Cost of Living Comparison Between Setagaya-ku and Chiang Mai Cost of Living Comparison Between Setagaya-ku and Chiang Mai

Monthly Cost of Living

A single person spends $1,175 per month in Setagaya-ku vs $947 in Chiang Mai, rent included.

A couple spends around $1,805 per month in Setagaya-ku vs $1,411 in Chiang Mai, rent included.

A family of three spends $2,434 per month in Setagaya-ku vs $1,874 in Chiang Mai, rent included.

Setagaya-ku costs about 24% more than Chiang Mai, driven mainly by Eating Out.

Both Setagaya-ku and Chiang Mai are more affordable than the global median – Setagaya-ku 14% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Setagaya-ku
Chiang Mai
Difference
Meal at Budget Restaurant
$6.27 ¥976
$2.08 ฿68.6
201.44%
Three-Course Dinner for Two, Mid-Range
$25.53 ¥3,973
$19.64 ฿646
29.99%
Fast Food Meal (McDonalds, etc)
$4.47 ¥696
$5.65 ฿186
-20.88%
Cappuccino
$2.89 ¥450
$1.81 ฿59.4
59.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.07 ¥167
$0.71 ฿23.45
50.70%
Water (0.33 liter bottle)
$0.60 ¥93.8
$0.32 ฿10.38
87.50%
Local Beer (0.5 liter draught)
$2.24 ¥349
$2.24 ฿73.6
-
Imported Beer (0.33 liter bottle)
$3.07 ¥477
$3.63 ฿119
-15.43%
🛒 Groceries & Markets
Setagaya-ku
Chiang Mai
Difference
Milk (1 liter)
$1.24 ¥192
$1.96 ฿64.4
-36.73%
White Bread (500g)
$1.71 ¥265
$1.50 ฿49.39
14.00%
Rice (white) (1kg)
$3.57 ¥556
$1.34 ฿43.93
166.42%
Eggs
$1.22 ¥190
$2.26 ฿74.5
-46.02%
Local Cheese (1kg)
$11.57 ¥1,800
$16.26 ฿535
-28.84%
Chicken Fillets (1kg)
$5.85 ¥911
$2.95 ฿97.1
98.31%
Beef Round Steak (1kg)
$14.22 ¥2,213
$9.94 ฿327
43.06%
Apples (1kg)
$5.69 ¥885
$2.57 ฿84.6
121.40%
Banana (1kg)
$2.79 ¥435
$1.06 ฿34.73
163.21%
Oranges (1kg)
$2.77 ¥431
$1.61 ฿53.0
72.05%
Tomato (1kg)
$4.07 ¥634
$1.52 ฿49.97
167.76%
Potato (1kg)
$2.62 ¥407
$1.27 ฿41.77
106.30%
Onion (1kg)
$2.65 ¥412
$1.07 ฿35.06
147.66%
Lettuce (1 head)
$1.26 ¥197
$0.72 ฿23.68
75.00%
Water (1.5 liter bottle)
$0.54 ¥83.5
$0.51 ฿16.72
5.88%
Cigarettes 20 Pack (Marlboro, Camel)
$3.70 ¥576
$4.19 ฿138
-11.69%
Wine (Bottle)
$6.28 ¥978
$17.87 ฿587
-64.86%
Local Beer (0.5 liter bottle)
$1.71 ¥267
$1.69 ฿55.7
1.18%
Imported Beer (0.33 liter bottle)
$2.01 ¥312
$2.84 ฿93.3
-29.23%
🚌 Getting Around
Setagaya-ku
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.46 ¥227
$0.93 ฿30.43
56.99%
Public Transport Monthly Pass (Regular Price)
$58.8 ¥9,152
$53.9 ฿1,771
9.17%
Taxi Start (Normal Tariff)
$2.61 ¥405
$1.23 ฿40.59
112.20%
Taxi (Normal Tariff) (1km)
$2.55 ¥397
$0.58 ฿18.96
339.66%
Taxi 1hour Waiting (Normal Tariff)
$20.04 ¥3,119
$2.42 ฿79.7
728.10%
Gasoline (1 liter)
$1.06 ¥164
$1.41 ฿46.43
-24.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K ¥3.4M
$21.4K ฿705.1K
0.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.8K ¥2.8M
$27.3K ฿898.7K
-34.92%
🧾 Monthly Utilities & Internet
Setagaya-ku
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$130 ¥20.3K
$63.7 ฿2,093
104.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.06 ¥3,745
$12.85 ฿423
87.24%
Internet (50+ Mbps, Unlimited Data)
$31.88 ¥4,962
$20.22 ฿665
57.67%
🎉 Sport & Entertainment
Setagaya-ku
Chiang Mai
Difference
Gym Membership (Monthly)
