Last update: Oct 2026

Cost of Living Comparison Between Sesimbra and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,603 in Sesimbra, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Sesimbra
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Sesimbra Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Sesimbra

🇵🇹 Portugal

$1,603

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sesimbra and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sesimbra and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,603 in Sesimbra versus $918 in Cebu.

Sesimbra $1,603
Cebu $918

Estimated couple costs with rent: $2,327 in Sesimbra versus $1,409 in Cebu.

Sesimbra $2,327
Cebu $1,409

Monthly costs for a family of three with rent: $3,052 in Sesimbra versus $1,900 in Cebu.

Sesimbra $3,052
Cebu $1,900

Living in Sesimbra is roughly 75% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sesimbra is 19% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.12 €10.78

$3.09 ₱194

292.23%

Three-Course Dinner for Two, Mid-Range

$44.34 €39.44

$24.22 ₱1,525

83.07%

Fast Food Meal (McDonalds, etc)

$8.89 €7.91

$3.92 ₱247

126.79%

Cappuccino

$2.55 €2.27

$2.51 ₱158

1.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 €1.89

$1.59 ₱100

33.96%

Water (0.33 liter bottle)

$1.44 €1.28

$0.53 ₱33.43

171.70%

Local Beer (0.5 liter draught)

$3.32 €2.96

$1.78 ₱112

86.52%

Imported Beer (0.33 liter bottle)

$3.84 €3.41

$2.17 ₱137

76.96%

Milk (1 liter)

$1.06 €0.95

$1.92 ₱121

-44.79%

White Bread (500g)

$1.95 €1.74

$1.36 ₱85.4

43.38%

Rice (white) (1kg)

$1.61 €1.44

$1.01 ₱63.5

59.41%

Eggs

$3.46 €3.08

$2.03 ₱128

70.44%

Local Cheese (1kg)

$10.75 €9.56

$9.86 ₱621

9.03%

Chicken Fillets (1kg)

$6.83 €6.07

$4.39 ₱277

55.58%

Beef Round Steak (1kg)

$14.97 €13.32

$7.60 ₱479

96.97%

Apples (1kg)

$2.70 €2.40

$3.30 ₱208

-18.18%

Banana (1kg)

$1.41 €1.25

$1.39 ₱87.8

1.44%

Oranges (1kg)

$1.84 €1.64

$2.33 ₱147

-21.03%

Tomato (1kg)

$2.24 €1.99

$1.50 ₱94.3

49.33%

Potato (1kg)

$1.59 €1.41

$2.36 ₱149

-32.63%

Onion (1kg)

$2.14 €1.90

$1.90 ₱119

12.63%

Lettuce (1 head)

$1.54 €1.37

$1.19 ₱74.9

29.41%

Water (1.5 liter bottle)

$0.78 €0.70

$0.63 ₱39.71

23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.91 €5.26

$3.00 ₱189

97.00%

Wine (Bottle)

$4.56 €4.06

$6.03 ₱379

-24.38%

Local Beer (0.5 liter bottle)

$0.87 €0.78

$1.23 ₱77.7

-29.27%

Imported Beer (0.33 liter bottle)

$3.16 €2.81

$1.75 ₱110

80.57%

One-way Ticket (Public Transport)

$2.18 €1.94

$0.25 ₱15.86

772.00%

Public Transport Monthly Pass (Regular Price)

$41.52 €36.93

$12.64 ₱796

228.48%

Taxi Start (Normal Tariff)

$2.21 €1.96

$0.77 ₱48.62

187.01%

Taxi (Normal Tariff) (1km)

$1.08 €0.96

$0.23 ₱14.53

369.57%

Taxi 1hour Waiting (Normal Tariff)

$15.37 €13.67

$4.46 ₱281

244.62%

Gasoline (1 liter)

$2.06 €1.84

$1.31 ₱82.8

57.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K €30.0K

$21.2K ₱1.3M

58.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.2K

$19.1K ₱1.2M

94.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.6 €88.6

$120 ₱7,569

-17.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.43 €18.17

$14.00 ₱882

45.93%

Internet (50+ Mbps, Unlimited Data)

$42.24 €37.57

$27.54 ₱1,734

53.38%

Gym Membership (Monthly)

$41.08 €36.54

$32.33 ₱2,035

27.06%

Tennis Court (1 Hour on Weekend)

$17.44 €15.52

$6.65 ₱419

162.26%

Cinema Ticket

$7.41 €6.59

$5.65 ₱356

31.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$598 €532

$275 ₱17.3K

117.13%

International Primary School, 1 Child (Yearly)

$11.4K €10.1K

$7,918 ₱498.5K

44.00%

Jeans (Levis 501 Or Similar)

$67.1 €59.7

$49.33 ₱3,106

36.06%

Summer Dress (H&M, Zara, etc)

$37.76 €33.59

$25.24 ₱1,589

49.60%

Sport Shoes (Adidas, Nike)

$70.2 €62.4

$77.0 ₱4,846

-8.84%

Men's Leather Business Shoes

$94.7 €84.2

$57.2 ₱3,601

65.56%

1-bedroom Apartment, City Center (Monthly)

$943 €839

$500 ₱31.5K

88.86%

1-bedroom Apartment, Outside City Center (Monthly)

$766 €682

$309 ₱19.4K

148.10%

3-bedroom Apartment, City Center (Monthly)

$1,544 €1,374

$1,078 ₱67.9K

43.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,153 €1,026

$615 ₱38.7K

87.47%

Buy Apartment in City Center (m2)

$2,745 €2,441

$2,886 ₱181.7K

-4.90%

Buy Apartment Outside City Center (m2)

$1,929 €1,716

$1,917 ₱120.7K

0.67%

Average Monthly Net Salary (After Tax)

$1,420 €1,263

$346 ₱21.8K

310.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

7.2

-46.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sesimbra: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sesimbra

$766 47.8%

Cebu

$309 33.6% 59.7% $457

Groceries & Markets

Sesimbra

$247 15.4%

Cebu

$206 22.4% 16.5% $41

Eating Out

Sesimbra

$193 12%

Cebu

$88 9.6% 54.2% $105

Monthly Utilities & Internet

Sesimbra

$162 10.1%

Cebu

$162 17.6% 0.3% $0.5

Clothing & Footwear

Sesimbra

$121 7.6%

Cebu

$94 10.2% 22.6% $27

Getting Around

Sesimbra

$58 3.6%

Cebu

$16 1.7% 73.1% $42

Sport & Entertainment

Sesimbra

$56 3.5%

Cebu

$44 4.8% 22% $12

Cost Breakdown

A one-bedroom apartment in the center runs $943 in Sesimbra and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Sesimbra pays 310% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Sesimbra vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $247 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Sesimbra

🇵🇭 Cebu

🕒 Local time

03:10 3:10 AM

10:10 10:10 AM

7 h ahead of Sesimbra

🌤 Weather

👥 Population

52,394

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Sesimbra Cebu 12,730 km ≈ 16 h nonstop flight

From you

Sesimbra
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sesimbra vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 75% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 310% higher in Sesimbra, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $943 in Sesimbra versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,603 per month in Sesimbra versus $918 in Cebu – a 75% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 228% less than in Sesimbra. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,603 in Sesimbra, a $1,500 budget is realistic in Cebu but tight or insufficient in Sesimbra. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sesimbra, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sesimbra and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 75% less than in Sesimbra. Beyond cost, consider language, visa policies, and how big the international community is in each city.