🙂A single person spends $1,765 per month in Seoul vs $2,347 in St. Thomas, rent included.
🙂A couple spends around $2,881 per month in Seoul vs $3,394 in St. Thomas, rent included.
🙂A family of three spends $3,997 per month in Seoul vs $4,440 in St. Thomas, rent included.
🙂Seoul is about 25% cheaper than St. Thomas, driven mainly by Groceries & Markets.
📊Both Seoul and St. Thomas sit above the global median – Seoul by 32%, St. Thomas by 76%.
Currency
🍽 Eating Out
Seoul
St. Thomas
Difference
Meal at Budget Restaurant
$8.73₩13.0K
$20.36CA$28.54
-57.12%
Three-Course Dinner for Two, Mid-Range
$54.3₩80.8K
$72.3CA$101
-24.83%
Fast Food Meal(McDonalds, etc)
$6.47₩9,627
$11.16CA$15.64
-42.03%
Cappuccino
$3.88₩5,766
$3.44CA$4.82
12.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.65₩2,455
$1.80CA$2.52
-8.33%
Water(0.33 liter bottle)
$0.86₩1,274
$1.79CA$2.51
-51.96%
Local Beer(0.5 liter draught)
$3.77₩5,610
$5.14CA$7.21
-26.65%
Imported Beer(0.33 liter bottle)
$5.72₩8,517
$5.75CA$8.06
-0.52%
🛒 Groceries & Markets
Seoul
St. Thomas
Difference
Milk(1 liter)
$2.26₩3,369
$2.01CA$2.82
12.44%
White Bread(500g)
$3.42₩5,095
$2.70CA$3.78
26.67%
Rice(white)(1kg)
$3.09₩4,604
$3.26CA$4.57
-5.21%
Eggs
$3.06₩4,548
$3.17CA$4.45
-3.47%
Local Cheese(1kg)
$14.51₩21.6K
$9.61CA$13.47
50.99%
Chicken Fillets(1kg)
$10.76₩16.0K
$11.24CA$15.76
-4.27%
Beef Round Steak(1kg)
$34.54₩51.4K
$16.00CA$22.43
115.88%
Apples(1kg)
$7.65₩11.4K
$4.22CA$5.92
81.28%
Banana(1kg)
$3.54₩5,272
$1.29CA$1.81
174.42%
Oranges(1kg)
$5.42₩8,063
$3.25CA$4.56
66.77%
Tomato(1kg)
$6.49₩9,657
$3.69CA$5.17
75.88%
Potato(1kg)
$3.87₩5,754
$2.93CA$4.11
32.08%
Onion(1kg)
$2.87₩4,273
$2.64CA$3.70
8.71%
Lettuce(1 head)
$2.61₩3,890
$2.34CA$3.27
11.54%
Water(1.5 liter bottle)
$1.32₩1,960
$1.50CA$2.11
-12.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32₩4,947
$11.10CA$15.56
-70.09%
Wine(Bottle)
$16.50₩24.5K
$12.46CA$17.46
32.42%
Local Beer(0.5 liter bottle)
$2.38₩3,547
$2.12CA$2.97
12.26%
Imported Beer(0.33 liter bottle)
$3.37₩5,015
$2.52CA$3.53
33.73%
🚌 Getting Around
Seoul
St. Thomas
Difference
One-way Ticket(Public Transport)
$1.08₩1,601
$2.39CA$3.35
-54.81%
Public Transport Monthly Pass(Regular Price)
$46.87₩69.7K
$63.4CA$88.8
-26.01%
Taxi Start(Normal Tariff)
$3.46₩5,152
$2.31CA$3.24
49.78%
Taxi(Normal Tariff)(1km)
$0.57₩847
$1.75CA$2.45
-67.43%
Taxi 1hour Waiting(Normal Tariff)
$9.00₩13.4K
$30.81CA$43.20
-70.79%
Gasoline(1 liter)
$1.25₩1,861
$1.14CA$1.60
9.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K₩41.6M
$25.1KCA$35.1K
11.52%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K₩37.7M
$20.8KCA$29.2K
21.88%
🧾 Monthly Utilities & Internet
Seoul
St. Thomas
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$160₩238.5K
$134CA$188
19.60%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.41₩51.2K
$53.7CA$75.3
-35.92%
Internet(50+ Mbps, Unlimited Data)
$22.05₩32.8K
$57.9CA$81.1
-61.88%
🎉 Sport & Entertainment
Seoul
St. Thomas
Difference
Gym Membership(Monthly)
$58.0₩86.2K
$41.18CA$57.7
40.72%
Tennis Court(1 Hour on Weekend)
$23.44₩34.9K
-
-
Cinema Ticket
$10.93₩16.3K
$11.06CA$15.51
-1.18%
🧸 Childcare & Education
