Last update: Oct 2026

Cost of Living Comparison Between Serrai and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,253 in Serrai, rent and utilities included – about $4,000 less a year. Other living expenses account for most of the difference.

61

Cost of Living Index in Serrai
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Serrai Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Serrai

🇬🇷 Greece

$1,253

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Serrai and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Serrai and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,253 in Serrai versus $918 in Cebu.

Serrai $1,253
Cebu $918

Estimated couple costs with rent: $1,867 in Serrai versus $1,409 in Cebu.

Serrai $1,867
Cebu $1,409

Monthly costs for a family of three with rent: $2,481 in Serrai versus $1,900 in Cebu.

Serrai $2,481
Cebu $1,900

Living in Serrai is roughly 36% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Serrai 7% lower, Cebu 32% lower.

Meal at Budget Restaurant

$15.14 €13.47

$3.09 ₱194

389.97%

Three-Course Dinner for Two, Mid-Range

$45.45 €40.42

$24.22 ₱1,525

87.65%

Fast Food Meal (McDonalds, etc)

$10.98 €9.77

$3.92 ₱247

180.10%

Cappuccino

$3.56 €3.17

$2.51 ₱158

41.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 €2.01

$1.59 ₱100

42.14%

Water (0.33 liter bottle)

$0.59 €0.52

$0.53 ₱33.43

11.32%

Local Beer (0.5 liter draught)

$5.52 €4.91

$1.78 ₱112

210.11%

Imported Beer (0.33 liter bottle)

$5.72 €5.09

$2.17 ₱137

163.59%

Milk (1 liter)

$1.34 €1.19

$1.92 ₱121

-30.21%

White Bread (500g)

$1.57 €1.40

$1.36 ₱85.4

15.44%

Rice (white) (1kg)

$1.82 €1.62

$1.01 ₱63.5

80.20%

Eggs

$4.33 €3.85

$2.03 ₱128

113.30%

Local Cheese (1kg)

$12.36 €10.99

$9.86 ₱621

25.35%

Chicken Fillets (1kg)

$9.22 €8.20

$4.39 ₱277

110.02%

Beef Round Steak (1kg)

$11.33 €10.07

$7.60 ₱479

49.08%

Apples (1kg)

$2.28 €2.03

$3.30 ₱208

-30.91%

Banana (1kg)

$1.77 €1.58

$1.39 ₱87.8

27.34%

Oranges (1kg)

$1.29 €1.15

$2.33 ₱147

-44.64%

Tomato (1kg)

$1.59 €1.42

$1.50 ₱94.3

6.00%

Potato (1kg)

$1.08 €0.96

$2.36 ₱149

-54.24%

Onion (1kg)

$1.18 €1.05

$1.90 ₱119

-37.89%

Lettuce (1 head)

$0.91 €0.81

$1.19 ₱74.9

-23.53%

Water (1.5 liter bottle)

$0.44 €0.39

$0.63 ₱39.71

-30.16%

Cigarettes 20 Pack (Marlboro, Camel)

$5.05 €4.49

$3.00 ₱189

68.33%

Wine (Bottle)

$8.78 €7.81

$6.03 ₱379

45.61%

Local Beer (0.5 liter bottle)

$2.09 €1.86

$1.23 ₱77.7

69.92%

Imported Beer (0.33 liter bottle)

$2.19 €1.95

$1.75 ₱110

25.14%

One-way Ticket (Public Transport)

$1.71 €1.52

$0.25 ₱15.86

584.00%

Public Transport Monthly Pass (Regular Price)

$44.96 €39.99

$12.64 ₱796

255.70%

Taxi Start (Normal Tariff)

$3.58 €3.18

$0.77 ₱48.62

364.94%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$0.23 ₱14.53

395.65%

Taxi 1hour Waiting (Normal Tariff)

$12.31 €10.95

$4.46 ₱281

176.01%

Gasoline (1 liter)

$2.04 €1.81

$1.31 ₱82.8

55.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K €22.2K

$21.2K ₱1.3M

17.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €23.7K

$19.1K ₱1.2M

39.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 €190

$120 ₱7,569

77.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.57 €14.74

$14.00 ₱882

18.36%

Internet (50+ Mbps, Unlimited Data)

$29.16 €25.93

$27.54 ₱1,734

5.88%

Gym Membership (Monthly)

$27.67 €24.62

$32.33 ₱2,035

-14.41%

Tennis Court (1 Hour on Weekend)

$27.05 €24.06

$6.65 ₱419

306.77%

Cinema Ticket

$7.96 €7.08

$5.65 ₱356

40.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$473 €420

$275 ₱17.3K

71.65%

International Primary School, 1 Child (Yearly)

$7,221 €6,423

$7,918 ₱498.5K

-8.80%

Jeans (Levis 501 Or Similar)

$45.33 €40.32

$49.33 ₱3,106

-8.11%

Summer Dress (H&M, Zara, etc)

$32.90 €29.26

$25.24 ₱1,589

30.35%

Sport Shoes (Adidas, Nike)

$105 €93.6

$77.0 ₱4,846

36.69%

Men's Leather Business Shoes

$76.6 €68.1

$57.2 ₱3,601

33.86%

1-bedroom Apartment, City Center (Monthly)

$334 €297

$500 ₱31.5K

-33.21%

1-bedroom Apartment, Outside City Center (Monthly)

$272 €242

$309 ₱19.4K

-12.00%

3-bedroom Apartment, City Center (Monthly)

$464 €412

$1,078 ₱67.9K

-56.99%

3-bedroom Apartment, Outside City Center (Monthly)

$391 €347

$615 ₱38.7K

-36.51%

Buy Apartment in City Center (m2)

$944 €840

$2,886 ₱181.7K

-67.29%

Buy Apartment Outside City Center (m2)

$669 €595

$1,917 ₱120.7K

-65.10%

Average Monthly Net Salary (After Tax)

$1,140 €1,014

$346 ₱21.8K

229.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.6

7.2

-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Serrai: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Serrai

$272 21.7%

Cebu

$309 33.6% 13.6% $37

Monthly Utilities & Internet

Serrai

$259 20.7%

Cebu

$162 17.6% 37.6% $97

Groceries & Markets

Serrai

$253 20.2%

Cebu

$206 22.4% 18.6% $47

Eating Out

Serrai

$247 19.7%

Cebu

$88 9.6% 64.3% $159

Clothing & Footwear

Serrai

$117 9.3%

Cebu

$94 10.2% 19.7% $23

Getting Around

Serrai

$61 4.9%

Cebu

$16 1.7% 74.5% $45

Sport & Entertainment

Serrai

$44 3.5%

Cebu

$44 4.8% 0.1% $0

Cost Breakdown

A one-bedroom apartment in the center runs $334 in Serrai and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Serrai pays 230% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Serrai vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $253 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Serrai

🇵🇭 Cebu

🕒 Local time

07:08 7:08 AM

12:08 12:08 PM

5 h ahead of Serrai

🌤 Weather

👥 Population

56,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Serrai Cebu 10,110 km ≈ 13 h nonstop flight

From you

Serrai
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Serrai vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 36% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 230% higher in Serrai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $334 in Serrai versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,253 per month in Serrai versus $918 in Cebu – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 256% less than in Serrai. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,253 in Serrai, a $1,500 budget is realistic in Cebu but tight or insufficient in Serrai. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Serrai, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Serrai and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 36% less than in Serrai. Beyond cost, consider language, visa policies, and how big the international community is in each city.