Last update: Oct 2026

Cost of Living Comparison Between Serrai and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,506 in Serrai, rent and utilities included – about $1,900 less a year. The total is higher in Serrai despite lower rent and utilities.

72

Cost of Living Index in Serrai
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Serrai Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Serrai

🇬🇷 Greece

$1,506

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Serrai and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Serrai and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,506 per month in Serrai vs $1,349 in Ubud, Bali, rent included.

Serrai $1,506
Ubud, Bali $1,349

A couple spends around $2,099 per month in Serrai vs $2,305 in Ubud, Bali, rent included.

Serrai $2,099
Ubud, Bali $2,305

A family of three spends $2,693 per month in Serrai vs $3,261 in Ubud, Bali, rent included.

Serrai $2,693
Ubud, Bali $3,261

Serrai costs about 12% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$15.07 €13.49

$3.32 Rp 60.2K

353.92%

Three-Course Dinner for Two, Mid-Range

$33.40 €29.91

$35.64 Rp 645.8K

-6.29%

Fast Food Meal (McDonalds, etc)

$13.08 €11.71

$5.53 Rp 100.3K

136.53%

Cappuccino

$3.50 €3.13

$2.72 Rp 49.3K

28.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 €2.00

$1.70 Rp 30.8K

31.18%

Water (0.33 liter bottle)

$0.59 €0.53

$0.76 Rp 13.8K

-22.37%

Local Beer (0.5 liter draught)

$4.35 €3.90

$2.65 Rp 48.1K

64.15%

Imported Beer (0.33 liter bottle)

$5.71 €5.11

$4.38 Rp 79.4K

30.37%

Milk (1 liter)

$1.39 €1.24

$1.49 Rp 27.0K

-6.71%

White Bread (500g)

$1.15 €1.03

$2.28 Rp 41.2K

-49.56%

Rice (white) (1kg)

$1.88 €1.69

$1.19 Rp 21.6K

57.98%

Eggs

$4.18 €3.74

$2.04 Rp 36.9K

104.90%

Local Cheese (1kg)

$11.11 €9.95

$17.70 Rp 320.8K

-37.23%

Chicken Fillets (1kg)

$9.53 €8.54

$3.96 Rp 71.8K

140.66%

Beef Round Steak (1kg)

$11.21 €10.04

$12.19 Rp 220.9K

-8.04%

Apples (1kg)

$2.39 €2.14

$3.66 Rp 66.2K

-34.70%

Banana (1kg)

$1.82 €1.63

$1.52 Rp 27.5K

19.74%

Oranges (1kg)

$1.20 €1.08

$2.23 Rp 40.4K

-46.19%

Tomato (1kg)

$1.58 €1.41

$1.97 Rp 35.7K

-19.80%

Potato (1kg)

$1.12 €1.00

$1.85 Rp 33.5K

-39.46%

Onion (1kg)

$1.03 €0.92

$2.42 Rp 43.9K

-57.44%

Lettuce (1 head)

$0.92 €0.82

$0.99 Rp 17.9K

-7.07%

Water (1.5 liter bottle)

$0.40 €0.36

$0.51 Rp 9,303

-21.57%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 €4.57

$2.22 Rp 40.3K

129.73%

Wine (Bottle)

$8.60 €7.71

$22.24 Rp 403.0K

-61.33%

Local Beer (0.5 liter bottle)

$2.19 €1.96

$2.26 Rp 41.0K

-3.10%

Imported Beer (0.33 liter bottle)

$2.21 €1.98

$2.97 Rp 53.8K

-25.59%

One-way Ticket (Public Transport)

$1.65 €1.48

$0.25 Rp 4,548

560.00%

Public Transport Monthly Pass (Regular Price)

$51.3 €45.93

$7.82 Rp 141.8K

555.88%

Taxi Start (Normal Tariff)

$3.62 €3.24

$0.44 Rp 7,964

722.73%

Taxi (Normal Tariff) (1km)

$1.66 €1.49

$0.43 Rp 7,793

286.05%

Taxi 1hour Waiting (Normal Tariff)