Seoul
St. Thomas
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$417₩620.8K
$546CA$765
-23.57%
International Primary School, 1 Child(Yearly)
$23.6K₩35.1M
$10.9KCA$15.3K
116.27%
👕👟 Clothing & Footwear
Seoul
St. Thomas
Difference
Jeans(Levis 501 Or Similar)
$59.2₩88.0K
$54.3CA$76.1
8.97%
Summer Dress(H&M, Zara, etc)
$48.41₩72.0K
$38.84CA$54.5
24.64%
Sport Shoes(Adidas, Nike)
$79.9₩118.8K
$86.4CA$121
-7.59%
Men's Leather Business Shoes
$115₩170.9K
$80.6CA$113
42.54%
🏠 Accommodation & Living
Seoul
St. Thomas
Difference
1-bedroom Apartment, City Center(Monthly)
$944₩1.4M
$1,208CA$1,693
-21.84%
1-bedroom Apartment, Outside City Center(Monthly)
$588₩874.6K
$1,182CA$1,657
-50.26%
3-bedroom Apartment, City Center(Monthly)
$2,584₩3.8M
$2,005CA$2,811
28.86%
3-bedroom Apartment, Outside City Center(Monthly)
$1,312₩2.0M
$1,798CA$2,521
-27.05%
Buy Apartment in City Center(m2)
$26.0K₩38.7M
$4,383CA$6,145
493.23%
Buy Apartment Outside City Center(m2)
$10.7K₩15.9M
$3,545CA$4,970
201.84%
💵 Salaries & Financials
Seoul
St. Thomas
Difference
Average Monthly Net Salary(After Tax)
$3,149₩4.7M
$2,869CA$4,023
9.75%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.14
6.55
-36.79%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Seoul: July 14, 2026
Last update for St. Thomas: July 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $944 in Seoul versus $1,208 in St. Thomas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 10% higher in Seoul, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $54.0 in Seoul versus $72.0 in St. Thomas. Groceries tell a different story – $491 in Seoul vs $348 in St. Thomas – so St. Thomas wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seoul vs St. Thomas: Cost of Living - Frequently Asked Questions
Which city is more expensive, Seoul or St. Thomas?
St. Thomas costs about 33% more than Seoul, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Seoul and in St. Thomas?
For a comfortable life, plan on about $2,647 per month in Seoul and $3,520 in St. Thomas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Seoul or St. Thomas?
Rent is clearly cheaper in Seoul, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Seoul compared to St. Thomas?
Public transport costs about 35% less in Seoul. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Seoul and in St. Thomas?
Kindergarten costs $417 per month in Seoul and $546 in St. Thomas. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,000/month in Seoul or in St. Thomas?
A $2,000 monthly budget goes further in Seoul, where all-in costs run around $1,765, than in St. Thomas at $2,347. In Seoul it covers expenses comfortably, while in St. Thomas it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Seoul – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Seoul compared to St. Thomas?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Seoul or to St. Thomas?
If budget matters most, go with Seoul. If higher salaries, better infrastructure, or specific career opportunities are the priority, St. Thomas makes more sense. Both are solid long-term options with distinct trade-offs.