53.42%

Imported Beer (0.33 liter bottle)

$4.86 MYR 19.84

$2.91 Rp 52.4K

67.01%

One-way Ticket (Public Transport)

$0.76 MYR 3.08

$0.24 Rp 4,315

216.67%

Public Transport Monthly Pass (Regular Price)

$12.31 MYR 50.2

$8.82 Rp 158.7K

39.57%

Taxi Start (Normal Tariff)

$1.24 MYR 5.06

$0.48 Rp 8,684

158.33%

Taxi (Normal Tariff) (1km)

$1.20 MYR 4.88

$0.46 Rp 8,233

160.87%

Taxi 1hour Waiting (Normal Tariff)

$4.78 MYR 19.49

$5.45 Rp 98.2K

-12.29%

Gasoline (1 liter)

$0.48 MYR 1.95

$0.88 Rp 15.9K

-45.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.2K MYR 159.9K

$24.6K Rp 442.2M

59.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K MYR 134.7K

$31.2K Rp 561.4M

5.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.2 MYR 250

$83.0 Rp 1.5M

-26.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.52 MYR 34.77

$6.45 Rp 116.0K

32.09%

Internet (50+ Mbps, Unlimited Data)

$26.04 MYR 106

$18.57 Rp 334.2K

40.23%

Gym Membership (Monthly)

$49.73 MYR 203

$55.8 Rp 1.0M

-10.91%

Tennis Court (1 Hour on Weekend)

$6.97 MYR 28.44

$18.11 Rp 326.0K

-61.51%

Cinema Ticket

$5.10 MYR 20.82

$4.38 Rp 78.9K

16.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 MYR 551

$493 Rp 8.9M

-72.61%

International Primary School, 1 Child (Yearly)

$7,885 MYR 32.2K

$5,754 Rp 103.6M

37.05%

Jeans (Levis 501 Or Similar)

$72.7 MYR 296

$46.19 Rp 831.4K

57.29%

Summer Dress (H&M, Zara, etc)

$27.31 MYR 111

$35.33 Rp 636.0K

-22.70%

Sport Shoes (Adidas, Nike)

$53.8 MYR 220

$79.1 Rp 1.4M

-31.96%

Men's Leather Business Shoes

$36.56 MYR 149

$78.4 Rp 1.4M

-53.36%

1-bedroom Apartment, City Center (Monthly)

$529 MYR 2,160

$1,142 Rp 20.6M

-53.66%

1-bedroom Apartment, Outside City Center (Monthly)

$323 MYR 1,319

$676 Rp 12.2M

-52.16%

3-bedroom Apartment, City Center (Monthly)

$873 MYR 3,562

$3,503 Rp 63.1M

-75.07%

3-bedroom Apartment, Outside City Center (Monthly)

$549 MYR 2,238

$1,700 Rp 30.6M

-67.73%

Buy Apartment in City Center (m2)

$1,992 MYR 8,128

$2,784 Rp 50.1M

-28.43%

Buy Apartment Outside City Center (m2)

$1,102 MYR 4,498

$2,241 Rp 40.3M

-50.79%

Average Monthly Net Salary (After Tax)

$1,143 MYR 4,663

$165 Rp 3.0M

594.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-70.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setia Alam: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Setia Alam

$323 35.4%

Ubud, Bali

$676 49.4% 109% $352

Groceries & Markets

Setia Alam

$200 21.9%

Ubud, Bali

$290 21.2% 45.1% $90

Eating Out

Setia Alam

$125 13.7%

Ubud, Bali

$109 8% 13.1% $16

Monthly Utilities & Internet

Setia Alam

$96 10.5%

Ubud, Bali

$108 7.9% 12.8% $12

Clothing & Footwear

Setia Alam

$86 9.4%

Ubud, Bali

$108 7.9% 25.6% $22

Sport & Entertainment

Setia Alam

$60 6.6%

Ubud, Bali

$65 4.7% 7.8% $4.6

Getting Around

Setia Alam

$23 2.5%

Ubud, Bali

$13 0.9% 44.3% $10

Cost Breakdown

A central one-bedroom costs $529 in Setia Alam versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 595% higher in Setia Alam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25.00 in Setia Alam versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $200 vs $290 – making Setia Alam the more affordable choice for daily food spending.

Good to know

🇲🇾 Setia Alam

🇮🇩 Ubud, Bali

🕒 Local time

23:52 11:52 PM

Same time as Setia Alam

🌤 Weather

👥 Population

150,000

74,800

💱 Currency

Malaysian Ringgit MYR RM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 MYR = 0.245 USD

1 MYR = 0.218 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MYR – Malaysian Ringgit Converter

🇺🇸 United States Dollar ($)

🇲🇾 Malaysian Ringgit (RM)

Malaysian Ringgit exchange rates as of October 19, 2026: 1 USD = 4.08 MYR (1 MYR = 0.245 USD). 1 EUR = 4.59 MYR (1 MYR = 0.218 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to MYR in detail →

On the map

Lowest

Highest

Between locations

Setia Alam Ubud, Bali 2,000 km ≈ 3 h nonstop flight

From you

Setia Alam
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setia Alam vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 50% more than Setia Alam, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,369 per month in Setia Alam and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Setia Alam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 40% less in Setia Alam. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $135 per month in Setia Alam and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Setia Alam, where all-in costs run around $913, than in Ubud, Bali at $1,368. In Setia Alam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Setia Alam costs $913 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Setia Alam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.