Last update: Oct 2026

Cost of Living Comparison Between Sesvete and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,503 in Sesvete, rent and utilities included – about $7,100 less a year. Other living expenses account for most of the difference.

73

Cost of Living Index in Sesvete
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Sesvete Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Sesvete

🇭🇷 Croatia

$1,503

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Sesvete and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sesvete and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,503 in Sesvete versus $915 in Cebu.

Sesvete $1,503
Cebu $915

Estimated couple costs with rent: $2,306 in Sesvete versus $1,418 in Cebu.

Sesvete $2,306
Cebu $1,418

Monthly costs for a family of three with rent: $3,110 in Sesvete versus $1,921 in Cebu.

Sesvete $3,110
Cebu $1,921

Living in Sesvete is roughly 64% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sesvete is 11% above, Cebu is 33% below.

Meal at Budget Restaurant

$12.12 €10.78

$3.05 ₱192

297.38%

Three-Course Dinner for Two, Mid-Range

$61.5 €54.7

$24.00 ₱1,511

156.13%

Fast Food Meal (McDonalds, etc)

$8.26 €7.35

$3.99 ₱251

107.02%

Cappuccino

$2.50 €2.23

$2.50 ₱157

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 €2.59

$1.54 ₱97.1

89.61%

Water (0.33 liter bottle)

$2.17 €1.93

$0.50 ₱31.37

334.00%

Local Beer (0.5 liter draught)

$3.38 €3.00

$1.78 ₱112

89.89%

Imported Beer (0.33 liter bottle)

$4.40 €3.92

$2.17 ₱136

102.76%

Milk (1 liter)

$1.22 €1.08

$2.00 ₱126

-39.00%

White Bread (500g)

$1.62 €1.44

$1.37 ₱86.2

18.25%

Rice (white) (1kg)

$2.63 €2.34

$1.03 ₱64.9

155.34%

Eggs

$3.90 €3.47

$2.03 ₱128

92.12%

Local Cheese (1kg)

$10.70 €9.52

$10.20 ₱642

4.90%

Chicken Fillets (1kg)

$10.61 €9.44

$4.45 ₱280

138.43%

Beef Round Steak (1kg)

$17.75 €15.79

$7.67 ₱483

131.42%

Apples (1kg)

$1.99 €1.77

$3.31 ₱208

-39.88%

Banana (1kg)

$1.72 €1.53

$1.46 ₱91.8

17.81%

Oranges (1kg)

$2.06 €1.83

$2.32 ₱146

-11.21%

Tomato (1kg)

$2.55 €2.27

$1.49 ₱94.0

71.14%

Potato (1kg)

$1.30 €1.15

$2.34 ₱147

-44.44%

Onion (1kg)

$1.13 €1.01

$1.94 ₱122

-41.75%

Lettuce (1 head)

$1.17 €1.04

$1.16 ₱73.0

0.86%

Water (1.5 liter bottle)

$1.24 €1.11

$0.68 ₱42.89

82.35%

Cigarettes 20 Pack (Marlboro, Camel)

$5.46 €4.86

$2.99 ₱188

82.61%

Wine (Bottle)

$7.78 €6.92

$6.24 ₱393

24.68%

Local Beer (0.5 liter bottle)

$1.62 €1.44

$1.23 ₱77.3

31.71%

Imported Beer (0.33 liter bottle)

$2.44 €2.17

$1.73 ₱109

41.04%

One-way Ticket (Public Transport)

$1.69 €1.50

$0.23 ₱14.36

634.78%

Public Transport Monthly Pass (Regular Price)

$44.06 €39.19

$12.34 ₱777

257.05%

Taxi Start (Normal Tariff)

$2.20 €1.96

$0.79 ₱49.96

178.48%

Taxi (Normal Tariff) (1km)

$1.41 €1.25

$0.22 ₱13.86

540.91%

Taxi 1hour Waiting (Normal Tariff)

$11.79 €10.48

$4.54 ₱286

159.69%

Gasoline (1 liter)

$1.85 €1.65

$1.32 ₱82.9

40.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K €22.9K

$21.0K ₱1.3M

22.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K €23.4K

$19.4K ₱1.2M

35.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 €139

$119 ₱7,464

31.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.13 €19.69

$14.22 ₱896

55.63%

Internet (50+ Mbps, Unlimited Data)

$40.14 €35.71

$27.47 ₱1,730

46.12%

Gym Membership (Monthly)

$51.0 €45.35

$32.31 ₱2,034

57.78%

Tennis Court (1 Hour on Weekend)

$15.24 €13.56

$6.50 ₱409

134.46%

Cinema Ticket

$8.83 €7.86

$5.40 ₱340

63.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$246 €219

$276 ₱17.4K

-10.77%

International Primary School, 1 Child (Yearly)

$2,841 €2,527

$7,866 ₱495.3K

-63.88%

Jeans (Levis 501 Or Similar)

$110 €97.7

$49.37 ₱3,108

122.56%

Summer Dress (H&M, Zara, etc)

$36.61 €32.56

$24.58 ₱1,548

48.94%

Sport Shoes (Adidas, Nike)

$97.1 €86.4

$76.6 ₱4,825

26.72%

Men's Leather Business Shoes

$108 €95.6

$58.9 ₱3,706

82.65%

1-bedroom Apartment, City Center (Monthly)

$687 €611

$503 ₱31.7K

36.49%

1-bedroom Apartment, Outside City Center (Monthly)

$512 €455

$305 ₱19.2K

68.09%

3-bedroom Apartment, City Center (Monthly)

$1,207 €1,074

$1,075 ₱67.7K

12.29%

3-bedroom Apartment, Outside City Center (Monthly)

$865 €770

$632 ₱39.8K

36.88%

Buy Apartment in City Center (m2)

$4,079 €3,628

$2,870 ₱180.7K

42.14%

Buy Apartment Outside City Center (m2)

$2,922 €2,599

$1,877 ₱118.2K

55.63%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

7.2

-54.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sesvete: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sesvete

$512 34.1%

Cebu

$305 33.3% 40.5% $207

Groceries & Markets

Sesvete

$288 19.2%

Cebu

$210 22.9% 27.3% $79

Monthly Utilities & Internet

Sesvete

$218 14.5%

Cebu

$160 17.5% 26.5% $58

Eating Out

Sesvete

$198 13.2%

Cebu

$88 9.6% 55.6% $110

Clothing & Footwear

Sesvete

$158 10.5%

Cebu

$94 10.3% 40.3% $64

Sport & Entertainment

Sesvete

$69 4.6%

Cebu

$43 4.7% 37.2% $26

Getting Around

Sesvete

$60 4%

Cebu

$15 1.7% 74.8% $45

Cost Breakdown

A one-bedroom apartment in the center runs $687 in Sesvete and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $61.0 in Sesvete vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $288 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇭🇷 Sesvete

🇵🇭 Cebu

🕒 Local time

23:46 11:46 PM

05:46 5:46 AM

6 h ahead of Sesvete

🌤 Weather

👥 Population

70,800

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

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Between locations

Sesvete Cebu 10,530 km ≈ 14 h nonstop flight

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Sesvete
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sesvete vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 64% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,254 in Sesvete and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $687 in Sesvete versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,503 per month in Sesvete versus $915 in Cebu – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 257% less than in Sesvete. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,503 in Sesvete, a $1,500 budget is realistic in Cebu but tight or insufficient in Sesvete. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sesvete, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sesvete and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 64% less than in Sesvete. Beyond cost, consider language, visa policies, and how big the international community is in each city.