Last update: Oct 2026

Cost of Living Comparison Between Sesvete and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $1,514 in Sesvete, rent and utilities included – about $6,900 less a year. Rent and utilities account for about half of the difference.

Sesvete, Croatia
Chiang Mai, Thailand
Sesvete
🇭🇷 Croatia
$1,514
/mo nomad
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Monthly Cost of Living

How much you'll spend in Sesvete and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sesvete and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,514 per month in Sesvete vs $935 in Chiang Mai, rent included.

  • Sesvete $1,514
  • Chiang Mai $935

A couple spends around $2,327 per month in Sesvete vs $1,467 in Chiang Mai, rent included.

  • Sesvete $2,327
  • Chiang Mai $1,467

A family of three spends $3,139 per month in Sesvete vs $1,999 in Chiang Mai, rent included.

  • Sesvete $3,139
  • Chiang Mai $1,999

Sesvete costs about 62% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Sesvete sits 12% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Sesvete
Chiang Mai
Difference
Meal at Budget Restaurant
$12.24 €10.94
$2.13 ฿72.0
474.65%
Three-Course Dinner for Two, Mid-Range
$64.9 €58.0
$18.62 ฿628
248.34%
Fast Food Meal (McDonalds, etc)
$8.00 €7.16
$5.60 ฿189
42.86%
Cappuccino
$2.45 €2.19
$1.66 ฿56.1
47.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 €2.69
$0.65 ฿21.83
363.08%
Water (0.33 liter bottle)
$2.12 €1.90
$0.30 ฿10.29
606.67%
Local Beer (0.5 liter draught)
$3.40 €3.04
$2.32 ฿78.4
46.55%
Imported Beer (0.33 liter bottle)
$4.42 €3.95
$3.67 ฿124
20.44%
🛒 Groceries & Markets
Sesvete
Chiang Mai
Difference
Milk (1 liter)
$1.17 €1.05
$2.02 ฿68.0
-42.08%
White Bread (500g)
$1.51 €1.35
$1.41 ฿47.51
7.09%
Rice (white) (1kg)
$2.82 €2.52
$1.39 ฿46.96
102.88%
Eggs
$3.82 €3.42
$2.37 ฿79.9
61.18%
Local Cheese (1kg)
$10.88 €9.73
$16.52 ฿557
-34.14%
Chicken Fillets (1kg)
$10.61 €9.49
$2.67 ฿90.1
297.38%
Beef Round Steak (1kg)
$17.22 €15.40
$9.02 ฿304
90.91%
Apples (1kg)
$1.95 €1.75
$2.40 ฿80.9
-18.75%
Banana (1kg)
$1.71 €1.53
$1.04 ฿35.13
64.42%
Oranges (1kg)
$2.20 €1.97
$1.66 ฿56.0
32.53%
Tomato (1kg)
$2.53 €2.26
$1.56 ฿52.6
62.18%
Potato (1kg)
$1.37 €1.23
$1.24 ฿41.76
10.48%
Onion (1kg)
$1.25 €1.12
$1.09 ฿36.66
14.68%
Lettuce (1 head)
$1.18 €1.06
$0.76 ฿25.70
55.26%
Water (1.5 liter bottle)
$1.26 €1.13
$0.51 ฿17.35
147.06%
Cigarettes 20 Pack (Marlboro, Camel)
$5.44 €4.87
$4.12 ฿139
32.04%
Wine (Bottle)
$7.84 €7.01
$17.93 ฿605
-56.27%
Local Beer (0.5 liter bottle)
$1.62 €1.45
$1.62 ฿54.8
-
Imported Beer (0.33 liter bottle)
$2.40 €2.14
$2.82 ฿95.2
-14.89%
🚌 Getting Around
Sesvete
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.69 €1.51
$0.93 ฿31.53
81.72%
Public Transport Monthly Pass (Regular Price)
$44.03 €39.38
$52.9 ฿1,785
-16.75%
Taxi Start (Normal Tariff)
$2.26 €2.02
$1.18 ฿39.70
91.53%
Taxi (Normal Tariff) (1km)
$1.36 €1.22
$0.17 ฿5.79
700.00%
Taxi 1hour Waiting (Normal Tariff)
$12.38 €11.07
$1.81 ฿61.1
583.98%
Gasoline (1 liter)
$1.87 €1.67
$1.47 ฿49.69
27.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K €23.3K
$21.0K ฿708.9K
24.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K €22.8K
$26.5K ฿894.6K
-3.77%
🧾 Monthly Utilities & Internet
Sesvete
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$157 €140
$62.6 ฿2,111
150.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.49 €20.11
$11.60 ฿392
93.88%
Internet (50+ Mbps, Unlimited Data)
$38.32 €34.26
$20.30 ฿685
88.77%
🎉 Sport & Entertainment
Sesvete
Chiang Mai
Difference
Gym Membership (Monthly)