$12.05 €10.80

$5.41 Rp 98.0K

122.74%

Gasoline (1 liter)

$2.10 €1.88

$0.82 Rp 14.9K

156.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K €22.4K

$23.8K Rp 432.0M

4.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €23.8K

$31.7K Rp 575.3M

-16.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$472 €423

$79.1 Rp 1.4M

496.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.97 €15.20

$6.45 Rp 116.8K

163.10%

Internet (50+ Mbps, Unlimited Data)

$30.33 €27.16

$18.58 Rp 336.7K

63.24%

Gym Membership (Monthly)

$28.37 €25.41

$49.48 Rp 896.7K

-42.66%

Tennis Court (1 Hour on Weekend)

$24.44 €21.89

$17.65 Rp 319.8K

38.47%

Cinema Ticket

$7.67 €6.87

$4.27 Rp 77.4K

79.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$334 €299

$491 Rp 8.9M

-31.84%

International Primary School, 1 Child (Yearly)

$7,288 €6,527

$5,674 Rp 102.8M

28.44%

Jeans (Levis 501 Or Similar)

$44.38 €39.75

$44.64 Rp 808.9K

-0.58%

Summer Dress (H&M, Zara, etc)

$34.05 €30.50

$34.95 Rp 633.4K

-2.58%

Sport Shoes (Adidas, Nike)

$105 €93.7

$79.9 Rp 1.4M

30.88%

Men's Leather Business Shoes

$77.4 €69.4

$79.4 Rp 1.4M

-2.49%

1-bedroom Apartment, City Center (Monthly)

$335 €300

$1,125 Rp 20.4M

-70.24%

1-bedroom Apartment, Outside City Center (Monthly)

$264 €236

$671 Rp 12.2M

-60.76%

3-bedroom Apartment, City Center (Monthly)

$473 €423

$3,565 Rp 64.6M

-86.74%

3-bedroom Apartment, Outside City Center (Monthly)

$405 €363

$1,723 Rp 31.2M

-76.50%

Buy Apartment in City Center (m2)

$956 €856

$2,732 Rp 49.5M

-65.02%

Buy Apartment Outside City Center (m2)

$659 €590

$2,284 Rp 41.4M

-71.15%

Average Monthly Net Salary (After Tax)

$1,121 €1,004

$164 Rp 3.0M

584.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.6

13.78

-73.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Serrai: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Serrai

$519 34.5%

Ubud, Bali

$104 7.7% 80% $415

Accommodation & Living

Serrai

$264 17.5%

Ubud, Bali

$672 49.8% 155% $408

Groceries & Markets

Serrai

$246 16.4%

Ubud, Bali

$288 21.4% 17.1% $42

Eating Out

Serrai

$246 16.4%

Ubud, Bali

$108 8% 56.3% $139

Clothing & Footwear

Serrai

$117 7.8%

Ubud, Bali

$108 8% 8.3% $9.7

Getting Around

Serrai

$70 4.6%

Ubud, Bali

$11 0.9% 83.6% $58

Sport & Entertainment

Serrai

$44 2.9%

Ubud, Bali

$58 4.3% 32.8% $14

Cost Breakdown

A central one-bedroom costs $335 in Serrai versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Serrai are about 6.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Serrai versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $246 vs $288 – making Serrai the more affordable choice for daily food spending.

Good to know

🇬🇷 Serrai

🇮🇩 Ubud, Bali

🕒 Local time

02:40 2:40 AM

08:40 8:40 AM

6 h ahead of Serrai

🌤 Weather

👥 Population

56,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Serrai Ubud, Bali 10,770 km ≈ 14 h nonstop flight

From you

Serrai
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Serrai vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Serrai costs about 12% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,259 per month in Serrai and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Serrai, especially for central apartments: a one-bedroom in the center costs $335 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,506 in Serrai and $1,349 in Ubud, Bali. That makes Ubud, Bali about 10% cheaper.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,506 in Serrai and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,506 in Serrai. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Serrai makes more sense. Both are solid long-term options with distinct trade-offs.