Last update: Oct 2026

Cost of Living Comparison Between Seoul and Pangasinan

For one person, living is cheaper in Pangasinan: $785 a month against $1,804 in Seoul, rent and utilities included – about $12,200 less a year. Rent and utilities account for about half of the difference.

Seoul
🇰🇷 South Korea
$1,804
/mo nomad
Pangasinan
🇵🇭 Philippines
$785
/mo nomad
Monthly Cost of Living

How much you'll spend in Seoul and in Pangasinan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seoul and in Pangasinan actually costs, broken down by who's living it.

A single person spends $1,804 per month in Seoul vs $785 in Pangasinan, rent included.

  • Seoul $1,804
  • Pangasinan $785

A couple spends around $2,877 per month in Seoul vs $1,175 in Pangasinan, rent included.

  • Seoul $2,877
  • Pangasinan $1,175

A family of three spends $3,950 per month in Seoul vs $1,566 in Pangasinan, rent included.

  • Seoul $3,950
  • Pangasinan $1,566

Seoul costs about 130% more than Pangasinan, and outside of rent the biggest gap is in groceries.

Seoul sits 33% above the global median, while Pangasinan is 42% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Seoul
Pangasinan
Difference
Meal at Budget Restaurant
$9.10 ₩12.1K
$1.20 ₱75.8
658.33%
Three-Course Dinner for Two, Mid-Range
$66.7 ₩88.6K
$13.70 ₱862
386.64%
Fast Food Meal (McDonalds, etc)
$7.49 ₩9,959
$4.00 ₱252
87.25%
Cappuccino
$4.19 ₩5,569
$2.55 ₱160
64.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.55 ₩2,067
$1.08 ₱68.0
43.52%
Water (0.33 liter bottle)
$0.79 ₩1,055
$0.53 ₱33.62
49.06%
Local Beer (0.5 liter draught)
$3.64 ₩4,846
$0.83 ₱52.3
338.55%
Imported Beer (0.33 liter bottle)
$6.14 ₩8,164
$3.15 ₱198
94.92%
🛒 Groceries & Markets
Seoul
Pangasinan
Difference
Milk (1 liter)
$2.11 ₩2,811
$1.09 ₱68.9
93.58%
White Bread (500g)
$3.05 ₩4,051
$0.83 ₱52.0
267.47%
Rice (white) (1kg)
$4.21 ₩5,599
$0.72 ₱45.61
484.72%
Eggs
$3.54 ₩4,709
$2.49 ₱157
42.17%
Local Cheese (1kg)
$18.02 ₩24.0K
$7.03 ₱442
156.33%
Chicken Fillets (1kg)
$10.35 ₩13.8K
$4.81 ₱303
115.18%
Beef Round Steak (1kg)
$26.47 ₩35.2K
$7.01 ₱441
277.60%
Apples (1kg)
$7.91 ₩10.5K
$2.36 ₱149
235.17%
Banana (1kg)
$3.44 ₩4,578
$1.93 ₱122
78.24%
Oranges (1kg)
$5.64 ₩7,493
$3.14 ₱198
79.62%
Tomato (1kg)
$6.41 ₩8,517
$2.39 ₱151
168.20%
Potato (1kg)
$3.71 ₩4,938
$3.57 ₱225
3.92%
Onion (1kg)
$2.52 ₩3,345
$3.45 ₱217
-26.96%
Lettuce (1 head)
$2.87 ₩3,816
$1.11 ₱70.0
158.56%
Water (1.5 liter bottle)
$1.16 ₩1,536
$0.58 ₱36.27
100.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.37 ₩4,480
$2.69 ₱169
25.28%
Wine (Bottle)
$18.72 ₩24.9K
$7.84 ₱494
138.78%
Local Beer (0.5 liter bottle)
$2.28 ₩3,036
$1.32 ₱82.9
72.73%
Imported Beer (0.33 liter bottle)
$3.31 ₩4,397
$2.06 ₱130
60.68%
🚌 Getting Around
Seoul
Pangasinan
Difference
One-way Ticket (Public Transport)
$1.13 ₩1,497
$0.26 ₱16.50
334.62%
Public Transport Monthly Pass (Regular Price)
$46.73 ₩62.1K
$11.24 ₱708
315.75%
Taxi Start (Normal Tariff)
$3.52 ₩4,684
$0.66 ₱41.59
433.33%
Taxi (Normal Tariff) (1km)
$0.64 ₩849
$0.23 ₱14.50
178.26%
Taxi 1hour Waiting (Normal Tariff)
$8.76 ₩11.7K
$1.93 ₱121
353.89%
Gasoline (1 liter)
$1.45 ₩1,930
$0.92 ₱58.1
57.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K ₩39.4M
$21.2K ₱1.3M
39.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2K ₩37.5M
$19.3K ₱1.2M
46.26%
🧾 Monthly Utilities & Internet
Seoul
Pangasinan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$211 ₩280.4K
$153 ₱9,648
37.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.36 ₩47.0K
$15.75 ₱992
124.51%
Internet (50+ Mbps, Unlimited Data)
$20.57 ₩27.4K
$31.66 ₱1,993
-35.03%
🎉 Sport & Entertainment
Seoul
Pangasinan
Difference
Gym Membership (Monthly)
$57.7 ₩76.7K
$32.52 ₱2,048
77.43%
Tennis Court (1 Hour on Weekend)
$16.20 ₩21.5K
$4.58 ₱288
253.71%
Cinema Ticket
$11.37 ₩15.1K
$7.07 ₱445
60.82%
🧸 Childcare & Education
Seoul
Pangasinan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,967 ₩2.6M
$132 ₱8,330
1386.78%
International Primary School, 1 Child (Yearly)
$22.8K ₩30.3M
$7,373 ₱464.2K
208.86%
👕👟 Clothing & Footwear
Seoul
Pangasinan
Difference
Jeans (Levis 501 Or Similar)
$57.5 ₩76.4K
$32.82 ₱2,066
75.05%
Summer Dress (H&M, Zara, etc)
$33.08 ₩44.0K
$19.88 ₱1,252
66.40%
Sport Shoes (Adidas, Nike)
$70.1 ₩93.2K
$80.2 ₱5,049
-12.55%
Men's Leather Business Shoes
$84.3 ₩112.0K
$54.7 ₱3,444
54.04%
🏠 Accommodation & Living
Seoul
Pangasinan
Difference
1-bedroom Apartment, City Center (Monthly)
$878 ₩1.2M
$265 ₱16.7K
231.04%
1-bedroom Apartment, Outside City Center (Monthly)
$624 ₩829.7K
$169 ₱10.6K
269.36%
3-bedroom Apartment, City Center (Monthly)
$2,513 ₩3.3M
$519 ₱32.6K
384.54%
3-bedroom Apartment, Outside City Center (Monthly)
$1,287 ₩1.7M
$360 ₱22.7K
257.32%
Buy Apartment in City Center (m2)
$30.4K ₩40.4M
$2,394 ₱150.7K
1168.51%
Buy Apartment Outside City Center (m2)
$11.9K ₩15.8M
$986 ₱62.1K
1104.71%
💵 Salaries & Financials
Seoul
Pangasinan
Difference
Average Monthly Net Salary (After Tax)
$3,599 ₩4.8M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.08
7.5
-45.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seoul: October 18, 2026

