Last update: Oct 2026

Cost of Living Comparison Between Seoul and Jinhua

For one person, living is cheaper in Jinhua: $644 a month against $1,794 in Seoul, rent and utilities included – about $13,800 less a year. Rent and utilities account for about half of the difference.

Seoul
🇰🇷 South Korea
$1,794
/mo nomad
Jinhua
🇨🇳 China
$644
/mo nomad
Monthly Cost of Living

How much you'll spend in Seoul and in Jinhua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seoul and in Jinhua actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,794 in Seoul versus $644 in Jinhua.

  • Seoul $1,794
  • Jinhua $644

Estimated couple costs with rent: $2,863 in Seoul versus $1,059 in Jinhua.

  • Seoul $2,863
  • Jinhua $1,059

Monthly costs for a family of three with rent: $3,931 in Seoul versus $1,474 in Jinhua.

  • Seoul $3,931
  • Jinhua $1,474

Living in Seoul is roughly 179% more expensive than in Jinhua, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Seoul is 33% above, Jinhua is 52% below.

Currency
🍽 Eating Out
Seoul
Jinhua
Difference
Meal at Budget Restaurant
$8.80 ₩11.7K
$4.42 ¥29.54
99.10%
Three-Course Dinner for Two, Mid-Range
$68.4 ₩90.9K
$22.23 ¥149
207.56%
Fast Food Meal (McDonalds, etc)
$7.54 ₩10.0K
$5.25 ¥35.10
43.62%
Cappuccino
$4.23 ₩5,624
$1.46 ¥9.78
189.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.63 ₩2,167
$0.44 ¥2.92
270.45%
Water (0.33 liter bottle)
$0.74 ₩985
$0.29 ¥1.91
155.17%
Local Beer (0.5 liter draught)
$3.64 ₩4,843
$0.44 ¥2.94
727.27%
Imported Beer (0.33 liter bottle)
$6.15 ₩8,175
$1.46 ¥9.79
321.23%
🛒 Groceries & Markets
Seoul
Jinhua
Difference
Milk (1 liter)
$2.01 ₩2,679
$1.53 ¥10.23
31.37%
White Bread (500g)
$3.13 ₩4,164
$1.46 ¥9.76
114.38%
Rice (white) (1kg)
$4.32 ₩5,744
$0.78 ¥5.18
453.85%
Eggs
$3.61 ₩4,794
$1.29 ¥8.62
179.84%
Local Cheese (1kg)
$17.83 ₩23.7K
$17.42 ¥117
2.35%
Chicken Fillets (1kg)
$10.45 ₩13.9K
$3.21 ¥21.45
225.55%
Beef Round Steak (1kg)
$25.80 ₩34.3K
$8.88 ¥59.4
190.54%
Apples (1kg)
$7.66 ₩10.2K
$1.82 ¥12.16
320.88%
Banana (1kg)
$3.38 ₩4,499
$1.19 ¥7.94
184.03%
Oranges (1kg)
$5.81 ₩7,723
$1.17 ¥7.80
396.58%
Tomato (1kg)
$6.41 ₩8,520
$1.51 ¥10.10
324.50%
Potato (1kg)
$3.75 ₩4,983
$0.78 ¥5.22
380.77%
Onion (1kg)
$2.54 ₩3,375
$0.73 ¥4.85
247.95%
Lettuce (1 head)
$2.84 ₩3,782
$0.14 ¥0.91
1928.57%
Water (1.5 liter bottle)
$1.11 ₩1,472
$0.31 ¥2.10
258.06%
Cigarettes 20 Pack (Marlboro, Camel)
$3.35 ₩4,455
$3.85 ¥25.72
-12.99%
Wine (Bottle)
$18.49 ₩24.6K
$10.65 ¥71.2
73.62%
Local Beer (0.5 liter bottle)
$2.40 ₩3,185
$0.47 ¥3.13
410.64%
Imported Beer (0.33 liter bottle)
$3.37 ₩4,480
$1.51 ¥10.11
123.18%
🚌 Getting Around
Seoul
Jinhua
Difference
One-way Ticket (Public Transport)
$1.14 ₩1,521
$0.31 ¥2.10
267.74%
Public Transport Monthly Pass (Regular Price)
$46.11 ₩61.3K
$17.14 ¥115
169.02%
Taxi Start (Normal Tariff)
$3.49 ₩4,643
$1.53 ¥10.25
128.10%
Taxi (Normal Tariff) (1km)
$0.63 ₩840
$0.21 ¥1.40
200.00%
Taxi 1hour Waiting (Normal Tariff)
$8.86 ₩11.8K
$8.79 ¥58.8
0.80%
Gasoline (1 liter)
$1.51 ₩2,005
$1.28 ¥8.59
17.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K ₩38.9M
$12.1K ¥80.8K
142.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2K ₩37.5M
$14.9K ¥99.9K
88.81%
🧾 Monthly Utilities & Internet
Seoul
Jinhua
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$218 ₩289.2K
$22.46 ¥150
868.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.15 ₩46.7K
$7.77 ¥52.0
352.38%
Internet (50+ Mbps, Unlimited Data)
$21.29 ₩28.3K
$10.45 ¥69.9
103.73%
🎉 Sport & Entertainment
Seoul
Jinhua
Difference
Gym Membership (Monthly)
$58.1 ₩77.2K
$42.28 ¥283
37.32%
Tennis Court (1 Hour on Weekend)
$16.10 ₩21.4K
$15.17 ¥101
6.13%
Cinema Ticket
$11.31 ₩15.0K
$4.38 ¥29.31
158.22%
🧸 Childcare & Education
Seoul
Jinhua
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,948 ₩2.6M
$411 ¥2,749
373.77%
International Primary School, 1 Child (Yearly)
$22.9K ₩30.4M
$28.2K ¥188.5K
-18.93%
👕👟 Clothing & Footwear
Seoul
Jinhua
Difference
Jeans (Levis 501 Or Similar)
$57.0 ₩75.8K
$22.55 ¥151
152.95%
Summer Dress (H&M, Zara, etc)
$33.39 ₩44.4K
$36.91 ¥247
-9.54%
Sport Shoes (Adidas, Nike)
$71.5 ₩95.0K
$76.1 ¥509
-6.06%
Men's Leather Business Shoes
$82.5 ₩109.7K
$29.61 ¥198
178.69%
🏠 Accommodation & Living
Seoul
Jinhua
Difference
1-bedroom Apartment, City Center (Monthly)
$901 ₩1.2M
$258 ¥1,728
248.47%
1-bedroom Apartment, Outside City Center (Monthly)
$612 ₩813.5K
$184 ¥1,232
231.97%
3-bedroom Apartment, City Center (Monthly)
$2,526 ₩3.4M
$479 ¥3,205
427.05%
3-bedroom Apartment, Outside City Center (Monthly)
$1,266 ₩1.7M
$380 ¥2,543
232.82%
Buy Apartment in City Center (m2)
$29.4K ₩39.1M
$3,485 ¥23.3K
744.07%
Buy Apartment Outside City Center (m2)
$11.9K ₩15.8M
$1,933 ¥12.9K
515.71%
💵 Salaries & Financials
Seoul
Jinhua
Difference
Average Monthly Net Salary (After Tax)
$3,650 ₩4.9M
$1,500 ¥10.0K
143.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.08
3
36.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seoul: October 11, 2026