$51.9 €46.42
$37.88 ฿1,278
37.04%
Tennis Court (1 Hour on Weekend)
$15.57 €13.93
$3.70 ฿125
320.81%
Cinema Ticket
$10.19 €9.11
$6.51 ฿220
56.53%
🧸 Childcare & Education
Sesvete
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$243 €217
$727 ฿24.5K
-66.64%
International Primary School, 1 Child (Yearly)
$2,838 €2,538
$16.6K ฿559.2K
-82.88%
👕👟 Clothing & Footwear
Sesvete
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$109 €97.8
$53.5 ฿1,807
104.22%
Summer Dress (H&M, Zara, etc)
$36.36 €32.52
$24.80 ฿837
46.61%
Sport Shoes (Adidas, Nike)
$102 €90.9
$90.4 ฿3,050
12.48%
Men's Leather Business Shoes
$114 €101
$72.0 ฿2,428
57.70%
🏠 Accommodation & Living
Sesvete
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$693 €620
$481 ฿16.2K
44.04%
1-bedroom Apartment, Outside City Center (Monthly)
$517 €462
$310 ฿10.5K
66.87%
3-bedroom Apartment, City Center (Monthly)
$1,199 €1,072
$1,058 ฿35.7K
13.25%
3-bedroom Apartment, Outside City Center (Monthly)
$864 €773
$659 ฿22.2K
31.23%
Buy Apartment in City Center (m2)
$3,974 €3,553
$2,418 ฿81.6K
64.37%
Buy Apartment Outside City Center (m2)
$2,830 €2,530
$1,609 ฿54.3K
75.90%
💵 Salaries & Financials
Sesvete
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
-
$595 ฿20.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.3
5.57
-40.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sesvete: October 31, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sesvete
$517
Chiang Mai
$310 40.1% $207
Groceries & Markets
Sesvete
$287
Chiang Mai
$237 17.6% $51
Monthly Utilities & Internet
Sesvete
$218
Chiang Mai
$94 56.6% $123
Eating Out
Sesvete
$198
Chiang Mai
$77 61.3% $121
Clothing & Footwear
Sesvete
$162
Chiang Mai
$108 33.3% $54
Sport & Entertainment
Sesvete
$72
Chiang Mai
$51 29.6% $21
Getting Around
Sesvete
$60
Chiang Mai
$59 2% $1.2

Cost Breakdown

A central one-bedroom costs $693 in Sesvete versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65 in Sesvete versus $19 in Chiang Mai. Monthly groceries follow the same trend: $287 vs $237 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇭🇷 Sesvete
🇹🇭 Chiang Mai
🕒 Local time
21:42 9:42 PM
03:42 3:42 AM
6 h ahead of Sesvete
🌤 Weather
👥 Population
70,800
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.73 THB (100 THB = 2.65 EUR).

On the map
Between locations
  • Sesvete Chiang Mai 7,980 km ≈ 10 h nonstop flight
From you
  • Sesvete
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sesvete vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Sesvete or Chiang Mai?
Sesvete costs about 62% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Sesvete and in Chiang Mai?
For a comfortable life, plan on about $2,271 per month in Sesvete and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Sesvete or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $693 in Sesvete.
How do childcare costs compare in Sesvete and in Chiang Mai?
Kindergarten costs $243 per month in Sesvete and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Sesvete or in Chiang Mai?
Groceries cost about 21% more in Sesvete, though the gap depends on what you buy.
Can you live on $800/month in Sesvete or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $1,514 in Sesvete and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Sesvete or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,514 in Sesvete. Climate, culture, job market, and personal taste all factor in.
How safe is Sesvete compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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