$50.4 ¥7,851
$38.74 ฿1,274
30.20%
Tennis Court (1 Hour on Weekend)
-
$3.97 ฿130
-
Cinema Ticket
$11.79 ¥1,835
$6.74 ฿222
74.93%
🧸 Childcare & Education
Setagaya-ku
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$635 ¥98.8K
$778 ฿25.6K
-18.43%
International Primary School, 1 Child (Yearly)
$14.5K ¥2.3M
$14.6K ฿480.4K
-1.00%
👕👟 Clothing & Footwear
Setagaya-ku
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$36.87 ¥5,739
$54.3 ฿1,785
-32.09%
Summer Dress (H&M, Zara, etc)
$32.69 ¥5,087
$25.45 ฿837
28.45%
Sport Shoes (Adidas, Nike)
$60.4 ¥9,402
$94.3 ฿3,102
-35.96%
Men's Leather Business Shoes
$62.1 ¥9,660
$73.4 ฿2,415
-15.48%
🏠 Accommodation & Living
Setagaya-ku
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$459 ¥71.4K
$490 ฿16.1K
-6.27%
1-bedroom Apartment, Outside City Center (Monthly)
$320 ¥49.9K
$289 ฿9,512
10.75%
3-bedroom Apartment, City Center (Monthly)
$1,206 ¥187.8K
$894 ฿29.4K
35.02%
3-bedroom Apartment, Outside City Center (Monthly)
$693 ¥107.8K
$517 ฿17.0K
34.01%
Buy Apartment in City Center (m2)
$4,726 ¥735.6K
$1,955 ฿64.3K
141.74%
Buy Apartment Outside City Center (m2)
$2,124 ¥330.6K
$1,477 ฿48.6K
43.84%
💵 Salaries & Financials
Setagaya-ku
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$1,446 ¥225.1K
$602 ฿19.8K
140.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
2
5.57
-64.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setagaya-ku: August 31, 2026

Last update for Chiang Mai: August 31, 2026

Cost Breakdown

A central one-bedroom costs $459 in Setagaya-ku versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 140% higher in Setagaya-ku, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $26.00 in Setagaya-ku versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $282 vs $240 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Setagaya-ku vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Setagaya-ku or Chiang Mai?
Setagaya-ku costs about 24% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Setagaya-ku and in Chiang Mai?
For a comfortable life, plan on about $1,763 per month in Setagaya-ku and $1,421 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Setagaya-ku or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Setagaya-ku and in Chiang Mai?
Kindergarten costs $635 per month in Setagaya-ku and $778 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Setagaya-ku or in Chiang Mai?
Groceries cost about 17% more in Setagaya-ku, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Setagaya-ku or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $947, than in Setagaya-ku at $1,175. In Chiang Mai it covers expenses comfortably, while in Setagaya-ku it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Setagaya-ku or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $947 versus $1,175 in Setagaya-ku. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Setagaya-ku compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Setagaya-ku or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Setagaya-ku makes more sense. Both are solid long-term options with distinct trade-offs.

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