Last update for Jinhua: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Seoul
$612
Jinhua
$184 69.9% $428
Groceries & Markets
Seoul
$477
Jinhua
$196 58.8% $281
Monthly Utilities & Internet
Seoul
$274
Jinhua
$41 85.2% $233
Eating Out
Seoul
$184
Jinhua
$77 58.3% $107
Clothing & Footwear
Seoul
$110
Jinhua
$74 32.4% $36
Sport & Entertainment
Seoul
$81
Jinhua
$51 36.7% $30
Getting Around
Seoul
$57
Jinhua
$21 63.4% $36

Cost Breakdown

A one-bedroom apartment in the center runs $901 in Seoul and $258 in Jinhua. Housing cost is often the main lever when comparing two cities.

Seoul pays 143% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Seoul vs $22.00 in Jinhua for a mid-range dinner for two. Groceries echo the gap at $477 vs $196 per month, with Jinhua cheaper across the board.

Good to know
🇰🇷 Seoul
🇨🇳 Jinhua
🕒 Local time
16:14 4:14 PM
15:14 3:14 PM
1 h behind Seoul
🌤 Weather
👥 Population
9,509,458 Capital
5,361,572
💱 Currency
Exchange rates and currency converter

CNY, USD, EUR to KRW – South Korean Won Converter

South Korean Won exchange rates as of October 19, 2026: 1 USD = 1,330 KRW (10,000 KRW = 7.52 USD). 1 EUR = 1,495 KRW (10,000 KRW = 6.69 EUR).

Chinese Yuan exchange rates as of October 19, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

On the map
Between locations
  • Seoul Jinhua 1,160 km ≈ 2 h nonstop flight
From you
  • Seoul
  • Jinhua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seoul vs Jinhua: Cost of Living - Frequently Asked Questions
Is Jinhua cheaper than Seoul?
Jinhua is cheaper overall, especially in groceries, eating out, and clothing. The 179% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Seoul or Jinhua?
Average pay runs 143% higher in Seoul, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Seoul and Jinhua?
Rent for a central apartment: $901 in Seoul versus $258 in Jinhua. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Jinhua runs roughly 169% less than in Seoul. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $1,948 in Seoul versus $411 in Jinhua. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Seoul or in Jinhua?
At $644 in Jinhua versus $1,794 in Seoul, a $1,500 budget is realistic in Jinhua but tight or insufficient in Seoul. The gap between the two cities makes Jinhua the clear choice for anyone on this budget.
Is it better to live in Seoul or in Jinhua?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Seoul or Jinhua?
Safety-wise, Seoul and Jinhua are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Jinhua gentler on the wallet – expenses run 179% less than in Seoul. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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