Last update for Pangasinan: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Seoul
$624
Pangasinan
$169 72.9% $455
Groceries & Markets
Seoul
$480
Pangasinan
$201 58% $278
Monthly Utilities & Internet
Seoul
$267
Pangasinan
$201 24.8% $66
Eating Out
Seoul
$185
Pangasinan
$69 62.7% $116
Clothing & Footwear
Seoul
$110
Pangasinan
$84 23.4% $26
Sport & Entertainment
Seoul
$80
Pangasinan
$47 42% $34
Getting Around
Seoul
$58
Pangasinan
$14 75.7% $44

Cost Breakdown

A central one-bedroom costs $878 in Seoul versus $265 in Pangasinan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $67.0 in Seoul versus $14.00 in Pangasinan. Monthly groceries follow the same trend: $480 vs $201 – making Pangasinan the more affordable choice for daily food spending.

Good to know
🇰🇷 Seoul
🇵🇭 Pangasinan
🕒 Local time
01:16 1:16 AM
00:16 12:16 AM
1 h behind Seoul
🌤 Weather
👥 Population
9,509,458 Capital
3,188,540
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to KRW – South Korean Won Converter

South Korean Won exchange rates as of October 20, 2026: 1 USD = 1,330 KRW (10,000 KRW = 7.52 USD). 1 EUR = 1,495 KRW (10,000 KRW = 6.69 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Seoul Pangasinan 2,490 km ≈ 3 h 30 min nonstop flight
From you
  • Seoul
  • Pangasinan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seoul vs Pangasinan: Cost of Living - Frequently Asked Questions
Is Pangasinan cheaper than Seoul?
Yes – Seoul is pricier by about 130%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $2,707 per month in Seoul and $1,178 in Pangasinan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Pangasinan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Seoul and in Pangasinan?
Monthly expenses with rent come to $1,804 in Seoul and $785 in Pangasinan. That's a gap of about 130%.
Which city has cheaper public transport?
Public transport costs about 316% less in Pangasinan. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Seoul or in Pangasinan?
A $1,500 monthly budget goes further in Pangasinan, where all-in costs run around $785, than in Seoul at $1,804. In Pangasinan it covers expenses comfortably, while in Seoul it requires careful planning or may not stretch far enough.
Is Seoul or Pangasinan more family-friendly?
Families tend to lean toward Pangasinan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Seoul or Pangasinan?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Pangasinan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seoul makes more sense. Both are solid long-term options with distinct trade-offs.

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